Financial Institutions Croissance future
Future contrôle des critères 0/6
Financial Institutions devrait augmenter ses bénéfices et ses revenus de 2.8% et de 6.7% par an respectivement, tandis que le BPA devrait croître de croître de 4.4% par an.
Informations clés
2.8%
Taux de croissance des bénéfices
4.41%
Taux de croissance du BPA
| Banks croissance des bénéfices | 8.3% |
| Taux de croissance des recettes | 6.7% |
| Rendement futur des capitaux propres | n/a |
| Couverture par les analystes | Low |
| Dernière mise à jour | 04 May 2026 |
Mises à jour récentes de la croissance future
Recent updates
Mise à jour du récit • Jun 02
FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support
Analysts have nudged their 12 month price target for Financial Institutions to $39, a $1 increase. They cite updated Street research that refines assumptions around fair value, discount rate, revenue growth, profit margin and future P/E without materially changing the overall valuation framework.Mise à jour du récit • May 14
FISI: Future Returns Will Reflect Steady Execution And Supportive Capital Management
Analysts have raised their price target on Financial Institutions by $1 to $38.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a modestly higher fair value for Financial Institutions, with the price target adjusted by $1 to $38.50.Mise à jour du récit • Apr 28
FISI: Future Returns Will Reflect Stable Capital Returns And Credit Cost Discipline
Analysts have raised their 12‑month price target for Financial Institutions by $0.50 to reflect slightly adjusted fair value, discount rate and P/E assumptions following recent research updates from Keefe Bruyette and Piper Sandler. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price targets as consistent with their updated fair value work, suggesting the recent research inputs support the current valuation framework rather than forcing a major reset.Mise à jour du récit • Apr 13
FISI: Future Returns Will Balance Higher Capital Returns And Credit Cost Discipline
Analysts recently raised their blended price target for Financial Institutions by $6, supported by updated views on fair value, discount rate, growth, margins, and future P/E assumptions as reflected in the latest research from major brokerages. Analyst Commentary Bullish Takeaways Bullish analysts view the latest price target increases of $4 and $2 as support for a higher fair value range, reflecting updated assumptions on earnings power and capital returns.Mise à jour du récit • Mar 29
FISI: Future Returns Will Reflect Higher Capital Returns And Stable Credit Costs
Narrative Update on Financial Institutions The Street price target for Financial Institutions has increased by $6 in total, as analysts reference updated fair value estimates and small adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions to support their revised views. Analyst Commentary Recent Street research on Financial Institutions centers on revised price targets that reflect refreshed fair value work and updated model inputs for growth, margins, and P/E assumptions.Mise à jour du récit • Mar 15
FISI: Future Returns Will Reflect Stable Credit Costs And Rising Capital Returns
Analysts have raised their price targets on Financial Institutions by $4 and $2, reflecting updated assumptions for the discount rate, profit margin, and future P/E. These changes leave their overall fair value estimate broadly unchanged at about $37.Mise à jour du récit • Mar 01
FISI: Future Returns Will Reflect Stable Credit Costs And Capital Deployment
Analysts have increased their price targets on Financial Institutions by $2 to $4, citing stable fair value estimates supported by steady assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a tighter range of fair value outcomes for Financial Institutions, with updated price targets framed around consistent assumptions for discount rates, revenue growth, profit margins, and future P/E.Seeking Alpha • Feb 20
Financial Institutions, Inc.: Back On Track After A Challenging Year
Summary Financial Institutions, Inc. rebounded after a challenging 2024 marked by restructuring and significant losses. The company's return on assets reached 1.27% in Q4 2025, and return on equity came in at an impressive 12.53%. After ending 2024 at $24.45, tangible book value per share for FISI rose to $27.84 at the end of 2025, a 13.9% improvement. I assign FISI a cautious Buy rating, recognizing improved fundamentals but remaining attentive to operational risks ahead. Read the full article on Seeking AlphaMise à jour du récit • Feb 15
FISI: Future Returns Will Reflect Calibrated Expectations For Credit Costs And Capital Decisions
Narrative Update on Financial Institutions Analysts lifted their price target on Financial Institutions by $1, reflecting refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. This was supported by recent research updates from firms that raised their targets by $4 and $2.Mise à jour du récit • Feb 01
FISI: Future Returns Will Balance Subordinated Debt Costs And Credit Trends
Analysts now see fair value at $36.00 versus $34.00 previously, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels for financial institutions. What's in the News Reported fourth quarter 2025 net charge offs of $2.4 million, equal to 0.21% of average loans on an annualized basis, compared with $2.1 million or 0.18% in the third quarter of 2025 and $2.8 million or 0.25% in the fourth quarter of 2024 (Key Developments).Article d’analyse • Mar 11
Financial Institutions (NASDAQ:FISI) Has Announced That It Will Be Increasing Its Dividend To $0.31
Financial Institutions, Inc. ( NASDAQ:FISI ) will increase its dividend from last year's comparable payment on the 2nd...Seeking Alpha • Feb 09
Financial Institutions, Inc.: Time For A Downgrade
Summary Financial Institutions' stock has outperformed the market, but recent valuation and mixed financial performance prompt a downgrade to 'hold'. The company's restructuring efforts improved long-term income potential, but short-term losses and declining deposits are concerns. Despite affordable price-to-book ratios, the price-to-earnings multiple is higher than preferred, reducing the margin of safety. Asset quality and return metrics are decent but not exceptional, making it prudent to adopt a cautious stance. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally
Summary Loan growth will likely remain subdued as rate cuts will lift demand, but lackluster economic activity will dampen the demand for credit products. A large chunk of low-yielding loans and securities are scheduled to mature soon. Reinvestment will lift the margin. Financial Institutions is offering a dividend yield of 4.9% with an implied payout ratio of only 37%. The December 2025 target price suggests a double-digit price upside from the October 29 closing price. Read the full article on Seeking Alpha
Nouveau récit • Sep 24
Fraud Incident And Divestitures Threaten Financial Stability Amid Modest Growth Projections
Recent deposit-related fraud and divestiture of SDN Insurance Agency indicate financial vulnerabilities and potential impacts on diversification and revenue growth.Seeking Alpha • Aug 12
Financial Institutions Offers Some Additional Upside From Here
Summary Financial Institutions stock has surged 49.9% since November 2023, outperforming the S&P 500. Despite this surge, shares still look cheap, both relative to earnings and book value. While it's not the best prospect out there, these qualities do make it generally appealing. Read the full article on Seeking AlphaArticle d’analyse • May 30
Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
Key Insights Financial Institutions' Annual General Meeting to take place on 5th of June Total pay for CEO Marty...Article d’analyse • May 26
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
Financial Institutions, Inc. ( NASDAQ:FISI ) has announced that it will pay a dividend of $0.30 per share on the 2nd of...Seeking Alpha • May 13
Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
Summary Earnings will be lower this year relative to last year because of the fraudulent activity reported in 1Q. After a disappointing 1Q performance, loan growth will bounce back thanks to the sale of the insurance business as well as regional economic strength. The margin will likely turn around, but the average for 2024 will still be lower than the average for 2023. The December 2024 target price suggests a high expected price upside of 21%. FISI is offering a dividend yield of 6.4%, at an implied payout ratio of 49%. Read the full article on Seeking AlphaPrévisions de croissance des bénéfices et des revenus
| Date | Recettes | Les revenus | Flux de trésorerie disponible | Cash from Op | Moy. Nombre d'analystes |
|---|---|---|---|---|---|
| 12/31/2027 | 270 | 81 | N/A | N/A | 2 |
| 12/31/2026 | 259 | 79 | N/A | N/A | 2 |
| 3/31/2026 | 239 | 78 | 27 | 32 | N/A |
| 12/31/2025 | 233 | 73 | 13 | 19 | N/A |
| 9/30/2025 | 117 | -29 | 21 | 24 | N/A |
| 6/30/2025 | 103 | -36 | 28 | 33 | N/A |
| 3/31/2025 | 109 | -28 | 70 | 75 | N/A |
| 12/31/2024 | 111 | -43 | 72 | 77 | N/A |
| 9/30/2024 | 217 | 49 | -3 | 2 | N/A |
| 6/30/2024 | 221 | 50 | 40 | 44 | N/A |
| 3/31/2024 | 208 | 39 | 13 | 17 | N/A |
| 12/31/2023 | 200 | 49 | 8 | 11 | N/A |
| 9/30/2023 | 198 | 51 | 70 | 75 | N/A |
| 6/30/2023 | 198 | 51 | 61 | 67 | N/A |
| 3/31/2023 | 200 | 52 | 88 | 96 | N/A |
| 12/31/2022 | 200 | 55 | 125 | 134 | N/A |
| 9/30/2022 | 206 | 63 | 144 | 151 | N/A |
| 6/30/2022 | 206 | 66 | 117 | 124 | N/A |
| 3/31/2022 | 206 | 71 | 87 | 97 | N/A |
| 12/31/2021 | 210 | 76 | 64 | 73 | N/A |
| 9/30/2021 | 198 | 70 | 53 | 63 | N/A |
| 6/30/2021 | 191 | 66 | 56 | 64 | N/A |
| 3/31/2021 | 179 | 56 | 56 | 59 | N/A |
| 12/31/2020 | 155 | 37 | 39 | 43 | N/A |
| 9/30/2020 | 153 | 36 | 33 | 37 | N/A |
| 6/30/2020 | 152 | 37 | 34 | 39 | N/A |
| 3/31/2020 | 152 | 37 | 42 | 47 | N/A |
| 12/31/2019 | 162 | 47 | N/A | 58 | N/A |
| 9/30/2019 | 160 | 42 | N/A | 55 | N/A |
| 6/30/2019 | 155 | 40 | N/A | 64 | N/A |
| 3/31/2019 | 154 | 40 | N/A | 63 | N/A |
| 12/31/2018 | 150 | 38 | N/A | 65 | N/A |
| 9/30/2018 | 148 | 42 | N/A | 62 | N/A |
| 6/30/2018 | 143 | 39 | N/A | 54 | N/A |
| 3/31/2018 | 136 | 33 | N/A | 56 | N/A |
| 12/31/2017 | 133 | 32 | N/A | 46 | N/A |
| 9/30/2017 | 129 | 30 | N/A | 45 | N/A |
| 6/30/2017 | 128 | 30 | N/A | 46 | N/A |
| 3/31/2017 | 128 | 31 | N/A | 37 | N/A |
| 12/31/2016 | 127 | 30 | N/A | 47 | N/A |
| 9/30/2016 | 125 | 28 | N/A | 45 | N/A |
| 6/30/2016 | 123 | 28 | N/A | 44 | N/A |
| 3/31/2016 | 119 | 28 | N/A | 42 | N/A |
| 12/31/2015 | 117 | 27 | N/A | 43 | N/A |
| 9/30/2015 | 115 | 28 | N/A | 32 | N/A |
| 6/30/2015 | 113 | 27 | N/A | 34 | N/A |
Prévisions de croissance des analystes
Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de FISI ( 2.8% par an) est inférieure au taux d'épargne ( 3.5% ).
Bénéfices vs marché: Les bénéfices de FISI ( 2.8% par an) devraient croître plus lentement que le marché US ( 18.5% par an).
Croissance élevée des bénéfices: Les bénéfices de FISI devraient augmenter, mais pas de manière significative.
Chiffre d'affaires vs marché: Le chiffre d'affaires de FISI ( 6.7% par an) devrait croître plus lentement que le marché de US ( 12.7% par an).
Croissance élevée des revenus: Le chiffre d'affaires de FISI ( 6.7% par an) devrait croître plus lentement que 20% par an.
Prévisions de croissance du bénéfice par action
Rendement futur des capitaux propres
ROE futur: Données insuffisantes pour déterminer si le retour sur capitaux propres de FISI devrait être élevé dans 3 ans
Découvrir les entreprises en croissance
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/16 08:29 |
| Cours de l'action en fin de journée | 2026/06/15 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Financial Institutions, Inc. est couverte par 4 analystes. 2 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Richard Weiss | Brean Capital Historical (Janney Montgomery) |
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |