Annuncio • Jul 09
Seven Bank, Ltd. to Report Q1, 2027 Results on Aug 07, 2026 Seven Bank, Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026 New Risk • Jun 25
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 20% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (91% payout ratio). Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding). Buy Or Sell Opportunity • May 29
Now 20% overvalued Over the last 90 days, the stock has fallen 11% to €1.43. The fair value is estimated to be €1.19, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 27%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 23% per annum over the same time period. Board Change • May 20
High number of new and inexperienced directors There are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. 3 experienced directors. 1 highly experienced director. Chairman Yasuaki Funatake is the most experienced director on the board, commencing their role in 2008. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. Annuncio • May 08
Seven Bank, Ltd., Annual General Meeting, Jun 22, 2026 Seven Bank, Ltd., Annual General Meeting, Jun 22, 2026. Annuncio • Apr 14
Seven Bank, Ltd. to Report Fiscal Year 2026 Results on May 08, 2026 Seven Bank, Ltd. announced that they will report fiscal year 2026 results at 12:00 PM, Tokyo Standard Time on May 08, 2026 Board Change • Dec 30
High number of new and inexperienced directors There are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. 3 experienced directors. 1 highly experienced director. Chairman Yasuaki Funatake is the most experienced director on the board, commencing their role in 2008. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. Annuncio • Dec 11
Seven Bank, Ltd. to Report Q3, 2026 Results on Feb 06, 2026 Seven Bank, Ltd. announced that they will report Q3, 2026 results on Feb 06, 2026 Annuncio • Sep 27
Seven Bank, Ltd. announced that it expects to receive ¥51.3756 billion in funding from ITOCHU Corporation Seven Bank, Ltd. announced a private placement to issue Treasury Stock for gross proceeds of ¥51,375,600,000 on September 26, 2025. The transaction will include participation from new investor ITOCHU Corporation. The transaction has been approved by shareholders, expected to close on October 14, 2025. The company has disclosed the Estimated Issuance Expenses ¥9,000,000 and net proceeds of ¥51,366,600,000. Annuncio • Sep 02
Seven Bank, Ltd. to Report Q2, 2026 Results on Nov 07, 2025 Seven Bank, Ltd. announced that they will report Q2, 2026 results on Nov 07, 2025 Annuncio • Jun 27
Seven Bank, Ltd. to Report Q1, 2026 Results on Aug 08, 2025 Seven Bank, Ltd. announced that they will report Q1, 2026 results on Aug 08, 2025 Annuncio • Jun 19
Seven Bank, Ltd. (TSE:8410) announces an Equity Buyback for 200,000,000 shares, representing 17.01% for ¥52,400 million. Seven Bank, Ltd. (TSE:8410) announces a share repurchase program. Under the program, the company will repurchase up to 200,000,000 shares, representing 17.01% of its share capital, for ¥52,400 million. The purpose of the buyback is to mitigate the impact on stock supply and demand due to the parent company's intention to sell shares. The program will expire on June 20, 2025. As of March 31, 2025, the company had 1,175,472,652 shares in issue (excluding treasury stock) and 3,835,348 shares in treasury. Annuncio • May 20
Seven & i Holdings Reportedly Plans to Sell Partial Stake in Seven Bank to Itochu Seven & i Holdings Co., Ltd. (TSE:3382) planned to sell a partial stake in Seven Bank, Ltd. (TSE:8410) to trading house ITOCHU Corporation (TSE:8001), with an announcement expected as early as May 30, 2025 the Nikkei business reported. Seven & i will initially discuss with Itochu the transfer of a stake of about 10% in Seven Bank, worth about JPY 30 billion ($208 million), held by its group's supermarket operators Ito-Yokado and York Benimaru, the Nikkei reported. Seven & i is aiming to focus on its core convenience store business as it faces a takeover proposal from Canada's Alimentation Couche-Tard (ATD.TO). Seven Bank shares rose more than 8% following the report. A Seven & i spokesperson said he could not immediately comment. Details such as the size of the stake and price are to be announced in June, according to the Nikkei. Annuncio • May 09
Seven Bank, Ltd., Annual General Meeting, Jun 23, 2025 Seven Bank, Ltd., Annual General Meeting, Jun 23, 2025. Annuncio • Mar 26
Seven Bank, Ltd. to Report Fiscal Year 2025 Results on May 09, 2025 Seven Bank, Ltd. announced that they will report fiscal year 2025 results on May 09, 2025 Annuncio • Dec 13
Seven Bank, Ltd. to Report Q3, 2025 Results on Feb 07, 2025 Seven Bank, Ltd. announced that they will report Q3, 2025 results on Feb 07, 2025 Reported Earnings • Nov 10
Second quarter 2025 earnings released: EPS: JP¥5.38 (vs JP¥23.26 in 2Q 2024) Second quarter 2025 results: EPS: JP¥5.38 (down from JP¥23.26 in 2Q 2024). Revenue: JP¥54.1b (up 8.6% from 2Q 2024). Net income: JP¥6.30b (down 77% from 2Q 2024). Profit margin: 12% (down from 55% in 2Q 2024). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth. Upcoming Dividend • Sep 20
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 27 September 2024. Payment date: 02 December 2024. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%). Annuncio • Aug 28
Seven Bank, Ltd. to Report Q2, 2025 Results on Nov 08, 2024 Seven Bank, Ltd. announced that they will report Q2, 2025 results on Nov 08, 2024 Reported Earnings • Aug 11
First quarter 2025 earnings released: EPS: JP¥3.97 (vs JP¥4.52 in 1Q 2024) First quarter 2025 results: EPS: JP¥3.97 (down from JP¥4.52 in 1Q 2024). Revenue: JP¥50.9b (up 25% from 1Q 2024). Net income: JP¥4.64b (down 13% from 1Q 2024). Profit margin: 9.1% (down from 13% in 1Q 2024). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings. Declared Dividend • Jul 11
Final dividend of JP¥5.50 announced Shareholders will receive a dividend of JP¥5.50. Ex-date: 27th September 2024 Payment date: 2nd December 2024 Dividend yield will be 364%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 4.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 13% over the next 3 years. However, it would need to fall by 55% to increase the payout ratio to a potentially unsustainable range. Annuncio • Jun 28
Seven Bank, Ltd. to Report Q1, 2025 Results on Aug 09, 2024 Seven Bank, Ltd. announced that they will report Q1, 2025 results on Aug 09, 2024 Reported Earnings • Jun 21
Full year 2024 earnings released: EPS: JP¥27.26 (vs JP¥16.03 in FY 2023) Full year 2024 results: EPS: JP¥27.26 (up from JP¥16.03 in FY 2023). Revenue: JP¥192.6b (up 26% from FY 2023). Net income: JP¥32.0b (up 70% from FY 2023). Profit margin: 17% (up from 12% in FY 2023). Revenue is forecast to grow 3.2% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Buy Or Sell Opportunity • Jun 13
Now 20% undervalued after recent price drop Over the last 90 days, the stock has fallen 17% to €1.50. The fair value is estimated to be €1.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 16%. For the next 3 years, revenue is forecast to grow by 3.1% per annum. Earnings are forecast to decline by 4.4% per annum over the same time period. Reported Earnings • May 13
Full year 2024 earnings released: EPS: JP¥27.26 (vs JP¥16.03 in FY 2023) Full year 2024 results: EPS: JP¥27.26 (up from JP¥16.03 in FY 2023). Revenue: JP¥194.0b (up 27% from FY 2023). Net income: JP¥32.0b (up 70% from FY 2023). Profit margin: 17% (up from 12% in FY 2023). Revenue is forecast to grow 3.1% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Annuncio • May 12
Seven Bank, Ltd., Annual General Meeting, Jun 17, 2024 Seven Bank, Ltd., Annual General Meeting, Jun 17, 2024. Buy Or Sell Opportunity • May 11
Now 20% undervalued after recent price drop Over the last 90 days, the stock has fallen 13% to €1.56. The fair value is estimated to be €1.95, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 8.7% over the last 3 years. Earnings per share has grown by 11%. For the next 3 years, revenue is forecast to grow by 4.2% per annum. Earnings are forecast to decline by 15% per annum over the same time period. Annuncio • Mar 29
Seven Bank, Ltd. to Report Fiscal Year 2024 Results on May 10, 2024 Seven Bank, Ltd. announced that they will report fiscal year 2024 results on May 10, 2024 Upcoming Dividend • Mar 21
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 03 June 2024. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (6.6%). Reported Earnings • Feb 11
Third quarter 2024 earnings released: EPS: JP¥3.39 (vs JP¥4.73 in 3Q 2023) Third quarter 2024 results: EPS: JP¥3.39 (down from JP¥4.73 in 3Q 2023). Revenue: JP¥53.1b (up 35% from 3Q 2023). Net income: JP¥3.97b (down 29% from 3Q 2023). Profit margin: 7.5% (down from 14% in 3Q 2023). Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Annuncio • Feb 10
Digital Wallet Corporation reached an agreement to acquire Seven Global Remit, Ltd. from Seven Bank, Ltd. (TSE:8410). Digital Wallet Corporation reached an agreement to acquire Seven Global Remit, Ltd. from Seven Bank, Ltd. (TSE:8410) on February 9, 2024. Buy Or Sell Opportunity • Feb 07
Now 21% undervalued Over the last 90 days, the stock has risen 4.0% to €1.84. The fair value is estimated to be €2.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.6% per annum. Earnings are forecast to decline by 19% per annum over the same time period. Buying Opportunity • Jan 06
Now 20% undervalued after recent price drop Over the last 90 days, the stock is down 3.6%. The fair value is estimated to be €2.33, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.6% per annum. Earnings is forecast to decline by 19% per annum over the same time period. Annuncio • Dec 01
Seven Bank, Ltd. to Report Q3, 2024 Results on Feb 09, 2024 Seven Bank, Ltd. announced that they will report Q3, 2024 results on Feb 09, 2024 Buying Opportunity • Nov 29
Now 21% undervalued after recent price drop Over the last 90 days, the stock is down 3.7%. The fair value is estimated to be €2.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 7.0% per annum. Earnings is forecast to decline by 19% per annum over the same time period. Annuncio • Nov 11
Seven Bank, Ltd. Declares Dividend for the Second Quarter for the Fiscal Year Ending March 31, 2024, Payable on December 1, 2023; Provides Dividend Guidance for the Full Year Ending March 31, 2024 Seven Bank, Ltd. declares dividend for the second quarter for the fiscal year ending March 31, 2024. The company declared JPY 5.50 against JPY 5.50 reported a year ago. Payable on December 1, 2023.For the full year, the company expects to pay JPY 5.50 against JPY 5.50 reported a year ago. Upcoming Dividend • Sep 21
Upcoming dividend of JP¥5.50 per share at 3.4% yield Eligible shareholders must have bought the stock before 28 September 2023. Payment date: 01 December 2023. Payout ratio is a comfortable 67% but the company is paying out more than the cash it is generating. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.0%). Annuncio • Sep 07
Seven Bank, Ltd. to Report Q2, 2024 Results on Nov 10, 2023 Seven Bank, Ltd. announced that they will report Q2, 2024 results on Nov 10, 2023 Reported Earnings • Aug 06
First quarter 2024 earnings released: EPS: JP¥4.52 (vs JP¥4.25 in 1Q 2023) First quarter 2024 results: EPS: JP¥4.52 (up from JP¥4.25 in 1Q 2023). Revenue: JP¥41.7b (up 17% from 1Q 2023). Net income: JP¥5.31b (up 6.4% from 1Q 2023). Profit margin: 13% (down from 14% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings. Board Change • Jul 05
High number of new and inexperienced directors There are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 4 experienced directors. 1 highly experienced director. CEO & Chairman Yasuaki Funatake is the most experienced director on the board, commencing their role in 2008. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. Annuncio • Jun 30
Seven Bank, Ltd. to Report Q1, 2024 Results on Aug 04, 2023 Seven Bank, Ltd. announced that they will report Q1, 2024 results on Aug 04, 2023 Reported Earnings • May 16
Full year 2023 earnings released: EPS: JP¥16.03 (vs JP¥17.72 in FY 2022) Full year 2023 results: EPS: JP¥16.03 (down from JP¥17.72 in FY 2022). Revenue: JP¥152.9b (up 13% from FY 2022). Net income: JP¥18.9b (down 9.5% from FY 2022). Profit margin: 12% (down from 15% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.3% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year whereas the company’s share price has fallen by 10% per year. Annuncio • May 12
Seven Bank, Ltd., Annual General Meeting, Jun 19, 2023 Seven Bank, Ltd., Annual General Meeting, Jun 19, 2023. Agenda: Annual General Meeting. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥5.50 per share at 4.2% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 01 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%). Reported Earnings • Feb 05
Third quarter 2023 earnings released: EPS: JP¥4.73 (vs JP¥4.31 in 3Q 2022) Third quarter 2023 results: EPS: JP¥4.73 (up from JP¥4.31 in 3Q 2022). Revenue: JP¥40.1b (up 13% from 3Q 2022). Net income: JP¥5.56b (up 9.7% from 3Q 2022). Profit margin: 14% (in line with 3Q 2022). Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 12% per year. Annuncio • Jan 26
Seven Bank, Ltd. (TSE:8410) acquired VIVA VIDA MEDICAL LIFE Co., Ltd. Seven Bank, Ltd. (TSE:8410) acquired VIVA VIDA MEDICAL LIFE Co., Ltd. on January 24, 2023. Kei Yamada of M&A Capital Partners Co., Ltd acted as advisor to VIVA VIDA MEDICAL LIFE Co., Ltd.Seven Bank, Ltd. (TSE:8410) completed the acquisition of VIVA VIDA MEDICAL LIFE Co., Ltd. on January 24, 2023. Reported Earnings • Nov 06
Second quarter 2023 earnings released: EPS: JP¥4.06 (vs JP¥4.64 in 2Q 2022) Second quarter 2023 results: EPS: JP¥4.06 (down from JP¥4.64 in 2Q 2022). Revenue: JP¥37.7b (up 12% from 2Q 2022). Net income: JP¥4.77b (down 12% from 2Q 2022). Profit margin: 13% (down from 16% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 13% per year. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 29 September 2022. Payment date: 01 December 2022. Payout ratio is a comfortable 63% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.3%). Annuncio • Jul 08
Seven Bank, Ltd. to Report Q3, 2023 Results on Feb 03, 2023 Seven Bank, Ltd. announced that they will report Q3, 2023 results on Feb 03, 2023 Reported Earnings • May 11
Full year 2022 earnings released: EPS: JP¥17.72 (vs JP¥22.01 in FY 2021) Full year 2022 results: EPS: JP¥17.72 (down from JP¥22.01 in FY 2021). Revenue: JP¥134.9b (down 1.3% from FY 2021). Net income: JP¥20.8b (down 20% from FY 2021). Profit margin: 15% (down from 19% in FY 2021). The decrease in margin was primarily driven by higher expenses. Over the next year, revenue is forecast to grow 5.2%, compared to a 15% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Annuncio • May 06
Seven Bank, Ltd., Annual General Meeting, Jun 20, 2022 Seven Bank, Ltd., Annual General Meeting, Jun 20, 2022. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 30 March 2022. Payment date: 01 June 2022. Payout ratio is a comfortable 63% and the cash payout ratio is 94%. Trailing yield: 4.3%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%). Reported Earnings • Feb 06
Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat Third quarter 2022 results: EPS: JP¥4.31 (down from JP¥6.08 in 3Q 2021). Revenue: JP¥35.4b (flat on 3Q 2021). Net income: JP¥5.07b (down 29% from 3Q 2021). Profit margin: 14% (down from 20% in 3Q 2021). Revenue exceeded analyst estimates by 2.2%. Over the next year, revenue is forecast to grow 3.8%, compared to a 12% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings. Annuncio • Feb 05
Seven Bank, Ltd. Provides Year-End Dividend Guidance for the Fiscal Year Ending March 31, 2022 Seven Bank, Ltd. provided year-end dividend guidance for the fiscal year ending March 31, 2022. For the period, the company expects to pay dividend of JPY 5.50 per share compared to JPY 5.50 per share paid a year ago. Annuncio • Feb 04
Seven Bank, Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2022 Seven Bank, Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2022. For the period, the company expects ordinary income of JPY 137,600 million, ordinary profit of JPY 28,300 million. net income attributable to owners of the parent of JPY 19,700 million and net income per share of JPY 16.75. Reported Earnings • Nov 06
Second quarter 2022 earnings released: EPS JP¥4.64 (vs JP¥6.34 in 2Q 2021) The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2022 results: Revenue: JP¥33.8b (down 3.8% from 2Q 2021). Net income: JP¥5.45b (down 27% from 2Q 2021). Profit margin: 16% (down from 21% in 2Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 29 September 2021. Payment date: 01 December 2021. Trailing yield: 4.4%. Within top quartile of German dividend payers (3.2%). Higher than average of industry peers (3.4%). Reported Earnings • Aug 08
First quarter 2022 earnings released: EPS JP¥4.63 (vs JP¥5.75 in 1Q 2021) The company reported a poor first quarter result with weaker earnings and profit margins, although revenues were flat. First quarter 2022 results: Revenue: JP¥33.2b (flat on 1Q 2021). Net income: JP¥5.45b (down 20% from 1Q 2021). Profit margin: 16% (down from 21% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Board Change • Jul 31
High number of new directors Full-Time Audit & Supervisory Board Member Kazuhiko Ishiguro was the last director to join the board, commencing their role in 2020. Reported Earnings • May 10
Full year 2021 earnings released: EPS JP¥22.01 (vs JP¥22.14 in FY 2020) The company reported a soft full year result with weaker earnings and revenues, although profit margins were improved. Full year 2021 results: Revenue: JP¥136.7b (down 7.5% from FY 2020). Net income: JP¥25.9b (down 1.0% from FY 2020). Profit margin: 19% (up from 18% in FY 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings. Upcoming Dividend • Mar 23
Upcoming Dividend of JP¥5.50 Per Share Will be paid on the 1st of June to those who are registered shareholders by the 30th of March. The trailing yield of 4.0% is in the top quartile of German dividend payers (3.3%), and it is in line with industry peers (3.8%). Is New 90 Day High Low • Mar 10
New 90-day high: €1.94 The company is up 15% from its price of €1.69 on 09 December 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.68 per share. Annuncio • Mar 04
Seven Bank, Ltd. to Report Fiscal Year 2021 Results on May 07, 2021 Seven Bank, Ltd. announced that they will report fiscal year 2021 results on May 07, 2021 Reported Earnings • Feb 07
Third quarter 2021 earnings released: EPS JP¥6.08 (vs JP¥6.57 in 3Q 2020) The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥35.7b (down 5.1% from 3Q 2020). Net income: JP¥7.15b (down 7.6% from 3Q 2020). Profit margin: 20% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Analyst Estimate Surprise Post Earnings • Feb 07
Revenue beats expectations Revenue exceeded analyst estimates by 2.2%. Over the next year, revenue is expected to shrink by 3.0% compared to a 25% growth forecast for the Banks industry in Germany. Annuncio • Dec 30
Seven Bank, Ltd. to Report Q3, 2021 Results on Feb 05, 2021 Seven Bank, Ltd. announced that they will report Q3, 2021 results on Feb 05, 2021 Is New 90 Day High Low • Nov 14
New 90-day low: €1.88 The company is down 10.0% from its price of €2.08 on 14 August 2020. The German market is up 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.65 per share. Reported Earnings • Nov 08
Second quarter 2021 earnings released: EPS JP¥6.34 The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: JP¥35.1b (down 6.4% from 2Q 2020). Net income: JP¥7.46b (up 37% from 2Q 2020). Profit margin: 21% (up from 14% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings. Analyst Estimate Surprise Post Earnings • Nov 08
Revenue beats expectations Revenue exceeded analyst estimates by 0.5%. Over the next year, revenue is expected to shrink by 4.8% compared to a 19% growth forecast for the Banks industry in Germany. Is New 90 Day High Low • Oct 16
New 90-day low: €1.98 The company is down 11% from its price of €2.22 on 17 July 2020. The German market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.64 per share. Is New 90 Day High Low • Sep 30
New 90-day low: €2.00 The company is down 16% from its price of €2.38 on 02 July 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.60 per share. Annuncio • Aug 31
Seven Bank, Ltd. to Report Q2, 2021 Results on Nov 06, 2020 Seven Bank, Ltd. announced that they will report Q2, 2021 results on Nov 06, 2020 
