Q2 Holdings, Inc.

NYSE:QTWO Rapport sur les actions

Capitalisation boursière : US$3.2b

Q2 Holdings Croissance future

Future contrôle des critères 4/6

Q2 Holdings devrait augmenter ses bénéfices et son chiffre d'affaires de 28.1% et de 9.5% par an respectivement. Le BPA devrait croître de de 32.7% par an. Le rendement des capitaux propres devrait être 26.6% dans 3 ans.

Informations clés

28.1%

Taux de croissance des bénéfices

32.72%

Taux de croissance du BPA

Software croissance des bénéfices18.8%
Taux de croissance des recettes9.5%
Rendement futur des capitaux propres26.61%
Couverture par les analystes

Good

Dernière mise à jour30 Apr 2026

Mises à jour récentes de la croissance future

Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Nov 08
Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Recent updates

Q2 Holdings: A Sticky Software Business With Margin Expansion

May 01

QTWO: AI Competitive Concerns May Set Up Digital Banking Repricing

The analyst price target for Q2 Holdings has been trimmed by about $1 to $75, as analysts factor in sector wide software target cuts tied to concerns around AI driven competitive pressures while still reflecting supportive views from recent upgrades. Analyst Commentary Recent Street research around Q2 Holdings reflects a split view, with some analysts turning more constructive on the shares while others trim price targets in response to sector wide software concerns tied to AI.

QTWO: AI Moat Concerns And Digital Asset Expansion May Drive Repricing

Analysts have reduced their average price target on Q2 Holdings by $25 to $75, reflecting a sector-wide reset for vertical software as AI competition, valuation and moat durability come under closer scrutiny. Analyst Commentary Recent Street research around Q2 Holdings clusters around a common theme of resetting expectations, with analysts reworking price targets and ratings as they reassess how AI competition, valuation and competitive moats fit together for vertical software names.

QTWO: AI Moat Reassessment And 2026 Guidance May Support Future Upside

Analysts have trimmed their price targets on Q2 Holdings, with one key target moving from $100 to $75 as they reassess competitive moats in light of rapid AI adoption and broader weakness across vertical software names. Analyst Commentary Recent research on Q2 Holdings reflects a mix of caution and selective optimism, with several firms adjusting price targets and one upgrade on valuation.

QTWO: AI Moat Questions And 2026 Outlook Should Support Future Upside

Analysts have trimmed their average price target for Q2 Holdings to about $76 from roughly $100, citing sector wide cuts across vertical software as AI adoption raises fresh questions about competitive moats and the durability of existing business models. Analyst Commentary Recent research on Q2 Holdings points to a mixed setup, with price targets coming down but a split between those who see current levels as attractive and those who are more cautious about execution and competitive risk.

QTWO: AI Moat Concerns And 2026 Guidance Should Support Future Share Gains

Analysts have trimmed their average price target on Q2 Holdings from about $89 to roughly $76. This reflects sector wide cuts in vertical software as they reassess competitive moats and defensibility in light of rapid AI adoption.

We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

Feb 18
We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

QTWO: Strong Bookings And 2026 Guidance Should Support Future Share Gains

Analysts have made a small downward tweak to their price target for Q2 Holdings to roughly $89 per share, reflecting slightly higher discount-rate assumptions and a lower forward P/E multiple, even as they highlight ongoing support from valuation-focused upgrades and prior research citing solid bookings and positive longer term guidance. Analyst Commentary Recent research on Q2 Holdings reflects a mix of optimism about execution and bookings, alongside some caution on valuation and discount-rate assumptions.

QTWO: Strong Bookings And Margin Expansion Should Support Future Share Gains

Analysts trimmed their average price target on Q2 Holdings by a small amount to reflect sector wide multiple compression and modest adjustments to growth and margin assumptions, even as recent research continues to highlight strong Q3 execution and solid bookings trends. Analyst Commentary Street research on Q2 Holdings has been mixed, with some analysts trimming price targets to reflect sector wide valuation changes while still recognizing solid execution in the latest quarter.

QTWO: Lower Rates And Bank Tech Spending Should Support Future Margin Expansion

Analysts have made a modest upward adjustment to their price targets on Q2 Holdings, with changes such as DA Davidson moving to $82 and others resetting to a range of $82 to $90 following strong Q3 revenue, margin performance, solid bookings, and updated long-term guidance, while also factoring in broader software valuation resets. Analyst Commentary Recent research on Q2 Holdings highlights a mix of optimism about execution and growth, alongside some caution tied largely to sector valuation resets and spending uncertainty.

QTWO: Lower Rates Will Drive Digital Banking Demand And Margin Expansion

Analysts made modest downward adjustments to their price targets on Q2 Holdings, trimming estimates by up to about $25 per share as they balance the company’s stronger than expected Q3 revenue and margin performance, along with a constructive 2026 outlook, against a reset in software sector valuations and concerns about a potentially softer spending environment. Analyst Commentary Analysts are digesting Q2 Holdings recent performance and updated outlook by fine tuning their price targets while largely maintaining a constructive stance on the company’s execution and growth prospects.

QTWO: Lower Rates Will Drive Digital Banking Demand And Share Repurchases

Analysts have modestly trimmed their average price target on Q2 Holdings to about $90 per share from roughly $96 previously, citing a reset in software valuation multiples despite continued outperformance in Q3 bookings, revenue growth and margin expansion, as well as a constructive long term outlook tied to banks increasing digital investment in a lower rate environment. Analyst Commentary Street research following Q3 results reflects a mix of optimism around Q2 Holdings execution and growth, tempered by a reset in software valuations and concerns about the broader spending environment.

QTWO: Strong Bookings And Efficiency Gains Will Drive Performance As Rates Decline

Analysts have slightly reduced their average price target for Q2 Holdings, trimming it by less than $1 to approximately $89.71. They are factoring in robust Q3 performance while adjusting for sector-wide valuation pressures and evolving growth expectations.

QTWO: Lower Rates Will Support Rebound As Efficiency Gains Drive Profitability

Q2 Holdings' average analyst price target has been reduced from approximately $101 to $90. Analysts cite strong recent performance, but also note lower software sector valuations and expectations for a more moderate growth environment ahead.

Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Nov 08
Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Digital Banking Sector Opportunities Will Expand Amid Shifting Rate Environment

Q2 Holdings' analyst price target has been lowered by $20 to $90, as analysts cite recent share underperformance and expectations of a less robust spending environment amid changing interest rates. However, opportunities for technology investment remain noted.

Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Oct 14
Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Aug 07
Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Jul 25
Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Jun 22
Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders

May 27
Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders
User avatar

Fraud And Risk Solutions Will Unlock Future Market Potential

Expansion in fraud and risk solutions is expected to drive growth, enhancing revenue through greater customer adoption amidst increasing fraud activity.

Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Apr 23
Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength

Apr 16

What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

Apr 08
What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Mar 08
A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Q2 Holdings Is Rightfully Dropping Amid Valuation Concerns (Technical Analysis)

Mar 03

Q2 Holdings: Buy This Little-Known Software Company As It Ramps Up RPOs And EBITDA

Feb 24

Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection

Jan 25

Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Jan 15
Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion

Jan 11

Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold

Dec 25

Q2 Holdings Looks Vulnerable Into 2025

Dec 09

Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Oct 29
Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy

Oct 09

Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Sep 12
Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Prévisions de croissance des bénéfices et des revenus

NYSE:QTWO - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/20281,0721252983414
12/31/202796913825529414
12/31/202687910221825714
3/31/202682274180214N/A
12/31/202579552173201N/A
9/30/202577032154181N/A
6/30/20257435151178N/A
3/31/2025721-20139166N/A
12/31/2024696-39107136N/A
9/30/2024676-57100129N/A
6/30/2024655-6874103N/A
3/31/2024637-794980N/A
12/31/2023625-654070N/A
9/30/2023609-804878N/A
6/30/2023599-843567N/A
3/31/2023585-861645N/A
12/31/2022566-109737N/A
9/30/2022551-102232N/A
6/30/2022533-106-1211N/A
3/31/2022516-111532N/A
12/31/2021499-113531N/A
9/30/2021476-125-1711N/A
6/30/2021453-120430N/A
3/31/2021427-129-197N/A
12/31/2020403-138-28-3N/A
9/30/2020381-115-39-20N/A
6/30/2020357-107-26-8N/A
3/31/2020337-86-18-4N/A
12/31/2019315-71N/A1N/A
9/30/2019296-67N/A7N/A
6/30/2019277-57N/A7N/A
3/31/2019258-49N/A1N/A
12/31/2018241-35N/A5N/A
9/30/2018226-29N/A4N/A
6/30/2018215-26N/A-2N/A
3/31/2018204-25N/A13N/A
12/31/2017194-26N/A9N/A
9/30/2017184-28N/A6N/A
6/30/2017173-32N/A-4N/A
3/31/2017161-34N/A-7N/A
12/31/2016150-36N/A3N/A
9/30/2016138-37N/A4N/A
6/30/2016128-35N/A3N/A
3/31/2016118-30N/A8N/A
12/31/2015109-25N/A5N/A
9/30/2015101-21N/A-1N/A
6/30/201594-19N/A-1N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de QTWO ( 28.1% par an) est supérieure au taux d'épargne ( 3.4% ).

Bénéfices vs marché: Les bénéfices de QTWO ( 28.1% par an) devraient croître plus rapidement que le marché US ( 15.8% par an).

Croissance élevée des bénéfices: Les bénéfices de QTWO devraient augmenter de manière significative au cours des 3 prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de QTWO ( 9.5% par an) devrait croître plus lentement que le marché de US ( 11.1% par an).

Croissance élevée des revenus: Le chiffre d'affaires de QTWO ( 9.5% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de QTWO devrait être élevé dans 3 ans ( 26.6 %)

Découvrir les entreprises en croissance

7D

1Y

7D

1Y

7D

1Y

Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/01 08:11
Cours de l'action en fin de journée2026/05/01 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Q2 Holdings, Inc. est couverte par 25 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Joseph VruwinkBaird
Gary PrestopinoBarrington Research Associates, Inc.
Matthew VanVlietBTIG