Hanover Insurance Group (THG) Resumen de Acciones
The Hanover Insurance Group, Inc. a través de sus filiales, ofrece diversos productos y servicios de seguros de bienes y accidentes para particulares y empresas en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 3/6 |
| Crecimiento futuro | 0/6 |
| Rendimiento pasado | 6/6 |
| Salud financiera | 5/6 |
| Dividendos | 5/6 |
Recompensas
Análisis de riesgos
THG Community Fair Values
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Analyst Price Targets
Competidores de The Hanover Insurance Group, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$230.09 |
| Máximo en las últimas 52 semanas | US$235.16 |
| Mínimo de 52 semanas | US$165.17 |
| Beta | 0.29 |
| Cambio en 1 mes | 7.46% |
| Variación en 3 meses | 23.15% |
| Cambio de 1 año | 34.06% |
| Variación en 3 años | 106.73% |
| Variación en 5 años | 70.18% |
| Variación desde la OPV | 848.82% |
Noticias y actualizaciones recientes
Actualización de narrativa • Jul 30
THG: CEO Succession And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group from $213.75 to $228.13, citing updated assumptions that include slightly higher revenue growth, a revised profit margin profile, and a higher future P/E multiple. What's in the News for Hanover Insurance Group Hanover Insurance Group announced a CEO succession plan.Seeking Alpha • Jul 29
The Hanover Insurance: Better Margins Justify A Premium Valuation
Summary The Hanover Insurance Group demonstrates strengthened profitability, driven by robust personal lines margin growth and improved risk underwriting. THG's Q2 2026 combined ratio improved to 91.2%, with personal lines segment operating profit nearly doubling and combined ratio dropping to 88.9%. Current valuation shows a 2.2x P/B and 10.45x P/E, reflecting optimism but leaving limited margin for error if catastrophic losses rise. I maintain a positive view on THG, with future share price growth hinging on sustaining a low combined ratio rather than revenue expansion. Read the full article on Seeking AlphaActualización de narrativa • Jul 11
THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.Recent updates
Actualización de narrativa • Jul 30
THG: CEO Succession And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group from $213.75 to $228.13, citing updated assumptions that include slightly higher revenue growth, a revised profit margin profile, and a higher future P/E multiple. What's in the News for Hanover Insurance Group Hanover Insurance Group announced a CEO succession plan.Seeking Alpha • Jul 29
The Hanover Insurance: Better Margins Justify A Premium Valuation
Summary The Hanover Insurance Group demonstrates strengthened profitability, driven by robust personal lines margin growth and improved risk underwriting. THG's Q2 2026 combined ratio improved to 91.2%, with personal lines segment operating profit nearly doubling and combined ratio dropping to 88.9%. Current valuation shows a 2.2x P/B and 10.45x P/E, reflecting optimism but leaving limited margin for error if catastrophic losses rise. I maintain a positive view on THG, with future share price growth hinging on sustaining a low combined ratio rather than revenue expansion. Read the full article on Seeking AlphaActualización de narrativa • Jul 11
THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.Actualización de narrativa • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Actualización de narrativa • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Actualización de narrativa • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Actualización de narrativa • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Actualización de narrativa • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Actualización de narrativa • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Actualización de narrativa • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Actualización de narrativa • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Actualización de narrativa • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Actualización de narrativa • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Artículo de análisis • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Actualización de narrativa • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Actualización de narrativa • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Actualización de narrativa • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Nueva narrativa • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Rentabilidad de los accionistas
| THG | US Insurance | Mercado US | |
|---|---|---|---|
| 7D | 7.5% | 2.8% | 0.5% |
| 1Y | 34.1% | 9.5% | 16.5% |
Rentabilidad vs. Industria: THG superó a la industria US Insurance, que obtuvo un rendimiento del 9.5% el año pasado.
Rentabilidad vs. Mercado: THG superó al mercado US, que obtuvo un rendimiento del 16.5% el año pasado.
Volatilidad de los precios
| THG volatility | |
|---|---|
| THG Average Weekly Movement | 3.3% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: THG no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de THG (3%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1852 | 4,900 | Jack Roche | www.hanover.com |
The Hanover Insurance Group, Inc. a través de sus filiales, ofrece diversos productos y servicios de seguros de bienes y accidentes para particulares y empresas en Estados Unidos. Opera en cuatro segmentos: Comercial Principal, Especializado, Líneas Personales y Otros. La empresa ofrece seguros comerciales multirriesgo, de automóvil, de accidentes de trabajo y otras coberturas comerciales básicas, así como seguros de líneas profesionales y ejecutivas, marítimas, de caución y otros, además de productos especializados de daños materiales y accidentes, como el programa Hanover para empresas, los seguros de excedentes, los seguros industriales especializados Hanover y los seguros especializados de responsabilidad civil general.
Resumen de fundamentos de The Hanover Insurance Group, Inc.
| Estadísticas fundamentales de THG | |
|---|---|
| Capitalización bursátil | US$8.09b |
| Beneficios(TTM) | US$753.80m |
| Ingresos (TTM) | US$6.76b |
10.6x
Ratio precio-beneficio (PE)1.2x
Ratio precio-ventas (PS)¿Está THG sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de THG | |
|---|---|
| Ingresos | US$6.76b |
| Coste de los ingresos | US$5.06b |
| Beneficio bruto | US$1.70b |
| Otros gastos | US$950.20m |
| Beneficios | US$753.80m |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 21.65 |
| Margen bruto | 25.19% |
| Margen de beneficio neto | 11.14% |
| Ratio deuda/patrimonio | 23.0% |
¿Cómo se ha desempeñado THG a largo plazo?
Ver rendimiento histórico y comparativaDividendos
1.7%
Rentabilidad actual por dividendo18%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/30 07:13 |
| Precio de las acciones al final del día | 2026/07/30 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
The Hanover Insurance Group, Inc. está cubierta por 17 analistas. 7 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |