OceanFirst Financial Corp.

NasdaqGS:OCFC Rapport sur les actions

Capitalisation boursière : US$1.1b

OceanFirst Financial Gestion

Gestion contrôle des critères 4/4

Le PDG OceanFirst Financial est Chris Maher, nommé en Jan2015, a un mandat de 11.33 ans. La rémunération annuelle totale est $ 3.12M, composée du salaire de 31.8% et des bonus 68.2%, y compris les actions et options de la société. détient directement 0.71% des actions de la société, d'une valeur de $ 7.54M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 3.9 ans et 7.1 ans.

Informations clés

Chris Maher

Directeur général

US$3.1m

Rémunération totale

Pourcentage du salaire du PDG31.85%
Durée du mandat du directeur général11.3yrs
Propriété du PDG0.7%
Durée moyenne d'occupation des postes de direction3.9yrs
Durée moyenne du mandat des membres du conseil d'administration7.1yrs

Mises à jour récentes de la gestion

Recent updates

Mise à jour du récit May 06

OCFC: Higher Fair Value And Share Count Discipline Will Support Future Upside

Analysts now set their fair value estimate for OceanFirst Financial at $22.00, compared with the prior $21.80, reflecting updated views on revenue growth, profit margins, and a lower assumed future P/E multiple. What's in the News OceanFirst Financial reported net loan charge-offs of $701,000 for the quarter ended March 31, 2026, compared with $636,000 for the same period a year earlier (Key Developments).
Seeking Alpha Apr 27

OceanFirst Financial: Rare Discount To Tangible Book Ahead Of Merger

Summary OceanFirst Financial is finalizing its merger with Flushing Financial, creating a $23 billion asset regional bank with enhanced commercial focus. OCFC reported Q1 2026 adjusted EPS of $0.43, beating consensus by $0.04, with strong commercial loan growth and stable deposits. Net interest margin expanded to 2.93% in Q1, with post-merger expectations of 3.2% in 2027 on this metric, and asset quality remains among the top in the sector. OCFC trades slightly below tangible book value ($19.08 vs. $19.86) and offers a 4%+ dividend yield, presenting an attractive risk/reward ahead of the merger. Read the full article on Seeking Alpha
Mise à jour du récit Apr 21

OCFC: Stable Outlook And Capital Return Program Will Support Future Upside

Analysts have maintained their $21.80 price target for OceanFirst Financial, with only slight tweaks to the discount rate, margin and P/E inputs. This reflects a broadly steady view of the bank's valuation profile.
Mise à jour du récit Apr 06

OCFC: Share Repurchases And Upcoming Meeting Will Support Future Upside Potential

Analysts have inched their price target for OceanFirst Financial slightly lower from $22.00 to $21.80, tying the adjustment to small tweaks in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Completed repurchase of 2,773,716 shares, about 4.73% of outstanding shares, for roughly $45.22 million under the buyback first announced on June 25, 2021, with no additional shares bought between October 1, 2025 and December 31, 2025 (Key Developments).
Mise à jour du récit Mar 23

OCFC: Warburg Pincus Equity Infusion Will Support Future Upside Potential

Analysts are keeping their price target for OceanFirst Financial steady at $22.00, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that leave their overall valuation view unchanged. What's in the News OceanFirst Financial reported net loan charge-offs of $1,974,000 for the three months ended December 31, 2025, giving you a fresh data point on recent credit costs (Key Developments).
Mise à jour du récit Mar 07

OCFC: Warburg Pincus Capital Injection Will Support Future Upside Potential

Analysts have raised their price target on OceanFirst Financial to $22.00. The change primarily reflects updated assumptions for profit margins and a higher future P/E multiple, rather than a revision to their fair value estimate.
Mise à jour du récit Feb 20

OCFC: Warburg Pincus Capital And Warrant Structure Will Support Future Upside

Narrative Update Overview Analysts have modestly lifted their price target for OceanFirst Financial from $21.40 to $22.00, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers behind this change. What's in the News OceanFirst Financial Corp.
Mise à jour du récit Jan 28

OCFC: Warburg Pincus Capital And Warrants Will Support Future Upside

Analysts have nudged their price target for OceanFirst Financial to about $21.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News OceanFirst Financial Corp.
Mise à jour du récit Jan 12

OCFC: Warburg Pincus Investment And Warrants Will Support Future Earnings Recovery

Analysts have trimmed their fair value estimate for OceanFirst Financial from about US$21.67 to roughly US$21.33. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.
Mise à jour du récit Dec 26

OCFC: Earnings Should Improve As Credit And Margins Normalize With Buybacks Supporting Shares

Analysts raised their price target on OceanFirst Financial by approximately $1.50 to about $22.00 per share, citing expectations for improving earnings driven by normalizing credit, net interest margins, expenses, and contributions from recent strategic investments. Analyst Commentary Bullish Takeaways Bullish analysts view the upgrade in rating and higher price target as evidence that earnings are poised to inflect higher over the next several years, which may support multiple expansion from current levels.
Mise à jour du récit Dec 11

OCFC: Earnings Should Improve As Credit And Margins Normalize Amid Fair Valuation

Analysts have raised their price target on OceanFirst Financial by $2 to $22.00, citing expectations for an earnings inflection over the next few years as credit, net interest margins, expenses, and returns improve alongside a normalizing yield curve and contributions from recent strategic investments. Analyst Commentary Bullish analysts view the recent upgrade and higher price target as a reflection of improving fundamentals and a clearer path to earnings growth, particularly as macro headwinds begin to ease.
Mise à jour du récit Nov 27

OCFC: Earnings Will Recover As Credit And Margins Normalize

OceanFirst Financial’s analyst price target was raised by $2 to $22 per share, as analysts cite improving earnings prospects. These prospects are driven by expectations of credit normalization, stabilized net interest margins, and benefits from recent strategic initiatives.
Mise à jour du récit Nov 11

OCFC: Earnings Recovery Will Accelerate As Credit Conditions Improve

OceanFirst Financial's analyst price target has increased from $20 to $22 per share, as analysts cite expectations for stronger earnings growth due to improving credit conditions and benefits from strategic investments. Analyst Commentary Bullish analysts have highlighted several factors supporting their positive outlook and price target increase for OceanFirst Financial.
Mise à jour du récit Oct 28

Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead

Analysts have raised their price target for OceanFirst Financial from $20.29 to $21.50. They cite anticipated improvements in earnings, which are expected to result from a more favorable credit environment, stabilized net interest margins, and the positive impact of ongoing strategic investments.
Article d’analyse Oct 28

OceanFirst Financial (NASDAQ:OCFC) Will Pay A Dividend Of $0.20

The board of OceanFirst Financial Corp. ( NASDAQ:OCFC ) has announced that it will pay a dividend of $0.20 per share on...
Article d’analyse Jul 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 15th of...
Article d’analyse Apr 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of May...
Seeking Alpha Feb 08

OceanFirst Financial Will Likely Call Its Preferred Shares

Summary OceanFirst Financial's Q4 performance was weaker than expected due to higher loan loss provisions, resulting in a lower net income of $21.9M. The preferred stock remains attractive with a current yield of 6.97%, but investors should be cautious of potential calls due to high future dividend costs. Management is considering partial redemption of preferred shares to manage capital costs. A full call would boost EPS on common shares by $0.10 annually. I hold a long position in OceanFirst’s preferred shares and I am monitoring the stock for potential investment in common shares, trading at a 6% discount to tangible book value. Read the full article on Seeking Alpha
Seeking Alpha Jan 24

OceanFirst Financial: A Depressed Valuation Opportunity

Summary OceanFirst Financial, a New Jersey-based regional bank, recently achieved "large institution" status under the Volcker Rule by surpassing $10 billion in assets. The bank's conservative lending approach results in lower returns on assets but exceptional credit performance and a high-quality, diversified deposit base. OceanFirst trades at a reasonable 10.4x earnings multiple with a 4.42% dividend yield, making it an attractive investment for improving returns and prudent capital allocation. Potential regulatory changes could drive consolidation in the fragmented U.S. regional banking industry, making OceanFirst a desirable acquisition target for larger multi-regional banks. Read the full article on Seeking Alpha
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Nouveau récit Oct 20

Acquisitions And Critical Expansion Propel Financial Growth Amid Challenges

Strategic acquisitions and focus on expanding lending are expected to drive diverse revenue growth and enhance future earnings.
Seeking Alpha Sep 10

OceanFirst Financial: 7% Yield Still Attractive Despite Call Risk

Summary OceanFirst Financial's preferred shares are safer due to a higher CET1 ratio and substantial common equity, despite weak earnings and decreasing net interest income. Preferred dividends are well-covered, requiring less than 5% of Q2 income, making them secure even with a significant increase in loan loss provisions. Preferred shares trade slightly above par with a 6.98% yield, but the approaching call date and potential floating rate increase to 11.8% heighten call risk. Read the full article on Seeking Alpha
Article d’analyse Jul 23

OceanFirst Financial (NASDAQ:OCFC) Is Paying Out A Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of...
Seeking Alpha Jul 02

OceanFirst Financial At Risk Of Treading Water Without Competitive Differentiation

Summary OceanFirst lacks many of the frequent drivers of bank stock outperformance, including mid-to-high single-digit revenue and book value growth, double-digit ROE, and strong customer satisfaction scores. Despite improving loan yields, OceanFirst continues to struggle with spread pressure from higher funding costs, as the bank lacks a truly attractive core deposit franchise. Credit risk seems contained, but the size of the office and multifamily portfolios make them a "watch item" even with OceanFirst's excellent credit quality history. OceanFirst can certainly expect to benefit from a Fed rate cut cycle, and double-digit earnings growth in FY'25/'26 seems plausible, but it's hard to argue for differentiation or a sustainable bull thesis here. Read the full article on Seeking Alpha
Article d’analyse Apr 26

OceanFirst Financial's (NASDAQ:OCFC) Dividend Will Be $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of May. This means the annual...
Seeking Alpha Mar 21

OceanFirst Financial: The 7.1% Fixed-To-Floating Preferred Remains Very Attractive

Summary OceanFirst Financial is a regional bank headquartered in New Jersey with a strong focus on three states. The bank's preferred shares have well-covered dividends and are expected to continue increasing in value towards the $25 call price. The bank's common shares are currently trading at a discount to tangible book value and have a low earnings multiple, making them an attractive investment option. Read the full article on Seeking Alpha
Article d’analyse Oct 24

OceanFirst Financial (NASDAQ:OCFC) Has Announced A Dividend Of $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of November. The dividend yield...

Analyse de la rémunération des PDG

Comment la rémunération de Chris Maher a-t-elle évolué par rapport aux bénéfices de OceanFirst Financial?
DateRémunération totaleSalaireBénéfices de l'entreprise
Mar 31 2026n/an/a

US$67m

Dec 31 2025US$3mUS$995k

US$67m

Sep 30 2025n/an/a

US$75m

Jun 30 2025n/an/a

US$82m

Mar 31 2025n/an/a

US$89m

Dec 31 2024US$3mUS$965k

US$96m

Sep 30 2024n/an/a

US$102m

Jun 30 2024n/an/a

US$97m

Mar 31 2024n/an/a

US$101m

Dec 31 2023US$3mUS$950k

US$100m

Sep 30 2023n/an/a

US$126m

Jun 30 2023n/an/a

US$144m

Mar 31 2023n/an/a

US$145m

Dec 31 2022US$3mUS$950k

US$143m

Sep 30 2022n/an/a

US$112m

Jun 30 2022n/an/a

US$98m

Mar 31 2022n/an/a

US$99m

Dec 31 2021US$3mUS$950k

US$106m

Sep 30 2021n/an/a

US$116m

Jun 30 2021n/an/a

US$87m

Mar 31 2021n/an/a

US$76m

Dec 31 2020US$3mUS$946k

US$61m

Sep 30 2020n/an/a

US$53m

Jun 30 2020n/an/a

US$84m

Mar 31 2020n/an/a

US$84m

Dec 31 2019US$3mUS$946k

US$89m

Rémunération vs marché: La rémunération totale de Chris ($USD 3.12M ) est dans la moyenne des entreprises de taille similaire sur le marché US ($USD 3.79M ).

Rémunération et revenus: La rémunération de Chris a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.


PDG

Chris Maher (58 yo)

11.3yrs
Titularisation
US$3,124,340
Compensation

Mr. Christopher D. Maher, also known as Chris, served as Director of Federal Reserve Bank of Philadelphia until 2024. Mr. Maher has been the Chief Executive Officer of OceanFirst Financial Corp. since Janu...


Équipe de direction

NomPositionTitularisationCompensationPropriété
Christopher Maher
Chairman11.3yrsUS$3.12m0.71%
$ 7.5m
Patrick Barrett
Senior EVP & CFO3.9yrsUS$1.76m0.26%
$ 2.7m
Joseph Lebel
Executive VP5.9yrsUS$2.18m0.61%
$ 6.4m
Steven Tsimbinos
Senior EVP9.9yrsUS$1.29m0.38%
$ 4.1m
Michele Estep
Senior EVP & Chief Administrative Officer of OceanFirst Bank6.3yrsUS$1.29m0.32%
$ 3.4m
Patrick Chong
Principal Accounting Officer3.3yrspas de données0.0060%
$ 63.8k
Alfred Goon
Senior VP of Corporate Developmentno datapas de donnéespas de données
Kevin Georgetti
Senior VP & Chief Compliance Officer1.8yrspas de donnéespas de données
Jill Hewitt
SVP Director of Corporate Communications and Community Impactno datapas de donnéespas de données
David Berninger
Senior EVP & Chief Risk Officer2.6yrspas de données0.17%
$ 1.8m
Chad Dally
President for Greater Washington and Head of Aerospace2yrspas de donnéespas de données
David Howard
Executive VP & Treasurerno datapas de donnéespas de données
3.9yrs
Durée moyenne de l'emploi
57.5yo
Âge moyen

Gestion expérimentée: L'équipe de direction de OCFC est considérée comme expérimentée (ancienneté moyenne 3.9 ans).


Membres du conseil d'administration

NomPositionTitularisationCompensationPropriété
Christopher Maher
Chairman12.3yrsUS$3.12m0.71%
$ 7.5m
Joseph Lebel
Executive VP4yrsUS$2.18m0.61%
$ 6.4m
Grace Torres
Independent Director8.3yrsUS$165.64k0.042%
$ 445.7k
Anthony Coscia
Lead Independent Director8.3yrsUS$190.64k0.11%
$ 1.1m
Robert Garrett
Independent Director2.6yrsUS$145.93k0.016%
$ 165.5k
Nicos Katsoulis
Independent Director7.3yrsUS$165.64k0.059%
$ 629.4k
Steven Scopellite
Independent Director6.9yrsUS$163.82k0.029%
$ 308.3k
Jack Farris
Independent Director11.2yrsUS$163.82k0.039%
$ 413.4k
Joseph Murphy
Independent Director6.3yrsUS$165.64k0.66%
$ 7.0m
Kimberly Guadagno
Independent Director7.9yrsUS$158.14k0.036%
$ 385.8k
Patricia Turner
Independent Director5.7yrsUS$148.82k0.028%
$ 302.0k
John Barros
Independent Director2.7yrsUS$145.93k0.016%
$ 172.8k
7.1yrs
Durée moyenne de l'emploi
65yo
Âge moyen

Conseil d'administration expérimenté: Les membres du conseil d'administration de OCFC sont considérés comme expérimentés (ancienneté moyenne 7.1 ans).


Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/20 08:47
Cours de l'action en fin de journée2026/05/20 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

OceanFirst Financial Corp. est couverte par 10 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Christopher MarinacBrean Capital Historical (Janney Montgomery)
null nullD.A. Davidson & Co.
Peter WinterD.A. Davidson & Co.