Intesa Sanpaolo (ISP) Aperçu de l'action
Intesa Sanpaolo S.p.A. fournit divers produits et services financiers principalement en Italie. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 1/6 |
| Performances passées | 4/6 |
| Santé financière | 5/6 |
| Dividendes | 5/6 |
Récompenses
Analyse des risques
ISP Community Fair Values
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Analyst Price Targets
Intesa Sanpaolo S.p.A. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | €5.60 |
| Plus haut sur 52 semaines | €6.16 |
| Plus bas sur 52 semaines | €4.73 |
| Bêta | 0.84 |
| Variation sur 1 mois | -3.06% |
| Variation sur 3 mois | 8.85% |
| Variation sur 1 an | 15.21% |
| Variation sur 3 ans | 137.45% |
| Variation sur 5 ans | 131.70% |
| Évolution depuis l'introduction en bourse | 227.80% |
Nouvelles et mises à jour récentes
ISP: 2026 Earnings Power Will Depend On Monte Dei Paschi Bid Execution
Analysts have nudged their average price target for Intesa Sanpaolo slightly higher, with recent Street research pointing to a move from about €6.73 to roughly €6.75 as firms fine tune assumptions on fair value, discount rates, growth and future price-to-earnings ratios. Analyst Commentary Recent research on Intesa Sanpaolo shows a mix of optimism and caution, with several firms adjusting price targets and ratings in different directions.ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline
Analysts have nudged the fair value estimate for Intesa Sanpaolo higher to €6.73 from €6.61, reflecting updated assumptions on discount rates, profitability and future P/E in the wake of recent price target changes. These include JPMorgan lifting its target to €7.10, while Morgan Stanley trims its own to €6.80.Recent updates
ISP: 2026 Earnings Power Will Depend On Monte Dei Paschi Bid Execution
Analysts have nudged their average price target for Intesa Sanpaolo slightly higher, with recent Street research pointing to a move from about €6.73 to roughly €6.75 as firms fine tune assumptions on fair value, discount rates, growth and future price-to-earnings ratios. Analyst Commentary Recent research on Intesa Sanpaolo shows a mix of optimism and caution, with several firms adjusting price targets and ratings in different directions.ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline
Analysts have nudged the fair value estimate for Intesa Sanpaolo higher to €6.73 from €6.61, reflecting updated assumptions on discount rates, profitability and future P/E in the wake of recent price target changes. These include JPMorgan lifting its target to €7.10, while Morgan Stanley trims its own to €6.80.ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline
The analyst fair value estimate for Intesa Sanpaolo has inched higher to about €6.61 per share, a marginal move that reflects modest tweaks to assumptions on discount rate, revenue growth, profit margin, and future P/E after recent price target changes and rating upgrades across the Street. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable lifting price targets into the €6.80 range or higher, which supports the view that recent earnings assumptions and capital return expectations can justify a P/E closer to peers.ISP: 2026 Fee And Insurance Income Will Support Earnings Power
Analysts have trimmed their fair value estimate for Intesa Sanpaolo slightly, with the implied price target easing by about €0.05 as updated assumptions for discount rate, revenue growth, profit margin and future P/E are incorporated into their models, while recent Street research shows a mix of target cuts and upgrades across major banks. Analyst Commentary Recent Street research on Intesa Sanpaolo shows both upward and downward adjustments to price targets, reflecting different views on how the current valuation lines up with execution and growth expectations.ISP: Fee And Insurance Strength Will Support Medium Term Earnings Upside
Analysts have nudged the fair value estimate for Intesa Sanpaolo from €6.43 to €6.65, reflecting updated views on revenue growth, profit margins and future P/E expectations after a series of recent price target raises and upgrades from major firms. Analyst Commentary Recent Street research on Intesa Sanpaolo has centered on higher price targets and upgrades, which feed directly into the updated fair value estimate.ISP: Higher Earnings Multiple And Fair Value View Will Shape Medium Term Upside
Analysts have lifted their fair value estimate for Intesa Sanpaolo to €6.43 from €6.33, citing updated price targets in the €6.80 to €6.90 range, slightly adjusted discount rates, refined revenue growth assumptions, and a modestly higher future P/E multiple. Analyst Commentary Recent Street research has focused on higher price targets for Intesa Sanpaolo, with JPMorgan and other bullish analysts revisiting their assumptions on earnings power and valuation multiples.ISP: Higher Earnings Multiple Assumptions Will Support Earnings Visibility And Balanced Risk Profile
Analysts have nudged their fair value estimate for Intesa Sanpaolo higher to €6.33 from €6.20, reflecting recent upward price target revisions to €6.80 and €6.90, as well as updated assumptions around discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research has leaned more positive on Intesa Sanpaolo, with higher price targets feeding into the updated fair value estimate of €6.33.ISP: Incremental Actions Will Sustain Earnings Visibility And Balanced Risk Reward Profile
Analysts have nudged their average price target on Intesa Sanpaolo slightly higher to approximately EUR 6.20, reflecting broadly unchanged assumptions on revenue growth, profit margins, and discount rates, and a view that incremental, controllable actions can sustain the bank's leading profitability without the need for revolutionary change. Analyst Commentary Analyst sentiment on Intesa Sanpaolo remains broadly constructive, with most commentators highlighting the bank's solid earnings profile and scope for steady value creation, even as some trim valuation assumptions at the margin.ISP: Incremental Actions And Earnings Visibility Will Sustain Balanced Risk And Reward
Analysts have nudged their price target on Intesa Sanpaolo slightly higher, to about EUR 6.18 from EUR 6.17. This reflects a modestly lower discount rate and stable growth and profitability expectations, supported by recent research that highlights room for incremental improvements without requiring major strategic shifts.ISP: Incremental Improvements And Efficiency Will Sustain Balanced Risk And Opportunity Ahead
Intesa Sanpaolo's analyst price target has increased slightly from €6.16 to €6.17, as analysts cite steady profitability drivers and manageable growth expectations which underpin their outlook. Analyst Commentary Recent research coverage of Intesa Sanpaolo highlights a blend of optimism and caution among analysts covering the stock.ISP: Incremental Improvements And Efficiency Will Help Maintain Stable Earnings Outlook
Analysts have raised their fair value estimate for Intesa Sanpaolo from €6.08 to €6.16, citing improved revenue growth forecasts and sustained profit margins as key factors supporting a higher price target. Analyst Commentary Recent street research reflects a dynamic range of perspectives on Intesa Sanpaolo's prospects, with price targets and ratings moving in both directions based on evolving views of profitability, growth, and execution capability.ISP: Measured Upside Expected As Shareholder Returns And Momentum Weigh Against Limited Surprises
Intesa Sanpaolo's analyst fair value target has risen modestly from €5.95 to €6.08. This reflects analysts’ confidence in improved revenue growth expectations and sustained profitability drivers.Digital Transformation, ESG, And European Integration Will Drive Future Opportunity
Intesa Sanpaolo's analyst price target has been modestly increased from €5.88 to €5.95. This reflects analysts' expectations for improved profitability and stronger revenue growth in the near term.Digital Transformation, ESG, And European Integration Will Drive Future Opportunity
Analysts maintain a positive outlook on Intesa Sanpaolo driven by resilient profitability, strong capital management, and sustained operating performance, resulting in no change to the consensus price target, which remains at €5.88. Analyst Commentary Bullish analysts attribute the price target increases to improved earnings visibility and resilient profitability.
Technological Investment To Boost Bank Efficiency But Macro Uncertainties Loom Large
Intesa Sanpaolo's investment in technology and workforce restructuring aims to enhance efficiency, net margins, and overall earnings.Rendement pour les actionnaires
| ISP | IT Banks | IT Marché | |
|---|---|---|---|
| 7D | -1.6% | 1.1% | 1.4% |
| 1Y | 15.2% | 25.9% | 21.4% |
Rendement vs Industrie: ISP a sous-performé le secteur Italian Banks qui a rapporté 25.9 % au cours de l'année écoulée.
Rendement vs marché: ISP a sous-performé le marché Italian qui a rapporté 21.4 % au cours de l'année écoulée.
Volatilité des prix
| ISP volatility | |
|---|---|
| ISP Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in IT Market | 8.6% |
| 10% least volatile stocks in IT Market | 3.1% |
Cours de l'action stable: ISP n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché Italian.
Volatilité au fil du temps: La volatilité hebdomadaire de ISP ( 4% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| n/a | 89,931 | Carlo Messina | www.intesasanpaolo.com |
Intesa Sanpaolo S.p.A. fournit divers produits et services financiers principalement en Italie. Elle opère à travers six segments : Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking et Insurance. La société propose des produits de prêt et de dépôt ; des services bancaires privés et commerciaux, des services bancaires aux entreprises et de transaction, des financements structurés, des services bancaires d'investissement, des services financiers publics et des marchés de capitaux ; des services de crédit industriel, de crédit-bail et d'affacturage ; des services de gestion d'actifs ; des services d'assurance vie et non-vie et des produits de retraite ; des services de gestion d'actifs et de patrimoine ; des services d'investissement privé ; et des services de bancassurance.
Intesa Sanpaolo S.p.A. Résumé des fondamentaux
| ISP statistiques fondamentales | |
|---|---|
| Capitalisation boursière | €97.72b |
| Bénéfices(TTM) | €9.47b |
| Recettes(TTM) | €25.71b |
Le site ISP est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| ISP compte de résultat (TTM) | |
|---|---|
| Recettes | €25.71b |
| Coût des recettes | €0 |
| Marge brute | €25.71b |
| Autres dépenses | €16.24b |
| Les revenus | €9.47b |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Jul 29, 2026
| Résultat par action (EPS) | 0.54 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 36.83% |
| Ratio dettes/capitaux propres | 285.9% |
Quelles ont été les performances à long terme de ISP?
Voir les performances historiques et les comparaisonsDividendes
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/11 09:03 |
| Cours de l'action en fin de journée | 2026/06/11 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
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| Prix du marché | 30 ans |
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| Propriété | 10 ans |
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| Gestion | 10 ans |
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| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Intesa Sanpaolo S.p.A. est couverte par 35 analystes. 16 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |