Unicaja Banco (UNI) Panoramica del titolo
Unicaja Banco, S.A. opera nel settore bancario al dettaglio in Spagna. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 2/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 4/6 |
| Salute finanziaria | 5/6 |
| Dividendi | 3/6 |
UNI Community Fair Values
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Analyst Price Targets
Concorrenti di Unicaja Banco, S.A.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | €3.56 |
| Massimo di 52 settimane | €3.64 |
| Minimo di 52 settimane | €2.22 |
| Beta | 0.38 |
| Variazione di 1 mese | 5.76% |
| Variazione a 3 mesi | 24.79% |
| Variazione di 1 anno | 46.67% |
| Variazione a 3 anni | 246.02% |
| Variazione a 5 anni | 370.18% |
| Variazione dall'IPO | 204.62% |
Notizie e aggiornamenti recenti
UNI: Future Returns Will Depend On Premium Re Rating Risk Being Tested
Unicaja Banco's analyst fair value estimate has moved from €2.94 to €3.06, as analysts factor in Street research that includes higher price targets around €3.25 from Citi and Deutsche Bank, alongside more cautious views from BofA and Barclays. Analyst Commentary Recent Street research on Unicaja Banco points to a split view, with some bullish analysts lifting price targets while more cautious voices flag valuation and execution risks.UNI: Future Returns Will Depend On Premium Re Rating Holding Up
Unicaja Banco's analyst price target has moved higher by about €0.12, with analysts pointing to slightly stronger revenue growth assumptions and profit margins, along with a modestly higher future P/E, even as recent rating changes flag the current premium to peers and reduced scope for further outperformance. Analyst Commentary Recent research on Unicaja Banco gives a mixed picture.
UNI: Premium Rating And Execution Risks Will Likely Cap Further Upside
Analysts have nudged their fair value estimate for Unicaja Banco up from €2.30 to €2.50. The change reflects slightly higher revenue growth assumptions and updated peer comparisons after several firms adjusted their price targets and ratings on the stock.UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...Recent updates
UNI: Future Returns Will Depend On Premium Re Rating Risk Being Tested
Unicaja Banco's analyst fair value estimate has moved from €2.94 to €3.06, as analysts factor in Street research that includes higher price targets around €3.25 from Citi and Deutsche Bank, alongside more cautious views from BofA and Barclays. Analyst Commentary Recent Street research on Unicaja Banco points to a split view, with some bullish analysts lifting price targets while more cautious voices flag valuation and execution risks.UNI: Future Returns Will Depend On Premium Re Rating Holding Up
Unicaja Banco's analyst price target has moved higher by about €0.12, with analysts pointing to slightly stronger revenue growth assumptions and profit margins, along with a modestly higher future P/E, even as recent rating changes flag the current premium to peers and reduced scope for further outperformance. Analyst Commentary Recent research on Unicaja Banco gives a mixed picture.UNI: Premium Rating And Execution Risks Will Likely Cap Further Upside
Analysts have nudged their fair value estimate for Unicaja Banco up from €2.30 to €2.50. The change reflects slightly higher revenue growth assumptions and updated peer comparisons after several firms adjusted their price targets and ratings on the stock.UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...
UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.UNI: Future Returns Will Depend On Executing Against Tighter Mid €2 Expectations
Analysts have lifted their price target for Unicaja Banco to about €2.61 from €2.44, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, in line with recent target moves from Citi, Morgan Stanley and Deutsche Bank. Analyst Commentary Recent target moves cluster in a relatively tight band around €2.20 to €2.60.UNI: Reassessed Earnings Power Will Support Higher Fair Value Per Share
Analysts have lifted their price target on Unicaja Banco, reflecting updated fair value estimates of €3.09 per share, supported by recent target increases from €2 to €2.20 and from €2.25 to €2.55, alongside revised assumptions for revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates point to a more constructive stance on Unicaja Banco, with bullish analysts lifting their fair value estimates into a €2.20 to €2.55 range.UNI: Future Returns Will Hinge On Execution As Re-Rating Appears Unlikely
The analyst price target for Unicaja Banco has been modestly raised to approximately EUR 2.44 from EUR 2.39, as analysts factor in slightly higher expected profitability and future earnings multiples despite generally cautious ratings. Analyst Commentary Recent research updates reflect a mixed but incrementally constructive stance on Unicaja Banco, with modest target price upgrades offset by cautious rating profiles.UNI: Future Performance Will Depend On Execution As Upside Appears Limited
Analysts have modestly raised their price target on Unicaja Banco, reflecting incremental upward revisions from EUR 2 to EUR 2.20 and from EUR 2.25 to EUR 2.55, as they acknowledge improving earnings that are, however, viewed as largely priced in. Analyst Commentary Recent Street research reflects a cautiously balanced stance on Unicaja Banco, with modest target price increases paired with restrained ratings and an emphasis on limited re-rating potential at current levels.UNI: Future Performance Will Hinge On Execution Amid Balanced Earnings Outlook
Analysts have increased their fair value estimate for Unicaja Banco to €2.39 from €2.10. They cite stronger revenue growth, improved profit margins, and a modest decrease in the discount rate as key drivers for the upward adjustment in the price target.
Strong Mutual Fund Growth And Stable Deposit Costs Will Boost Net Interest Margins
Strong mutual fund growth boosts asset management revenue, alongside stable deposit costs improving potential net interest margins for Unicaja Banco.Rendimenti per gli azionisti
| UNI | ES Banks | ES Mercato | |
|---|---|---|---|
| 7D | -1.2% | -0.5% | 0.2% |
| 1Y | 46.7% | 48.1% | 27.8% |
Ritorno vs Industria: UNI ha avuto una performance inferiore rispetto al Spanish Banks che ha registrato un rendimento 48.1 % nell'ultimo anno.
Rendimento vs Mercato: UNI ha superato il mercato Spanish che ha restituito 27.8 % nell'ultimo anno.
Volatilità dei prezzi
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in ES Market | 6.3% |
| 10% least volatile stocks in ES Market | 0.6% |
Prezzo delle azioni stabile: UNI non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato Spanish.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di UNI è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1991 | 7,397 | Isidro Gil | www.unicajabanco.com |
Unicaja Banco, S.A. opera nel settore bancario al dettaglio in Spagna. L'azienda offre conti correnti, di risparmio, per giovani e di pagamento; depositi a termine; carte di debito, commerciali e di credito; mutui; prestiti per lo studio, per l'eco-mobilità, per i veicoli in mobilità, per le riforme e per la casa; prodotti assicurativi per la casa, per l'auto, per la salute, per gli infortuni, per i funerali, per l'azienda e per l'agro-università, per la salute dell'azienda, per le PMI e per i danni al dettaglio, per la responsabilità aziendale, per l'agricoltura e per la vita. Fornisce inoltre piani pensionistici, fondi di investimento, servizi di pagamento di bollette e imposte e di gestione degli incassi, pagamenti, prodotti POS, finanziamenti a breve e a medio-lungo termine, servizi di bancomat, di commercio estero, di gestione delle valute e di cambio, servizi di private e personal banking e servizi di digital e mobile banking.
Unicaja Banco, S.A. Riepilogo dei fondamenti
| UNI statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | €9.16b |
| Utili (TTM) | €649.49m |
| Ricavi(TTM) | €2.03b |
UNI è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| UNI Conto economico (TTM) | |
|---|---|
| Ricavi | €2.03b |
| Costo del fatturato | €0 |
| Profitto lordo | €2.03b |
| Altre spese | €1.38b |
| Utili | €649.49m |
Ultimi utili riportati
Jun 30, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 0.25 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 32.07% |
| Rapporto debito/patrimonio netto | 122.5% |
Come si è comportato UNI nel lungo periodo?
Vedi performance storica e confrontoDividendi
UNI paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di UNI| Unicaja Banco date dei dividendi | |
|---|---|
| Data di stacco del dividendo | Sep 22 2026 |
| Data di pagamento dei dividendi | Sep 24 2026 |
| Giorni fino al dividendo Ex | 28 days |
| Giorni prima della data di pagamento dei dividendi | 30 days |
UNI paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di UNIAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/08/24 12:16 |
| Prezzo dell'azione a fine giornata | 2026/08/21 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Unicaja Banco, S.A. è coperta da 25 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |