Encore Capital Group, Inc.

Informe acción NasdaqGS:ECPG

Capitalización de mercado: US$1.8b

Encore Capital Group Resultados de beneficios anteriores

Pasado controles de criterios 2/6

Los beneficios de Encore Capital Group han disminuido a una tasa media anual de -49.6%, mientras que en la industria Consumer Finance los beneficios disminuyeron en un 0.7% anualmente. Los ingresos han ido disminuyendo a una tasa media de 2.6% al año. La rentabilidad financiera de Encore Capital Group es de 26.3%, y sus márgenes netos son de 14.5%.

Información clave

-49.57%

Tasa de crecimiento de los beneficios

-46.14%

Tasa de crecimiento del BPA

Crecimiento de la industria Consumer Finance 7.20%
Tasa de crecimiento de los ingresos-2.64%
Rentabilidad financiera26.29%
Margen neto14.52%
Próxima actualización de resultados06 May 2026

Actualizaciones de resultados anteriores recientes

Recent updates

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Further Upside

Encore Capital Group's analyst fair value estimate has increased by about $14 per share to $96.67 as analysts incorporate recent price target revisions across the Street and updated assumptions on future earnings and recoveries. Analyst Commentary Street research on Encore Capital Group has recently leaned constructive, with several bullish analysts lifting price targets and building in higher earnings expectations tied to recent results and updated recovery assumptions.

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Support Future Upside

Analysts have raised their price targets on Encore Capital Group to a higher range of $78 to $90, citing Q4 earnings outperformance, increased 2026 EPS estimates tied to changes in recoveries, and what they describe as solid collections, capital deployment, and margin trends. Analyst Commentary Recent research notes cluster around a more supportive stance on Encore Capital Group, with several bullish analysts pointing to Q4 outperformance, higher earnings forecasts, and operational execution as key inputs to their updated valuation work.

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Future Upside

Analysts have lifted their price targets on Encore Capital into a higher $78 to $90 range, citing a Q4 earnings beat, higher 2026 EPS estimates tied to changes in recoveries, and what they describe as another solid quarter with strong collections, record capital deployment, and improving margins. Analyst Commentary Recent research points to a more constructive stance on Encore Capital Group, with several bullish analysts lifting their valuation frameworks following Q4 results and updated guidance around recoveries and earnings power.

ECPG: Recovery Trends And 2026 EPS Guidance Will Shape Future Returns

Analysts have raised their average fair value estimate for Encore Capital Group to about $82.67 from roughly $62.67. They point to a combination of higher price targets in the $78 to $90 range and updated earnings expectations, following what they describe as solid recent quarters and stronger recoveries.

ECPG: Lower Risk Assumptions And Modest P/E Repricing Will Shape Returns

Analysts have lifted their $ fair value estimate for Encore Capital Group by about $2 per share, citing refreshed research from Northland and Citizens that supports slightly lower discount rate assumptions and a modestly higher future P/E multiple. Analyst Commentary Recent Street research on Encore Capital Group has focused on refreshed valuation work, with higher price targets tied to updated discount rate assumptions and expectations for a somewhat stronger P/E multiple over time.

ECPG: Higher Future P/E And Earnings Visibility Will Support Upside Potential

Analysts have lifted their fair value estimate for Encore Capital Group from $60.25 to about $62.67, citing updated views on earnings potential and valuation multiples reflected in recent price target increases. Analyst Commentary Recent research updates highlight that bullish analysts are revisiting their fair value views for Encore Capital Group, with some price targets being reset higher in light of their latest earnings work and valuation checks.

ECPG: Expanded Buybacks And Higher Future P/E Will Shape Steady Returns

Analysts lifted their price target on Encore Capital Group by $16, citing updated expectations for slower revenue growth, a narrower profit margin, and a higher future P/E multiple, while keeping their fair value estimate at $60.25. Analyst Commentary Bullish Takeaways Bullish analysts see the higher future P/E multiple as a sign that investors may be willing to pay more for each dollar of earnings, assuming the company can deliver against current expectations.

ECPG: Expanded Buybacks Will Support Steady Future Returns At Current Pricing

Analysts kept their fair value estimate for Encore Capital Group steady at US$60.25. This reflects unchanged assumptions around revenue growth, profit margins and future P/E expectations.

ECPG: Expanded Buybacks Will Likely Support Steady Future Share Performance

Analysts have modestly adjusted their price target on Encore Capital Group, increasing it by $0.00 per share as they reaffirm expectations for steady revenue growth, resilient profit margins, and a stable valuation multiple that remains aligned with prior assumptions. What's in the News Encore Capital Group increased its equity buyback authorization by $300 million on November 5, 2025, lifting the total repurchase capacity to $600 million (company announcement).

ECPG: Expanded Share Repurchases Will Support Stronger Future Share Price Performance

Analysts have raised their price target on Encore Capital Group slightly to align with a refined fair value estimate of $60.25. This reflects stable growth and margin assumptions that support a modestly improved outlook.

ECPG: Expanded Share Buybacks Will Drive Future Share Price Gains

Analysts have revised their price target for Encore Capital Group, lowering it from $60.25 to $60.25. This reflects a minimal adjustment as updated projections for future price-to-earnings ratios shift slightly.

ECPG: Updated Outlook Suggests Profitability Will Drive Higher Share Prices

Analysts have raised their price target for Encore Capital Group from $57.25 to $60.25 per share. They cite an updated assessment of growth prospects and profitability, despite modest adjustments to revenue forecasts and profit margins.
User avatar

US Consumer Lending Will Fuel Portfolio Expansion

Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Jun 01
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Dec 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Sep 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Encore Capital Group stock gains after positive mention on CNBC

Jul 12

Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Jun 12
Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Encore Capital: With 13% More Debt Collections, It Looks Like A Buy

Dec 18

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Dec 07
Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Sep 01
Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

A Blind Market Can't Recognize Success: The Case Of Encore Capital Group

Aug 09

Desglose de ingresos y gastos

Cómo gana y gasta dinero Encore Capital Group. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NasdaqGS:ECPG Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Dec 251,7692579690
30 Sep 251,561-459460
30 Jun 251,468-899240
31 Mar 251,381-1168920
31 Dec 241,316-1398770
30 Sep 241,328-1858420
30 Jun 241,271-1968160
31 Mar 241,238-2027990
31 Dec 231,223-2067960
30 Sep 231,179-97890
30 Jun 231,17737820
31 Mar 231,211377830
31 Dec 221,3981957740
30 Sep 221,5223447780
30 Jun 221,6273967970
31 Mar 221,6974328110
31 Dec 211,6143518240
30 Sep 211,6403128500
30 Jun 211,6312838510
31 Mar 211,6293178050
31 Dec 201,5012128010
30 Sep 201,4872187990
30 Jun 201,4302027840
31 Mar 201,3491088090
31 Dec 191,4061687990
30 Sep 191,3771727610
30 Jun 191,3621547630
31 Mar 191,3491437500
31 Dec 181,3211167390
30 Sep 181,289827600
30 Jun 181,243897140
31 Mar 181,193837050
31 Dec 171,146836760
30 Sep 171,110936410
30 Jun 171,003636580
31 Mar 171,010726520
31 Dec 161,113797440
30 Sep 161,048856250
30 Jun 161,148736730
31 Mar 161,141706710
31 Dec 151,130697210
30 Sep 151,116696920
30 Jun 151,1101126370

Ingresos de calidad: ECPG tiene ganancias de alta calidad.

Margen de beneficios creciente: ECPG pasó a ser rentable.


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de ECPG han disminuido en un 49.6% al año en los últimos 5 años.

Acelerando crecimiento: ECPG ha pasado a ser rentable en el último año, lo que dificulta la comparación de la tasa de crecimiento de los beneficios con su promedio de 5 años.

Beneficios vs. Industria: ECPG ha pasado a ser rentable en el último año, lo que es difícil comparar el crecimiento de sus beneficios en el último año con el de la industria Consumer Finance (31.4%).


Rentabilidad financiera

Alta ROE: Aunque la rentabilidad financiera (26.29%) de ECPG es alta, esta métrica está sesgada debido a su elevado nivel de endeudamiento.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/04/30 12:49
Precio de las acciones al final del día2026/04/30 00:00
Beneficios2025/12/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Encore Capital Group, Inc. está cubierta por 12 analistas. 4 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Iza RokickaBiuro maklerskie mBanku
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC