UniCredit Crescita futura
Criteri Future verificati 1/6
UniCredit prevede che gli utili e i ricavi cresceranno rispettivamente di 4.3% e 3.6% all'anno. Si prevede che l'EPS crescerà di 8.3% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 19.1% in 3 anni.
Informazioni chiave
4.3%
Tasso di crescita degli utili
8.32%
Tasso di crescita dell'EPS
| Banks crescita degli utili | 6.6% |
| Tasso di crescita dei ricavi | 3.6% |
| Rendimento futuro del capitale proprio | 19.06% |
| Copertura analitica | Good |
| Ultimo aggiornamento | 08 Jun 2026 |
Aggiornamenti recenti sulla crescita futura
Articolo di analisi • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...Articolo di analisi • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Articolo di analisi • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...Recent updates
Aggiornamento della narrazione • Jun 07
UCG: Capital Reshaping And Margin Resilience Will Support Further Upside
Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
Aggiornamento della narrazione • May 23
UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside
The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.Articolo di analisi • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...Aggiornamento della narrazione • Apr 23
UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside
Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Aggiornamento della narrazione • Apr 09
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.Aggiornamento della narrazione • Mar 26
UCG: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.Aggiornamento della narrazione • Mar 10
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.Aggiornamento della narrazione • Feb 24
UCG: Execution On Capital Returns And M&A Will Drive Future Upside
We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.Articolo di analisi • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Aggiornamento della narrazione • Feb 10
UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside
The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.Aggiornamento della narrazione • Jan 27
UCG: Capital Returns And Deal Execution Will Shape Future Share Performance
Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.Aggiornamento della narrazione • Jan 11
UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential
Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.Aggiornamento della narrazione • Dec 18
UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential
Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.Aggiornamento della narrazione • Dec 04
UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance
UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.Aggiornamento della narrazione • Nov 19
UCG: Capital Returns Near 11% Will Drive Share Performance Forward
Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.Articolo di analisi • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
Nuova narrazione • Nov 10
Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges
UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.Previsioni di crescita degli utili e dei ricavi
| Data | Ricavi | Utili | Flusso di cassa libero | Liquidità dell'operazione | Avg. Numero di analisti |
|---|---|---|---|---|---|
| 12/31/2028 | 28,443 | 12,685 | N/A | N/A | 15 |
| 12/31/2027 | 27,223 | 11,763 | N/A | N/A | 16 |
| 12/31/2026 | 26,092 | 10,987 | N/A | N/A | 16 |
| 3/31/2026 | 25,464 | 11,156 | N/A | N/A | N/A |
| 12/31/2025 | 25,048 | 10,709 | 7,261 | 8,525 | N/A |
| 9/30/2025 | 24,850 | 10,470 | N/A | N/A | N/A |
| 6/30/2025 | 24,783 | 10,350 | -2,286 | -1,147 | N/A |
| 3/31/2025 | 24,196 | 9,685 | N/A | N/A | N/A |
| 12/31/2024 | 23,994 | 9,472 | -8,814 | -7,076 | N/A |
| 9/30/2024 | 24,011 | 10,386 | N/A | N/A | N/A |
| 6/30/2024 | 23,863 | 10,195 | -16,449 | -14,690 | N/A |
| 3/31/2024 | 23,413 | 9,826 | N/A | N/A | N/A |
| 12/31/2023 | 22,957 | 9,332 | -42,278 | -41,128 | N/A |
| 9/30/2023 | 22,308 | 9,086 | N/A | N/A | N/A |
| 6/30/2023 | 21,257 | 8,473 | -38,211 | -37,010 | N/A |
| 3/31/2023 | 20,183 | 8,174 | N/A | N/A | N/A |
| 12/31/2022 | 18,069 | 6,381 | 9,094 | 10,264 | N/A |
| 9/30/2022 | 15,105 | 3,076 | N/A | N/A | N/A |
| 6/30/2022 | 14,408 | 2,425 | -10,595 | -9,345 | N/A |
| 3/31/2022 | 13,672 | 1,447 | N/A | N/A | N/A |
| 12/31/2021 | 14,287 | 2,062 | -8,758 | -7,521 | N/A |
| 9/30/2021 | 15,091 | 1,689 | N/A | N/A | N/A |
| 6/30/2021 | 14,492 | 1,311 | 105,683 | 107,275 | N/A |
| 3/31/2021 | 13,708 | 636 | N/A | N/A | N/A |
| 12/31/2020 | 11,250 | -2,956 | 84,149 | 85,579 | N/A |
| 9/30/2020 | 11,600 | -2,587 | N/A | N/A | N/A |
| 6/30/2020 | 12,310 | -2,087 | -20,810 | -18,582 | N/A |
| 3/31/2020 | 12,556 | -1,899 | N/A | N/A | N/A |
| 12/31/2019 | 15,089 | 1,917 | N/A | -16,207 | N/A |
| 9/30/2019 | 16,027 | 4,782 | N/A | N/A | N/A |
| 6/30/2019 | 15,118 | 3,572 | N/A | 10,889 | N/A |
| 3/31/2019 | 15,862 | 3,885 | N/A | N/A | N/A |
| 12/31/2018 | 16,098 | 3,888 | N/A | -30,960 | N/A |
| 9/30/2018 | 15,775 | 2,184 | N/A | N/A | N/A |
| 6/30/2018 | 16,542 | 2,908 | N/A | -51,344 | N/A |
| 3/31/2018 | 16,627 | 3,127 | N/A | N/A | N/A |
| 12/31/2017 | 16,410 | 2,759 | N/A | 2,143 | N/A |
| 9/30/2017 | 6,091 | -11,235 | N/A | N/A | N/A |
| 6/30/2017 | 5,902 | -11,672 | N/A | 17,891 | N/A |
| 3/31/2017 | 6,370 | -11,811 | N/A | N/A | N/A |
| 12/31/2016 | 5,857 | -12,548 | N/A | -19,094 | N/A |
| 9/30/2016 | 13,421 | -206 | N/A | -11,859 | N/A |
| 6/30/2016 | 13,802 | -17 | N/A | -32,329 | N/A |
| 3/31/2016 | 13,710 | -346 | N/A | N/A | N/A |
| 12/31/2015 | 14,577 | 216 | N/A | -42,332 | N/A |
| 9/30/2015 | 17,666 | 1,866 | N/A | N/A | N/A |
| 6/30/2015 | 18,277 | 2,175 | N/A | -58,197 | N/A |
Previsioni di crescita futura degli analisti
Guadagni vs tasso di risparmio: La crescita prevista degli utili di UCG ( 4.3% all'anno) è superiore al tasso di risparmio ( 3.3% ).
Guadagni vs Mercato: Si prevede che gli utili di UCG ( 4.3% all'anno) cresceranno più lentamente rispetto al mercato Italian ( 11.2% all'anno).
Guadagni ad alta crescita: Si prevede che gli utili di UCG cresceranno, ma non in modo significativo.
Ricavi vs Mercato: Si prevede che il fatturato di UCG ( 3.6% all'anno) crescerà più lentamente rispetto al mercato Italian ( 5.8% all'anno).
Ricavi ad alta crescita: Si prevede che il fatturato di UCG ( 3.6% all'anno) crescerà più lentamente di 20% all'anno.
Previsioni di crescita dell'utile per azione
Rendimento futuro del capitale proprio
ROE futuro: Si prevede che il Return on Equity di UCG sarà basso tra 3 anni ( 19.1 %).
Scoprire le aziende in crescita
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/06/12 00:12 |
| Prezzo dell'azione a fine giornata | 2026/06/12 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
UniCredit S.p.A. è coperta da 37 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |