Western Union (WU) Resumen de Acciones
The Western Union Company ofrece servicios financieros digitales y de transferencia de dinero en Estados Unidos y en el extranjero. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 5/6 |
| Crecimiento futuro | 2/6 |
| Rendimiento pasado | 1/6 |
| Salud financiera | 2/6 |
| Dividendos | 6/6 |
Recompensas
Análisis de riesgos
WU Community Fair Values
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Analyst Price Targets
Competidores de The Western Union Company
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$8.09 |
| Máximo en las últimas 52 semanas | US$10.35 |
| Mínimo de 52 semanas | US$6.91 |
| Beta | 0.50 |
| Cambio en 1 mes | 6.03% |
| Variación en 3 meses | -11.00% |
| Cambio de 1 año | -0.12% |
| Variación en 3 años | -32.53% |
| Variación en 5 años | -63.44% |
| Variación desde la OPV | -55.79% |
Noticias y actualizaciones recientes
Seeking Alpha • Jul 17
Western Union: An 11% Yield And 5x Earnings Make This Turnaround Worth The Risk
Summary Western Union trades at a compelling 4.6x 2026 adjusted EPS guidance, offering an 11% dividend yield and speculative turnaround potential. Despite declining traditional remittance revenues and margin pressure, WU maintains profitability and confirmed 2026 guidance, with digital and Consumer Services showing growth. The $500M Intermex acquisition targets improved Americas performance, aiming for $0.10+ EPS accretion, but faces integration and regulatory risks. Digitalization, stablecoin initiatives, and aggressive cost management underpin WU’s speculative Buy rating, contingent on stabilizing earnings and sustaining dividends. Read the full article on Seeking Alpha
Actualización de narrativa • Jul 15
WU: Stablecoin Launch And Intermex Timing Will Shape Future Returns
Western Union's updated analyst price target has moved from $9.08 to $8.64, reflecting analysts' more cautious stance following a lower $8 target tied to the later International Money Express deal close and a new $7 target from fresh Underweight coverage. Analyst Commentary Recent commentary on Western Union centers on cautious views of execution and growth, with price targets converging in a relatively tight US$7 to US$8 range.Actualización de narrativa • Jul 01
WU: New Stablecoin And Intermex Deal Will Support Future Earnings
Analysts have slightly reduced their $ fair value estimate for Western Union to about $9.08 from roughly $9.46, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E multiples. What’s in the News for Western Union Western Union and Total Wireless partnered to embed one fee-free Western Union money transfer per month into certain Total Wireless plans, with transfers available to over 200 countries and territories, according to recent company announcements.Recent updates
Seeking Alpha • Jul 17
Western Union: An 11% Yield And 5x Earnings Make This Turnaround Worth The Risk
Summary Western Union trades at a compelling 4.6x 2026 adjusted EPS guidance, offering an 11% dividend yield and speculative turnaround potential. Despite declining traditional remittance revenues and margin pressure, WU maintains profitability and confirmed 2026 guidance, with digital and Consumer Services showing growth. The $500M Intermex acquisition targets improved Americas performance, aiming for $0.10+ EPS accretion, but faces integration and regulatory risks. Digitalization, stablecoin initiatives, and aggressive cost management underpin WU’s speculative Buy rating, contingent on stabilizing earnings and sustaining dividends. Read the full article on Seeking AlphaActualización de narrativa • Jul 15
WU: Stablecoin Launch And Intermex Timing Will Shape Future Returns
Western Union's updated analyst price target has moved from $9.08 to $8.64, reflecting analysts' more cautious stance following a lower $8 target tied to the later International Money Express deal close and a new $7 target from fresh Underweight coverage. Analyst Commentary Recent commentary on Western Union centers on cautious views of execution and growth, with price targets converging in a relatively tight US$7 to US$8 range.Actualización de narrativa • Jul 01
WU: New Stablecoin And Intermex Deal Will Support Future Earnings
Analysts have slightly reduced their $ fair value estimate for Western Union to about $9.08 from roughly $9.46, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E multiples. What’s in the News for Western Union Western Union and Total Wireless partnered to embed one fee-free Western Union money transfer per month into certain Total Wireless plans, with transfers available to over 200 countries and territories, according to recent company announcements.
Actualización de narrativa • Jun 15
WU: Digital Settlements And Retail Network Will Support Future Upside Potential
Analysts have adjusted their price target for Western Union to $11.00 from $13.81, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Western Union launched USDPT, a US dollar denominated stablecoin issued by Anchorage Digital Bank N.A. on the Solana blockchain.Actualización de narrativa • Jun 01
WU: New Stablecoin Platform Will Support Stronger Cash Settlement And Earnings
Analysts have kept Western Union's fair value estimate broadly stable, with the updated target implying around $9.46 per share. Small adjustments to the discount rate and future P/E assumptions have offset each other.Actualización de narrativa • May 04
WU: Stablecoin Partnership And Buybacks Will Shape Balanced Earnings Outlook
Analysts have slightly reduced their price target on Western Union to $9.46 from $9.62, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as the main factors behind this adjustment. What's in the News Western Union issued full year 2026 guidance, with revenue growth expected in a 5% to 8% range and EPS guided to US$1.50 to US$1.60.Actualización de narrativa • Apr 19
WU: Stablecoin Headwinds Will Be Offset By Digital And Retail Execution
Analysts have trimmed their Western Union price target by about $0.55 to $13.81, citing updated assumptions around revenue growth, profit margins, discount rates and future P/E multiples, as well as concerns that sentiment around stablecoins could weigh on the stock. Analyst Commentary Recent commentary points to a mixed backdrop for Western Union, with some analysts focused on headwinds from stablecoin sentiment and others highlighting areas where the company could still support equity value through execution and capital allocation.Actualización de narrativa • Apr 05
WU: Stablecoin Caution And Digital Execution Will Shape Future Earnings Balance
Analysts have adjusted their Western Union target to $9.62, citing slightly higher assumed discount rates, marginally different revenue growth and profit margin estimates, and a small change in projected future P/E as they factor in recent cautious sentiment around stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts see the reset target of US$9.62 as reflecting a more conservative discount rate and P/E framework, which they view as better aligned with current risk sentiment around stablecoins.Actualización de narrativa • Mar 22
WU: Stablecoin Sentiment And Digital Execution Will Shape Future Earnings Resilience
Analysts have trimmed Western Union's price target to $9.62, reflecting a slightly higher discount rate and a modestly higher assumed future P/E as they factor in potential sentiment headwinds from stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the new target P/E still assumes investors are willing to pay a reasonable multiple for Western Union, suggesting the franchise retains perceived value despite digital and stablecoin pressures.Actualización de narrativa • Mar 08
WU: Stablecoin Sentiment And Digital Efforts Will Shape Future Remittance Balance
Analysts have slightly reduced their Western Union price target by $0.08, citing modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions, and highlighting potential sentiment headwinds related to stablecoins. Analyst Commentary Analysts are framing Western Union's outlook around how digital assets, particularly stablecoins, could influence sentiment, valuation assumptions, and long term growth expectations.Actualización de narrativa • Feb 22
WU: Stablecoin Sentiment And Digital Initiatives Will Shape Balanced Remittance Outlook
Analysts have trimmed their Western Union price target slightly to about $9.69 from $9.75, citing updated assumptions around revenue growth, profit margins and future P/E, as well as growing concerns about stablecoin related competitive pressures on sentiment. Analyst Commentary Bullish Takeaways Bullish analysts see the updated assumptions around revenue and margins as already reflected in the trimmed US$9.69 target, which they view as incorporating a cautious stance on execution.Actualización de narrativa • Feb 08
WU: Digital And Retail Remittances Will Offset Stablecoin Sentiment Headwinds
Analysts have trimmed their Western Union fair value estimate from about US$14.58 to roughly US$14.36, reflecting updated views on discount rates, profit margins and future P/E, while also weighing recent commentary on stablecoin sentiment headwinds and the company’s plans to grow revenue through 2028. Analyst Commentary Recent research has highlighted a mix of caution around digital asset competition and constructive views on Western Union’s multiyear revenue ambitions.Actualización de narrativa • Jan 24
WU: Digital And Retail Shifts Plus Stablecoin Plans Will Shape Remittance Outlook
Analysts have nudged their fair value estimate for Western Union to US$9.75 from US$9.63, citing refreshed price targets around US$10 and a clearer plan focused on Retail Money Transfer, Digital Money Transfer and broader Consumer Services growth. Analyst Commentary Bullish Takeaways Bullish analysts see the updated fair value near US$9.75 to US$10 as supported by a clearer plan tied to specific revenue goals through 2028, which they view as helpful for assessing execution risk.Actualización de narrativa • Jan 10
WU: Digital Remittances And Stablecoin Plans Will Reshape Long Term Outlook
Analysts have nudged their price target for Western Union modestly higher, reflecting updated assumptions around fair value at about $14.58 per share and a slightly lower discount rate as they weigh the company’s outlined plans to grow revenue through improvements in Retail Money Transfer, faster Digital Money Transfer growth, and broader Consumer Services. Analyst Commentary Recent Street research paints a mixed but constructive picture, with bullish analysts highlighting Western Union’s multi‑year revenue ambitions and execution roadmap, while more cautious voices point to policy and industry shifts that could take time to work through.Artículo de análisis • Dec 15
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) has announced that it will pay a dividend of $0.235 per share on the 31st of...Actualización de narrativa • Dec 14
WU: Digital And Stablecoin Initiatives Will Shape Remittance Outlook Amid Policy Headwinds
Analysts have modestly lifted their price target on Western Union to $10.00 from $9.00, citing the company’s detailed plan to drive roughly 20% revenue growth through 2028 by strengthening retail money transfers, accelerating digital offerings, and gradually realizing synergies from the Intermex acquisition as policy headwinds ease. Analyst Commentary Bullish analysts highlight that the updated 2028 revenue framework, calling for roughly 20% top-line growth, provides clearer visibility into Western Union’s multi-year execution path and supports a modest uplift in valuation.Actualización de narrativa • Nov 28
WU: Digital Initiatives And Policy Headwinds Will Shape Medium-Term Revenue Expansion
Analysts have raised Western Union’s price target from $9.42 to $9.63, citing a clear growth strategy and steady improvements in key financial metrics. Analyst Commentary Recent analyst reports have provided both encouraging insights and noted several ongoing risks regarding Western Union’s outlook and execution strategy.Actualización de narrativa • Nov 07
WU: Digital Asset Shift And Policy Easing Will Shape Remittance Outlook
Analysts have slightly raised their price target for Western Union from $9.32 to $9.42, citing ongoing modernization efforts and expectations for gradual improvement as industry headwinds diminish. Analyst Commentary Industry observers have weighed in on Western Union’s current positioning, highlighting areas of both cautious optimism and lingering concern as the company continues to adapt to structural changes in the money transfer sector.Artículo de análisis • Jul 20
The Western Union Company's (NYSE:WU) Prospects Need A Boost To Lift Shares
With a price-to-earnings (or "P/E") ratio of 2.9x The Western Union Company ( NYSE:WU ) may be sending very bullish...Artículo de análisis • May 28
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) will pay a dividend of $0.235 on the 30th of June. The dividend yield will be...Seeking Alpha • Apr 24
Western Union: Undervalued And Offering A Massive 10% Dividend
Summary Western Union's share price has fallen by a quarter since I last covered the company, with little change in the quality of the core business. The company now offers a bargain forward P/E of 5.5x and a dividend yield of around 10%, despite a high probability of long-term profitability, in my view. Western Union's business operations have offered positive developments, including the introduction of the Western Union Media Network, which will hopefully generate further value for shareholders. Investors do need to be aware of the opportunity cost associated with owning declining businesses, and therefore my buy rating is relatively cautious. Read the full article on Seeking AlphaArtículo de análisis • Apr 18
There Is A Reason The Western Union Company's (NYSE:WU) Price Is Undemanding
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...Seeking Alpha • Apr 01
Western Union: A Very Attractive Risk-To-Reward Ratio
Summary Western Union's stock is undervalued, offering a compelling risk-to-reward ratio with a nearly 9% dividend yield, despite fintech competition and declining revenue growth. The company's extensive physical network and cash-based operations ensure its relevance, especially in regions with low banking access and high trust in legacy services. Digital competitors like Wise and Remitly face challenges in sustaining growth and penetrating Western Union's strong physical presence and established customer trust. Western Union's diversification into consumer services and digital wallets aims to increase customer lifetime value, though digital transformation has yet to significantly boost revenue. Read the full article on Seeking AlphaSeeking Alpha • Feb 09
Western Union Struggles With Legacy Infrastructure, Yet Oversold
Summary Western Union's revenue mix shifted, with Consumer Money Transfer declining and Consumer Services growing, partly driven by digital infrastructure investments. I estimate that expansion into new corridors like the U.S. to Guatemala and the U.K. to India will capture $505M in annual revenue over time. I estimate that the changes to the U.S. immigration approach will impact revenues by $300M in 2025. On net, I forecast that WU will produce $4B revenues in 2025. In my view, the WU stock is oversold. Stabilizing operations and strategic growth leads to an intrinsic value of $4.4B or $13 per share. WU will increase in value as it incrementally de-risks its business, and the market will start ascribing a lower 8% required return to the stock. Read the full article on Seeking AlphaArtículo de análisis • Dec 30
Improved Earnings Required Before The Western Union Company (NYSE:WU) Shares Find Their Feet
With a price-to-earnings (or "P/E") ratio of 5.3x The Western Union Company ( NYSE:WU ) may be sending very bullish...Seeking Alpha • Dec 20
Western Union: Deep Value And Dividend Income
Summary Western Union is expanding its digital wallet services in Singapore and Mexico in addition to growing a new advertising business segment. WU recently approved a $1 billion repurchase authorization, with shares at a historically low valuation. Using a dividend discount model for valuation, the stock appears undervalued by 25% to 35%. The company's strategic growth initiatives, attractive dividend, and robust share repurchase plan policy offer a compelling investment thesis. Read the full article on Seeking AlphaArtículo de análisis • Oct 26
The Western Union Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Last week, you might have seen that The Western Union Company ( NYSE:WU ) released its third-quarter result to the...Seeking Alpha • Oct 11
Western Union Has Staying Power, But No Margin Of Safety
Summary Western Union's core business, international money transfers, produces strong cash flow but has been shrinking as digital-only competitors take market share. New CEO Devin McGranahan is focused on cost-cutting and expanding the Branded Digital business, but margins continue to decline. I weigh the pros and cons of an investment in the business and lay out a price range that I would be comfortable buying in. Read the full article on Seeking Alpha
Nueva narrativa • Sep 03
Evolve 2025 Strategy Fuels Optimism With Digital Growth And Market Share Gains
Western Union's Evolve 2025 strategy and adoption of machine learning aim to drive transaction growth and enhance digital operations efficiency, impacting revenue growth.Artículo de análisis • Aug 19
Western Union (NYSE:WU) Is Paying Out A Dividend Of $0.235
The board of The Western Union Company ( NYSE:WU ) has announced that it will pay a dividend of $0.235 per share on the...Artículo de análisis • Aug 02
The Western Union Company Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
Last week, you might have seen that The Western Union Company ( NYSE:WU ) released its second-quarter result to the...Rentabilidad de los accionistas
| WU | US Diversified Financial | Mercado US | |
|---|---|---|---|
| 7D | -4.5% | 4.1% | -1.5% |
| 1Y | -0.1% | 0.6% | 16.0% |
Rentabilidad vs. Industria: WU igualó a la industria US Diversified Financial, que obtuvo un rendimiento del 0.6% el año pasado.
Rentabilidad vs. Mercado: WU obtuvo unos resultados inferiores a los del mercado US, que fueron del 16% el año pasado.
Volatilidad de los precios
| WU volatility | |
|---|---|
| WU Average Weekly Movement | 4.3% |
| Diversified Financial Industry Average Movement | 5.9% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: WU no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de WU (4%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1851 | 9,600 | Devin McGranahan | www.westernunion.com |
The Western Union Company ofrece servicios de transferencia de dinero y servicios financieros digitales en Estados Unidos y a escala internacional. Opera a través de dos segmentos, Consumer Money Transfer y Consumer Services. El segmento de Transferencia de Dinero al Consumidor facilita las transferencias de dinero para transferencias internacionales transfronterizas y dentro del país, principalmente a través de una red de agentes minoristas y ubicaciones propias, así como a través de sitios web y dispositivos móviles.
Resumen de fundamentos de The Western Union Company
| Estadísticas fundamentales de WU | |
|---|---|
| Capitalización bursátil | US$2.58b |
| Beneficios(TTM) | US$440.80m |
| Ingresos (TTM) | US$4.05b |
5.7x
Ratio precio-beneficio (PE)0.6x
Ratio precio-ventas (PS)¿Está WU sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de WU | |
|---|---|
| Ingresos | US$4.05b |
| Coste de los ingresos | US$2.59b |
| Beneficio bruto | US$1.46b |
| Otros gastos | US$1.02b |
| Beneficios | US$440.80m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
Jul 30, 2026
| Beneficios por acción (BPA) | 1.41 |
| Margen bruto | 36.14% |
| Margen de beneficio neto | 10.88% |
| Ratio deuda/patrimonio | 288.1% |
¿Cómo se ha desempeñado WU a largo plazo?
Ver rendimiento histórico y comparativaDividendos
11.6%
Rentabilidad actual por dividendo68%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/29 22:41 |
| Precio de las acciones al final del día | 2026/07/29 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
The Western Union Company está cubierta por 34 analistas. 15 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Darrin Peller | Barclays |
| Ramsey El-Assal | Barclays |
| Jason Kupferberg | BofA Global Research |