Five Star Bancorp

NasdaqGS:FSBC Rapport sur les actions

Capitalisation boursière : US$1.0b

Five Star Bancorp Gestion

Gestion contrôle des critères 4/4

Le PDG Five Star Bancorp est James Beckwith, nommé en Jan2003, a un mandat de 23.5 ans. La rémunération annuelle totale est $ 1.78M, composée du salaire de 39.3% et des bonus 60.7%, y compris les actions et options de la société. détient directement 2.23% des actions de la société, d'une valeur de $ 23.20M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 7 ans et 7 ans.

Informations clés

James Beckwith

Directeur général

US$1.8m

Rémunération totale

Pourcentage du salaire du PDG39.25%
Durée du mandat du directeur général23.5yrs
Propriété du PDG2.2%
Durée moyenne d'occupation des postes de direction7yrs
Durée moyenne du mandat des membres du conseil d'administration7yrs

Mises à jour récentes de la gestion

Recent updates

Seeking Alpha Jun 26

Five Star Bancorp: A CRE-Focused Bank With An Exemplary Track Record

Summary Five Star Bancorp demonstrates robust earnings growth, driven by disciplined underwriting and a high-quality, expanding loan book. FSBC’s focus on manufactured home communities and RV parks, with low average CRE LTV ratios (49%), limits risk despite sector concerns. The bank’s strong asset growth and low loan loss provisions support a premium valuation above 2x tangible book value and a 13x earnings multiple. While current valuation appears rich, FSBC’s prudent lending and resilient balance sheet warrant ongoing monitoring for potential entry points. Read the full article on Seeking Alpha
Mise à jour du récit Jun 22

FSBC: Stable Fair Value Will Depend On P/E And Profitability Assumptions

Analysts have raised their price targets on Five Star Bancorp by $3.50 and $2, reflecting updated views on valuation and company performance drivers based on modest shifts in assumptions for growth, profitability, and future P/E levels. Analyst Commentary Recent research updates on Five Star Bancorp highlight a mix of optimism and caution, as analysts revisit their models for growth, profitability, and future P/E assumptions and adjust price targets by $3.50 and $2.
Mise à jour du récit Jun 07

FSBC: Updated Earnings Assumptions Will Support P/E And Execution-Driven Dividend Outlook

Analysts have lifted their price targets on Five Star Bancorp by a few dollars, taking the fair value estimate from about $42.80 to $45.10, citing updated assumptions around revenue growth, profit margins and future P/E levels. Analyst Commentary Bullish Takeaways Bullish analysts see room for the stock to better reflect their updated fair value range around $45.10, based on refreshed assumptions for revenue, margins and future P/E levels.
Mise à jour du récit Apr 21

FSBC: Slightly Higher Earnings Assumptions Will Support P/E And Dividend Outlook

Analysts have slightly increased their price targets on Five Star Bancorp by $1 to $2, reflecting updated expectations around revenue growth, profit margins and forward P/E assumptions, while keeping a fair value view broadly aligned with prior estimates. Analyst Commentary Recent research updates point to a modest upward reset in price targets, tied mainly to refreshed views on revenue potential, profitability and P/E inputs, rather than a wholesale shift in the overall outlook on Five Star Bancorp.
Article d’analyse Apr 10

Is Now The Time To Put Five Star Bancorp (NASDAQ:FSBC) On Your Watchlist?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Mise à jour du récit Apr 07

FSBC: Stable Execution And P/E Assumptions Will Support Earnings And Dividend

Analysts have raised their fair value estimate for Five Star Bancorp to $42.80, citing slightly adjusted assumptions around revenue growth, profit margins, discount rate and future P/E that align with recent Street price target increases of $1 and $2. Analyst Commentary Recent Street research around Five Star Bancorp clusters around modest price target increases of $1 and $2, which line up with the updated fair value estimate of $42.80.
Mise à jour du récit Mar 23

FSBC: Steady Execution And Future P/E Should Support Earnings And Dividend

Analysts have adjusted their view on Five Star Bancorp with a modest price target increase of a few dollars, citing recent research updates from firms that have reaffirmed their outlook on the bank's valuation drivers. Analyst Commentary Recent research updates on Five Star Bancorp focus on modest upward adjustments to price targets, which signal incremental shifts in how analysts are thinking about valuation and execution risk.
Mise à jour du récit Mar 09

FSBC: Future P/E Expectations Will Support Earnings Quality And Dividend Durability

Analysts have nudged their fair value estimate for Five Star Bancorp slightly higher, with the target moving from $42.00 to about $42.60, reflecting updated assumptions around growth, profitability, and future P/E expectations. Analyst Commentary Recent research updates point to slightly higher fair value views for Five Star Bancorp, with price targets lifted in quick succession.
Mise à jour du récit Feb 22

FSBC: Future Earnings Multiple And Margin Resilience Will Shape Dividend Support

Analysts have nudged their price target on Five Star Bancorp higher by a few dollars to $42, pointing to updated views on fair value, discount rate, revenue growth, profit margin, and future P/E that are supported by recent research comments from firms raising their targets. Analyst Commentary Recent research commentary around Five Star Bancorp has focused on how current earnings, growth assumptions, and risk factors line up with the updated US$42 target price.
Mise à jour du récit Feb 06

FSBC: Execution And Earnings Multiple Assumptions Will Shape Future Dividend Support

Analysts have lifted their fair value estimate for Five Star Bancorp from US$40.80 to US$42.00, citing updated assumptions around discount rate, revenue growth, profit margin and future P/E that align with recent price target increases reported by firms covering the stock. Analyst Commentary Recent price target increases around US$42.00 reflect updated analyst views on how Five Star Bancorp’s valuation lines up with its execution and projected fundamentals.
Mise à jour du récit Jan 23

FSBC: Stable Revenue And Margin Outlook Will Support Future Dividend Potential

Analysts have kept their price target for Five Star Bancorp broadly unchanged at about $40.80. This reflects steady assumptions around fair value, a consistent discount rate, revenue growth near 18.34%, a profit margin close to 39.26% and a future P/E of roughly 11.35x.
Mise à jour du récit Jan 09

FSBC: Stable Assumptions And Margins Will Support Future Dividend Potential

Analysts nudged their price target on Five Star Bancorp slightly higher to US$40.80 from US$40.40, pointing to modest updates to their fair value models, discount rate, revenue growth assumptions and profit margin estimates, along with a marginally higher future P/E input. Valuation Changes Fair Value: Adjusted slightly higher from US$40.40 to US$40.80 per share.
Mise à jour du récit Dec 14

FSBC: Loan Resets And Lower Funding Costs Will Support Future Dividends

Analysts have nudged their price target for Five Star Bancorp higher to $37.00, citing expectations for improving profitability driven by annual loan rate resets, a declining cost of funds as base rates fall, and consistently strong credit quality that could support a more robust dividend profile. Analyst Commentary Recent commentary from bullish analysts highlights a constructive outlook on Five Star Bancorp, driven by the bank's earnings trajectory and balance sheet positioning as interest rate dynamics evolve.
Article d’analyse Dec 13

Here's Why We Think Five Star Bancorp (NASDAQ:FSBC) Might Deserve Your Attention Today

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Mise à jour du récit Nov 28

FSBC: Regular Loan Rate Resets Will Drive Higher Profitability And Dividends

Analysts have maintained their price target for Five Star Bancorp at $40.40, citing expectations for further profitability improvement. This outlook is supported by stable credit quality and the potential for stronger dividend payouts.
Mise à jour du récit Nov 13

FSBC: Regular Loan Rate Resets Will Likely Drive Higher Profitability

Analysts have raised their price target for Five Star Bancorp from $38.20 to $40.40, citing expectations for improving profitability, stronger dividend potential, and robust credit quality. Analyst Commentary Analyst perspectives on Five Star Bancorp reflect a generally optimistic view regarding the company's outlook, with several key points of emphasis shaping their valuation and growth expectations.
Mise à jour du récit Oct 29

Profitability Improvements and Strong Credit Quality Will Support Lasting Value

Analysts have raised their fair value price target for Five Star Bancorp from $35.25 to $38.20. They cite the company's improving profitability and strong credit quality as supporting factors.
Article d’analyse Jul 24

Five Star Bancorp (NASDAQ:FSBC) Is Paying Out A Dividend Of $0.20

Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 11th of August...
Article d’analyse Apr 25

Five Star Bancorp (NASDAQ:FSBC) Has Announced A Dividend Of $0.20

The board of Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 12th...
Article d’analyse Jan 24

Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Five Star Bancorp's ( NASDAQ:FSBC ) investors are due to receive a payment of $0.20 per share on 10th of February. This...
Article d’analyse Oct 24

Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20

The board of Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 12th...
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Nouveau récit Sep 24

Decisive Expansion And Prudent Financial Management Propel Bank's Growth In The San Francisco Bay Area

Expansion efforts and capital strengthening through a successful public offering and strategic human capital investments indicate potential revenue growth.
Article d’analyse May 10

Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year

Key Insights Five Star Bancorp to hold its Annual General Meeting on 16th of May CEO James Beckwith's total...
Article d’analyse Apr 25

Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 13th of May. This...

Analyse de la rémunération des PDG

Comment la rémunération de James Beckwith a-t-elle évolué par rapport aux bénéfices de Five Star Bancorp?
DateRémunération totaleSalaireBénéfices de l'entreprise
Mar 31 2026n/an/a

US$67m

Dec 31 2025US$2mUS$699k

US$62m

Sep 30 2025n/an/a

US$57m

Jun 30 2025n/an/a

US$52m

Mar 31 2025n/an/a

US$48m

Dec 31 2024US$2mUS$628k

US$46m

Sep 30 2024n/an/a

US$43m

Jun 30 2024n/an/a

US$43m

Mar 31 2024n/an/a

US$45m

Dec 31 2023US$947kUS$609k

US$48m

Sep 30 2023n/an/a

US$50m

Jun 30 2023n/an/a

US$51m

Mar 31 2023n/an/a

US$48m

Dec 31 2022US$974kUS$581k

US$45m

Sep 30 2022n/an/a

US$43m

Jun 30 2022n/an/a

US$42m

Mar 31 2022n/an/a

US$42m

Dec 31 2021US$2mUS$527k

US$42m

Sep 30 2021n/an/a

US$41m

Jun 30 2021n/an/a

US$39m

Mar 31 2021n/an/a

US$39m

Dec 31 2020US$1mUS$489k

US$36m

Rémunération vs marché: La rémunération totale de James ($USD 1.78M ) est inférieure à la moyenne des entreprises de taille similaire sur le marché US ($USD 3.52M ).

Rémunération et revenus: La rémunération de James a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.


PDG

James Beckwith (68 yo)

23.5yrs
Titularisation
US$1,780,757
Compensation

Mr. James Eugene Beckwith is Director of California Chamber Of Commerce from January 1, 2025. Mr. Beckwith serves as the President and Chief Executive Officer of Five Star Bank and Five Star Bancorp and is...


Équipe de direction

NomPositionTitularisationCompensationPropriété
James Beckwith
President23.5yrsUS$1.78m2.23%
$ 23.2m
Michael Rizzo
Executive VP & Chief Banking Officer21.5yrsUS$783.87k0.17%
$ 1.8m
Don Kurtze
Executive VP & San Francisco Bay Area President3.1yrsUS$820.92k0.034%
$ 358.5k
Heather Luck
Executive VP & CFO5.4yrsUS$569.14k0.14%
$ 1.5m
Lydia Ramirez-Medina
Executive VP & COO5.4yrspas de données0.064%
$ 665.8k
Brett Wait
Senior VP & Chief Information Officer8.5yrspas de données0.079%
$ 821.5k
Shelley Wetton
Senior VP & Chief Marketing Officer8.5yrspas de données0.12%
$ 1.3m
Michael Lee
Senior VP & Chief Regulatory Officer16.5yrspas de données0.16%
$ 1.6m
John Dalton
Senior VP & Chief Credit Officer15.5yrsUS$468.34k0.15%
$ 1.6m
Chris Rudberg
Senior VP & MD2.1yrspas de donnéespas de données
Greg Kogan
Senior VP & MD2.1yrspas de donnéespas de données
Reagan Ballo
Managing Director of Government Banking2yrspas de donnéespas de données
7.0yrs
Durée moyenne de l'emploi
53yo
Âge moyen

Gestion expérimentée: L'équipe dirigeante de FSBC est chevronnée et expérimentée (7 années d'ancienneté moyenne).


Membres du conseil d'administration

NomPositionTitularisationCompensationPropriété
James Beckwith
President23.5yrsUS$1.78m2.23%
$ 23.2m
Robert Perry-Smith
Independent Chairperson of the Board6.5yrsUS$141.74k1.06%
$ 11.1m
Donna Lucas
Independent Director4.6yrsUS$86.24k0.061%
$ 638.7k
Randall Reynoso
Independent Vice Chairperson5.2yrsUS$93.74k0.11%
$ 1.1m
Shannon Deary-Bell
Independent Director6.5yrsUS$86.24k0.44%
$ 4.5m
Larry Allbaugh
Independent Director27.5yrsUS$93.74k14.11%
$ 146.8m
David Nickum
Director16.5yrsUS$89.24k0.84%
$ 8.8m
Judson Riggs
Independent Director7.5yrsUS$89.24k0.40%
$ 4.2m
Kevin Ramos
Independent Director7.5yrsUS$93.74k0.80%
$ 8.4m
Warren Kashiwagi
Independent Director4.8yrsUS$86.24k0.030%
$ 310.2k
7.0yrs
Durée moyenne de l'emploi
67yo
Âge moyen

Conseil d'administration expérimenté: Les membres du conseil d'administration de FSBC sont considérés comme expérimentés (ancienneté moyenne 7 ans).


Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/07/01 21:04
Cours de l'action en fin de journée2026/07/01 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Five Star Bancorp est couverte par 6 analystes. 5 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Wood LayKeefe, Bruyette, & Woods