Sun Life Financial (SLF) Aperçu de l'action

SLF analyse fondamentale
Score flocon de neige
Évaluation	2/6
Croissance future	1/6
Performances passées	1/6
Santé financière	4/6
Dividendes	5/6

Récompenses

Se négocie à 49.9% en dessous de notre estimation de sa juste valeur

Les bénéfices devraient augmenter 10.66% par an

Verse un dividende fiable de 3.52%

Analyse des risques

Aucun risque n'a été détecté pour SLF à partir de nos contrôles de risques.

SLF Community Fair Values

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Sun Life Financial Inc. Concurrents

Historique des prix et performances

Résumé des hausses, des baisses et des variations du cours de l'action pour la période du 1er janvier au 31 décembre 2009 Sun Life Financial
Historique des cours de bourse
Prix actuel de l'action	CA$74.92
Plus haut sur 52 semaines	CA$75.04
Plus bas sur 52 semaines	CA$56.22
Bêta	0.83
Variation sur 1 mois	6.22%
Variation sur 3 mois	19.19%
Variation sur 1 an	15.80%
Variation sur 3 ans	48.36%
Variation sur 5 ans	44.22%
Évolution depuis l'introduction en bourse	699.15%

Nouvelles et mises à jour récentes

Seeking Alpha • Apr 23

Sun Life Remains A Bright Spot In A Volatile Market, Despite Elevated Valuation

Summary Sun Life Financial is reaffirmed as a Buy, driven by robust macro tailwinds, organic growth, and strong global brand positioning. SLF has a compelling return on capital, resilient dividend growth, and competitive margins, though top line growth lags peers. Valuation appears elevated versus peers, with just a modest upside forecast, but technical chart patterns and earnings momentum remain bullish. Key risks include regulatory constraints and reliance on Asia market growth, but SLF's defensive profile and diversified revenue streams support the thesis. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Apr 23

Sun Life Remains A Bright Spot In A Volatile Market, Despite Elevated Valuation

Seeking Alpha • Feb 15

Sun Life Financial: A Drama-Free Growth Story

Summary Sun Life Financial offers stable growth, strong dividends, and less volatility compared to peers, making it a reliable investment for long-term value. Despite a challenging Q4, Sun Life's strategic expansion in Asia, with significant gains in markets like Hong Kong and the Philippines, positions it for future growth. Trading at 10.59x forward earnings, SLF stock is reasonably valued, offering a balanced investment with proven operational stability and growth potential. I love exposing opportunuties to generate income through stocks and options trading. Read the full article on Seeking Alpha

Seeking Alpha • Nov 11

4% Dividend Yield Shines At Sun Life, While Growth Looks Bright (Ratings Upgrade)

Summary Sun Life Financial gets prior hold rating upgraded to a buy, as 4% dividend yield and dividend growth show sustainability & further growth potential, while shares are undervalued to peers. Q3 results show indicators of further top-line growth from insurance premiums and fees on client assets managed, while the firm's profit margin beats key peers. The firm's "A"-level credit ratings from multiple agencies and low debt-to-equity present a low risk profile for investors to consider. The firm is in a very competitive space with large financial and insurance giants to compete with, but is making growth strides in Asia, a key growth region. Read the full article on Seeking Alpha

Seeking Alpha • Aug 13

Sun Life Financial: The Asia Expansion Is Better Than I Thought

Summary Sun Life Financial reported strong Q2 earnings, with a record underlying net income of CA$1 billion, driven by wealth management success and expansion into Asia. Sun Life’s Asia business, supported by local partnerships and digitalization, has become a key growth driver, with net income contribution continuing to increase significantly. The growing Asian middle class presents a substantial opportunity for Sun Life’s expansion, particularly in markets like India, Indonesia, and the Philippines. The company's focus on localized products, partnerships, and digital transformation is expected to sustain long-term competitive advantages in Asia. Read the full article on Seeking Alpha

Seeking Alpha • Apr 21

Sun Life Financial: A Safe, Long-Term Dividend Grower

Summary Sun Life is a Canadian life insurer and asset manager with a strong presence in Canada, the U.S., and Asia. The company has been a reliable performer for long-term investors, with a total return above that of the TSX. Sun Life has experienced solid business growth and is well-positioned to continue creating value in the future. Read the full article on Seeking Alpha

Seeking Alpha • Jan 17

Sun Life Has Approached Its Fair Value, Still A Solid Income Pick

Summary Sun Life Financial reported a 3.32% YoY increase in revenues in Q3'23, with a net income increase of 86.17%. The company's stock has seen slower growth compared to the market, but its operational story deserves a premium over peers. Sun Life's solid financials, diversified income streams, and strategic growth strategies outpace its competitors. Read the full article on Seeking Alpha

Seeking Alpha • Nov 01

Sun Life Financial: Neutral Rating Maintained, A 5% Dividend Yield Quick Pick

Summary Sun Life Financial (SLF) hold/neutral rating from June reaffirmed. Positives are a 5% dividend yield and growth, top line revenue growth. Offsetting factors include declining profitability, overvaluation, and declining equity. A preview of upcoming Q3 earnings on Nov. 13th was discussed. Read the full article on Seeking Alpha

Seeking Alpha • Jul 24

A Sizzling 4% Dividend Yield At Sun Life, But Valuation Overheated

Summary Sun Life Financial gets a hold/neutral rating today. Positives: positive YoY net income growth, capital & liquidity strength, and dividend yield above 4% is higher than its sector average. Headwinds: P/E and P/B valuations are higher than the sector average, and the current share price is 10% above 200-day SMA which we think is overheated. I expect SLF to remain on the same trajectory of conservatively managing its portfolio and continuing to reduce exposure to office properties. Read the full article on Seeking Alpha

Seeking Alpha • Feb 24

Sun Life Financial: Growth Consistent With My Original Thesis

Summary Since my last article, Sun Life has grown 22.43% versus the S&P 500, which has grown 10.01%. This comes on the back of significant QoQ margin expansion in addition to constant scale growth, with the company's AUM growing to a record $1.33tn, up from $1.26tn in September. In my previous article, I discussed how I expected Sun Life to derive growth both from geographic expansion as well as their accelerated advances into new verticals. Geographic growth from Asia-centric mutual funds and asset management has been supplemented by growth in American healthcare segments, with US net income rising from $85mn a year earlier to $110mn today. Due to these continued factors and Sun Life's undervaluation - albeit somewhat diminished - I rate the company a 'buy'. Sun Life Financial (SLF) is a Canadian life and medical insurer and mutual fund operator operating across North America and the APAC region. The company has recorded TTM revenues of $30.25bn alongside a pre-tax income of $2.89bn. Although they continue to execute operational success as I predicted in my previous article, Sun Life has undergone a correction, beating the S&P 500 by 12.42% since publishing. As such, due to a gradual reversion to fair value, I will downgrade the company to just a 'buy'. Introduction Sun Life divides itself into three verticals; Wealth & Asset Management, the plurality of its AUM; Group & Shorter Duration Insurance, which encompasses its dental and medical stop-loss business; and their Traditional Insurance products, chiefly including life insurance. Sun Life Q4 Financial Highlights (Sun Life Q4 Presentation) The insurer maintains a diversification-focused corporate strategy, hinging upon geographic variation, such as its presence in the Philippines, India, and Vietnam, as well as revenue stream versatility with mutual fund and healthcare products and services becoming increasingly important to Sun Life. 2021 Net Income (Blue) vs 2022 (Yellow) (Sun Life Q4 Presentation) Valuation & Financials General Overview In the past quarter, Sun Life has followed the general trend amongst competitors, with their share price appreciating 5.66%. Only Manulife Financial (MFC) beat out Sun Life. Sun Life (Dark Blue) vs Competitors (TradingView) Despite Manulife's relative overperformance, I believe that Sun Life is following the market trend, with Manulife's price rise likely a consequence of the re-opening of Chinese markets, wherein Manulife has a significant presence. Sun Life itself continues strong growth, correcting the previous overreaction by the market to potential macro sensitivity, sustaining core segments, and focusing on margin-expanding periphery segments. Comparable Companies Amongst major Canadian insurers, Sun Life faces competition in their core products from the following companies; Manulife is the largest Canadian life insurer by market cap, with less product diversity but differing geographic; the Power Corporation of Canada (POW:CA) is a conglomerate of finance-centric companies, ranging from Canada LifeCo to Wealthsimple; and Intact Financial (IFC:CA) is an insurer with interests spread across life, property, auto, and more. barchart.com When considering comparative financials, Sun Life outperforms all peers in 5-year earnings growth, likely a result of aggressive horizontal and vertical growth across all of Sun Life's platforms, while ensuring consistent margins. On a pure multiples' basis, however, Sun Life does not stand out in any particular way. Positively, they often perform second-best behind either Manulife or Intact Financial. The company's lack of exceptional performance relates to general margin compression caused by rate increases and enduring inflationary pressures. Valuation According to my DCF model, Sun Life, at its base case, is undervalued by ~12%, with its fair value being $54.59/share. The model operates on a net premium basis, assuming a discount rate of 8%- Sun Life's WACC- and a perpetuity rate of 2%, in line with the growth of the general economy. AlphaSpread Sun Life is similarly undervalued on a multiples-centric relative valuation. At its base case, AlphaSpread's relative valuation estimates that Sun Life is undervalued by 7%, being worth CAD71.33/share or, on the NYSE, $52.15/share. Thus, using a means-based approach, Sun Life should be valued at $53.37 or ~9.5% higher than current prices. Sun Life Continues to Follow My Predicted Trajectory Supported chiefly by its medium-term rally, my thesis on Sun Life originally surrounded its strength through its global presence and capitalization on broad trends including healthcare, digitalization, asset management, and alternative credit markets. Not only does Sun Life have noteworthy exposure to high-growth markets in the Philippines, India, and Vietnam, but become a market leader in their respective insurance and mutual fund industries. Furthermore, with the low penetration in these markets, Sun Life positions itself for superior returns. And within healthcare, Sun Life is driving synergetic growth with DentaQuest, PinnacleCare, and telehealth platforms. More recently, Sun Life has increased the accessibility of their insurance products across Asia with bancassurance partnerships with Hong Kong- a new market for Sun Life- bank, Dah Sing Bank, as well as being one of the fastest growing insurers in Vietnam through a similar bancassurance strategy. Asia Sales Breakdown (Sun Life Q4 Presentation) In health and benefits, primarily in the US, Sun Life has worked towards expanding DentaQuest's Advantage Dental+ care practices, with four new offices in Florida, expanded digital automation in healthcare processes, and increased the accuracy of healthcare diagnoses and opinions through the continued integration of PinnacleCare and its suite of technologies. Wall Street Consensus Analysts echo my positive opinion on Sun Life, forecasting an average share price increase of 11.81% to $54.50/share over the next year. This is in line with my base case DCF, which is estimated at $54.59/share. TradingView Even the maximum projected price decline of -5.50% is relatively tame to the regular volatility of the market, proving Sun Life's worth as a safe haven stock. Risks

Seeking Alpha • Feb 08

Sun Life Financial declares CAD 0.72 dividend

Sun Life Financial (NYSE:SLF) declares CAD 0.72/share quarterly dividend, in line with previous. Forward yield 4.28% Payable March 31; for shareholders of record March 1; ex-div Feb. 28. See SLF Dividend Scorecard, Yield Chart, & Dividend Growth.

Seeking Alpha • Jan 20

Sun Life unit to be exclusive insurance provider for Dah Sing Bank customers in Hong Kong

Sun Life Financial (NYSE:SLF) on Friday announced an exclusive 15-year bancassurance partnership between its Hong Kong unit and Dah Sing Bank. Sun Life Hong Kong will be the exclusive provider of life insurance solutions to Dah Sing Bank's 570K retail banking customers. The unit will pay HK$1.5B (~C$260M) for the exclusive arrangement, with potential variable payments to Dah Sing Bank based on the partnership's success. Distribution of Sun Life insurance products is expected to start in July. Sun Life Asia now has over 20 bancassurance partnerships in seven Asian markets. Read SA contributor Yannick Frey's bullish take on the insurer's stock.

Rendement pour les actionnaires

	SLF	US Insurance	US Marché
7D	3.9%	5.7%	-4.1%
1Y	15.8%	-3.9%	20.6%

Rendement vs Industrie: SLF a dépassé le secteur US Insurance qui a rapporté -3.9 % au cours de l'année écoulée.

Rendement vs marché: SLF a sous-performé le marché US qui a rapporté 20.6 % au cours de l'année écoulée.

Volatilité des prix

Is SLF's price volatile compared to industry and market?
SLF volatility
SLF Average Weekly Movement	2.8%
Insurance Industry Average Movement	4.3%
Market Average Movement	7.2%
10% most volatile stocks in US Market	16.6%
10% least volatile stocks in US Market	3.1%

Cours de l'action stable: SLF n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.

Volatilité au fil du temps: La volatilité hebdomadaire de SLF ( 3% ) est restée stable au cours de l'année écoulée.

À propos de l'entreprise

Fondée	Salariés	PDG	Site web
1871	32,151	Kevin Strain	www.sunlife.com

La Financière Sun Life inc. est une société de services financiers qui offre des solutions en matière de gestion d'actif, de patrimoine, d'assurance et de santé aux particuliers et aux institutions au Canada, aux États-Unis, au Royaume-Uni, en Irlande, à Hong Kong, aux Philippines, au Japon, en Indonésie, en Inde, en Chine, en Australie, à Singapour, au Vietnam, en Malaisie et aux Bermudes. Elle propose divers produits d'assurance, tels que l'assurance-vie temporaire et permanente, l'assurance-maladie personnelle, qui comprend les médicaments sur ordonnance, les soins dentaires et les soins de la vue, l'assurance contre les maladies graves, l'assurance dépendance et l'assurance-invalidité. Elle propose également des produits de placement, tels que des fonds communs de placement, des fonds distincts, des rentes et des produits de placement garantis, des services de planification financière et des produits de gestion d'actifs, notamment des fonds communs, des portefeuilles institutionnels et des fonds de pension.

Sun Life Financial Inc. Résumé des fondamentaux

Comment les bénéfices et les revenus de Sun Life Financial se comparent-ils à sa capitalisation boursière ?
SLF statistiques fondamentales
Capitalisation boursière	US$40.96b
Bénéfices(TTM)	US$2.16b
Recettes(TTM)	US$25.02b

19.2x

Ratio P/E

1.7x

Ratio P/S

Le site SLF est-il surévalué ?

Voir Juste valeur et analyse de l'évaluation

Bénéfices et recettes

Principales statistiques de rentabilité tirées du dernier rapport sur les bénéfices (TTM)
SLF compte de résultat (TTM)
Recettes	CA$34.90b
Coût des recettes	CA$20.89b
Marge brute	CA$14.01b
Autres dépenses	CA$11.00b
Les revenus	CA$3.01b

Derniers bénéfices déclarés

Mar 31, 2026

Prochaine date de publication des résultats

Aug 06, 2026

Résultat par action (EPS)	5.43
Marge brute	40.14%
Marge bénéficiaire nette	8.62%
Ratio dettes/capitaux propres	54.1%

Quelles ont été les performances à long terme de SLF?

Voir les performances historiques et les comparaisons

Dividendes

3.5%

Rendement actuel des dividendes

67%

Ratio de distribution

Le site SLF verse-t-il des dividendes fiables ?

Voir SLF l'historique des dividendes et les indices de référence

Quand faut-il acheter SLF pour recevoir un dividende à venir ?
Sun Life Financial dates des dividendes
Date ex-dividende	May 27 2026
Date de paiement du dividende	Jun 30 2026
Jours jusqu'au dividende Ex	15 days
Jours jusqu'à la date de paiement du dividende	19 days

Le site SLF verse-t-il des dividendes fiables ?

Voir SLF l'historique des dividendes et les indices de référence

Analyse de l'entreprise et données financières

Données	Dernière mise à jour (heure UTC)
Analyse de l'entreprise	2026/06/10 08:49
Cours de l'action en fin de journée	2026/06/10 00:00
Les revenus	2026/03/31
Revenus annuels	2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

Paquet	Données	Cadre temporel	Exemple de source américaine ^*
Finances de l'entreprise	10 ans	Compte de résultat Tableau des flux de trésorerie Bilan	Formulaire 10-K de la SEC Formulaire 10-Q de la SEC
Estimations consensuelles des analystes	+3 ans	Prévisions financières Objectifs de prix des analystes	Rapports de recherche des analystes Blue Matrix
Prix du marché	30 ans	Cours des actions Dividendes, scissions et actions	Données de marché ICE Formulaire S-1 de la SEC
Propriété	10 ans	Actionnaires principaux Délits d'initiés	Formulaire 4 de la SEC Formulaire 13D de la SEC
Gestion	10 ans	L'équipe dirigeante Conseil d'administration	Formulaire 10-K de la SEC Formulaire SEC DEF 14A
Principaux développements	10 ans	Annonces de l'entreprise	Formulaire 8-K de la SEC

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés^.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Sun Life Financial Inc. est couverte par 26 analystes. 11 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

Analyste	Institution
John Eade	Argus Research Company
Jacob Kilstein	Argus Research Company
Lemar Persaud	ATB Cormark Historical (Cormark Securities)

Sun Life Financial (SLF) Aperçu de l'action

Récompenses

Analyse des risques

Sun Life Financial Inc. Concurrents

Prudential Financial

MetLife

Aflac

Principal Financial Group

Historique des prix et performances

Nouvelles et mises à jour récentes

Insider recently sold US$1.3m worth of stock

Sun Life Announces Sun Life Essentials and Sun Life Essentials Plus, New Digital-First Workplace Savings Solutions

First quarter dividend of CA$0.96 announced

Sun Life Financial Inc. announces Quarterly dividend, payable on June 30, 2026

First quarter 2026 earnings released: EPS: CA$0.84 (vs CA$1.62 in 1Q 2025)

Sun Life Remains A Bright Spot In A Volatile Market, Despite Elevated Valuation

Recent updates

Insider recently sold US$1.3m worth of stock

Sun Life Announces Sun Life Essentials and Sun Life Essentials Plus, New Digital-First Workplace Savings Solutions

First quarter dividend of CA$0.96 announced

Sun Life Financial Inc. announces Quarterly dividend, payable on June 30, 2026

First quarter 2026 earnings released: EPS: CA$0.84 (vs CA$1.62 in 1Q 2025)

Sun Life Remains A Bright Spot In A Volatile Market, Despite Elevated Valuation

Sun Life U.S. Introduces Kid Smile Complete and Expands Lifetime of Smiles Dental Program

Sun Life Financial Inc. (TSX:SLF) acquired remaining 49% stake in Crescent Capital Group LP for approximately $610 million.

Sun Life Financial Inc. Announces Appointment of Marcia Moffat to Board of Directors, Effective March 6, 2026

Fourth quarter dividend of CA$0.92 announced

Sun Life Financial Inc., Annual General Meeting, May 06, 2026

Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behind

Sun Life Financial Inc. Announces Dividend on Common Shares, Payable on March 31, 2026

Third quarter dividend of CA$0.92 announced

Third quarter 2025 earnings released: EPS: CA$1.97 (vs CA$2.33 in 3Q 2024)

Sun Life Financial Inc. Declares Dividend on Common Shares, Payable on December 31, 2025

Sun Life U.S. Expands Family Leave Insurance to Seven States, Bringing Important Coverage to Millions of Workers

Sun Life Appoints Anshuman Das as Bancassurance Chief for Asia

Sun Life Financial Inc. Announces the Appointment of Tom Murphy as President, Sun Life Asset Management

Sun Life Financial Inc. Announces Executive Changes for Sun Life U.S

Sun Life Financial Appoints Sujoy Ghosh as CEO of High Net Worth Unit, Effective from November 4, 2025

Sun Life Financial Inc. to Report Q1, 2026 Results on May 06, 2026

Second quarter dividend of CA$0.88 announced

Second quarter 2025 earnings released: EPS: CA$1.27 (vs CA$1.11 in 2Q 2024)

Sun Life Financial Inc. Declares Cash Dividend for the Third Quarter Ended June 30, 2025, Payable on September 29, 2025

Sun Life Canada Develops and Launches Notes Assistant Tool Powered by GenAI

Sun Life Financial Inc. Announces Executive Changes

Sun Life U.S. Announces the Launch of Its Expert Cancer Review Service

Sun Life U.S. Appoints Dr. Todd Gray as Chief Dental Officer

Sun Life Financial Inc. Declares Second Quarter Cash Dividend, Payable on Jun 30, 2025

Sun Life U.S. Expands Family Leave Insurance to Arizona, Wyoming and Pennsylvania

Sun Life Financial Inc. Reports Impairment Charges for the Fourth Quarter Ended December 31, 2024

Sun Life Financial: A Drama-Free Growth Story

Sun Life Financial Inc., Annual General Meeting, May 08, 2025

Sun Life Financial Inc. Declares Dividend on Common Shares, Payable March 31, 2025

4% Dividend Yield Shines At Sun Life, While Growth Looks Bright (Ratings Upgrade)

Sun Life Financial Inc. Declares Dividend on Common Shares, Payable December 31, 2024

Sun Life U.S. Appoints Maya Beri as Chief Information Officer

Sun Life Announces Leadership Changes for Sun Life Canada

Sun Life Appoints Niall Grady as Chief Risk Officer for Asia, Effective September 16, 2024

Sun Life U.S. Announces Management Changes

Sun Life Financial Inc. to Report Q4, 2024 Results on Feb 12, 2025

Sun Life Financial: The Asia Expansion Is Better Than I Thought

Sun Life Declares Dividend on Common Shares Payable on September 27, 2024

Sun Life Financial Inc. Appoints Patrick Cronin and Stacey Madge to Board of Directors

Sun Life Financial Inc. Announces Retirement of Barbara G. Stymiest as Director

Sun Life Financial: A Safe, Long-Term Dividend Grower

Sun Life Financial Inc. Announces the Appointment of Timothy (Tim) Deacon as Executive Vice-President, Effective April 8, 2024

Sun Life Financial Inc. to Report Q2, 2024 Results on Aug 12, 2024

Sun Life Financial Inc. Announces Dividend for the Quarter Ended December 31, 2023, Payable on March 28, 2024

Sun Life Has Approached Its Fair Value, Still A Solid Income Pick

Sun Life Financial Inc. Appoints Manjit Singh as New President of Sun Life Asia Effective March 18, 2024

Sun Life Financial Inc. Appoints Ingrid G. Johnson as Vice Chair, Strategic Partnerships

Sun Life Financial: Neutral Rating Maintained, A 5% Dividend Yield Quick Pick

Sun Life Financial Inc. Announces Title Change of Executive Officer Melissa J. Kennedy

Sun Life Financial Inc. to Report Q4, 2023 Results on Feb 07, 2024

Sun Life Financial Inc. Declares Dividend on Common Shares, Payable on September 29, 2023

Sun Life Intends to Cause the Common Shares to Be Delisted from the TSX

A Sizzling 4% Dividend Yield At Sun Life, But Valuation Overheated

Sun Life Financial Inc. Appoints David Garg as Senior Vice-President, Corporate Development and Investor Relations

Sun Life Financial Inc. Announces Executive Changes

Upcoming dividend of CA$0.75 per share at 4.5% yield

First quarter 2023 earnings released