Crédit Agricole (ACA) Panoramica del titolo
Crédit Agricole S.A. fornisce prodotti e servizi bancari al dettaglio, aziendali, assicurativi e di investimento in Francia e a livello internazionale. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 5/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 2/6 |
| Salute finanziaria | 2/6 |
| Dividendi | 5/6 |
ACA Community Fair Values
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Analyst Price Targets
Concorrenti di Crédit Agricole S.A.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | €18.49 |
| Massimo di 52 settimane | €20.40 |
| Minimo di 52 settimane | €15.37 |
| Beta | 0.81 |
| Variazione di 1 mese | -7.23% |
| Variazione a 3 mesi | 13.82% |
| Variazione di 1 anno | 13.44% |
| Variazione a 3 anni | 60.17% |
| Variazione a 5 anni | 56.22% |
| Variazione dall'IPO | 5.48% |
Notizie e aggiornamenti recenti
Aggiornamento narrativa • Sep 03
ACA: Execution Risks In Italian Deals Will Pressure Future Earnings Quality
Crédit Agricole's updated analyst price target narrative reflects a higher fair value of €15.97 from €15.46, supported by recent Street research in which analysts have raised their euro price targets while maintaining mixed ratings on the stock. Analyst Commentary Recent Street research on Crédit Agricole shows a mix of higher price targets and cautious stances.
Aggiornamento narrativa • Aug 18
ACA: Dividend And Buyback Plans Will Support Balanced Future Repricing Risk
Analysts now see modestly higher upside for Crédit Agricole, with the updated fair value estimate moving from about €20.13 to €20.64 as they adjust assumptions on the discount rate, revenue growth, profit margins and future P/E, in line with recent price target revisions from major banks. Analyst Commentary Recent Street research on Crédit Agricole shows a mix of cautious and more constructive views.Aggiornamento narrativa • Aug 04
ACA: Future Earnings Quality Will Face Pressure From Execution Risks
The analyst price target for Crédit Agricole has shifted modestly higher, reflecting a fair value move from €15.09 to €15.46. This change is supported by Street research that has recently adjusted targets within a relatively tight €17.60 to €19.50 range as analysts factor in updated assumptions on discount rates, revenue growth, profit margins and future P/E levels.Recent updates
Aggiornamento narrativa • Sep 03
ACA: Execution Risks In Italian Deals Will Pressure Future Earnings Quality
Crédit Agricole's updated analyst price target narrative reflects a higher fair value of €15.97 from €15.46, supported by recent Street research in which analysts have raised their euro price targets while maintaining mixed ratings on the stock. Analyst Commentary Recent Street research on Crédit Agricole shows a mix of higher price targets and cautious stances.Aggiornamento narrativa • Aug 18
ACA: Dividend And Buyback Plans Will Support Balanced Future Repricing Risk
Analysts now see modestly higher upside for Crédit Agricole, with the updated fair value estimate moving from about €20.13 to €20.64 as they adjust assumptions on the discount rate, revenue growth, profit margins and future P/E, in line with recent price target revisions from major banks. Analyst Commentary Recent Street research on Crédit Agricole shows a mix of cautious and more constructive views.Aggiornamento narrativa • Aug 04
ACA: Future Earnings Quality Will Face Pressure From Execution Risks
The analyst price target for Crédit Agricole has shifted modestly higher, reflecting a fair value move from €15.09 to €15.46. This change is supported by Street research that has recently adjusted targets within a relatively tight €17.60 to €19.50 range as analysts factor in updated assumptions on discount rates, revenue growth, profit margins and future P/E levels.Aggiornamento narrativa • Jul 08
ACA: Future Rating Pressure Will Drive Cautious Stance On Earnings Sustainability
Crédit Agricole's updated analyst narrative reflects a higher fair value estimate of €15.09 from €13.58, along with a slightly higher assumed discount rate and modest shifts in revenue growth, profit margin and future P/E expectations, as analysts respond to recent Street research that includes trimmed price targets and rating changes. Analyst Commentary Recent Street research on Crédit Agricole reflects a more cautious tone, with price target trims and rating pressure contributing to a more muted stance on the stock's risk and reward balance.Aggiornamento narrativa • Jun 24
ACA: Dividend Strength Will Support Future Repricing Despite Recent Rating Downgrades
Crédit Agricole's narrative update reflects a modest adjustment to the analyst fair value estimate to €20.13, as analysts incorporate slightly revised assumptions on growth, profitability and future P/E, following recent price target cuts to €17.60 and lower, and ratings moving to Underweight and Underperform. Analyst Commentary Recent Street research on Crédit Agricole points to a more cautious stance, with several price target trims and rating cuts anchoring the discussion around valuation, execution, and growth expectations.Aggiornamento narrativa • Jun 07
ACA: Dividend And Payout Framework Will Support Future Share Repricing
Crédit Agricole's updated analyst price target has edged down by €0.19 as analysts factor in slightly higher required returns alongside modest adjustments to growth, margins, and future P/E assumptions, consistent with recent target cuts and rating downgrades from major firms. Analyst Commentary Recent research updates on Crédit Agricole point to a more cautious stance, with price targets edging lower and at least one rating downgrade to a more negative view.Aggiornamento narrativa • Apr 24
ACA: Dividend Proposal And Rating Resets Will Support Future Share Repricing
The analyst price target for Crédit Agricole has increased slightly to €20.30 from €20.03. Analysts attribute the change to updated fair value assumptions, revisions to revenue growth and profit margin expectations, and a series of recent rating and target adjustments from major firms.
Nuova narrativa • Apr 19
Long Term Savings And Fee Businesses Will Drive Future Strength Here
Catalysts About Crédit Agricole Crédit Agricole is a major European universal banking group with retail banking, insurance, asset management, corporate and investment banking, asset servicing and consumer finance activities. What are the underlying business or industry changes driving this perspective?Aggiornamento narrativa • Apr 07
ACA: Higher 2025 Dividend And Rating Resets Will Support Future Upside
Crédit Agricole's analyst price target has edged slightly lower to about €20.03 from roughly €20.09, as analysts factor in updated assumptions on revenue growth, profit margins and future P/E, following a mix of recent rating changes and modest target revisions across the Street. Analyst Commentary Recent Street research on Crédit Agricole reflects a mix of upgraded ratings and revised price targets, giving you a split picture on how execution and valuation are being judged right now.Nuova narrativa • Mar 28
Digital And Auto Leasing Pressures Will Weigh On Earnings And Keep Sentiment Cautious
Catalysts About Crédit Agricole Crédit Agricole is a large European banking group active in retail banking, corporate and investment banking, asset management, insurance and specialised financial services. What are the underlying business or industry changes driving this perspective?Aggiornamento narrativa • Mar 24
ACA: Future Dividend Policy And Recent Rating Shifts Will Support Upside Potential
Narrative Update: Crédit Agricole The analyst fair value estimate for Crédit Agricole has inched up from €20.06 to €20.09. This change reflects a series of recent price target adjustments and rating changes from analysts who highlight refined expectations on valuation and returns.Aggiornamento narrativa • Mar 07
ACA: Future Dividend Policy And Rating Shifts Will Support Upside Potential
The analyst fair value estimate for Crédit Agricole has inched up from about €20.02 to roughly €20.06. This change reflects recent price target hikes and rating changes from several firms that highlight stable assumptions on discount rate, revenue growth, profit margin and future P/E, while also acknowledging mixed views on near term upside.Aggiornamento narrativa • Feb 20
ACA: Future Dividend Outlook And Mixed Rating Shifts Will Shape Return Profile
The analyst price target for Crédit Agricole edges higher to around €20.02, with analysts citing a lower assumed future P/E and slightly firmer profit margins as key supports for the revised view. Analyst Commentary Recent Street research on Crédit Agricole points to a mixed but generally constructive stance, with several price target increases around the current analyst average of about €20.02 and at least one downgrade in rating that still keeps a higher absolute target in place.Aggiornamento narrativa • Feb 06
ACA: Future Earnings Guidance And Dividend Policy Will Support Stronger Rating
Analysts have lifted their fair value estimate for Crédit Agricole from €19.15 to about €20.01, reflecting recent price target increases and upgrades in Street research. Analyst Commentary Recent Street research around Crédit Agricole has centered on refreshed price targets and an upgrade, which together help explain the latest adjustment to fair value estimates.Aggiornamento narrativa • Jan 22
ACA: Future Earnings Will Balance Mixed Rating Signals And Profitability Aims
Narrative Update The analyst price target for Crédit Agricole has increased by about €0.40. Analysts attribute this change to steady fair value estimates, minor adjustments to revenue growth and profit margin assumptions, and a slightly higher future P/E.Aggiornamento narrativa • Jan 08
ACA: Future Earnings Will Balance Cautious Rating And Medium Term Profitability Aims
Analysts have trimmed their view on Crédit Agricole, with the consensus price target easing from €17.00 to €16.50. This reflects recent Street updates that point to a more cautious stance on the shares.Aggiornamento narrativa • Dec 18
ACA: Future Earnings Will Balance Lower Expectations And Medium Term Execution Risks
Analysts have nudged their price target for Crédit Agricole slightly lower, trimming it by around EUR 0.50 to reflect more cautious assumptions on revenue growth while acknowledging resilient profitability and modestly higher valuation multiples ahead. Analyst Commentary Recent Street research reflects a more balanced stance on Crédit Agricole, with modestly lower price targets but no major change in overall ratings, suggesting the stock is seen as fairly valued against realistic growth and return expectations.Aggiornamento narrativa • Dec 04
ACA: Future Earnings Will Balance Cautious Ratings And Medium Term Execution Risks
The analyst price target for Crédit Agricole has been trimmed slightly, with fair value edging up from EUR 18.63 to EUR 18.71 as analysts factor in marginally stronger revenue growth expectations, offset by a modestly softer profit margin outlook and a stable valuation multiple. Analyst Commentary Recent Street research on Crédit Agricole reflects a more cautious stance on the stock, with several firms trimming their price targets while broadly maintaining neutral to negative ratings.Aggiornamento narrativa • Nov 20
ACA: Earnings Momentum Will Drive Opportunity Despite Recent Rating Downgrades
The analyst price target for Crédit Agricole has been revised slightly downward, with a decrease from €18.64 to €18.63. This change reflects analyst concerns about moderating revenue growth and a marginally higher discount rate.Aggiornamento narrativa • Nov 05
ACA: Recent Downgrades Will Present Opportunity If Profitability Momentum Holds
Crédit Agricole’s fair value price target was marginally revised lower to €18.64 from €18.71. Analysts cited cautious sentiment and ongoing reductions in official price targets, despite improvements in growth and profitability metrics.Aggiornamento narrativa • Oct 22
Analyst Commentary Highlights Mixed Outlook and Modest Target Raise for Crédit Agricole
Crédit Agricole’s analyst price target was modestly raised from €18.60 to €18.71, with analysts citing a more stable profit margin outlook. This adjustment is partially offset by slightly lower revenue growth expectations.Aggiornamento narrativa • Oct 08
Digital Banking And Green Finance Will Boost Efficiency Despite Risks
Crédit Agricole's fair value price target has increased from €18.31 to €18.60. Analysts cite improving profit margins and a reversal to positive revenue growth, while maintaining caution due to a higher discount rate and a tempered industry outlook.
Nuova narrativa • Nov 07
Amundi And Sustainable Partnerships Drive Profitable Growth Amidst Economic Challenges
Customer growth and mortgage recovery in Europe are driving Crédit Agricole's revenue through increased business volume and higher loan interest income.Rendimenti per gli azionisti
| ACA | FR Banks | FR Mercato | |
|---|---|---|---|
| 7D | -0.5% | -0.03% | -2.0% |
| 1Y | 13.4% | 25.7% | -0.02% |
Ritorno vs Industria: ACA ha avuto una performance inferiore rispetto al French Banks che ha registrato un rendimento 25.7 % nell'ultimo anno.
Rendimento vs Mercato: ACA ha superato il mercato French che ha restituito -0 % nell'ultimo anno.
Volatilità dei prezzi
| ACA volatility | |
|---|---|
| ACA Average Weekly Movement | 2.7% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in FR Market | 9.5% |
| 10% least volatile stocks in FR Market | 2.2% |
Prezzo delle azioni stabile: ACA non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato French.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di ACA è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1894 | 79,848 | Olivier-Eric Gavalda | www.credit-agricole.com |
Crédit Agricole S.A. fornisce prodotti e servizi bancari al dettaglio, aziendali, assicurativi e di investimento in Francia e a livello internazionale. Opera attraverso cinque segmenti: Asset Gathering, Grandi Clienti, Servizi Finanziari Specializzati, French Retail Banking - LCL e International Retail Banking. La società offre prodotti e servizi bancari, servizi finanziari, di risparmio, di gestione patrimoniale, di pagamento e di gestione dei flussi di cassa; prodotti finanziari al consumo; prodotti assicurativi di risparmio/pensione, morte e invalidità/credito/gruppo, proprietà e infortuni; soluzioni di investimento; servizi bancari e finanziari specializzati.
Crédit Agricole S.A. Riepilogo dei fondamenti
| ACA statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | €55.94b |
| Utili (TTM) | €6.12b |
| Ricavi(TTM) | €26.02b |
9.1x
Rapporto P/E0.7x
Rapporto P/BACA è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| ACA Conto economico (TTM) | |
|---|---|
| Ricavi | €26.02b |
| Costo del fatturato | €0 |
| Profitto lordo | €26.02b |
| Altre spese | €19.90b |
| Utili | €6.12b |
Ultimi utili riportati
Jun 30, 2026
Prossima data di guadagno
Oct 30, 2026
| Utile per azione (EPS) | 2.02 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 23.53% |
| Rapporto debito/patrimonio netto | 735.1% |
Come si è comportato ACA nel lungo periodo?
Vedi performance storica e confrontoDividendi
6.2%
Rendimento attuale del dividendo84%
Rapporto di remunerazioneACA paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di ACA| Crédit Agricole date dei dividendi | |
|---|---|
| Data di stacco del dividendo | Oct 13 2026 |
| Data di pagamento dei dividendi | Oct 15 2026 |
| Giorni fino al dividendo Ex | 32 days |
| Giorni prima della data di pagamento dei dividendi | 34 days |
ACA paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di ACAAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/09/09 13:16 |
| Prezzo dell'azione a fine giornata | 2026/09/09 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Crédit Agricole S.A. è coperta da 35 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Crescentini Giuseppe | Abaxbank |
| Nicolás Fernández Picón | Banco de Sabadell. S.A. |
| Ignacio Mendez Terroso | Banco Santander |