Citizens Financial Services Résultats passés

Passé contrôle des critères 5/6

Citizens Financial Services a connu une croissance annuelle moyenne de ses bénéfices de 1.2%, tandis que le secteur Banks a vu ses bénéfices augmenter de en hausse à 7.1% par an. Les revenus ont augmenté de en hausse à un taux moyen de 9.7% par an. Le rendement des capitaux propres de Citizens Financial Services est 9.2% et ses marges nettes sont de 27.9%.

Informations clés

1.2%

Taux de croissance des bénéfices

-2.6%

Taux de croissance du BPA

Banks Croissance de l'industrie	11.2%
Taux de croissance des recettes	9.7%
Rendement des fonds propres	9.2%
Marge nette	27.9%
Dernière mise à jour des bénéfices	30 Sep 2024

Mises à jour récentes des performances passées

Recent updates

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

May 10

Citizens Financial Services to acquire HV Bancorp

Oct 19

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Sep 06

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Sep 01

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Jul 22

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Jun 08

Ventilation des recettes et des dépenses

Comment Citizens Financial Services gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.

Historique des gains et des recettes

NasdaqCM:CZFS Recettes, dépenses et bénéfices (USD Millions )
Date	Recettes	Les revenus	Dépenses G+A
30 Sep 24	98	27	50
30 Jun 24	98	27	50
31 Mar 24	91	18	47
31 Dec 23	86	18	44
30 Sep 23	82	18	40
30 Jun 23	78	18	36
31 Mar 23	82	29	36
31 Dec 22	80	29	35
30 Sep 22	78	28	34
30 Jun 22	76	28	34
31 Mar 22	75	27	33
31 Dec 21	76	29	32
30 Sep 21	76	29	32
30 Jun 21	76	30	32
31 Mar 21	76	29	31
31 Dec 20	71	25	30
30 Sep 20	66	23	28
30 Jun 20	61	20	27
31 Mar 20	57	20	26
31 Dec 19	57	19	26
30 Sep 19	56	19	26
30 Jun 19	54	18	26
31 Mar 19	54	18	25
31 Dec 18	53	18	25
30 Sep 18	53	16	23
30 Jun 18	51	15	23
31 Mar 18	50	14	22
31 Dec 17	48	13	22
30 Sep 17	46	14	21
30 Jun 17	45	13	21
31 Mar 17	45	13	21
31 Dec 16	44	13	20
30 Sep 16	43	12	19
30 Jun 16	41	12	17
31 Mar 16	40	12	16
31 Dec 15	38	12	15
30 Sep 15	37	13	15
30 Jun 15	37	13	14
31 Mar 15	37	13	14
31 Dec 14	37	13	14
30 Sep 14	37	13	14
30 Jun 14	37	13	14
31 Mar 14	37	13	14
31 Dec 13	37	13	14

Des revenus de qualité: CZFS a des bénéfices de haute qualité.

Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de CZFS sont plus élevées que l'année dernière CZFS. (27.9%) sont plus élevées que l'année dernière (22%).

Analyse des flux de trésorerie disponibles par rapport aux bénéfices

Analyse de la croissance passée des bénéfices

Tendance des revenus: Les bénéfices de CZFS ont augmenté de 1.2% par an au cours des 5 dernières années.

Accélération de la croissance: La croissance des bénéfices de CZFS au cours de l'année écoulée ( 50.9% ) dépasse sa moyenne sur 5 ans ( 1.2% par an).

Bénéfices par rapport au secteur d'activité: La croissance des bénéfices CZFS au cours de l'année écoulée ( 50.9% ) a dépassé celle du secteur Banks -12.2%.

Rendement des fonds propres

ROE élevé: Le retour sur capitaux propres de CZFS ( 9.2% ) est considéré comme faible.

Citizens Financial Services Résultats passés

Passé contrôle des critères 5/6

Informations clés

Mises à jour récentes des performances passées

Third quarter 2024 earnings released: EPS: US$1.59 (vs US$1.59 in 3Q 2023)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Second quarter 2024 earnings released: EPS: US$1.11 (vs US$1.00 loss in 2Q 2023)

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Full year 2023 earnings: EPS exceeds analyst expectations

Full year 2023 earnings: EPS exceeds analyst expectations

Recent updates

Investor sentiment improves as stock rises 19%

Third quarter 2024 earnings released: EPS: US$1.59 (vs US$1.59 in 3Q 2023)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Investor sentiment improves as stock rises 16%

Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Second quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 16%

Investor sentiment deteriorates as stock falls 18%

Second quarter 2024 earnings released: EPS: US$1.11 (vs US$1.00 loss in 2Q 2023)

Investor sentiment improves as stock rises 22%

Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

First quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Price target decreased by 13% to US$53.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Full year 2023 earnings: EPS exceeds analyst expectations

Fourth quarter dividend of US$0.49 announced

Full year 2023 earnings: EPS exceeds analyst expectations

Citizens Financial Services, Inc., Annual General Meeting, Apr 16, 2024

[Correction]: A Key Development was Inadvertently sent stating Stephen Guillaume, CFO of Citizens Financial Services, Inc. has Announced Termination

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Investor sentiment improves as stock rises 15%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 35% to US$52.00

New minor risk - Insider selling

Insider recently sold US$415k worth of stock

Director recently sold US$76k worth of stock

Insider recently bought US$52k worth of stock

Investor sentiment deteriorates as stock falls 16%

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Executive Changes, Effective September 5, 2023

Consensus EPS estimates fall by 23%

New minor risk - Earnings quality

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 17% to US$80.00

New minor risk - Shareholder dilution

Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.

Investor sentiment improves as stock rises 21%

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Independent Chairman of the Board recently sold US$285k worth of stock

Insufficient new directors

Now 21% undervalued

Full year 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Citizens Financial Services, Inc., Annual General Meeting, Apr 18, 2023

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022

Price target increased to US$79.00

Third quarter 2022 earnings released: EPS: US$1.90 (vs US$1.77 in 3Q 2021)

Citizens Financial Services, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2022

Citizens Financial Services to acquire HV Bancorp

Upcoming dividend of US$0.48 per share

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Citizens Financial Services, Inc., Annual General Meeting, Dec 19, 2022

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on September 30, 2022

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Price target increased to US$79.00

Second quarter 2022 earnings: EPS in line with expectations, revenues disappoint

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on June 24, 2022

Independent Director recently sold US$88k worth of stock

Upcoming dividend of US$0.47 per share

Citizens Financial Services, Inc. and First Citizens Community Bank Appoints Janie Hilfiger to the Board of Directors

Citizens Financial Services, Inc., Annual General Meeting, Apr 20, 2021

Citizens Financial Services, Inc. (OTCPK:CZFS) completed the acquisition of MidCoast Community Bancorp, Inc. (OTCPK:MDCT).

Ventilation des recettes et des dépenses

Historique des gains et des recettes

Analyse des flux de trésorerie disponibles par rapport aux bénéfices