Root (ROOT) Aperçu de l'action
Root, Inc. fournit des produits et des services d'assurance aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 1/6 |
| Croissance future | 0/6 |
| Performances passées | 2/6 |
| Santé financière | 5/6 |
| Dividendes | 0/6 |
ROOT Community Fair Values
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Analyst Price Targets
Root, Inc. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$57.95 |
| Plus haut sur 52 semaines | US$129.53 |
| Plus bas sur 52 semaines | US$40.91 |
| Bêta | 2.85 |
| Variation sur 1 mois | 9.13% |
| Variation sur 3 mois | 0.47% |
| Variation sur 1 an | -53.11% |
| Variation sur 3 ans | 473.19% |
| Variation sur 5 ans | -57.81% |
| Évolution depuis l'introduction en bourse | -88.08% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jul 14
ROOT: Embedded Partnerships And Tighter Profit Assumptions Will Shape Future Upside Potential
Root's analyst fair value estimate has been revised from $90 to $68.80, reflecting updated Street price targets around $60 and analyst expectations for lower revenue growth, slimmer profit margins, a higher discount rate, and a much higher future P/E. Analyst Commentary Recent Street research on Root has focused on resetting expectations, with price targets clustered around US$60 and a clear emphasis on execution, revenue growth, and profit margins.Seeking Alpha • Jul 01
Root, Inc.: Upgraded To Strong Buy Due To Its Strong Q1 2026 Performance
Summary Root, Inc. demonstrates a robust operational turnaround, with Q1 2026 net income nearly doubling to $35.9M and EPS up 95% year-over-year. ROOT's profitability gains stem from disciplined underwriting and a strategic shift toward embedded distribution partners, reducing sales and marketing expenses by 47%. Refinancing its $200M term loan and authorizing a $75M buyback, ROOT strengthens its balance sheet, though I prefer capital be used for growth over repurchases. I upgrade ROOT from a Modest Buy to a Strong Buy, as ROOT's valuation appears compelling if underwriting discipline and profitable growth persist through a softer insurance cycle. Read the full article on Seeking Alpha
Mise à jour du récit • Jun 30
ROOT: Execution On Partnerships And Buybacks Will Support Future Upside
Analysts have trimmed their fair value estimate for Root stock to $95 from $125, reflecting a series of recent price target cuts, including a move to $60 at TD Cowen, and updated assumptions around the discount rate, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research on Root highlights a more cautious tone on price targets, but bullish analysts still see reasons to stay engaged with the story, particularly around execution, profitability, and the stock's relationship to revised fair value estimates.Recent updates
Mise à jour du récit • Jul 14
ROOT: Embedded Partnerships And Tighter Profit Assumptions Will Shape Future Upside Potential
Root's analyst fair value estimate has been revised from $90 to $68.80, reflecting updated Street price targets around $60 and analyst expectations for lower revenue growth, slimmer profit margins, a higher discount rate, and a much higher future P/E. Analyst Commentary Recent Street research on Root has focused on resetting expectations, with price targets clustered around US$60 and a clear emphasis on execution, revenue growth, and profit margins.Seeking Alpha • Jul 01
Root, Inc.: Upgraded To Strong Buy Due To Its Strong Q1 2026 Performance
Summary Root, Inc. demonstrates a robust operational turnaround, with Q1 2026 net income nearly doubling to $35.9M and EPS up 95% year-over-year. ROOT's profitability gains stem from disciplined underwriting and a strategic shift toward embedded distribution partners, reducing sales and marketing expenses by 47%. Refinancing its $200M term loan and authorizing a $75M buyback, ROOT strengthens its balance sheet, though I prefer capital be used for growth over repurchases. I upgrade ROOT from a Modest Buy to a Strong Buy, as ROOT's valuation appears compelling if underwriting discipline and profitable growth persist through a softer insurance cycle. Read the full article on Seeking AlphaMise à jour du récit • Jun 30
ROOT: Execution On Partnerships And Buybacks Will Support Future Upside
Analysts have trimmed their fair value estimate for Root stock to $95 from $125, reflecting a series of recent price target cuts, including a move to $60 at TD Cowen, and updated assumptions around the discount rate, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research on Root highlights a more cautious tone on price targets, but bullish analysts still see reasons to stay engaged with the story, particularly around execution, profitability, and the stock's relationship to revised fair value estimates.
Mise à jour du récit • Jun 16
ROOT: Cautious Reset On Execution And Margins Will Shape Future Upside
Root's analyst price targets have been trimmed by $2 to $9 in recent Street updates, as analysts adjust their views in line with modest changes to revenue growth, profit margin assumptions and future P/E expectations. Analyst Commentary Recent research updates point to a more cautious stance on Root, with price targets reduced in response to updated assumptions on revenue, margins and future P/E levels.Mise à jour du récit • Jun 02
ROOT: Repeated Neutral Resets Will Challenge Sustainability Of Recent Margin Gains
Narrative Update Analysts recently cut Root's price target to $52, citing updated assumptions for revenue growth, profit margins and future P/E that temper earlier expectations, while keeping the fair value estimate and discount rate unchanged. Analyst Commentary Recent Street research highlights a series of price target reductions for Root, with bearish analysts revisiting their assumptions on growth, profitability and valuation multiples.Mise à jour du récit • May 13
ROOT: Slowing Revenue Assumptions Will Test Sustainability Of Recent Margin Gains
Analysts have trimmed the price target on Root by $2 to $50, citing lower assumptions for revenue growth, slightly higher profit margin expectations, and a modestly higher future P/E multiple. Analyst Commentary Recent research shows a series of price target cuts on Root, even when results have come in ahead of prior expectations on some key metrics.Article d’analyse • May 05
With EPS Growth And More, Root (NASDAQ:ROOT) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Mise à jour du récit • Apr 23
ROOT: Fair Outlook Balances Partnership Progress With Questions On Margin Durability
Analysts have reduced their average price target on Root from about $105 to $52. This change reflects updated views on fair value after recent target cuts, including adjustments related to operating trends and margin assumptions.Mise à jour du récit • Apr 08
ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside
Analysts have reduced Root's average price target to reflect recent target cuts from $150 to $104, from $96 to $75, from $75 to $70, and from $90 to $52, citing updated views on growth, margins, pricing, and loss trends after the latest quarterly results. Analyst Commentary Recent research updates show that even as price targets have been reduced, some bullish analysts remain constructive on Root's execution and earnings profile, especially around the latest quarterly print.Mise à jour du récit • Mar 24
ROOT: Future Pricing And Loss Trends Will Drive Upside Potential
Analysts have trimmed the price target on Root to $90.00 from $111.60, citing lower fair value assumptions and more moderate expectations for revenue growth and profit margins, partly offset by a slightly higher future P/E multiple. Analyst Commentary Street research around Root reflects a mix of optimism on execution and caution on valuation risk, with several firms trimming price targets while maintaining neutral to positive ratings.Mise à jour du récit • Mar 08
ROOT: Loss Ratio Discipline And Policy Momentum Will Support Future Upside
Analysts have reduced their price target on Root to $125 from $150, reflecting updated assumptions that include slightly lower revenue growth, a modestly higher profit margin profile, and a lower forward P/E multiple informed by recent research that trimmed targets following Q4 results. Analyst Commentary Recent Street research on Root has centered on how the latest quarterly results feed into updated valuation work, especially around earnings power, growth in policies in force, and the balance between revenue growth and operating efficiency.Mise à jour du récit • Feb 22
ROOT: Pricing And Loss Trends Will Drive Upside Potential Ahead
Narrative Update on Root Analysts have trimmed their price target on Root from $96 to $75 as they now reflect updated views on pricing, loss trends, and reserves in the insurance sector, along with slightly higher discount rates and more cautious profit margin assumptions in their valuation work. Analyst Commentary Analysts are reworking their models on Root around the upcoming insurance sector earnings season, with attention centering on how pricing, loss trends, and reserves could influence the path for margins and valuation.Article d’analyse • Feb 12
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%
Root, Inc. ( NASDAQ:ROOT ) shareholders that were waiting for something to happen have been dealt a blow with a 26...Mise à jour du récit • Feb 08
ROOT: Pricing Discipline And Loss Management Will Support Future Upside Potential
Narrative update on Root Analysts have trimmed their price target on Root from US$96 to US$75, pointing to a sharper focus on pricing, loss trends, and reserves across the insurance group, with modest tweaks to long term revenue growth, profit margin, discount rate, and forward P/E assumptions. Analyst Commentary Bullish analysts looking at Root around upcoming insurance sector results are paying close attention to how the company manages pricing, loss trends, and reserves relative to peers in the P&C space.Mise à jour du récit • Jan 24
ROOT: Pricing Discipline And Loss Trends Will Support Long-Term Upside Potential
Analysts trimmed their price target on Root to US$75 from US$96, citing a sharper focus on pricing, loss trends, and reserves heading into upcoming insurance sector earnings. Analyst Commentary Bullish analysts are treating the revised US$75 price target as a recalibration rather than a reversal in their broader view on Root.Mise à jour du récit • Jan 10
ROOT: Cautious Assumptions Will Support Long-Term Upside Potential
Analysts now see Root’s fair value holding at $150.00 per share while applying slightly lower revenue growth and profit margin assumptions, along with a higher forward P/E, reflecting a more cautious outlook on the company’s medium term earnings power. Valuation Changes Fair Value: Fair value per share is unchanged at $150.00.Mise à jour du récit • Dec 26
ROOT: West Coast Expansion Will Drive Long-Term Upside In Coming Years
Analysts have modestly raised their price target on Root, now implying intrinsic value of approximately $150.00 per share, as slightly stronger projected revenue growth more than offsets a marginally lower expected profit margin and a minimally higher forward earnings multiple. Valuation Changes Fair Value: Unchanged at an implied intrinsic value of approximately $150.00 per share, indicating a stable central valuation view.Mise à jour du récit • Dec 12
ROOT: West Coast Expansion Will Drive Long-Term Upside Despite Tempered Outlook
Analysts lowered their price target on Root from 165 dollars to 150 dollars, citing a tempered outlook for revenue growth and profit margins that more than offset a slightly higher assumed future earnings multiple. What's in the News Root Insurance expands into Washington, completing its West Coast footprint and now serving drivers in Washington, Oregon, and California (company announcement) The company’s data-driven, smartphone-based pricing model now reaches more than 78% of the U.S. population, significantly broadening its addressable market (company announcement) Washington drivers can enroll via the Root app or joinroot.com, complete a telematics-based test drive, and potentially save up to 1,200 dollars annually based on safe driving behavior (company announcement) Root is deepening distribution by partnering with tech-forward companies and independent insurance agents to offer multiple access points for its digital-first auto policies in Washington (company announcement) Valuation Changes Fair Value Estimate lowered moderately from 165 dollars to 150 dollars, reflecting a more cautious outlook on the company’s fundamentals.Mise à jour du récit • Oct 28
Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress
The analyst consensus price target for Root has shifted downward, dropping from $140 to $105 according to recent updates. Analysts cite mixed performance in premium growth and profitability, despite better-than-expected earnings.Mise à jour du récit • Oct 12
Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles
Analysts have lowered their average price target for Root from $130.60 to $124.40. They cite mixed trends in premium growth and company profitability despite recent earnings performance.Mise à jour du récit • Aug 15
Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles
Despite strong operating income beats, improved earnings forecasts, and higher premium growth, ongoing concerns about weaker policy-in-force growth tempered analyst enthusiasm, resulting in the consensus analyst price target for Root remaining unchanged at $137.60. Analyst Commentary Bullish analysts cited higher earned premium growth and improved loss ratios contributing to a significant operating income beat versus expectations.Article d’analyse • Jul 12
Market Cool On Root, Inc.'s (NASDAQ:ROOT) Revenues Pushing Shares 25% Lower
Root, Inc. ( NASDAQ:ROOT ) shareholders won't be pleased to see that the share price has had a very rough month...Article d’analyse • May 04
Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable
Despite an already strong run, Root, Inc. ( NASDAQ:ROOT ) shares have been powering on, with a gain of 27% in the last...
Nouveau récit • Apr 23
Expansive Costs Will Undermine Future Profitability In US Insurance
Strategic investments in marketing and data science might boost future growth but will likely increase short-term expenses and pressure net margins.Article d’analyse • Mar 15
Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump
Root, Inc. ( NASDAQ:ROOT ) shares have continued their recent momentum with a 28% gain in the last month alone. The...Seeking Alpha • Feb 28
Root: Loving The Profits, But It's Fair Value Territory
Summary Root Insurance's profitability and growth have led to a re-rating from Buy to Hold due to increased share price and tariff uncertainties. Q4 showed revenue growth and an improved balance sheet, but increased expenses led to a slight EPS decline. Debt refinancing reduced interest expenses, enhancing future earnings potential, while tangible book value per share increased. Risks include dependency on Carvana partnership, competition from larger insurers, and potential impacts from Trump tariffs on auto sales. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Root Inc. Q4 2024 Earnings Preview
Summary Despite Root's profitability surge, the stock is overvalued due to unsustainable loss ratios and the stagnant auto insurance market. My DCF analysis indicates Root needs 20-40% sustained growth and industry-leading loss ratios to justify the current price. Root's Q4 earnings are expected to show improved EPS and revenue, but sequential declines suggest cautious optimism. I maintain a sell rating with a price target of $85.29, as the current valuation assumes near-perfect execution. Read the full article on Seeking AlphaSeeking Alpha • Jan 06
Root, Inc.: A Risky Play In The Insurtech Sector
Summary Root, Inc. leverages proprietary technology for precise auto insurance pricing, showing growth potential, but shares are currently expensive and volatile. Root's innovative approach uses individual driving data for personalized pricing, unlike traditional insurers, but faces strong competition from established market leaders. Despite recent profitability and improved loss ratios, Root's business model is still maturing, with volatile short-term profitability and high valuation risks. Root's long-term growth strategy includes nationwide expansion, partnerships, and cross-selling, but it remains a risky investment for those averse to volatility. Read the full article on Seeking AlphaArticle d’analyse • Dec 20
Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny
The Root, Inc. ( NASDAQ:ROOT ) share price has softened a substantial 30% over the previous 30 days, handing back much...Article d’analyse • Nov 01
Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company
Root, Inc. ( NASDAQ:ROOT ) shareholders would be excited to see that the share price has had a great month, posting a...Seeking Alpha • Nov 01
Root, Inc. Has Entered The World Of Profits (Rating Upgrade)
Summary Root, Inc. has finally achieved its first profitable quarter, reducing the risks and providing a better basis for valuation. Following wild price fluctuation after ROOT's earnings release, the closing price fell to a fair range for no growth and a bargain if growth materializes. Auto insurance remains competitive, however, and bigger competitors may yet test Root's ability to capture market share from its small starting point. Overall, the confirmation of their strategy in Q3 and the value proposition make ROOT a compelling Buy. Read the full article on Seeking AlphaSeeking Alpha • Oct 24
Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable
Summary Root, Inc. will announce Q3 2024 earnings post-market on October 30th. I do not believe the market is fairly valuing the impact of scaling and competition on Root's ability to drive margin. While there is upside potential if everything goes right, fundamental industry challenges will continue to constrain growth. Read the full article on Seeking AlphaArticle d’analyse • Aug 19
Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper
Root, Inc. ( NASDAQ:ROOT ) shares have had a horrible month, losing 36% after a relatively good period beforehand...Seeking Alpha • Aug 11
Root Inc: Rising Insurer In A Competitive Space
Summary Root, Inc. shares have seen impressive growth, but current price likely reflects most of the upside already. Root's digital approach to property-casualty auto insurance is a key differentiator, but competition from larger insurers remains a concern. With future expansion plans and improving financials, Root may become a contender in the auto-insurance industry, but current valuation may not justify investment. Read the full article on Seeking AlphaRendement pour les actionnaires
| ROOT | US Insurance | US Marché | |
|---|---|---|---|
| 7D | -2.8% | 0.6% | -1.1% |
| 1Y | -53.1% | 5.9% | 15.1% |
Rendement vs Industrie: ROOT a sous-performé le secteur US Insurance qui a rapporté 5.9 % au cours de l'année écoulée.
Rendement vs marché: ROOT a sous-performé le marché US qui a rapporté 15.1 % au cours de l'année écoulée.
Volatilité des prix
| ROOT volatility | |
|---|---|
| ROOT Average Weekly Movement | 9.7% |
| Insurance Industry Average Movement | 4.6% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Cours de l'action stable: ROOT n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de ROOT ( 10% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 2015 | 1,256 | Alex Timm | www.joinroot.com |
Root, Inc. fournit des produits et services d'assurance aux États-Unis. La société propose des produits d'assurance automobile et locataire principalement par le biais de sites web, d'applications mobiles et de canaux de partenariat. Root, Inc. a été constituée en 2015 et son siège social se trouve à Columbus, dans l'Ohio.
Root, Inc. Résumé des fondamentaux
| ROOT statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$910.65m |
| Bénéfices(TTM) | US$55.00m |
| Recettes(TTM) | US$1.56b |
16.7x
Ratio P/E0.6x
Ratio P/SLe site ROOT est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| ROOT compte de résultat (TTM) | |
|---|---|
| Recettes | US$1.56b |
| Coût des recettes | US$944.80m |
| Marge brute | US$616.40m |
| Autres dépenses | US$561.40m |
| Les revenus | US$55.00m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Aug 05, 2026
| Résultat par action (EPS) | 3.48 |
| Marge brute | 39.48% |
| Marge bénéficiaire nette | 3.52% |
| Ratio dettes/capitaux propres | 45.7% |
Quelles ont été les performances à long terme de ROOT?
Voir les performances historiques et les comparaisonsAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/24 22:46 |
| Cours de l'action en fin de journée | 2026/07/24 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Root, Inc. est couverte par 16 analystes. 5 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Tracy Dolin-Benguigui | Barclays |
| Ross Sandler | Barclays |
| Joshua Shanker | BofA Global Research |