Citizens Financial Services Croissance future

Future contrôle des critères 0/6

Citizens Financial Services devrait augmenter ses bénéfices de 0.8% par an. Le BPA devrait augmenter de 0.8% par an.

Informations clés

0.8%

Taux de croissance des bénéfices

0.79%

Taux de croissance du BPA

Banks croissance des bénéfices	8.1%
Taux de croissance des recettes	n/a
Rendement futur des capitaux propres	n/a
Couverture par les analystes	Low
Dernière mise à jour	06 May 2026

Mises à jour récentes de la croissance future

Recent updates

Article d’analyse • Sep 09

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Seeking Alpha • Oct 19

Citizens Financial Services to acquire HV Bancorp

Citizens Financial Services (NASDAQ:CZFS) is set to acquire HV Bancorp (NASDAQ:HVBC). The two companies have entered into a definitive merger agreement, pursuant to which HVBC shareholders will have the right to elect to receive for each share either $30.50 in cash or 0.400 shares of CZFS. The amount will come to ~$67.4M in aggregate. The transaction, approved by the boards of both the companies, will close in H1 of 2023, subject to regulatory approval, approval by HVBC shareholders and other customary closing conditions. A procedure will be followed as part of which 80% of the HVBC shares will be exchanged for stock and 20% of the shares for cash. Additionally, CZFS CEO Randall Black announced a strategic combination of the units, First Citizens Community Bank and Huntingdon Valley Bank. Source: Press Release

Article d’analyse • Sep 06

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Citizens Financial Services, Inc. ( NASDAQ:CZFS ) will increase its dividend from last year's comparable payment on the...

Seeking Alpha • Sep 01

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Citizens Financial Services (NASDAQ:CZFS) declares $0.48/share quarterly dividend, 1.1% increase from prior dividend of $0.47. Forward yield 2.33% Payable Sept. 30; for shareholders of record Sept. 16; ex-div Sept. 15. See CZFS Dividend Scorecard, Yield Chart, & Dividend Growth.

Seeking Alpha • Jul 22

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Citizens Financial Services press release (NASDAQ:CZFS): Q2 GAAP EPS of $1.74. Revenue of $20.03M (+5.9% Y/Y).

Article d’analyse • Jun 08

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Citizens Financial Services, Inc.'s ( NASDAQ:CZFS ) dividend will be increasing to US$0.47 on 24th of June. This makes...

Prévisions de croissance des bénéfices et des revenus

NasdaqCM:CZFS - Estimations futures des analystes et données financières antérieures (USD Millions )
Date	Recettes	Les revenus	Flux de trésorerie disponible	Cash from Op	Moy. Nombre d'analystes
3/31/2026	113	39	43	44	N/A
12/31/2025	110	37	35	37	N/A
9/30/2025	107	34	29	30	N/A
6/30/2025	104	32	31	34	N/A
3/31/2025	100	28	29	31	N/A
12/31/2024	99	28	32	33	N/A
9/30/2024	98	27	38	39	N/A
6/30/2024	98	27	39	40	N/A
3/31/2024	91	18	27	30	N/A
12/31/2023	86	18	24	27	N/A
9/30/2023	82	18	16	19	N/A
6/30/2023	78	18	18	21	N/A
3/31/2023	82	29	30	32	N/A
12/31/2022	80	29	32	33	N/A
9/30/2022	78	28	29	31	N/A
6/30/2022	76	28	31	32	N/A
3/31/2022	75	27	36	37	N/A
12/31/2021	76	29	38	39	N/A
9/30/2021	76	29	45	47	N/A
6/30/2021	76	30	38	39	N/A
3/31/2021	76	29	20	21	N/A
12/31/2020	71	25	11	12	N/A
9/30/2020	66	23	3	4	N/A
6/30/2020	61	20	5	6	N/A
3/31/2020	57	20	21	22	N/A
12/31/2019	57	19	N/A	22	N/A
9/30/2019	56	19	N/A	22	N/A
6/30/2019	54	18	N/A	22	N/A
3/31/2019	54	18	N/A	20	N/A
12/31/2018	53	18	N/A	21	N/A
9/30/2018	53	16	N/A	18	N/A
6/30/2018	51	15	N/A	16	N/A
3/31/2018	50	14	N/A	16	N/A
12/31/2017	48	13	N/A	16	N/A
9/30/2017	46	14	N/A	18	N/A
6/30/2017	45	13	N/A	20	N/A
3/31/2017	45	13	N/A	20	N/A
12/31/2016	44	13	N/A	16	N/A
9/30/2016	43	12	N/A	15	N/A
6/30/2016	41	12	N/A	14	N/A
3/31/2016	40	12	N/A	12	N/A
12/31/2015	38	12	N/A	13	N/A
9/30/2015	37	13	N/A	14	N/A
6/30/2015	37	13	N/A	15	N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de CZFS ( 0.8% par an) est inférieure au taux d'épargne ( 3.5% ).

Bénéfices vs marché: Les bénéfices de CZFS ( 0.8% par an) devraient croître plus lentement que le marché US ( 16.9% par an).

Croissance élevée des bénéfices: Les bénéfices de CZFS devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Données insuffisantes pour déterminer si les revenus de CZFS devraient croître plus rapidement que le marché US.

Croissance élevée des revenus: Données insuffisantes pour déterminer si les revenus de CZFS devraient croître plus rapidement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Données insuffisantes pour déterminer si le retour sur capitaux propres de CZFS devrait être élevé dans 3 ans

Découvrir les entreprises en croissance

Analyse de l'entreprise et données financières

Données	Dernière mise à jour (heure UTC)
Analyse de l'entreprise	2026/06/08 17:22
Cours de l'action en fin de journée	2026/06/08 00:00
Les revenus	2026/03/31
Revenus annuels	2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

Paquet	Données	Cadre temporel	Exemple de source américaine ^*
Finances de l'entreprise	10 ans	Compte de résultat Tableau des flux de trésorerie Bilan	Formulaire 10-K de la SEC Formulaire 10-Q de la SEC
Estimations consensuelles des analystes	+3 ans	Prévisions financières Objectifs de prix des analystes	Rapports de recherche des analystes Blue Matrix
Prix du marché	30 ans	Cours des actions Dividendes, scissions et actions	Données de marché ICE Formulaire S-1 de la SEC
Propriété	10 ans	Actionnaires principaux Délits d'initiés	Formulaire 4 de la SEC Formulaire 13D de la SEC
Gestion	10 ans	L'équipe dirigeante Conseil d'administration	Formulaire 10-K de la SEC Formulaire SEC DEF 14A
Principaux développements	10 ans	Annonces de l'entreprise	Formulaire 8-K de la SEC

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés^.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Citizens Financial Services, Inc. est couverte par 1 analystes. 1 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

Analyste	Institution
Daniel Cardenas	Brean Capital Historical (Janney Montgomery)

Citizens Financial Services Croissance future

Future contrôle des critères 0/6

Informations clés

Mises à jour récentes de la croissance future

Price target decreased by 7.1% to US$65.00

Price target increased by 16% to US$70.00

Price target decreased by 13% to US$53.00

Price target decreased by 35% to US$52.00

Consensus EPS estimates fall by 23%

Price target decreased by 17% to US$80.00

Recent updates

First quarter dividend of US$0.51 announced

Now 21% undervalued

Now 20% undervalued after recent price drop

Citizens Financial Services, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026

First quarter 2026 earnings released: EPS: US$2.16 (vs US$1.59 in 1Q 2025)

Full year 2025 earnings released: EPS: US$7.62 (vs US$5.80 in FY 2024)

Fourth quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. (NasdaqCM:CZFS) announces an Equity Buyback for 200,000 shares, for $15 million.

Full year 2025 earnings released: EPS: US$7.62 (vs US$5.80 in FY 2024)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Appointment of Joseph B. Bower, Jr to Board of Directors

Citizens Financial Services, Inc., Annual General Meeting, Apr 21, 2026

Third quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025

Third quarter 2025 earnings released: EPS: US$2.09 (vs US$1.57 in 3Q 2024)

New major risk - Revenue and earnings growth

Second quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. announces Quarterly dividend, payable on September 26, 2025

Independent Director recently sold US$180k worth of stock

Second quarter 2025 earnings released: EPS: US$1.76 (vs US$1.10 in 2Q 2024)

First quarter dividend of US$0.49 announced

Price target decreased by 7.1% to US$65.00

First quarter 2025 earnings released: EPS: US$1.60 (vs US$1.48 in 1Q 2024)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2025

New major risk - Revenue and earnings growth

Citizens Financial Services, Inc., Annual General Meeting, Apr 15, 2025

Fourth quarter dividend increased to US$0.49

Citizens Financial Services, Inc. announces Quarterly dividend, payable on March 28, 2025

Price target increased by 16% to US$70.00

Full year 2024 earnings released: EPS: US$5.86 (vs US$4.02 in FY 2023)

Third quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Third quarter 2024 earnings released: EPS: US$1.59 (vs US$1.59 in 3Q 2023)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Investor sentiment improves as stock rises 16%

Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Second quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 16%

Investor sentiment deteriorates as stock falls 18%

Second quarter 2024 earnings released: EPS: US$1.11 (vs US$1.00 loss in 2Q 2023)

Investor sentiment improves as stock rises 22%

Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

First quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Price target decreased by 13% to US$53.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Full year 2023 earnings: EPS exceeds analyst expectations

Fourth quarter dividend of US$0.49 announced

Full year 2023 earnings: EPS exceeds analyst expectations

Citizens Financial Services, Inc., Annual General Meeting, Apr 16, 2024

[Correction]: A Key Development was Inadvertently sent stating Stephen Guillaume, CFO of Citizens Financial Services, Inc. has Announced Termination

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Investor sentiment improves as stock rises 15%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 35% to US$52.00

New minor risk - Insider selling

Insider recently sold US$415k worth of stock

Director recently sold US$76k worth of stock

Insider recently bought US$52k worth of stock

Investor sentiment deteriorates as stock falls 16%

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Executive Changes, Effective September 5, 2023

Consensus EPS estimates fall by 23%

New minor risk - Earnings quality

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 17% to US$80.00

New minor risk - Shareholder dilution

Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.

Investor sentiment improves as stock rises 21%