Intesa Sanpaolo S.p.A.

BIT:ISP Rapport sur les actions

Capitalisation boursière : €107.7b

Intesa Sanpaolo Croissance future

Future contrôle des critères 1/6

Intesa Sanpaolo devrait augmenter ses bénéfices et son chiffre d'affaires de 5.4% et de 4.5% par an respectivement. Le BPA devrait croître de de 7.3% par an. Le rendement des capitaux propres devrait être 17.6% dans 3 ans.

Informations clés

5.4%

Taux de croissance des bénéfices

7.32%

Taux de croissance du BPA

Banks croissance des bénéfices6.8%
Taux de croissance des recettes4.5%
Rendement futur des capitaux propres17.59%
Couverture par les analystes

Good

Dernière mise à jour23 Jun 2026

Mises à jour récentes de la croissance future

Recent updates

Mise à jour du récit • Jun 10

ISP: 2026 Earnings Power Will Depend On Monte Dei Paschi Bid Execution

Analysts have nudged their average price target for Intesa Sanpaolo slightly higher, with recent Street research pointing to a move from about €6.73 to roughly €6.75 as firms fine tune assumptions on fair value, discount rates, growth and future price-to-earnings ratios. Analyst Commentary Recent research on Intesa Sanpaolo shows a mix of optimism and caution, with several firms adjusting price targets and ratings in different directions.
Mise à jour du récit • May 26

ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline

Analysts have nudged the fair value estimate for Intesa Sanpaolo higher to €6.73 from €6.61, reflecting updated assumptions on discount rates, profitability and future P/E in the wake of recent price target changes. These include JPMorgan lifting its target to €7.10, while Morgan Stanley trims its own to €6.80.
Mise à jour du récit • May 03

ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline

The analyst fair value estimate for Intesa Sanpaolo has inched higher to about €6.61 per share, a marginal move that reflects modest tweaks to assumptions on discount rate, revenue growth, profit margin, and future P/E after recent price target changes and rating upgrades across the Street. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable lifting price targets into the €6.80 range or higher, which supports the view that recent earnings assumptions and capital return expectations can justify a P/E closer to peers.
Mise à jour du récit • Apr 19

ISP: 2026 Fee And Insurance Income Will Support Earnings Power

Analysts have trimmed their fair value estimate for Intesa Sanpaolo slightly, with the implied price target easing by about €0.05 as updated assumptions for discount rate, revenue growth, profit margin and future P/E are incorporated into their models, while recent Street research shows a mix of target cuts and upgrades across major banks. Analyst Commentary Recent Street research on Intesa Sanpaolo shows both upward and downward adjustments to price targets, reflecting different views on how the current valuation lines up with execution and growth expectations.
Mise à jour du récit • Apr 04

ISP: Fee And Insurance Strength Will Support Medium Term Earnings Upside

Analysts have nudged the fair value estimate for Intesa Sanpaolo from €6.43 to €6.65, reflecting updated views on revenue growth, profit margins and future P/E expectations after a series of recent price target raises and upgrades from major firms. Analyst Commentary Recent Street research on Intesa Sanpaolo has centered on higher price targets and upgrades, which feed directly into the updated fair value estimate.
Mise à jour du récit • Feb 02

ISP: Higher Earnings Multiple And Fair Value View Will Shape Medium Term Upside

Analysts have lifted their fair value estimate for Intesa Sanpaolo to €6.43 from €6.33, citing updated price targets in the €6.80 to €6.90 range, slightly adjusted discount rates, refined revenue growth assumptions, and a modestly higher future P/E multiple. Analyst Commentary Recent Street research has focused on higher price targets for Intesa Sanpaolo, with JPMorgan and other bullish analysts revisiting their assumptions on earnings power and valuation multiples.
Mise à jour du récit • Jan 19

ISP: Higher Earnings Multiple Assumptions Will Support Earnings Visibility And Balanced Risk Profile

Analysts have nudged their fair value estimate for Intesa Sanpaolo higher to €6.33 from €6.20, reflecting recent upward price target revisions to €6.80 and €6.90, as well as updated assumptions around discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research has leaned more positive on Intesa Sanpaolo, with higher price targets feeding into the updated fair value estimate of €6.33.
Mise à jour du récit • Jan 04

ISP: Incremental Actions Will Sustain Earnings Visibility And Balanced Risk Reward Profile

Analysts have nudged their average price target on Intesa Sanpaolo slightly higher to approximately EUR 6.20, reflecting broadly unchanged assumptions on revenue growth, profit margins, and discount rates, and a view that incremental, controllable actions can sustain the bank's leading profitability without the need for revolutionary change. Analyst Commentary Analyst sentiment on Intesa Sanpaolo remains broadly constructive, with most commentators highlighting the bank's solid earnings profile and scope for steady value creation, even as some trim valuation assumptions at the margin.
Mise à jour du récit • Dec 14

ISP: Incremental Actions And Earnings Visibility Will Sustain Balanced Risk And Reward

Analysts have nudged their price target on Intesa Sanpaolo slightly higher, to about EUR 6.18 from EUR 6.17. This reflects a modestly lower discount rate and stable growth and profitability expectations, supported by recent research that highlights room for incremental improvements without requiring major strategic shifts.
Mise à jour du récit • Nov 28

ISP: Incremental Improvements And Efficiency Will Sustain Balanced Risk And Opportunity Ahead

Intesa Sanpaolo's analyst price target has increased slightly from €6.16 to €6.17, as analysts cite steady profitability drivers and manageable growth expectations which underpin their outlook. Analyst Commentary Recent research coverage of Intesa Sanpaolo highlights a blend of optimism and caution among analysts covering the stock.
Mise à jour du récit • Nov 14

ISP: Incremental Improvements And Efficiency Will Help Maintain Stable Earnings Outlook

Analysts have raised their fair value estimate for Intesa Sanpaolo from €6.08 to €6.16, citing improved revenue growth forecasts and sustained profit margins as key factors supporting a higher price target. Analyst Commentary Recent street research reflects a dynamic range of perspectives on Intesa Sanpaolo's prospects, with price targets and ratings moving in both directions based on evolving views of profitability, growth, and execution capability.
Mise à jour du récit • Oct 30

ISP: Measured Upside Expected As Shareholder Returns And Momentum Weigh Against Limited Surprises

Intesa Sanpaolo's analyst fair value target has risen modestly from €5.95 to €6.08. This reflects analysts’ confidence in improved revenue growth expectations and sustained profitability drivers.
Mise à jour du récit • Oct 16

Digital Transformation, ESG, And European Integration Will Drive Future Opportunity

Intesa Sanpaolo's analyst price target has been modestly increased from €5.88 to €5.95. This reflects analysts' expectations for improved profitability and stronger revenue growth in the near term.
Mise à jour du récit • Sep 04

Digital Transformation, ESG, And European Integration Will Drive Future Opportunity

Analysts maintain a positive outlook on Intesa Sanpaolo driven by resilient profitability, strong capital management, and sustained operating performance, resulting in no change to the consensus price target, which remains at €5.88. Analyst Commentary Bullish analysts attribute the price target increases to improved earnings visibility and resilient profitability.
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Nouveau récit • Nov 07

Technological Investment To Boost Bank Efficiency But Macro Uncertainties Loom Large

Intesa Sanpaolo's investment in technology and workforce restructuring aims to enhance efficiency, net margins, and overall earnings.

Prévisions de croissance des bénéfices et des revenus

BIT:ISP - Estimations futures des analystes et données financières antérieures (EUR Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/202830,22311,282N/AN/A16
12/31/202729,32210,669N/AN/A16
12/31/202628,3759,993N/AN/A16
3/31/202625,7069,467N/AN/AN/A
12/31/202525,3189,3216,5858,235N/A
9/30/202525,3209,087N/AN/AN/A
6/30/202525,5199,116-5,523-3,809N/A
3/31/202525,4318,980N/AN/AN/A
12/31/202425,3768,666-41,852-40,187N/A
9/30/202424,9738,769N/AN/AN/A
6/30/202424,7048,268-19,600-18,112N/A
3/31/202423,7718,069N/AN/AN/A
12/31/202323,1577,724-18,920-17,338N/A
9/30/202322,2957,198N/AN/AN/A
6/30/202320,5666,25567,46069,443N/A
3/31/202319,2135,292N/AN/AN/A
12/31/202218,0044,379100,431102,276N/A
9/30/202217,3033,482N/AN/AN/A
6/30/202217,4173,5086,2488,501N/A
3/31/202217,3423,712N/AN/AN/A
12/31/202118,1174,1856,9318,805N/A
9/30/202117,826907N/AN/AN/A
6/30/202117,0713,7343,9915,426N/A
3/31/202115,6542,527N/AN/AN/A
12/31/202014,3142,141-3,160-1,729N/A
9/30/202014,8906,094N/AN/AN/A
6/30/202014,9763,312-810355N/A
3/31/202016,0304,212N/AN/AN/A
12/31/201915,8274,118N/A4,433N/A
9/30/201915,4844,254N/AN/AN/A
6/30/201915,2104,059N/A4,185N/A
3/31/201914,9563,787N/AN/AN/A
12/31/201815,4404,002N/A5,623N/A
9/30/201815,2644,440N/AN/AN/A
6/30/201814,7634,257N/A3,900N/A
3/31/201814,6807,666N/AN/AN/A
12/31/201713,6557,316N/A2,086N/A
9/30/201713,3455,798N/AN/AN/A
6/30/201713,3215,761N/A-20,445N/A
3/31/201713,1362,232N/AN/AN/A
12/31/201613,3042,124N/A-36,985N/A
9/30/201613,4262,212N/AN/AN/A
6/30/201613,3852,306N/A-26,278N/A
3/31/201613,6632,408N/AN/AN/A
12/31/201514,2412,679N/A-20,009N/A
9/30/201514,1652,729N/AN/AN/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de ISP ( 5.4% par an) est supérieure au taux d'épargne ( 3.3% ).

Bénéfices vs marché: Les bénéfices de ISP ( 5.4% par an) devraient croître plus lentement que le marché Italian ( 11% par an).

Croissance élevée des bénéfices: Les bénéfices de ISP devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Le chiffre d'affaires de ISP ( 4.5% par an) devrait croître plus lentement que le marché de Italian ( 6% par an).

Croissance élevée des revenus: Le chiffre d'affaires de ISP ( 4.5% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de ISP devrait être faible dans 3 ans ( 17.6 %).

Découvrir les entreprises en croissance

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/07/06 10:47
Cours de l'action en fin de journée2026/07/03 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Intesa Sanpaolo S.p.A. est couverte par 35 analystes. 16 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander