Provident Financial Services (PFS) Aperçu de l'action
Provident Financial Services, Inc. est le holding bancaire de Provident Bank, qui propose divers produits et services bancaires aux particuliers, aux familles et aux entreprises aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 1/6 |
| Performances passées | 5/6 |
| Santé financière | 6/6 |
| Dividendes | 5/6 |
Récompenses
Analyse des risques
Aucun risque n'a été détecté pour PFS à partir de nos contrôles de risques.
PFS Community Fair Values
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Analyst Price Targets
Provident Financial Services, Inc. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$22.38 |
| Plus haut sur 52 semaines | US$23.98 |
| Plus bas sur 52 semaines | US$15.92 |
| Bêta | 0.81 |
| Variation sur 1 mois | 5.17% |
| Variation sur 3 mois | 1.08% |
| Variation sur 1 an | 30.95% |
| Variation sur 3 ans | 41.83% |
| Variation sur 5 ans | -11.40% |
| Évolution depuis l'introduction en bourse | 44.39% |
Nouvelles et mises à jour récentes
PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns
Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside
The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.Recent updates
PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns
Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside
The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside
Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook
Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook
Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.Provident Financial Services: Past Monumental Upside Justifies A Bit More From Here
Feb 19PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside
Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Feb 01
PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained
Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside
Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).PFS: Improving Credit Quality Will Drive Future Earnings Upside
Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.PFS: Improving Credit Quality Will Drive Future Upside Potential
Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum
Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead
Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24
Nov 03Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion
Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Jul 28Provident Financial Services: Reported Earnings Could Almost Double In 2025
Feb 17Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Nov 02
The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability
The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Jul 29Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger
Feb 14Provident Financial Services' (NYSE:PFS) Dividend Will Be $0.24
Jan 29Rendement pour les actionnaires
| PFS | US Banks | US Marché | |
|---|---|---|---|
| 7D | 0.09% | 1.2% | 0.8% |
| 1Y | 31.0% | 26.9% | 27.7% |
Rendement vs Industrie: PFS correspondait au secteur US Banks qui a rapporté 26.9 % au cours de l'année écoulée.
Rendement vs marché: PFS a dépassé le marché US qui a rapporté 27.7 % au cours de l'année écoulée.
Volatilité des prix
| PFS volatility | |
|---|---|
| PFS Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Cours de l'action stable: PFS n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de PFS ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1839 | 1,842 | Tony Labozzetta | www.provident.bank |
Provident Financial Services, Inc. est le holding bancaire de Provident Bank, qui propose divers produits et services bancaires aux particuliers, aux familles et aux entreprises aux États-Unis. Ses produits de dépôt comprennent des comptes d'épargne, des comptes chèques, des comptes chèques rémunérés, des comptes de dépôt du marché monétaire et des certificats de dépôt, ainsi que des produits IRA. Le portefeuille de prêts de la société comprend des prêts immobiliers commerciaux garantis par des propriétés telles que des immeubles d'habitation multifamiliaux, des propriétés commerciales et industrielles et des immeubles de bureaux ; des prêts aux entreprises commerciales ; des prêts hypothécaires à taux fixe et à taux variable garantis par des propriétés immobilières résidentielles d'une à quatre familles ; des prêts hypothécaires résidentiels ; des prêts à la construction commerciale ; et des prêts à la consommation comprenant des prêts sur valeur domiciliaire, des lignes de crédit sur valeur domiciliaire, des prêts personnels et des lignes de crédit non garanties, ainsi que des prêts automobiles et pour véhicules de loisir.
Provident Financial Services, Inc. Résumé des fondamentaux
| PFS statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$2.96b |
| Bénéfices(TTM) | US$306.55m |
| Recettes(TTM) | US$886.01m |
Le site PFS est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| PFS compte de résultat (TTM) | |
|---|---|
| Recettes | US$886.01m |
| Coût des recettes | US$0 |
| Marge brute | US$886.01m |
| Autres dépenses | US$579.46m |
| Les revenus | US$306.55m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 2.35 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 34.60% |
| Ratio dettes/capitaux propres | 101.0% |
Quelles ont été les performances à long terme de PFS?
Voir les performances historiques et les comparaisonsDividendes
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/01 14:02 |
| Cours de l'action en fin de journée | 2026/05/01 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
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| Prix du marché | 30 ans |
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| Propriété | 10 ans |
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| Gestion | 10 ans |
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| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Provident Financial Services, Inc. est couverte par 9 analystes. 5 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Jacob Civiello | D.A. Davidson & Co. |
| Feddie Strickland | Hovde Group, LLC |