Primerica Résultats passés
Passé contrôle des critères 3/6
Primerica a connu une croissance annuelle moyenne de ses bénéfices de 14.6%, tandis que le secteur Insurance a vu ses bénéfices augmenter de en hausse à 14.6% par an. Les revenus ont augmenté de en hausse à un taux moyen de 5.6% par an. Le rendement des capitaux propres de Primerica est 30.6% et ses marges nettes sont de 22.5%.
Informations clés
14.61%
Taux de croissance des bénéfices
19.08%
Taux de croissance du BPA
| Insurance Croissance de l'industrie | 8.02% |
| Taux de croissance des recettes | 5.61% |
| Rendement des fonds propres | 30.65% |
| Marge nette | 22.53% |
| Dernière mise à jour des bénéfices | 31 Mar 2026 |
Mises à jour récentes des performances passées
Recent updates
Mise à jour du récit • May 15
PRI: Future Returns Will Be Shaped By Governance Changes And Capital Returns
Analysts have slightly lifted their price target for Primerica to $295.83 from $293.33. This adjustment reflects updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E expectations.Seeking Alpha • May 07
Primerica: Solid Results Persist Despite Affordability Challenges
Summary Primerica remains a buy, offering defensive, fee-based cash flows and a strong balance sheet despite affordability headwinds among its middle-income customer base. Term life sales and sales force have declined due to consumer pressures, but PRI's investment and savings division is benefiting from robust inflows and rising markets. PRI's conservative balance sheet, 430% RBC ratio, and active buybacks support shareholder returns, with a secure 1.7% dividend yield and 4.8% share count reduction year-over-year. At 11.5x forward earnings, PRI trades below historical multiples, presenting an attractive entry for a lower beta, structurally premium insurer poised for eventual re-rating. Read the full article on Seeking AlphaMise à jour du récit • Apr 24
PRI: Future Returns Will Be Supported By Higher Dividend And Ongoing Share Repurchases
Analysts have nudged their price target on Primerica slightly lower to about $293 from roughly $295, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News The Board approved the Fourth Amended and Restated By-Laws on February 20, 2026, adding a provision that requires the Board to call a special meeting if one or more stockholders of record request it and collectively hold at least a majority of the voting power entitled to vote on the proposed matters (company filing).Mise à jour du récit • Apr 09
PRI: Future Returns Will Be Driven By Higher Dividend And Share Repurchases
Analysts have nudged their price target on Primerica higher to $294.50 from $289.33, citing refreshed assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E as the key drivers of the update. What's in the News On February 20, 2026, Primerica adopted Fourth Amended and Restated By-Laws that require the Board to call a special stockholder meeting when written requests come from stockholders owning at least a majority of the voting power entitled to vote on the proposed matters (Key Developments).Mise à jour du récit • Mar 26
PRI: Future Returns Will Be Driven By Higher Dividend And Completed Share Buybacks
Analysts have nudged their Primerica price target to $289.33, reflecting modest updates to revenue growth, profit margin expectations, and the assumed future P/E multiple. What's in the News On February 20, 2026, the board approved Fourth Amended and Restated By Laws that require a special meeting of stockholders to be called if written requests are received from stockholders holding at least a majority of the voting power of shares entitled to vote on the proposed matters (Key Developments).Mise à jour du récit • Mar 09
PRI: Future Returns Will Be Driven By Higher Dividend And Ongoing Share Buybacks
Analysts have lowered their Primerica price target by about $1 to roughly $289, reflecting slightly softer revenue growth assumptions. This is offset by a marginally higher projected profit margin and a similar forward P/E multiple.Mise à jour du récit • Feb 22
PRI: Future Returns Will Be Driven By Ongoing Share Buybacks And Higher Dividend
Analysts have trimmed their Primerica price target from $298.50 to $290.50 as they now factor in a higher revenue growth assumption of 5.61%, a profit margin assumption of 20.93%, and an updated forward P/E of 12.27. What's in the News The board of directors approved a 15% increase to the first quarter dividend, setting it at $1.20 per share, payable on March 13, 2026, to stockholders of record on February 23, 2026 (Key Developments).Article d’analyse • Feb 15
Primerica's (NYSE:PRI) Dividend Will Be Increased To $1.20
Primerica, Inc.'s ( NYSE:PRI ) dividend will be increasing from last year's payment of the same period to $1.20 on 13th...Mise à jour du récit • Feb 08
PRI: Future Returns Will Be Shaped By Ongoing US$475 Million Share Buybacks
Analysts have nudged their Primerica fair value estimate slightly higher to about US$298.50, reflecting small tweaks to the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Primerica announced a share repurchase program authorizing the company to buy back up to US$475 million of its shares, with the plan running through December 31, 2026 (Key Developments).Mise à jour du récit • Jan 24
PRI: Future Upside Will Be Driven By Ongoing US$475 Million Share Repurchases
Analysts have trimmed their price target on Primerica to about US$298, reflecting slightly softer assumptions for revenue growth, profit margins, and future P/E multiples while keeping the overall valuation framework largely unchanged. What's in the News Primerica announced a share repurchase program authorizing buybacks of up to US$475 million of its shares, with the program running through December 31, 2026 (Key Developments).Mise à jour du récit • Jan 09
PRI: Future Upside Will Be Driven By New US$475 Million Share Repurchases
Analysts have slightly reduced their fair value estimate for Primerica to about $297.83 from $298.33, reflecting minor model updates to the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors of Primerica, Inc.Mise à jour du récit • Dec 25
PRI: Future Upside Will Be Driven By Continued Aggressive Share Repurchases
Analysts have modestly reduced their price target on Primerica by approximately 1.50 dollars, reflecting slightly lower fair value and profit margin assumptions even as they edge revenue growth expectations higher. What's in the News Board of Directors authorizes a new share repurchase plan in November 2025, signaling continued capital return to shareholders (company announcement) Primerica launches a share buyback program of up to 475 million dollars, effective through December 31, 2026 (company announcement) Between July 1 and September 30, 2025, the company repurchases 480,272 shares (1.48 percent of shares outstanding) for 128.82 million dollars, completing 1,381,935 shares (4.19 percent) for 375.92 million dollars under the February 11, 2025 authorization (company filing) Valuation Changes Fair Value eased slightly from 299.83 dollars to 298.33 dollars per share, reflecting a modestly lower intrinsic value estimate.Mise à jour du récit • Dec 11
PRI: Future Upside Will Be Driven By Aggressive Share Repurchases
Analysts have modestly reduced their price target on Primerica by approximately $2 to about $300 per share, reflecting slightly lower fair value and future price-to-earnings assumptions, while keeping revenue growth and profit margin expectations essentially unchanged. What's in the News The Board of Directors authorized a new share repurchase plan for Primerica, signaling continued confidence in the company’s long term prospects (Key Developments).Mise à jour du récit • Nov 27
PRI: Future Upside Will Be Driven by Share Repurchase Momentum
Analysts have lowered their price target for Primerica from $307.57 to $302.00, citing slight adjustments in projected revenue growth, profit margins, and valuation metrics. What's in the News The Board of Directors of Primerica, Inc.Mise à jour du récit • Nov 11
PRI: Improved Profit Margins Will Drive Future Upside Despite Slower Revenue
Analysts have slightly lowered their price target for Primerica, decreasing the fair value estimate from $312.43 to $307.57. They cited slower expected revenue growth, which is partly offset by an improved profit margin outlook.Mise à jour du récit • Sep 24
Demographic Trends And Digital Tools Will Fuel Future Demand
The slight upward revision in Primerica's consensus price target to $312.43 is primarily supported by an increase in expected revenue growth from 4.4% to 4.7% per annum. What's in the News Primerica repurchased 487,993 shares (1.48% of outstanding) for $129.1 million from April 1 to June 30, 2025.Seeking Alpha • Mar 16
Primerica: More Than A Life Insurance Company
Summary Primerica operates as a life insurance company but also excels in financial product distribution, leveraging a low-capital, high-margin business model. The company focuses on underserved middle-income families, offering term life insurance and investment programs, supported by a large independent sales force. Despite skepticism and MLM concerns, Primerica shows strong financial performance, high ROE, and significant capital returns, outpacing traditional life insurers. Regulatory risks and reliance on technology pose challenges, but the vast underserved market and strong credentials suggest long-term growth potential. Read the full article on Seeking AlphaSeeking Alpha • Dec 02
Primerica: Future Dividend Growth Potential, As Earnings Outlook Positive
Summary Primerica gets its prior hold rating reaffirmed, as I argue for keeping the dividend income potential growth supported by a strong earnings picture. Future revenue growth expected from new insurance policies and investment products sold recently, while a strong profit margin should help profitability. The stock is trading at a 5-year high, above its moving average, and overvalued to peers on price/earnings and price/book multiples. Although sector data points to further growth in life insurance markets, Primerica competes with several firms with much larger market share, particularly Prudential Financial. Read the full article on Seeking Alpha
Nouveau récit • Aug 25
Expanding Reach And Decisive Focus Poise Company For Robust Growth Despite Challenges
Primerica's expansion and focus on middle-income families in the U.S. and Canada through an enlarging sales force and product demand hint at strong future earnings.Seeking Alpha • Aug 08
Primerica: Biting The Bear Back After Solid Earnings
Summary Primerica reported solid earnings and increased their dividend by 20%, showing confidence in their business and strong financial performance. The company has been consistently buying back shares, reducing outstanding shares by over 50% since becoming publicly traded. Exiting the unprofitable senior health segment of the business leaves the company more focused and ready to grow even faster in the future. Read the full article on Seeking AlphaSeeking Alpha • May 21
Primerica: A Buying Opportunity On A Dividend Growth Play
Summary Primerica, Inc. shares faced pressure recently from a short report, which had also been hitting its peer Globe Life Inc. The latest decline in the share price once again pushed the shares to trade below their fair value range and provided an enticing opportunity. The company recently posted its Q1 results, and they've continued to see success across the board. Read the full article on Seeking AlphaVentilation des recettes et des dépenses
Ventilation des recettes et des dépenses
Comment Primerica gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 31 Mar 26 | 3,416 | 770 | 989 | 0 |
| 31 Dec 25 | 3,350 | 749 | 950 | 0 |
| 30 Sep 25 | 3,335 | 719 | 916 | 0 |
| 30 Jun 25 | 3,221 | 707 | 883 | 0 |
| 31 Mar 25 | 3,170 | 739 | 858 | 0 |
| 31 Dec 24 | 3,102 | 718 | 829 | 0 |
| 30 Sep 24 | 3,021 | 704 | 779 | 0 |
| 30 Jun 24 | 2,944 | 667 | 747 | 0 |
| 31 Mar 24 | 2,859 | 609 | 715 | 0 |
| 31 Dec 23 | 2,814 | 589 | 693 | 0 |
| 30 Sep 23 | 2,795 | 582 | 681 | 0 |
| 30 Jun 23 | 2,771 | 504 | 670 | 0 |
| 31 Mar 23 | 2,784 | 480 | 677 | 0 |
| 31 Dec 22 | 2,721 | 558 | 698 | 0 |
| 30 Sep 22 | 2,821 | 359 | 729 | 0 |
| 30 Jun 22 | 2,840 | 391 | 747 | 0 |
| 31 Mar 22 | 2,826 | 392 | 748 | 0 |
| 31 Dec 21 | 2,772 | 475 | 725 | 0 |
| 30 Sep 21 | 2,646 | 437 | 684 | 0 |
| 30 Jun 21 | 2,520 | 436 | 641 | 0 |
| 31 Mar 21 | 2,389 | 410 | 590 | 0 |
| 31 Dec 20 | 2,275 | 384 | 565 | 0 |
| 30 Sep 20 | 2,207 | 378 | 553 | 0 |
| 30 Jun 20 | 2,157 | 362 | 549 | 0 |
| 31 Mar 20 | 2,134 | 358 | 554 | 0 |
| 31 Dec 19 | 2,101 | 365 | 536 | 0 |
| 30 Sep 19 | 2,054 | 358 | 523 | 0 |
| 30 Jun 19 | 2,015 | 346 | 515 | 0 |
| 31 Mar 19 | 1,975 | 336 | 507 | 0 |
| 31 Dec 18 | 1,937 | 322 | 504 | 0 |
| 30 Sep 18 | 1,890 | 403 | 488 | 0 |
| 30 Jun 18 | 1,830 | 385 | 472 | 0 |
| 31 Mar 18 | 1,773 | 361 | 458 | 0 |
| 31 Dec 17 | 1,716 | 348 | 445 | 0 |
| 30 Sep 17 | 1,664 | 237 | 436 | 0 |
| 30 Jun 17 | 1,618 | 228 | 426 | 0 |
| 31 Mar 17 | 1,582 | 224 | 417 | 0 |
| 31 Dec 16 | 1,538 | 218 | 405 | 0 |
| 30 Sep 16 | 1,496 | 209 | 400 | 0 |
| 30 Jun 16 | 1,467 | 200 | 398 | 0 |
| 31 Mar 16 | 1,437 | 190 | 395 | 0 |
| 31 Dec 15 | 1,417 | 188 | 398 | 0 |
| 30 Sep 15 | 1,407 | 186 | 398 | 0 |
| 30 Jun 15 | 1,387 | 178 | 398 | 0 |
Des revenus de qualité: PRI a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de PRI sont inférieures à celles de l'année dernière PRI. (22.5%) sont inférieures à celles de l'année dernière (23.3%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de PRI ont augmenté de 14.6% par an au cours des 5 dernières années.
Accélération de la croissance: La croissance des bénéfices de PRI au cours de l'année écoulée ( 4.2% ) est inférieure à sa moyenne sur 5 ans ( 14.6% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices PRI au cours de l'année écoulée ( 4.2% ) n'a pas surpassé celle du secteur Insurance 36.2%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de PRI ( 30.6% ) est considéré comme élevé.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/24 13:26 |
| Cours de l'action en fin de journée | 2026/05/22 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Primerica, Inc. est couverte par 19 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jack Matten | BMO Capital Markets Equity Research |
| Daniel Bergman | Citigroup Inc |
| Darin Arita | Deutsche Bank |