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America's Car-Mart, Inc.Informe acción NasdaqGS:CRMT

Capitalización bursátil US$98.6m
Precio de las acciones
US$12.12
US$20
39.4% infravalorado descuento intrínseco
1Y-74.6%
7D0.5%
Valor de la cartera
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America's Car-Mart, Inc.

Informe acción NasdaqGS:CRMT

Capitalización de mercado: US$98.6m

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Competidores de America's Car-Mart, Inc.

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del America's Car-Mart
Precios históricos de las acciones
Precio actual de la acciónUS$12.12
Máximo en las últimas 52 semanasUS$62.72
Mínimo de 52 semanasUS$10.58
Beta1.17
Cambio en 1 mes-6.48%
Variación en 3 meses-46.11%
Cambio de 1 año-74.58%
Variación en 3 años-86.44%
Variación en 5 años-92.84%
Variación desde la OPV4,055.38%

Noticias y actualizaciones recientes

Actualización de narrativa May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
Actualización de narrativa Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
Actualización de narrativa Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
Actualización de narrativa Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.

Recent updates

Actualización de narrativa May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
Actualización de narrativa Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
Actualización de narrativa Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
Actualización de narrativa Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.
Actualización de narrativa Mar 08

CRMT: Lower Future P/E And Margin Assumptions Will Support Further Upside

Analysts have trimmed their fair value estimate for America's Car-Mart from $45.00 to $37.00, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple. What's in the News America's Car-Mart, Inc.
Actualización de narrativa Feb 22

CRMT: Higher Margins And Lower Discount Rate Will Support Future Upside

Analysts have kept America's Car-Mart's price target effectively unchanged at $45.00. They cited updated assumptions for slightly higher revenue growth, a modestly wider profit margin, a lower discount rate of 12.33%, and a small reduction in the future P/E estimate.
Artículo de análisis Feb 12

Investor Optimism Abounds America's Car-Mart, Inc. (NASDAQ:CRMT) But Growth Is Lacking

There wouldn't be many who think America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.1x is...
Actualización de narrativa Feb 08

CRMT: Lower Discount Rate And Stable Fair Value Will Support Upside

Analysts have kept their price target for America's Car-Mart steady at US$29.00. They cite updated assumptions such as a 12.33% discount rate, 3.24% revenue growth, a 1.43% profit margin, and a future P/E of 15.10 as the basis for their view.
Actualización de narrativa Jan 24

CRMT: Credit And Margin Pressures Will Set Up Balanced Future Returns

Analysts have revised their price target on America's Car-Mart from about US$34 to roughly US$29, citing updated assumptions that include slightly higher revenue growth, a lower profit margin and a higher future P/E multiple. What's in the News America's Car-Mart was removed as a constituent from the S&P Retail Select Industry Index, which may affect how some index-linked funds and benchmarks include the stock (Index Constituent Drops).
Actualización de narrativa Jan 10

CRMT: Modest Margin Improvements Will Ultimately Outweigh Elevated Credit Losses

Analysts have modestly adjusted their outlook on America's Car-Mart, tying a refined price target to slightly updated assumptions for revenue growth, profit margin and future P/E. These now reflect expectations of around 4.05% top line expansion, 2.60% profitability and a 12.67x earnings multiple.
Actualización de narrativa Dec 26

CRMT: Credit And Margin Headwinds Will Set Up Attractive Future Upside

Analysts have trimmed their average price target on America's Car-Mart by 11 dollars to 34 dollars. This reflects more cautious assumptions on revenue growth, profit margins, and valuation multiples, despite only a modest uptick in the discount rate.
Actualización de narrativa Dec 12

CRMT: Rising Credit Losses Will Be Outweighed By Future Earnings Power

Analysts have trimmed their price target on America's Car-Mart from 58.00 dollars to 45.00 dollars, reflecting expectations for stronger top line growth but lower profit margins and a more conservative future earnings multiple. What's in the News Reported second quarter net charge offs of $106.3 million, up from $100.1 million in the first quarter, highlighting rising credit losses in the portfolio (Key Developments) Entered into an agreement for a $300 million senior secured term loan credit facility maturing October 30, 2030, bolstering liquidity and funding capacity (Key Developments) Valuation Changes The fair value estimate has fallen significantly from $58.00 to $45.00 per share.
Artículo de análisis Oct 29

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
Actualización de narrativa Sep 21

Digital Payments And Data Analytics Will Expand Auto Finance

The consensus analyst price target for America’s Car-Mart has been cut notably, reflecting weaker outlooks for revenue growth and future earnings, with fair value falling from $51.50 to $39.50. What's in the News No shares were repurchased from February 1, 2025 to April 30, 2025, or from May 1, 2025 to July 31, 2025, under the existing buyback program.
Actualización de narrativa Sep 06

Digital Payments And Data Analytics Will Expand Auto Finance

America’s Car-Mart’s fair value estimate has been lowered as both its consensus revenue growth and net profit margin forecasts have declined, leading analysts to reduce the price target from $62.50 to $51.50. What's in the News No shares were repurchased from February 1, 2025 to July 31, 2025 under the existing buyback program; to date, 7,264,285 shares (83.16%) have been repurchased for $295.69 million since the program began in 2005.
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Nueva narrativa May 30

Expanding Subprime Market Will Drive Auto Financing Success

Strong demand from underserved subprime borrowers and strategic focus on affordable used vehicles are expected to drive resilient sales and revenue growth.
Artículo de análisis May 13

Here's What's Concerning About America's Car-Mart's (NASDAQ:CRMT) Returns On Capital

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Firstly, we'll want...
Seeking Alpha Apr 27

America's Car-Mart: Kudos Deserved For Investing Through Uncertainty But Elevated Risk Remains

Summary CRMT's long-term support breach and 33% stock decline since November 2023 highlight ongoing financial struggles despite recent capital infusion and market strength. Persistent debt and elevated receivables limit CRMT's ability to invest aggressively in its business, with cash flow issues exacerbating financial instability. Management's challenge: balancing underwriting levels to boost volumes without spiking delinquencies, while maintaining core profitability amidst uncertain used car market conditions. Encouraging near-term technical signs include a successful test of 2024 lows and a subsequent rally, but cautious optimism is advised due to economic uncertainties. Read the full article on Seeking Alpha
Artículo de análisis Mar 09

America's Car-Mart, Inc. Just Beat EPS By 140%: Here's What Analysts Think Will Happen Next

As you might know, America's Car-Mart, Inc. ( NASDAQ:CRMT ) just kicked off its latest quarterly results with some very...
Artículo de análisis Feb 22

Risks To Shareholder Returns Are Elevated At These Prices For America's Car-Mart, Inc. (NASDAQ:CRMT)

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jan 25

America's Car-Mart: A Get-Rich-Slow Compounder

Summary Car-Mart's operations are stronger, with improved loan metrics, a 36.5% gross margin, and a successful $300 million ABS transaction attracting $1.5 billion in demand. Management's candid approach to the $74 million equity raise shows genuine concern for shareholder dilution and a focus on improving liquidity. CRMT's selective M&A strategy, enhanced by a centralized LOS system and Cox Auto partnership, signals potential future growth in key markets like Texas and Iowa. CRMT is a cash-flow play, not a growth story; current price-to-book ratio of 0.813 suggests it's undervalued, presenting a solid investment opportunity. Read the full article on Seeking Alpha
Artículo de análisis Dec 11

America's Car-Mart (NASDAQ:CRMT) Is Reinvesting At Lower Rates Of Return

There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...
Seeking Alpha Nov 18

America's Car-Mart: Conservative Management Driving Success In Challenging Times

Summary Despite a 5.2% revenue decline, CRMT's gross profit margins expanded to 35%, showcasing effective cost control and pricing optimization. Loan portfolio quality has also improved. Strategic initiatives like a new ERP system, partnership with Cox Automotive, and cost reduction efforts could streamline operations and make cars more affordable in CRMT. Strong financial position, conservative debt management, and thoughtful inventory strategy position America's Car-Mart for long-term growth and market share gains. CRMT has stronger operations than before. It has strengthened its position in the used car market in rural areas. The business may seem dull, unappealing, and facing headwinds, but this offers an opportunity to buy given the historical low valuation. Read the full article on Seeking Alpha
Seeking Alpha Sep 18

America's Car-Mart Continues To Struggle

Summary America's Car-Mart, Inc. has seen a 20% stock decline since February, despite insider buying and anticipated Federal Reserve interest rate cuts. Lower interest rates could benefit consumer finance-dependent sectors, but America's Car-Mart's earnings estimates have dropped, reflecting ongoing challenges. It should be noted that used car sales overall have seen a marginal pickup in the past few months. An updated analysis of America's Car-Mart follows in the paragraphs below. Read the full article on Seeking Alpha
Artículo de análisis Sep 05

America's Car-Mart (NASDAQ:CRMT) Will Be Hoping To Turn Its Returns On Capital Around

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Amongst other things...
Seeking Alpha Aug 27

America's Car-Mart: Correcting 'Covid Sins'

Summary America's Car-Mart's new CEO, Doug Campbell, is centralizing and outsourcing tasks to let dealership managers focus on sales, improving overall efficiency. Doug has implemented a new loan operating system, enhancing underwriting standards and reducing net charge-offs, crucial for financial stability. The company is correcting 'Covid sins' by selling newer cars and shortening loan terms, addressing past underwriting issues. Despite current market challenges, America's Car-Mart is well-positioned for acquisitions, aiming to leverage its scale and low-cost advantage for growth. Read the full article on Seeking Alpha
Artículo de análisis Jun 20

America's Car-Mart, Inc.'s (NASDAQ:CRMT) Price Is Out Of Tune With Revenues

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jun 18

America's Car-Mart Is A Clunker

Summary America's Car-Mart, Inc. shares dropped 8% after disappointing financial results for the final quarter of the 2024 fiscal year. Revenue exceeded forecasts, but earnings per share fell short due to rising interest expense and high provisions. America's Car-Mart saw a decline in vehicle sales, an increase in debt, and a rise in interest expense, impacting profitability and investor confidence. Read the full article on Seeking Alpha
Artículo de análisis Feb 13

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

To find a multi-bagger stock, what are the underlying trends we should look for in a business? Firstly, we'd want to...
Artículo de análisis Jan 03

America's Car-Mart, Inc.'s (NASDAQ:CRMT) P/S Is On The Mark

It's not a stretch to say that America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.3x right...
Artículo de análisis Oct 18

America's Car-Mart (NASDAQ:CRMT) Will Want To Turn Around Its Return Trends

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Artículo de análisis Aug 23

What Is America's Car-Mart, Inc.'s (NASDAQ:CRMT) Share Price Doing?

While America's Car-Mart, Inc. ( NASDAQ:CRMT ) might not be the most widely known stock at the moment, it led the...
Artículo de análisis Jun 02

America's Car-Mart's (NASDAQ:CRMT) Returns On Capital Not Reflecting Well On The Business

If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...

Rentabilidad de los accionistas

CRMTUS Specialty RetailMercado US
7D0.5%2.6%-0.3%
1Y-74.6%-1.4%26.7%

Rentabilidad vs. Industria: Los resultados de CRMT fueron inferiores a los de la industria US Specialty Retail, que obtuvo un rendimiento del -1.4% el año pasado.

Rentabilidad vs. Mercado: CRMT obtuvo unos resultados inferiores a los del mercado US, que fueron del 26.7% el año pasado.

Volatilidad de los precios

Is CRMT's price volatile compared to industry and market?
CRMT volatility
CRMT Average Weekly Movement12.1%
Specialty Retail Industry Average Movement7.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Precio estable de las acciones: El precio de las acciones de CRMT ha sido volátil durante los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de CRMT(12%) se ha mantenido estable durante el último año, pero sigue siendo superior al 75% de las acciones de US.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
19812,300Doug Campbellwww.car-mart.com

America's Car-Mart, Inc. a través de sus filiales, opera como minorista de automóviles para el mercado de vehículos usados en Estados Unidos. Vende vehículos usados de modelos antiguos y ofrece financiación a sus clientes. La empresa se fundó en 1981 y tiene su sede en Rogers, Arkansas.

Resumen de fundamentos de America's Car-Mart, Inc.

¿Cómo se comparan los beneficios e ingresos de America's Car-Mart con su capitalización de mercado?
Estadísticas fundamentales de CRMT
Capitalización bursátilUS$98.63m
Beneficios(TTM)-US$94.32m
Ingresos (TTM)US$1.34b
0.1x
Ratio precio-ventas (PS)
-1.1x
Ratio precio-beneficio (PE)

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de CRMT
IngresosUS$1.34b
Coste de los ingresosUS$739.58m
Beneficio brutoUS$603.47m
Otros gastosUS$697.79m
Beneficios-US$94.32m

Últimos beneficios comunicados

Jan 31, 2026

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)-11.36
Margen bruto44.93%
Margen de beneficio neto-7.02%
Ratio deuda/patrimonio185.9%

¿Cómo se ha desempeñado CRMT a largo plazo?

Ver rendimiento histórico y comparativa

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/21 22:07
Precio de las acciones al final del día2026/05/21 00:00
Beneficios2026/01/31
Ingresos anuales2025/04/30

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

America's Car-Mart, Inc. está cubierta por 8 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
John MurphyBofA Global Research
Vincent CainticBTIG
David ScharfCitizens JMP Securities, LLC