Banco Santander (SAN) Aperçu de l'action
Banco Santander, S.A. propose divers produits et services financiers aux particuliers, aux petites et moyennes entreprises, aux grandes sociétés et aux entités publiques du monde entier. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 4/6 |
| Croissance future | 3/6 |
| Performances passées | 4/6 |
| Santé financière | 4/6 |
| Dividendes | 4/6 |
Récompenses
Analyse des risques
SAN Community Fair Values
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Analyst Price Targets
Banco Santander, S.A. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | €10.68 |
| Plus haut sur 52 semaines | €11.26 |
| Plus bas sur 52 semaines | €6.79 |
| Bêta | 0.95 |
| Variation sur 1 mois | 4.71% |
| Variation sur 3 mois | -4.35% |
| Variation sur 1 an | 50.29% |
| Variation sur 3 ans | 243.29% |
| Variation sur 5 ans | 207.02% |
| Évolution depuis l'introduction en bourse | 2,004.97% |
Nouvelles et mises à jour récentes
Mise à jour du récit • May 21
SAN: Share Buybacks And Rising Dividends Will Support Future Returns
Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).Mise à jour du récit • Apr 24
SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside
Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.Recent updates
Mise à jour du récit • May 21
SAN: Share Buybacks And Rising Dividends Will Support Future Returns
Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).Mise à jour du récit • Apr 24
SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside
Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.Mise à jour du récit • Apr 10
SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside
Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).Mise à jour du récit • Mar 26
SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential
Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).Mise à jour du récit • Mar 12
SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential
Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.Mise à jour du récit • Feb 26
SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects
Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.Mise à jour du récit • Feb 10
SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects
Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.Mise à jour du récit • Jan 27
SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects
Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).Mise à jour du récit • Jan 12
SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects
Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).Mise à jour du récit • Dec 15
SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects
Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.Mise à jour du récit • Nov 30
SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns
Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).Mise à jour du récit • Nov 16
SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead
Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.Mise à jour du récit • Nov 01
SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value
Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).Mise à jour du récit • Oct 18
Digital Banking And Latin America Urbanization Will Unlock New Value
Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.Article d’analyse • Oct 18
Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's
Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...Mise à jour du récit • Oct 04
Digital Banking And Latin America Urbanization Will Unlock New Value
Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.Article d’analyse • Oct 03
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year
Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...Mise à jour du récit • Sep 19
Digital Banking And Latin America Urbanization Will Unlock New Value
Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.Mise à jour du récit • Sep 04
Digital Banking And Latin America Urbanization Will Unlock New Value
Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.Article d’analyse • Jun 25
Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Nouveau récit • Feb 09
Banco Santander set to boost capital revenues and RoTE by 2025
Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin
Nouveau récit • Nov 07
Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains
Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.Rendement pour les actionnaires
| SAN | ES Banks | ES Marché | |
|---|---|---|---|
| 7D | 4.6% | 6.3% | 3.1% |
| 1Y | 50.3% | 50.0% | 25.7% |
Rendement vs Industrie: SAN correspondait au secteur Spanish Banks qui a rapporté 50 % au cours de l'année écoulée.
Rendement vs marché: SAN a dépassé le marché Spanish qui a rapporté 25.7 % au cours de l'année écoulée.
Volatilité des prix
| SAN volatility | |
|---|---|
| SAN Average Weekly Movement | 6.0% |
| Banks Industry Average Movement | 4.2% |
| Market Average Movement | 3.8% |
| 10% most volatile stocks in ES Market | 6.8% |
| 10% least volatile stocks in ES Market | 1.0% |
Cours de l'action stable: Le cours de l'action de SAN a été volatil au cours des 3 derniers mois par rapport au marché Spanish.
Volatilité au fil du temps: La volatilité hebdomadaire de SAN ( 6% ) est restée stable au cours de l'année écoulée, mais reste supérieure à 75 % des actions de Spanish.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1856 | 186,370 | Hector Grisi Checa | www.santander.com |
Banco Santander, S.A. fournit divers produits et services financiers aux particuliers, aux petites et moyennes entreprises, aux grandes sociétés et aux entités publiques du monde entier. La société opère à travers cinq segments : Banque de détail et commerciale, Banque numérique de consommateurs, Banque d'entreprise et d'investissement, Gestion de patrimoine et assurance, et Paiements. Elle propose des dépôts à vue et à terme, des fonds communs de placement, des comptes courants et d'épargne, des prêts hypothécaires, des crédits à la consommation, des prêts et diverses solutions de financement, ainsi que des services de financement de projets, de marchés de capitaux d'emprunt, de transactions bancaires mondiales et de financement d'entreprises.
Banco Santander, S.A. Résumé des fondamentaux
| SAN statistiques fondamentales | |
|---|---|
| Capitalisation boursière | €156.29b |
| Bénéfices(TTM) | €12.47b |
| Recettes(TTM) | €47.37b |
12.3x
Ratio P/E1.5x
Rapport P/BLe site SAN est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| SAN compte de résultat (TTM) | |
|---|---|
| Recettes | €47.37b |
| Coût des recettes | €0 |
| Marge brute | €47.37b |
| Autres dépenses | €34.91b |
| Les revenus | €12.47b |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Jul 22, 2026
| Résultat par action (EPS) | 0.87 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 26.32% |
| Ratio dettes/capitaux propres | 348.8% |
Quelles ont été les performances à long terme de SAN?
Voir les performances historiques et les comparaisonsDividendes
2.3%
Rendement actuel des dividendes28%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/26 21:32 |
| Cours de l'action en fin de journée | 2026/05/26 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Banco Santander, S.A. est couverte par 38 analystes. 16 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Thomas Andrew Rayner | Barclays |
| Cecilia Romero Reyes | Barclays |