UMB Financial Résultats passés
Passé contrôle des critères 5/6
UMB Financial a connu une croissance annuelle moyenne de ses bénéfices de 11.4%, tandis que le secteur Banks a vu ses bénéfices augmenter de en hausse à 2.8% par an. Les revenus ont augmenté de en hausse à un taux moyen de 13.2% par an. Le rendement des capitaux propres de UMB Financial est 11.3% et ses marges nettes sont de 31.5%.
Informations clés
11.41%
Taux de croissance des bénéfices
2.91%
Taux de croissance du BPA
| Banks Croissance de l'industrie | 11.18% |
| Taux de croissance des recettes | 13.24% |
| Rendement des fonds propres | 11.28% |
| Marge nette | 31.51% |
| Dernière mise à jour des bénéfices | 31 Mar 2026 |
Mises à jour récentes des performances passées
Recent updates
UMB Financial: Momentum Accelerates In A Strong Q1
Apr 29
UMBF: Loan Tailwinds And Capital Return Are Expected To Support Upside
The latest Narrative Update on UMB Financial reflects a revised Street price target, with recent changes ranging from cuts of up to $20 to increases of up to $18, as analysts weigh earlier optimism on midcap banks against fresh views on loan growth, net interest margin and capital return. Analyst Commentary Recent Street research on UMB Financial shows a split tape, with some firms lifting price targets and others cutting them, as views differ on how much upside remains after earlier optimism on midcap banks and on how execution around loan growth, net interest margin and capital return might translate into returns for shareholders.UMBF: Loan Tailwinds And Stable Fundamentals Will Support Future Upside
Analysts have trimmed the UMB Financial price target slightly, with fair value moving from about $144.23 to $142.83 as they balance more optimistic revenue growth assumptions against lower profit margin expectations and a modestly higher future P/E. Analyst Commentary Recent research looks mixed, with several firms lifting price targets over the last few months while others have cut back more recently.UMBF: Loan And Capital Return Tailwinds Will Support Future Upside
The analyst price target for UMB Financial is now $144, down from about $146, as analysts balance earlier target increases across regional bank peers with slightly adjusted fair value and discount rate assumptions for the stock. Analyst Commentary Recent Street research on UMB Financial shows a mix of optimism on fundamentals and valuation support, alongside some moderating views on upside as expectations reset.UMBF: Loan Growth And Capital Return Will Support Future Upside
The updated analyst price target for UMB Financial edges higher, with our fair value estimate moving slightly to $145.77. Analysts point to constructive views on midcap banks, supported by expectations around loan growth, net interest margin and capital return.UMBF: Stable Fundamentals And Dovish Fed Will Support 2026 Upside
Analysts have inched their blended price target for UMB Financial higher by about $0.20 to roughly $145.62, reflecting a series of recent target increases across Wall Street that are tied to updated views on fair value, discount rates, and expected P/E multiples. Analyst Commentary Street research on UMB Financial has centered on recalibrating price targets, with several firms updating their views around earnings expectations, discount rates, and assumed P/E multiples.UMBF: Stable Fundamentals And Dovish Fed Expectations Will Shape 2026 Upside
Analysts lifted their price target on UMB Financial by about $7 to $145.42, citing updated views on fair value, profitability, and the future price-to-earnings ratio, supported by a recent series of target increases from multiple research firms. Analyst Commentary Recent research on UMB Financial shows a cluster of higher price targets, with most firms updating their views around the same time and focusing on fair value, earnings power, and how the shares are priced relative to expected profits.UMBF: Stable Regional Conditions And Dovish Fed Outlook Will Support Upside
Analysts have nudged their price targets on UMB Financial higher, with one firm moving to $134 and another to $142, citing expectations for relatively stable regional bank conditions, strengthening loan and revenue trends, and supportive earnings drivers ahead. Analyst Commentary Recent research updates highlight a generally constructive view on UMB Financial, with price targets clustered in the low to mid $100s and comments centered on regional bank stability, loan trends, and upcoming earnings.UMBF: Repricing Tailwinds And Dovish Fed Expectations Will Support Confidence Through 2026
Narrative Update: UMB Financial Analysts trimmed their UMB Financial price target by US$7 to US$142, pointing to updated Q4 bank expectations that factor in balance sheet growth, repricing tailwinds, and the potential for a more dovish Federal Reserve chair in 2026. Analyst Commentary Recent research reflects a mix of optimism about UMB Financial's setup for Q4 and 2026, alongside a bit more caution on valuation as seen in the lower price target.UMBF: Stable Margins And Dividend Will Support Confidence Through 2026
Narrative Update on Analyst Price Target Analysts have modestly raised their price target on UMB Financial to approximately $138 per share, citing a slightly lower discount rate and steady expectations for double digit revenue growth and robust profit margins. What's in the News Board declares a cash dividend of $0.43 per share on UMB Financial common stock, payable January 2, 2026, to shareholders of record on December 10, 2025 (company announcement) Third quarter 2025 net charge offs rise to $18.4 million, more than double the $8.5 million reported a year earlier, signaling some credit quality pressure (company filing) Company reports no share repurchases from July 1, 2025 to September 30, 2025, leaving the April 29, 2025 buyback authorization effectively unused (company filing) Valuation Changes Fair Value Estimate remains essentially unchanged at approximately $138 per share, indicating no material revision to the intrinsic value assessment.UMBF: Continued Momentum In Legacy Operations Will Build Confidence Through 2026
Analysts have raised their price target for UMB Financial by $14, citing stronger expected growth in key segments and continued momentum in legacy business operations. Analyst Commentary Analysts have provided nuanced commentary regarding UMB Financial’s prospects following the recent price target increase.UMBF: Legacy Business Momentum Will Drive Renewed Confidence Ahead
Analysts have raised their price target for UMB Financial from $130 to $144, citing slightly improved profit and revenue growth projections as well as renewed momentum in legacy operations. Analyst Commentary Recent research notes on UMB Financial reflect both optimism and caution in light of the price target increase and updated growth projections.UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026
Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have raised their price target for UMB Financial by $1.63 to $139.38, citing a modest improvement in growth expectations and continued momentum in the company's core business. Analyst Commentary Bullish Takeaways Bullish analysts highlight the increase in the 2026 operating EPS estimate, now anticipated at $11.75.Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have increased their price target for UMB Financial from $133 to $137.75, citing modest improvements in revenue growth, an improving operating environment, and ongoing positive momentum in core business segments. Analyst Commentary Recent research notes reveal a predominantly optimistic outlook for UMB Financial, with multiple price target increases and positive commentary surrounding the company’s growth trajectory, operating environment, and earnings estimates.UMB Financial: Loan Quality And M&A Make Shares Attractive
Dec 28UMB Financial: Good Value For The Conservative Investor
Oct 01
Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections
Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.UMB Financial: Loan Quality Remains A Differentiator
Aug 01Ventilation des recettes et des dépenses
Comment UMB Financial gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 31 Mar 26 | 2,732 | 861 | 1,396 | 0 |
| 31 Dec 25 | 2,498 | 685 | 1,362 | 0 |
| 30 Sep 25 | 2,217 | 595 | 1,252 | 0 |
| 30 Jun 25 | 1,947 | 524 | 1,134 | 0 |
| 31 Mar 25 | 1,657 | 410 | 1,013 | 0 |
| 31 Dec 24 | 1,568 | 441 | 912 | 0 |
| 30 Sep 24 | 1,524 | 392 | 881 | 0 |
| 30 Jun 24 | 1,486 | 379 | 860 | 0 |
| 31 Mar 24 | 1,461 | 368 | 851 | 0 |
| 31 Dec 23 | 1,421 | 350 | 846 | 0 |
| 30 Sep 23 | 1,412 | 379 | 849 | 0 |
| 30 Jun 23 | 1,401 | 371 | 852 | 0 |
| 31 Mar 23 | 1,438 | 418 | 826 | 0 |
| 31 Dec 22 | 1,430 | 432 | 808 | 0 |
| 30 Sep 22 | 1,389 | 410 | 797 | 0 |
| 30 Jun 22 | 1,372 | 416 | 778 | 0 |
| 31 Mar 22 | 1,293 | 366 | 772 | 0 |
| 31 Dec 21 | 1,263 | 353 | 764 | 0 |
| 30 Sep 21 | 1,360 | 431 | 756 | 0 |
| 30 Jun 21 | 1,319 | 409 | 750 | 0 |
| 31 Mar 21 | 1,287 | 383 | 756 | 0 |
| 31 Dec 20 | 1,161 | 287 | 743 | 0 |
| 30 Sep 20 | 1,024 | 197 | 739 | 0 |
| 30 Jun 20 | 1,007 | 186 | 730 | 0 |
| 31 Mar 20 | 990 | 182 | 716 | 0 |
| 31 Dec 19 | 1,065 | 244 | 717 | 0 |
| 30 Sep 19 | 993 | 203 | 693 | 0 |
| 30 Jun 19 | 974 | 198 | 684 | 0 |
| 31 Mar 19 | 957 | 196 | 669 | 0 |
| 31 Dec 18 | 941 | 196 | 657 | 0 |
| 30 Sep 18 | 979 | 218 | 654 | 0 |
| 30 Jun 18 | 967 | 209 | 644 | 0 |
| 31 Mar 18 | 957 | 199 | 642 | 0 |
| 31 Dec 17 | 941 | 183 | 635 | 0 |
| 30 Sep 17 | 917 | 179 | 618 | 0 |
| 30 Jun 17 | 899 | 170 | 613 | 0 |
| 31 Mar 17 | 883 | 161 | 603 | 0 |
| 31 Dec 16 | 865 | 154 | 597 | 0 |
| 30 Sep 16 | 865 | 140 | 602 | 0 |
| 30 Jun 16 | 866 | 123 | 619 | 0 |
| 31 Mar 16 | 861 | 117 | 624 | 0 |
| 31 Dec 15 | 767 | 97 | 569 | 0 |
| 30 Sep 15 | 844 | 113 | 619 | 0 |
| 30 Jun 15 | 837 | 127 | 596 | 0 |
Des revenus de qualité: UMBF a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de UMBF sont plus élevées que l'année dernière UMBF. (31.5%) sont plus élevées que l'année dernière (24.8%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de UMBF ont augmenté de 11.4% par an au cours des 5 dernières années.
Accélération de la croissance: La croissance des bénéfices de UMBF au cours de l'année écoulée ( 109.8% ) dépasse sa moyenne sur 5 ans ( 11.4% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices UMBF au cours de l'année écoulée ( 109.8% ) a dépassé celle du secteur Banks 22.3%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de UMBF ( 11.3% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/01 05:38 |
| Cours de l'action en fin de journée | 2026/05/01 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
UMB Financial Corporation est couverte par 17 analystes. 10 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Benjamin Gerlinger | Citigroup Inc |