First Financial Bancorp (FFBC) Panoramica del titolo

First Financial Bancorp. opera come holding bancaria per First Financial Bank, che fornisce servizi bancari e commerciali a privati e aziende in Ohio, Indiana, Kentucky e Illinois. Maggiori dettagli

FFBC analisi fondamentale
Punteggio fiocco di neve
Valutazione	5/6
Crescita futura	1/6
Prestazioni passate	4/6
Salute finanziaria	6/6
Dividendi	4/6

Premi

Negoziato a 43% al di sotto della nostra stima del suo valore equo

Si prevede che gli utili cresceranno del 12.77% all'anno

Gli utili sono cresciuti del 6.2% all'anno negli ultimi 5 anni

Paga un dividendo affidabile di 3.36%

Negoziato a un buon valore rispetto ai pari e al settore

Analisi del rischio

Importanti vendite da parte di insider negli ultimi 3 mesi

FFBC Community Fair Values

Create Narrative

See what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

11.0% undervalued

AnalystConsensusTarget

15d ago

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Top Analyst Narratives

First Financial Bancorp

AnalystConsensusTarget

Based on Analyst Price Targets

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Key Takeaways Efficiency gains from digital transformation and process improvements are expected to boost margins, lower expenses, and expand customer reach without added branch dependency. Strategic acquisition and demographic-driven expansion into new services position the bank for revenue growth, greater market share, and more stable earnings.

View narrative

US$33.43

11.0% sottovalutato

13.82%

Revenue growth p.a.

View all narratives

Concorrenti di First Financial Bancorp.

Storia dei prezzi e prestazioni

Riepilogo dei massimi, dei minimi e delle variazioni dei prezzi delle azioni per First Financial Bancorp
Prezzi storici delle azioni
Prezzo attuale dell'azione	US$29.76
Massimo di 52 settimane	US$31.38
Minimo di 52 settimane	US$22.93
Beta	0.94
Variazione di 1 mese	0.88%
Variazione a 3 mesi	-1.42%
Variazione di 1 anno	18.94%
Variazione a 3 anni	52.23%
Variazione a 5 anni	17.07%
Variazione dall'IPO	1,140.39%

Notizie e aggiornamenti recenti

Aggiornamento dell'analisi • Apr 28

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

The updated analyst price target for First Financial Bancorp has increased to $33.43 from $32.14. Analysts attribute the change to recent target increases across multiple firms and modest adjustments to discount rate, growth, margin, and future P/E assumptions.

Recent updates

Aggiornamento dell'analisi • Apr 28

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Articolo di analisi • Apr 27

Earnings Beat: First Financial Bancorp. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First Financial Bancorp. ( NASDAQ:FFBC ) just released its latest first-quarter results and things are looking bullish...

Aggiornamento dell'analisi • Apr 13

FFBC: Overweight Initiation And Stable Credit Trends Will Shape Measured Upside

The analyst price target for First Financial Bancorp has been raised by $1. Analysts cite modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions to reflect updated research from firms including Truist, RBC Capital, Keefe Bruyette, and Stephens.

Aggiornamento dell'analisi • Mar 28

FFBC: Recent Overweight Initiation And Charge Off Trends Will Support Future Upside

First Financial Bancorp's analyst price target has been nudged higher to roughly $32.14, up about $0.14, as analysts factor in slightly revised fair value estimates, modest adjustments to growth and margin assumptions, and a series of recent target lifts from firms updating their views on the stock. Analyst Commentary Bullish Takeaways Bullish analysts are initiating and reiterating positive views, which supports the slightly higher blended price target and suggests that recent valuation work still sees room for the shares to reflect their internal fair value estimates.

Aggiornamento dell'analisi • Mar 14

FFBC: Updated Fair Value Views And Deal Progress Will Support Future Upside

Analysts have raised their price targets on First Financial Bancorp by a few dollars in recent reports, citing updated views on fair value around $32.00, supported by modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent research notes focus on price target adjustments of a few dollars, with analysts aligning fair value views close to US$32.00 after updating their models for discount rates, revenue expectations, margin assumptions, and future P/E levels.

Aggiornamento dell'analisi • Feb 28

FFBC: Updated Deal Outlook And Earnings Assumptions Will Support Future Upside Potential

Analysts have raised their price targets on First Financial Bancorp by $1 to $2, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E that together keep fair value around $32.0 per share. Analyst Commentary Recent research updates highlight how small adjustments to key assumptions can still support a fair value view around US$32.0 per share for First Financial Bancorp.

Aggiornamento dell'analisi • Feb 14

FFBC: Updated Deal Outlook And Earnings Assumptions Will Guide Future Returns

Analysts have raised their price target on First Financial Bancorp to $32.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and expected future P/E, as reflected in recent research updates from multiple firms. Analyst Commentary Recent research updates have centered on refreshed assumptions for fair value, discount rates, revenue trends, profitability and future P/E, which together feed into the higher price targets on First Financial Bancorp.

Aggiornamento dell'analisi • Jan 30

FFBC: Incremental Model Tweaks And BankFinancial Deal Will Shape Future Returns

Analysts have raised their price targets on First Financial Bancorp by a few dollars, making modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E that support the updated view. Analyst Commentary Recent research updates around First Financial Bancorp focus on fine tuning valuation inputs rather than making sweeping calls, which can be useful context if you are already following the name closely.

Seeking Alpha • Jan 29

First Financial Bancorp.: Continued Momentum

Summary First Financial Bancorp. delivered strong Q4 results, with revenues up 12.1% and a notable earnings beat. FFBC's net interest margin remains robust at 3.98%, among the highest in regional banks, despite a slight sequential dip. Loan and deposit growth was significant, boosted by the Westfield acquisition and modest organic expansion. Dividend yield stands at 3.7% with consistent growth; asset quality and returns remain solid despite temporary merger-driven fluctuations. Read the full article on Seeking Alpha

Aggiornamento dell'analisi • Oct 09

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Analysts have raised their price target for First Financial Bancorp by $0.53 to $30.33. They cite updated fair value estimates following recent portfolio repositioning and the integration of BankFinancial’s assets.

Articolo di analisi • May 31

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...

Articolo di analisi • May 03

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...

Seeking Alpha • Apr 28

First Financial Bancorp: Well-Positioned, Attractive Yield

Summary First Financial Bancorp's Q1 earnings showed a 2.6% revenue increase, but missed estimates by $14.7 million; net income was $51.3 million or $0.54 per share. Despite economic concerns, the bank saw modest loan growth and expects up to 5% loan growth in 2025, driven by leasing and mortgage origination. Return metrics declined due to seasonal softness and increased loan loss provisions; however, asset quality metrics showed improvement, with nonperforming assets and net charge-offs decreasing. With a 4.2% dividend yield, strong asset quality, and increasing tangible book value, the current FFBC price dip to $22 presents a buying opportunity. Read the full article on Seeking Alpha

Articolo di analisi • Feb 24

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.24

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend on the 17th of March...

Articolo di analisi • Oct 29

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) will pay a dividend of $0.24 on the 16th of December. This means that the...

Seeking Alpha • Oct 25

First Financial Bancorp: Weakening Key Metrics, But Stabilizing

Summary First Financial Bancorp reported a 5% drop in top-line revenues to $201 million, missing consensus estimates by $13 million, with net income at $52.5 million. Loan growth was modest at 1% annualized, driven by leasing and mortgage origination, while the cost of deposits increased, impacting net interest margin. Return metrics showed declines, with return on average assets at 1.17% and return on average equity at 8.8%, the lowest this year. Asset quality saw mixed results, with nonperforming assets rising and provision for loan losses improving; tangible book value per FFBC share increased significantly. Read the full article on Seeking Alpha

Nuova analisi • Sep 24

Diversified Revenue And Decisive Cost Management Propel Financial Stability And Profit Growth

Diversified revenue streams from foreign exchange, leasing, mortgage banking, bankcard, and wealth management indicate potential for enhanced overall profitability.

Articolo di analisi • Aug 20

First Financial Bancorp (NASDAQ:FFBC) Is Increasing Its Dividend To $0.24

First Financial Bancorp.'s ( NASDAQ:FFBC ) dividend will be increasing from last year's payment of the same period to...

Articolo di analisi • Jul 30

First Financial Bancorp's (NASDAQ:FFBC) Upcoming Dividend Will Be Larger Than Last Year's

First Financial Bancorp. ( NASDAQ:FFBC ) will increase its dividend from last year's comparable payment on the 16th of...

Articolo di analisi • May 29

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend on the 17th of June...

Articolo di analisi • Jan 30

First Financial Bancorp (NASDAQ:FFBC) Is Paying Out A Dividend Of $0.23

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.23 per share on...

Rendimenti per gli azionisti

	FFBC	US Banks	US Mercato
7D	-3.0%	-2.3%	1.5%
1Y	18.9%	16.7%	25.5%

Ritorno vs Industria: FFBC ha superato il US Banks che ha restituito 16.7 % nell'ultimo anno.

Rendimento vs Mercato: FFBC ha avuto una performance inferiore al mercato US che ha registrato un rendimento 25.5 % nell'ultimo anno.

Volatilità dei prezzi

Is FFBC's price volatile compared to industry and market?
FFBC volatility
FFBC Average Weekly Movement	3.4%
Banks Industry Average Movement	3.5%
Market Average Movement	7.2%
10% most volatile stocks in US Market	16.0%
10% least volatile stocks in US Market	3.2%

Prezzo delle azioni stabile: FFBC non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.

Volatilità nel tempo: La volatilità settimanale ( 3% ) di FFBC è rimasta stabile nell'ultimo anno.

Informazioni sull'azienda

Fondato	I dipendenti	AMMINISTRATORE DELEGATO	Sito web
1863	2,199	Archie Brown	www.bankatfirst.com

First Financial Bancorp. opera come holding bancaria della First Financial Bank, che fornisce servizi bancari e commerciali a privati e aziende in Ohio, Indiana, Kentucky e Illinois. L'azienda offre conti correnti e conti di risparmio e accetta vari prodotti di deposito, come conti fruttiferi e infruttiferi, depositi a termine e servizi di gestione del contante per clienti al dettaglio e commerciali.

First Financial Bancorp. Riepilogo dei fondamenti

Come si confrontano gli utili e i ricavi di First Financial Bancorp con la sua capitalizzazione di mercato?
FFBC statistiche fondamentali
Capitalizzazione di mercato	US$3.14b
Utili (TTM)	US$278.76m
Ricavi(TTM)	US$917.19m

11.2x

Rapporto P/E

1.1x

Rapporto P/B

FFBC è sopravvalutato?

Vedi Fair Value e analisi di valutazione

Utili e ricavi

Statistiche chiave sulla redditività dall'ultima relazione sugli utili (TTM)
FFBC Conto economico (TTM)
Ricavi	US$917.19m
Costo del fatturato	US$0
Profitto lordo	US$917.19m
Altre spese	US$638.44m
Utili	US$278.76m

Ultimi utili riportati

Mar 31, 2026

Prossima data di guadagno

n/a

Utile per azione (EPS)	2.66
Margine lordo	100.00%
Margine di profitto netto	30.39%
Rapporto debito/patrimonio netto	49.7%

Come si è comportato FFBC nel lungo periodo?

Vedi performance storica e confronto

Dividendi

3.4%

Rendimento attuale del dividendo

35%

Rapporto di remunerazione

FFBC paga dividendi affidabili?

Vedere la storia dei dividendi e i benchmark di FFBC

Quando è necessario acquistare FFBC per ricevere un dividendo imminente?
First Financial Bancorp date dei dividendi
Data di stacco del dividendo	Jun 01 2026
Data di pagamento dei dividendi	Jun 15 2026
Giorni fino al dividendo Ex	18 days
Giorni prima della data di pagamento dei dividendi	32 days

FFBC paga dividendi affidabili?

Vedere la storia dei dividendi e i benchmark di FFBC

Analisi aziendale e situazione dei dati finanziari

Dati	Ultimo aggiornamento (ora UTC)
Analisi dell'azienda	2026/05/13 01:30
Prezzo dell'azione a fine giornata	2026/05/13 00:00
Utili	2026/03/31
Utili annuali	2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

Pacchetto	Dati	Tempistica	Esempio Fonte USA ^*
Dati finanziari della società	10 anni	Conto economico Rendiconto finanziario Bilancio	Modulo SEC 10-K Modulo SEC 10-Q
Stime di consenso degli analisti	+3 anni	Previsioni finanziarie Obiettivi di prezzo degli analisti	Rapporti di ricerca degli analisti Blue Matrix
Prezzi di mercato	30 anni	Prezzi delle azioni Dividendi, scissioni e azioni	Dati di mercato ICE Modulo SEC S-1
Proprietà	10 anni	Top azionisti Insider trading	Modulo 4 SEC Modulo 13D SEC
Gestione	10 anni	Team di leadership Consiglio di amministrazione	Modulo SEC 10-K Modulo SEC DEF 14A
Sviluppi principali	10 anni	Annunci aziendali	Modulo 8-K SEC

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

First Financial Bancorp. è coperta da 17 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

Analista	Istituzione
Bryce Rowe	Baird
Jason Goldberg	Barclays
Kevin Reevey	D.A. Davidson & Co.

First Financial Bancorp (FFBC) Panoramica del titolo

Premi

Analisi del rischio

Analyst Price Targets

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Top Analyst Narratives

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Concorrenti di First Financial Bancorp.

Park National

TowneBank

Bank of Hawaii

BankUnited

Storia dei prezzi e prestazioni

Notizie e aggiornamenti recenti

First Financial Bancorp Q1 Net Income Rises as Acquisitions Expand Loans and Branch Network

Chairman of the Board recently sold US$795k worth of stock

Chairman of the Board notifies of intention to sell stock

First quarter dividend of US$0.25 announced

First Financial Bancorp. Declares Quarterly Cash Dividend, Payable on June 15, 2026

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Recent updates

First Financial Bancorp Q1 Net Income Rises as Acquisitions Expand Loans and Branch Network

Chairman of the Board recently sold US$795k worth of stock

Chairman of the Board notifies of intention to sell stock

First quarter dividend of US$0.25 announced

First Financial Bancorp. Declares Quarterly Cash Dividend, Payable on June 15, 2026

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Earnings Beat: First Financial Bancorp. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First quarter 2026 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp., Annual General Meeting, May 26, 2026

FFBC: Overweight Initiation And Stable Credit Trends Will Shape Measured Upside

First Financial Bancorp. to Report Q1, 2026 Results on Apr 23, 2026

FFBC: Recent Overweight Initiation And Charge Off Trends Will Support Future Upside

FFBC: Updated Fair Value Views And Deal Progress Will Support Future Upside

FFBC: Updated Deal Outlook And Earnings Assumptions Will Support Future Upside Potential

Upcoming dividend of US$0.25 per share

Executive VP recently sold US$303k worth of stock

Executive VP notifies of intention to sell stock

FFBC: Updated Deal Outlook And Earnings Assumptions Will Guide Future Returns

Insider recently sold US$604k worth of stock

Fourth quarter dividend of US$0.25 announced

FFBC: Incremental Model Tweaks And BankFinancial Deal Will Shape Future Returns

Full year 2025 earnings: EPS in line with expectations, revenues disappoint

First Financial Bancorp.: Continued Momentum

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on March 16, 2026

First Financial Bancorp. to Report Q4, 2025 Results on Jan 28, 2026

First Financial Bancorp. (NasdaqGS:FFBC) completed the acquisition of BankFinancial Corporation (NasdaqGS:BFIN).

President recently sold US$308k worth of stock

First Financial Bancorp. Secures Regulatory Approval For Acquisition Of BankFinancial

Upcoming dividend of US$0.25 per share

Consensus EPS estimates increase by 11%

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on December 15, 2025

Third quarter 2025 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025

Digital Transformation And Process Redesign Will Increase Operational Efficiency

First Financial Bancorp. to Report Q3, 2025 Results on Oct 23, 2025

Upcoming dividend of US$0.25 per share

President recently sold US$310k worth of stock

First Financial Bancorp. (NasdaqGS:FFBC) agreed to acquire BankFinancial Corporation (NasdaqGS:BFIN) for approximately $140 million.

Second quarter dividend increased to US$0.25

Second quarter 2025 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp. Approves Dividend for Quarter ended June 30, 2025, Payable on September 15, 2025

First Financial Bancorp. to Report Q2, 2025 Results on Jul 24, 2025

First Financial Bancorp. (NasdaqGS:FFBC) entered into a stock purchase agreement to acquire Westfield Bancorp from Ohio Farmers Insurance Company for approximately $330 million.

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

Upcoming dividend of US$0.24 per share

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be $0.24

First quarter dividend of US$0.24 announced

New minor risk - Insider selling

Independent Director recently sold US$426k worth of stock

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on June 16, 2025

Price target decreased by 7.2% to US$29.00

First Financial Bancorp: Well-Positioned, Attractive Yield

First quarter 2025 earnings: EPS and revenues miss analyst expectations

First Financial Bancorp. to Report Q1, 2025 Results on Apr 24, 2025

Full year 2024 earnings: EPS exceeds analyst expectations

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.24

First Financial Bancorp., Annual General Meeting, May 27, 2025

Upcoming dividend of US$0.24 per share

Fourth quarter dividend of US$0.24 announced