The Hanover Insurance Group, Inc.

Informe acción NYSE:THG

Capitalización de mercado: US$6.9b

Hanover Insurance Group Resultados de beneficios anteriores

Pasado controles de criterios 6/6

Hanover Insurance Group ha aumentado sus beneficios a una tasa media anual de 11.7%, mientras que los beneficios de la industria de Insurance han experimentado un crecimiento de 14.6% anual. Los ingresos han ido creciendo a una tasa media de 5.9% al año. La rentabilidad financiera de Hanover Insurance Group es de 20.1%, y sus márgenes netos son de 10.7%.

Información clave

11.69%

Tasa de crecimiento de los beneficios

12.21%

Tasa de crecimiento del BPA

Crecimiento de la industria Insurance 8.02%
Tasa de crecimiento de los ingresos5.90%
Rentabilidad financiera20.15%
Margen neto10.75%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Actualización de narrativa Jun 06

THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook

Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.
Seeking Alpha Jun 01

The Hanover Insurance: A Steady Dividend Idea But Bullish Case Is Lower Now

Summary The Hanover Insurance gets a slight downgrade to a hold. Positives include net written premiums growth and improved combined ratio, as well as a stellar balance sheet risk profile. The dividend idea is supported by steady growth trends, a modest yield, and a low payout ratio. The niche of P&C insurers can see impacts from policy claims in periods of elevated weather and catastrophic events damaging insured property. Read the full article on Seeking Alpha
Actualización de narrativa May 02

THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook

Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).
Actualización de narrativa Mar 27

THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position

Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.
Actualización de narrativa Mar 12

THG: Share Repurchases Will Support Future Upside In An Undervalued Position

Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.
Actualización de narrativa Feb 25

THG: Share Repurchases And Dividend Policy Will Support Future Upside

Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).
Actualización de narrativa Feb 10

THG: Share Repurchases And Dividend Will Support Attractive Future Upside

The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.
Actualización de narrativa Jan 26

THG: Dividend And Buyback Momentum Will Support Attractive Future Upside

Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.
Actualización de narrativa Jan 11

THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook

Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.
Actualización de narrativa Dec 16

THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook

Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).
Artículo de análisis Dec 04

Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95

The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...
Actualización de narrativa Dec 01

THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook

Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.
Actualización de narrativa Nov 17

THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook

Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.
Actualización de narrativa Nov 01

THG: Expanding Life Sciences Coverage Will Drive Future Outperformance

Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).
Seeking Alpha Sep 29

The Hanover Insurance: Q2 Improvement And Future Growth Indicators

Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
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Nueva narrativa Aug 30

Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector

Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.
Seeking Alpha Feb 05

Hanover Insurance Group: Improvement In Net Income Growth Encouraging

Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking Alpha

Desglose de ingresos y gastos

Cómo gana y gasta dinero Hanover Insurance Group. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NYSE:THG Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 266,69371900
31 Dec 256,59466100
30 Sep 256,50763100
30 Jun 256,40755500
31 Mar 256,29043800
31 Dec 246,23742500
30 Sep 246,18236500
30 Jun 246,13327100
31 Mar 246,10116100
31 Dec 235,9943400
30 Sep 235,943-8600
30 Jun 235,793-9300
31 Mar 235,582000
31 Dec 225,46911700
30 Sep 225,36829200
30 Jun 225,27732600
31 Mar 225,27643300
31 Dec 215,22842000
30 Sep 215,14442300
30 Jun 215,11950800
31 Mar 215,05149400
31 Dec 204,82536200
30 Sep 204,78830600
30 Jun 204,75329800
31 Mar 204,72726800
31 Dec 194,89142900
30 Sep 194,73632100
30 Jun 194,68831400
31 Mar 194,62231100
31 Dec 184,49423900
30 Sep 184,48430900
30 Jun 184,40326400
31 Mar 184,09922100
31 Dec 174,26821600
30 Sep 174,43013200
30 Jun 174,58616100
31 Mar 174,97912300
31 Dec 164,0546700
30 Sep 164,89624600
30 Jun 164,88823500
31 Mar 164,96335400
31 Dec 155,03433100
30 Sep 155,11434300
30 Jun 155,14732100

Ingresos de calidad: THG tiene ganancias de alta calidad.

Margen de beneficios creciente: Los actuales márgenes de beneficio (10.7%) de THG son superiores a los del año pasado (7%).


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de THG han crecido un 11.7% al año en los últimos 5 años.

Acelerando crecimiento: El crecimiento de los beneficios de THG en el último año (64.2%) supera su media de 5 años (11.7% al año).

Beneficios vs. Industria: El crecimiento de los beneficios de THG en el último año (64.2%) superó al de la industria Insurance 36.5%.


Rentabilidad financiera

Alta ROE: La rentabilidad financiera (20.1%) de THG se considera alta.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/06/20 21:20
Precio de las acciones al final del día2026/06/18 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

The Hanover Insurance Group, Inc. está cubierta por 17 analistas. 7 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Jay GelbBarclays
Michael ZaremskiBMO Capital Markets Equity Research
Grace CarterBofA Global Research