UniCredit S.p.A.

Report azionario BIT:UCG

Capitalizzazione di mercato: €123.2b

UniCredit Gestione

Criteri Gestione verificati 2/4

Al momento non disponiamo di informazioni sufficienti sull'amministratore delegato.

Informazioni chiave

Andrea Orcel

Amministratore delegato

€11.5m

Compenso totale

Percentuale dello stipendio del CEO28.93%
Mandato del CEO5.3yrs
Proprietà del CEOn/a
Durata media del management3.5yrs
Durata media del Consiglio di amministrazione5.3yrs

Aggiornamenti recenti sulla gestione

Recent updates

Aggiornamento della narrazione • Jul 06

UCG: Fair Value View Balances 2026 Profit Guidance And Mixed Street Revisions

UniCredit's analyst price target has been nudged higher, with the fair value estimate moving from about €84.02 to €86.16 as analysts factor in modestly stronger revenue growth, a slightly improved profit margin profile and recent upward revisions in Street targets around €93. Analyst Commentary Recent research on UniCredit has been mixed, with price targets moving both higher and lower over the past few months.
Aggiornamento della narrazione • Jun 22

UCG: Commerzbank Takeover Setback Will Test Earnings Resilience And P/E Assumptions

Analysts have increased their UniCredit fair value estimate by about €4 to €72.00, citing recent Street research that adjusts assumptions around discount rates, revenue growth, profit margins and future P/E expectations. Analyst Commentary Recent Street research on UniCredit highlights that, alongside upward revisions, there have also been several bearish adjustments to price targets and ratings that point to ongoing debate about the stock's risk and reward profile.
Aggiornamento della narrazione • Jun 07

UCG: Capital Reshaping And Margin Resilience Will Support Further Upside

Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
Aggiornamento della narrazione • May 23

UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside

The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.
Articolo di analisi • May 08

Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
Aggiornamento della narrazione • Apr 23

UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside

Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Aggiornamento della narrazione • Apr 09

UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside

Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.
Aggiornamento della narrazione • Mar 26

UCG: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Aggiornamento della narrazione • Mar 10

UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside

Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.
Aggiornamento della narrazione • Feb 24

UCG: Execution On Capital Returns And M&A Will Drive Future Upside

We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.
Articolo di analisi • Feb 13

UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53

Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
Aggiornamento della narrazione • Feb 10

UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside

The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.
Aggiornamento della narrazione • Jan 27

UCG: Capital Returns And Deal Execution Will Shape Future Share Performance

Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.
Aggiornamento della narrazione • Jan 11

UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential

Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.
Aggiornamento della narrazione • Dec 18

UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential

Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.
Aggiornamento della narrazione • Dec 04

UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance

UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.
Aggiornamento della narrazione • Nov 19

UCG: Capital Returns Near 11% Will Drive Share Performance Forward

Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
Articolo di analisi • Jul 26

UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
User avatar
Nuova narrazione • Nov 10

Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges

UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Andrea Orcel rispetto agli utili di UniCredit?
DataCompenso totaleStipendioUtili della società
Mar 31 2026n/an/a

€11b

Dec 31 2025€11m€3m

€11b

Sep 30 2025n/an/a

€10b

Jun 30 2025n/an/a

€10b

Mar 31 2025n/an/a

€10b

Dec 31 2024€7m€3m

€9b

Sep 30 2024n/an/a

€10b

Jun 30 2024n/an/a

€10b

Mar 31 2024n/an/a

€10b

Dec 31 2023€7m€3m

€9b

Sep 30 2023n/an/a

€9b

Jun 30 2023n/an/a

€8b

Mar 31 2023n/an/a

€8b

Dec 31 2022€4m€2m

€6b

Sep 30 2022n/an/a

€3b

Jun 30 2022n/an/a

€2b

Mar 31 2022n/an/a

€1b

Dec 31 2021€7m€2m

€2b

Compensazione vs Mercato: La retribuzione totale di Andrea ($USD 13.10M ) è superiore alla media delle aziende di dimensioni simili nel mercato Italian ($USD 6.29M ).

Compensazione vs guadagni: La retribuzione di Andrea è aumentata di oltre il 20% nell'ultimo anno.

AMMINISTRATORE DELEGATO

Andrea Orcel (63 yo)

5.3yrs
Mandato
€11,474,000
Compensazione

Mr. Andrea Orcel serves as Director at EIS Group, Inc. He serves as Supervisory Board Member at UniCredit Bank AG since 2021 and serves as Chairman of Supervisory Board since July 14, 2021. He serves as Ch...

Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Andrea Orcel
Group CEO5.3yrs€11.47mNessun dato
Stefano Porro
Head of Group Finance5.8yrsNessun datoNessun dato
Gianfranco Bisagni
Group Chief Operating Officer4.1yrsNessun datoNessun dato
Renato Di Monta
Managing Directorno dataNessun datoNessun dato
Pietro Sassella
Managing Directorno dataNessun datoNessun dato
Jovana Vujicic
Directorno dataNessun datoNessun dato
Ali Khan
Head of Group Digital & Information3yrsNessun datoNessun dato
Magda Palczynska
Head of Group Investor Relations4.8yrsNessun datoNessun dato
Thiam Lim
Head of Group Compliance1.1yrsNessun datoNessun dato
Rita Izzo
Head of Group Legal2.3yrsNessun datoNessun dato
Fiona Melrose
Head of Group People & Cultureless than a yearNessun datoNessun dato
Mikhail Alekseev
Executive Vice Presidentno dataNessun datoNessun dato
3.5yrs
Durata media
63yo
Età media

Gestione esperta: Il team dirigenziale di UCG è considerato esperto (durata media dell'incarico 3.5 anni).

Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Andrea Orcel
Group CEO5.3yrs€11.47mNessun dato
Antonio Domingues
Independent Non-Executive Directorno data€260.00kNessun dato
Marco Giuseppe Rigotti
Independent Non-Executive Directorno data€397.00kNessun dato
Francesca Tondi
Independent Non-Executive Director5.3yrs€185.00kNessun dato
Gabriele Villa
Independent Non-Executive Directorno data€237.00kNessun dato
Pietro Padoan
Independent Non-Executive Chairman of the Board5.8yrs€1.03mNessun dato
Maria Pierdicchi
Independent Non-Executive Director5.3yrs€252.00kNessun dato
Vincenzo Cariello
Independent Non-Executive Director5.3yrs€211.00kNessun dato
Paola Broyd
Independent Non-Executive Directorno data€260.00kNessun dato
Elena Carletti
Independent Non-Executive Deputy Vice Chair5.3yrs€340.00kNessun dato
Beatriz Angela Bartolome
Independent Non Executive Director5.3yrs€170.00kNessun dato
Jeffrey Hedberg
Independent Non-Executive Director5.3yrs€260.00kNessun dato
5.3yrs
Durata media
63.5yo
Età media

Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di UCG sono considerati esperti (durata media dell'incarico 5.3 anni).

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/07 10:37
Prezzo dell'azione a fine giornata2026/07/07 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

UniCredit S.p.A. è coperta da 37 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander