Banco Santander, S.A.

BME:SAN Rapport sur les actions

Capitalisation boursière : €150.2b

Banco Santander Gestion

Gestion contrôle des critères 3/4

Le PDG Banco Santander est Hector Grisi Checa, nommé en Jan2023, a un mandat de 3.33 ans. La rémunération annuelle totale est € 9.49M, composée du salaire de 33.2% et des bonus 66.8%, y compris les actions et options de la société. détient directement 0.02% des actions de la société, d'une valeur de € 30.25M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 9.3 ans et 10.4 ans.

Informations clés

Hector Grisi Checa

Directeur général

€9.5m

Rémunération totale

Pourcentage du salaire du PDG33.20%
Durée du mandat du directeur général3.3yrs
Propriété du PDG0.02%
Durée moyenne d'occupation des postes de direction9.3yrs
Durée moyenne du mandat des membres du conseil d'administration10.4yrs

Mises à jour récentes de la gestion

Recent updates

Mise à jour du récit May 21

SAN: Share Buybacks And Rising Dividends Will Support Future Returns

Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).
Mise à jour du récit Apr 24

SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside

Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.
Mise à jour du récit Apr 10

SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside

Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).
Mise à jour du récit Mar 26

SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential

Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).
Mise à jour du récit Mar 12

SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential

Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.
Mise à jour du récit Feb 26

SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects

Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.
Mise à jour du récit Feb 10

SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects

Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.
Mise à jour du récit Jan 27

SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects

Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).
Mise à jour du récit Jan 12

SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects

Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).
Mise à jour du récit Dec 15

SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects

Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.
Mise à jour du récit Nov 30

SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns

Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).
Mise à jour du récit Nov 16

SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead

Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.
Mise à jour du récit Nov 01

SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value

Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).
Mise à jour du récit Oct 18

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.
Article d’analyse Oct 18

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...
Mise à jour du récit Oct 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.
Article d’analyse Oct 03

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...
Mise à jour du récit Sep 19

Digital Banking And Latin America Urbanization Will Unlock New Value

Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.
Mise à jour du récit Sep 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.
Article d’analyse Jun 25

Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Nouveau récit Feb 09

Banco Santander set to boost capital revenues and RoTE by 2025

Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin
User avatar
Nouveau récit Nov 07

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

Analyse de la rémunération des PDG

Comment la rémunération de Hector Grisi Checa a-t-elle évolué par rapport aux bénéfices de Banco Santander?
DateRémunération totaleSalaireBénéfices de l'entreprise
Mar 31 2026n/an/a

€12b

Dec 31 2025€9m€3m

€12b

Sep 30 2025n/an/a

€13b

Jun 30 2025n/an/a

€13b

Mar 31 2025n/an/a

€11b

Dec 31 2024€9m€3m

€11b

Sep 30 2024n/an/a

€11b

Jun 30 2024n/an/a

€11b

Mar 31 2024n/an/a

€11b

Dec 31 2023€8mn/a

€10b

Rémunération vs marché: La rémunération totale de Hector ($USD 11.01M ) est supérieure à la moyenne des entreprises de taille similaire sur le marché Spanish ($USD 3.31M ).

Rémunération et revenus: La rémunération de Hector a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.


PDG

Hector Grisi Checa (59 yo)

3.3yrs
Titularisation
€9,488,690
Compensation

Mr. Hector Blas Grisi Checa serves as Chief Executive Officer & Executive Director of Banco Santander, S.A. since January 01, 2023. He served as Executive Chairman and Chief Executive Officer of Grupo Fina...


Équipe de direction

NomPositionTitularisationCompensationPropriété
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 351.9m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.2m
Jose Garcia-Cantera
Senior EVP & Group CFO11.3yrspas de données0.020%
€ 29.8m
Juan Olaizola Bartolome
Senior EVP and Group Chief Operating & Technology Officerless than a yearpas de donnéespas de données
Kamran Butt
Chief Investment Officer & Head of Product1.9yrspas de donnéespas de données
Manuel Antonio Amaral Preto
Group Senior EVP & Chief Accounting Officerless than a yearpas de donnéespas de données
Jose Linares Perou
Senior EVP and Global Head of Corporate & Investment Banking9.3yrspas de données0.0069%
€ 10.3m
Begona Morenes
Global Head of Investor Relationsno datapas de donnéespas de données
Jaime Perez Renovales
Senior EVP10.7yrspas de données0.0078%
€ 11.7m
David Hazell
Group Senior EVP & Chief Compliance Officer2.3yrspas de données0.00050%
€ 750.9k
Juan Manuel Mendez de Vigo
Senior EVP and Group Head of Communications24.8yrspas de données0.0085%
€ 12.8m
Jose De Mora Gil-Gallardo
Group Senior EVP & Head of Corporate Development & Financial Planning11.3yrspas de données0.0064%
€ 9.6m
9.3yrs
Durée moyenne de l'emploi
59yo
Âge moyen

Gestion expérimentée: L'équipe dirigeante de SAN est chevronnée et expérimentée (9.3 années d'ancienneté moyenne).


Membres du conseil d'administration

NomPositionTitularisationCompensationPropriété
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 351.9m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.2m
Glenn Hutchins
Independent Vice Chair & Lead Independent Director3.4yrs€700.00k0.010%
€ 15.3m
Francisco D'Souza
Member of International Advisory Boardno datapas de donnéespas de données
Jose Alvarez
Non-Executive Vice Chairman11.3yrs€447.34k0.019%
€ 28.3m
George Kurtz
Member of International Advisory Boardno datapas de donnéespas de données
Francisco Botin-Sanz de Sautuola y O'Shea
Non-Independent Non-Executive Director21.8yrs€137.15k0.041%
€ 61.3m
Sheila Colleen Bair
Member of International Advisory Boardno data€137.00kpas de données
Belen Garcia
Independent Non-Executive Director10.4yrs€580.80k0.000090%
€ 135.2k
Soledad Daurella Comadran
Independent Non-Executive Director11.3yrs€313.71k0.0043%
€ 6.5m
Pamela Walkden
Independent Non-Executive Director6.6yrs€383.01k0.00057%
€ 856.0k
German de Fuente Escamilla
Independent Director4.1yrs€344.32k0.000070%
€ 105.1k
10.4yrs
Durée moyenne de l'emploi
60.5yo
Âge moyen

Conseil d'administration expérimenté: Le conseil d'administration de la SAN est chevronné et expérimenté ( 10.4 années d'ancienneté moyenne).


Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/22 16:41
Cours de l'action en fin de journée2026/05/22 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Banco Santander, S.A. est couverte par 38 analystes. 16 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Javier Esteban LarioBanco de Sabadell. S.A.
Cecilia Romero ReyesBarclays
Thomas Andrew RaynerBarclays