Update shared on08 Oct 2025
Fair value Increased 1.61%Crédit Agricole's fair value price target has increased from €18.31 to €18.60. Analysts cite improving profit margins and a reversal to positive revenue growth, while maintaining caution due to a higher discount rate and a tempered industry outlook.
Analyst Commentary
Recent analyst actions on Crédit Agricole reflect mixed sentiment regarding the bank's valuation outlook and future growth potential. While some maintain caution, others identify continued areas of strength that may underpin optimism.
Bullish Takeaways
- Bullish analysts note resilient profit margins, which could support ongoing financial stability despite sector headwinds.
- Return to positive revenue growth is viewed as a signal of improving execution and potential for upward earnings momentum.
- Continued adjustments to fair value targets suggest underlying confidence in the bank's ability to adapt to market pressures and maintain shareholder value.
Bearish Takeaways
- Bearish analysts highlight recent reductions in price targets and express concern over weaker earnings growth relative to industry peers.
- A higher discount rate and cautious sector outlook temper optimism, leading to reevaluation of future valuation.
- Maintained Underweight and Underperform ratings from major institutions, including JPMorgan, signal skepticism about near-term outperformance and sector positioning.
What's in the News
- Keefe Bruyette analyst Tom Hallett downgraded Crédit Agricole to Underperform from Market Perform, with an EUR 18 price target. The analyst cited a less favorable earnings growth trajectory compared to peers (Keefe Bruyette).
- Crédit Agricole has scheduled an Analyst/Investor Day to discuss its 2028 Medium-Term Plan (Company Announcement).
Valuation Changes
- Fair Value Price Target has risen slightly from €18.31 to €18.60.
- Discount Rate increased significantly from 7.50% to 12.10%.
- Revenue Growth outlook shifted from a negative 6.22% to a positive 4.20%.
- Net Profit Margin improved, increasing from 25.47% to 26.35%.
- Future P/E multiple has increased from 8.94x to 9.91x.
Disclaimer
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