Hiscox Ltd

LSE:HSX Rapport sur les actions

Capitalisation boursière : UK£5.8b

Hiscox Gestion

Gestion contrôle des critères 2/4

Le PDG Hiscox est Aki Hussain, nommé en Jan2022, a un mandat de 4.58 ans. La rémunération annuelle totale est $ 7.56M, composée du salaire de 14.9% et des bonus 85.1%, y compris les actions et options de la société. détient directement 0.058% des actions de la société, d'une valeur de £ 3.38M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 4.1 ans et 4.5 ans.

Informations clés

Aki Hussain

Directeur général

US$7.6m

Rémunération totale

Pourcentage du salaire du PDG14.92%
Durée du mandat du directeur général4.6yrs
Propriété du PDG0.06%
Durée moyenne d'occupation des postes de direction4.1yrs
Durée moyenne du mandat des membres du conseil d'administration4.5yrs

Mises à jour récentes de la gestion

Recent updates

Mise à jour du récit Aug 05

HSX: Future Returns Will Balance Dividend Appeal With Execution And Rating Risks

The analyst price target for Hiscox has increased to £18.90 from £17.36. This change reflects updated assumptions on fair value, alongside recent target increases from several firms that cite supportive views on growth, margins and P/E valuation.
Mise à jour du récit Jul 22

HSX: Higher Price Assumptions Will Likely Expose Elevated Execution Risk

The analyst price target for Hiscox has been raised from £1,800 to £2,050. Analysts cite adjusted fair value estimates, updated revenue growth and margin assumptions, and a series of higher Street targets as support for the new level.
Mise à jour du récit Jul 08

HSX: Raised Price Expectations Will Likely Magnify Execution Risk

Analysts have nudged their fair value estimate for Hiscox higher to about £12 from roughly £11.44, reflecting recent upward revisions to Street price targets, including increases to £18.00 and £19.60, alongside a broader rebalancing of ratings. Analyst Commentary Recent commentary on Hiscox shows a mix of optimism and caution, with some bearish analysts flagging risks around how current pricing, execution and growth expectations line up with the latest fair value estimates.
Mise à jour du récit Jun 24

HSX: Future Returns Will Weigh Dividend Income Against Execution And Rating Risks

Hiscox's analyst fair value estimate has edged up from £17.20 to £17.36, as analysts factor in recent price target moves around £1,800 to £1,960 and adjust their assumptions on future earnings multiples and profitability. Analyst Commentary Recent Street research on Hiscox points to an active period of reassessment, with several price target changes and at least one rating downgrade feeding into the current fair value estimate.
Mise à jour du récit Jun 09

HSX: Future Returns Will Balance Dividend Appeal With Execution And Rating Risks

Hiscox’s analyst fair value estimate has been nudged up from £16.90 to £17.20 as analysts factor in updated price targets in the range of £1,800 to £1,960 and modest tweaks to growth and profitability assumptions. Analyst Commentary Recent research has clustered around higher price targets for Hiscox, with figures in the £18.00 to £19.60 range feeding into the latest fair value estimate.
Mise à jour du récit May 26

HSX: Future Returns Will Balance Capital Returns With Execution And Rating Risks

Hiscox's analyst fair value estimate has shifted from £16.06 to £16.90, reflecting a series of higher Street price targets as analysts factor in updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research is clustered around higher price targets for Hiscox, which feeds directly into the revised fair value estimate.
Mise à jour du récit Apr 22

HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks

Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.
Mise à jour du récit Apr 07

HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks

Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.
Mise à jour du récit Mar 24

HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations

Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.
Nouveau récit Mar 14

Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile

Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?
Mise à jour du récit Mar 08

HSX: Future Returns Will Reflect Capital Returns And Refined Margin Expectations

Analysts have lifted their price targets for Hiscox, with updated modelling nudging fair value from £15.17 to £15.95. This is supported by Street research that cites higher targets of £16.11 and £17.10, along with refined assumptions on revenue growth, profit margin and future P/E.
Nouveau récit Feb 26

AI Reliance And Execution Risks Will Pressure Margins And Challenge Optimistic Expectations

Catalysts About Hiscox Hiscox is an international insurer and reinsurer focused on retail, London market and reinsurance lines, with a growing digital small commercial platform. What are the underlying business or industry changes driving this perspective?
Mise à jour du récit Feb 21

HSX: Future Returns Will Reflect Buyback Activity And Margin-Focused Upside Potential

Analysts have nudged their Hiscox price target higher from £14.89 to £15.17, citing updated assumptions around slightly lower revenue growth expectations, balanced by firmer profit margin forecasts and a modestly higher future P/E multiple. What's in the News Hiscox has repurchased 12,568,259 shares between July 1, 2025 and December 19, 2025, for a total of US$222.5 million, representing 3.74% of the company.
Mise à jour du récit Feb 06

HSX: Future Returns Will Reflect Under-Earning Risks And Buyback-Supported Upside Potential

Analysts have cut their price target on Hiscox from £15.00 to £10.68, citing views that the company is currently under earning with return on equity trailing sector peers. This feeds into updated fair value, discount rate, growth and P/E assumptions.
Mise à jour du récit Jan 21

HSX: Future Returns Will Balance Under-Earning Concerns With Buyback-Driven Confidence

The analyst price target for Hiscox has been revised lower to £10.69 from £15.00 as analysts factor in views that the business is currently under-earning, with return on equity trailing peers, despite differing opinions reflected in recent target changes around £15.00. Analyst Commentary Bullish Takeaways Bullish analysts see scope for upside execution, reflected in a higher £15.00 price target, suggesting confidence that the current earnings profile may not fully reflect the business potential.
Mise à jour du récit Nov 07

HSX: Strong First Half Performance Will Drive Renewed Confidence Ahead

The analyst consensus price target for Hiscox has increased from £14.88 to £15.21 per share. This reflects analysts' improved outlook following strong results and a narrowing valuation gap.
Article d’analyse Nov 03

Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price

With a price-to-earnings (or "P/E") ratio of 10.1x Hiscox Ltd ( LON:HSX ) may be sending bullish signals at the moment...
Mise à jour du récit Oct 24

Capital Returns And Dividend Increases Will Support Performance Amid Market Risks

Analysts have modestly raised their fair value estimate for Hiscox from £14.82 to £14.88. They cite narrowing valuation gaps and an improved capital return outlook, as reflected in recent price target upgrades by the Street.
Mise à jour du récit Oct 10

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

Narrative Update on Hiscox The analyst consensus price target for Hiscox has increased modestly, rising from £14.59 to £14.82. Analysts cite stronger-than-expected earnings forecasts and robust sector performance to support their raised valuations.
Mise à jour du récit Sep 03

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
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Nouveau récit Mar 02

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.

Analyse de la rémunération des PDG

Comment la rémunération de Aki Hussain a-t-elle évolué par rapport aux bénéfices de Hiscox?
DateRémunération totaleSalaireBénéfices de l'entreprise
Jun 30 2026n/an/a

US$641m

Mar 31 2026n/an/a

US$623m

Dec 31 2025US$8mUS$1m

US$604m

Sep 30 2025n/an/a

US$600m

Jun 30 2025n/an/a

US$595m

Mar 31 2025n/an/a

US$611m

Dec 31 2024US$6mUS$1m

US$627m

Sep 30 2024n/an/a

US$674m

Jun 30 2024n/an/a

US$721m

Mar 31 2024n/an/a

US$716m

Dec 31 2023US$5mUS$992k

US$712m

Sep 30 2023n/an/a

US$591m

Jun 30 2023n/an/a

US$470m

Mar 31 2023n/an/a

US$362m

Dec 31 2022US$2mUS$907k

US$254m

Sep 30 2022n/an/a

US$179m

Jun 30 2022n/an/a

US$104m

Mar 31 2022n/an/a

US$147m

Dec 31 2021US$1mUS$691k

US$190m

Sep 30 2021n/an/a

US$83m

Jun 30 2021n/an/a

-US$24m

Mar 31 2021n/an/a

-US$159m

Dec 31 2020US$756kUS$684k

-US$294m

Sep 30 2020n/an/a

-US$270m

Jun 30 2020n/an/a

-US$247m

Mar 31 2020n/an/a

-US$99m

Dec 31 2019US$714kUS$645k

US$49m

Rémunération vs marché: La rémunération totale de Aki ($USD 7.56M ) est supérieure à la moyenne des entreprises de taille similaire sur le marché UK ($USD 3.99M ).

Rémunération et revenus: La rémunération de Aki a augmenté de plus de 20 % au cours de l'année écoulée.


PDG

Aki Hussain (54 yo)

4.6yrs
Titularisation
US$7,563,577
Compensation

Mr. Hamayou Akbar Hussain, also known as Aki, serves as Group Chief Executive Officer at Hiscox Ltd since January 01, 2022. He had been Group Chief Financial Officer at Hiscox Ltd since April 2016 and serv...


Équipe de direction

NomPositionTitularisationCompensationPropriété
Hamayou Hussain
Group CEO & Executive Director4.6yrsUS$7.56m0.058%
£ 3.4m
Paul Cooper
Group CFO & Executive Director4.3yrsUS$5.14m0.042%
£ 2.4m
Joanne Musselle
Group Chief Underwriting Officer & Executive Director6.6yrsUS$5.60m0.037%
£ 2.2m
Shali Vasudeva
Group Chief Operations & Technology Officer1.6yrspas de donnéespas de données
Todd Isaac
Group Chief Investment & Treasury Officer3yrspas de donnéespas de données
Chris Loake
Group Chief Information Officer3.2yrspas de donnéespas de données
Yana O'Sullivan
Director of Investor Relations5.8yrspas de donnéespas de données
Marc Wetherhill
Group General Counsel & Company Secretaryno datapas de donnéespas de données
Aparna Sarin
Group Chief Marketing & Revenue Officerless than a yearpas de donnéespas de données
Nicola Grant
Chief People Officer3.9yrspas de donnéespas de données
Paul Lawrence
Chief Underwriting Officer of London Market & Active Underwriter for Syndicate 3313.3yrspas de donnéespas de données
Katrina Jean Markham
Chief Executive Officer of London Marketno datapas de donnéespas de données
4.1yrs
Durée moyenne de l'emploi
54yo
Âge moyen

Gestion expérimentée: L'équipe de direction de HSX est considérée comme expérimentée (ancienneté moyenne 4.1 ans).


Membres du conseil d'administration

NomPositionTitularisationCompensationPropriété
Hamayou Hussain
Group CEO & Executive Director9.9yrsUS$7.56m0.058%
£ 3.4m
Paul Cooper
Group CFO & Executive Director4.3yrsUS$5.14m0.042%
£ 2.4m
Joanne Musselle
Group Chief Underwriting Officer & Executive Director6.4yrsUS$5.60m0.037%
£ 2.2m
June Felix
Independent Non Executive Director1.6yrsUS$127.65kpas de données
Constantinos Miranthis
Independent Non-Executive Director8.8yrsUS$187.91k0.0021%
£ 123.8k
Peter Clarke
Non Executive Chairman of the Board1.2yrsUS$275.22kpas de données
Thomas Huerlimann
Independent Non-Executive Director8.8yrsUS$338.52k0.0053%
£ 307.1k
Michael Goodwin
Independent Non Executive Director8.8yrsUS$170.03k0.0040%
£ 229.6k
DonnaLee DeMaio
Independent Non-Executive Director4.8yrsUS$235.39kpas de données
Lynne Biggar
Independent Non Executive Director1.6yrsUS$127.65kpas de données
Jane Guyett
Senior Independent Director1.9yrsUS$281.18kpas de données
Mary Boucher
Independent Non-Executive Director3.3yrsUS$225.81kpas de données
4.5yrs
Durée moyenne de l'emploi
63.5yo
Âge moyen

Conseil d'administration expérimenté: Les membres du conseil d'administration de HSX sont considérés comme expérimentés (ancienneté moyenne 4.5 ans).


Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/08/06 00:27
Cours de l'action en fin de journée2026/08/06 00:00
Les revenus2026/06/30
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Hiscox Ltd est couverte par 26 analystes. 8 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Ivan BokhmatBarclays
Michael ChristodoulouBerenberg
Thomas SeidlBernstein