CaixaBank Bilan de santé
Santé financière contrôle des critères 5/6
CaixaBank possède un actif total de €670.0B et un capital total de €37.0B. Le total des dépôts est €473.9B et le total des prêts est €395.3B générant une marge d'intérêt nette de 1.9%. La provision pour créances douteuses est insuffisante, puisqu'elle représente actuellement 2% du total des prêts. Les liquidités et les placements à court terme représentent €47.7B.
Informations clés
18.1x
Ratio actifs/fonds propres
1.9%
Marge d'intérêt nette
| Total des dépôts | €473.89b |
| Ratio prêts/dépôts | Approprié |
| Prêts irrécouvrables | 2.0% |
| Provision pour créances douteuses | Faible |
| Ratio de liquidité générale | Faible |
| Trésorerie et équivalents | €47.71b |
Mises à jour récentes de la santé financière
Pas de mise à jour
Recent updates
Mise à jour du récit • Jun 03
CABK: Capital Strength And Modest Share Cancellation Will Support Steady Profitability
CaixaBank's analyst fair value has been nudged higher from €11.75 to about €11.86 as analysts factor in updated Street research, including a series of modest price target increases and an upgrade that collectively reflect refreshed views on its revenue growth, profit margin assumptions and future P/E. Analyst Commentary Recent Street research on CaixaBank has centred on a cluster of modest price target adjustments and one upgrade, which together inform how analysts are thinking about the stock's execution risk and valuation support.Mise à jour du récit • May 18
CABK: Asset Quality And Capital Strength Will Support Steady Profitability Expectations
The analyst fair value estimate for CaixaBank has moved from €11.49 to €11.75, with analysts pointing to updated price targets from several banks and support from views around asset quality, capital generation, and expected profitability metrics. Analyst Commentary Recent research on CaixaBank shows a mix of optimism and caution as analysts reassess price targets and ratings around updated views on asset quality, capital generation, and profitability.Mise à jour du récit • Apr 27
CABK: Asset Quality And Capital Strength Will Support Balanced Execution Risks
CaixaBank's analyst fair value estimate has nudged up from €11.34 to €11.49, as analysts factor in slightly higher profit margins, a marginally lower discount rate, and a series of recent price target revisions from JPMorgan, Citi, Deutsche Bank and RBC. Analyst Commentary Recent Street research on CaixaBank has focused on fine tuning price targets and reassessing ratings as analysts weigh asset quality, capital generation and execution risks.Mise à jour du récit • Apr 12
CABK: Strong Asset Quality And Capital Strength Will Support Balanced Future Re Rating
The updated analyst price target for CaixaBank reflects a small adjustment to €11.34, with analysts citing strong asset quality, healthy capital generation and a series of recent target raises from major banks as support for a more constructive stance on the shares. Analyst Commentary Recent research points to a more balanced view on CaixaBank, with several firms adjusting targets and recommendations around the current valuation, execution track record and growth profile.Mise à jour du récit • Mar 27
CABK: Strong Asset Quality And Capital Generation Will Support Future Re Rating
CaixaBank’s updated analyst price target edges slightly lower to €11.38 from €11.39, with analysts pointing to supportive views on asset quality and capital generation as key reasons for maintaining a broadly steady outlook. Analyst Commentary Recent research updates cluster around a similar valuation range for CaixaBank, with several price targets sitting near or above the latest consensus figure.Mise à jour du récit • Mar 12
CABK: Strong Asset Quality And Capital Generation Will Support Upgraded Bullish Outlook
The analyst price target for CaixaBank has been adjusted slightly higher to €11.39 from €11.35, with analysts pointing to strong asset quality, healthy capital generation and generally higher Street targets as support for the updated view. Analyst Commentary Recent research on CaixaBank clusters around supportive views on asset quality and capital generation, alongside a series of upward adjustments to price targets.Mise à jour du récit • Feb 25
CABK: Asset Quality And Capital Strength Will Support A Measured Forward Outlook
CaixaBank's updated analyst price target has edged up from about €10.97 to roughly €11.35, with analysts pointing to stronger asset quality, healthy capital generation and a series of recent target increases from major banks as key supports. Analyst Commentary Recent research updates cluster around a similar theme, with bullish analysts highlighting asset quality, capital strength and a series of higher price targets as the main supports for CaixaBank's current valuation.Mise à jour du récit • Feb 11
CABK: Street Revisions And Governance Changes Will Shape A Balanced Outlook
Analysts have lifted their CaixaBank fair value estimate from €10.30 to €10.97, reflecting updated assumptions on revenue growth, profitability, discount rate and future P/E following recent Street research price target increases from JPMorgan, RBC Capital and Citi. Analyst Commentary Recent price target moves, including the €11.55 target and smaller upward revisions, indicate that research desks are reassessing CaixaBank's valuation framework, particularly around earnings power and the multiples they are comfortable applying.
Nouveau récit • Jan 29
Robust Client Growth And Digital Investment Will Support Stronger Long Term Prospects
Catalysts About CaixaBank CaixaBank is a leading Iberian financial group focused on retail and commercial banking, wealth management, insurance and corporate banking across Spain and Portugal. What are the underlying business or industry changes driving this perspective?Mise à jour du récit • Jan 27
CABK: Higher Fair Value And Ongoing Buybacks Will Shape Balanced Outlook
Analysts have nudged their fair value estimate for CaixaBank up from €9.96 to €10.30, citing recent Street price target increases from firms such as JPMorgan, Citi and RBC Capital as key support for the higher range of outcomes. Analyst Commentary Bullish Takeaways Bullish analysts are clustering their targets in a range that extends up to €11.55, which supports a view that there is still headroom above the current fair value estimate of €10.30.Mise à jour du récit • Jan 12
CABK: Share Buybacks And Steady Earnings Assumptions Will Support Balanced Forward Outlook
Narrative Update The updated analyst price target for CaixaBank edges higher, supported by recent target lifts to €11.55 and €8.75 from research houses, as well as by small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a generally constructive stance on CaixaBank, with higher price targets indicating that some analysts see more upside potential than before, even if they differ on how much headroom is left from current levels.Mise à jour du récit • Dec 18
CABK: Share Buybacks And Resilient Profitability Will Underpin Balanced Forward Performance
The analyst price target for CaixaBank has been raised from EUR 9.64 to EUR 9.73, as analysts point to slightly faster projected revenue growth, modestly higher profitability, a lower discount rate, and reinforced confidence reflected in recent sector peer research. Analyst Commentary Recent research updates indicate a generally constructive stance on CaixaBank, with upward revisions to price targets and a shift toward more balanced ratings.Mise à jour du récit • Dec 04
CABK: Buybacks And Resilient Profitability Will Support Measured Forward Performance
Analysts have nudged their price target on CaixaBank higher, reflecting improved fair value estimates to about EUR 9.64 from EUR 9.50 as they highlight healthier loan and revenue growth expectations, resilient profitability, and a supportive forward P E multiple. Analyst Commentary Recent Street research reflects a more constructive stance on CaixaBank, driven by improving growth expectations and a valuation that is seen as better aligned with fundamentals.Mise à jour du récit • Nov 20
CABK: Solid Loan Outlook And Resilient Profitability To Support Balanced Performance
CaixaBank's analyst price target has increased from €9.29 to €9.50. This change reflects improved sentiment among analysts, due to solid revenue growth prospects, ongoing profitability, and recent upward revisions to price targets by major research firms.Mise à jour du récit • Nov 04
CABK: Future Earnings Will Depend On Execution And Resilient Profit Margins
Analysts have raised their price target for CaixaBank from €9.04 to €9.29. They cite expectations for stronger revenue growth, improved profit margins, and a lower discount rate that supports higher fair value estimates.Mise à jour du récit • Oct 18
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised their price target on CaixaBank from €8.78 to €9.04. They highlight improved loan growth expectations, resilient profitability, and continued strength in the bank's fee and insurance operations.Article d’analyse • Oct 15
Should You Be Adding CaixaBank (BME:CABK) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Mise à jour du récit • Oct 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
The analyst fair value estimate for CaixaBank has increased to €8.78 from €8.52. Analysts point to resilient profitability and positive outlooks on loan growth and fee businesses as reasons supporting the upward revision.Mise à jour du récit • Sep 19
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised CaixaBank’s price target to €8.52, citing improved net interest income, cost controls, stronger-than-expected results, and stable credit quality. Analyst Commentary Bullish analysts highlight improving net interest income driven by higher interest rates and better-than-expected lending margins.Mise à jour du récit • Sep 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have increased their price targets for CaixaBank due to improved earnings visibility, better-than-expected net interest income growth, higher loan volumes, resilient asset quality, and strong capital management, resulting in the consensus price target holding steady at €8.29. Analyst Commentary Bullish analysts are raising price targets on CaixaBank based on improved earnings visibility.
Nouveau récit • Nov 07
Unlocking Profit Through Tactical Capital Management And Market Expansion
Stabilized net interest income and expanding customer funds highlight CaixaBank's potential for future revenue growth through diverse income streams.Analyse de la situation financière
Historique et analyse du ratio d'endettement
Bilan
Analyse des institutions financières
Niveau d'actif: Le ratio actifs/capitaux propres de CABK ( 18.1 x) est modéré.
Provision pour créances douteuses: CABK a une faible provision pour créances douteuses ( 79 %).
Passifs à faible risque: 75% du passif de CABK est constitué principalement de sources de financement à faible risque.
Niveau de prêt: CABK a un niveau approprié de ratio prêts/actifs ( 59% ).
Dépôts à faible risque: Le ratio prêts/dépôts de CABK ( 83% ) est approprié.
Niveau des créances douteuses: CABK a un niveau approprié de créances douteuses ( 2 %).
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Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/10 18:28 |
| Cours de l'action en fin de journée | 2026/06/10 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
CaixaBank, S.A. est couverte par 35 analystes. 17 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |