Encore Capital Group, Inc.

Informe acción NasdaqGS:ECPG

Capitalización de mercado: US$1.8b

Encore Capital Group Resultados de beneficios anteriores

Pasado controles de criterios 2/6

Los beneficios de Encore Capital Group han disminuido a una tasa media anual de -40.4%, mientras que en la industria Consumer Finance los beneficios disminuyeron en un 0.9% anualmente. Los ingresos han ido disminuyendo a una tasa media de 1% al año. La rentabilidad financiera de Encore Capital Group es de 28.6%, y sus márgenes netos son de 16%.

Información clave

-40.35%

Tasa de crecimiento de los beneficios

-35.15%

Tasa de crecimiento del BPA

Crecimiento de la industria Consumer Finance 7.20%
Tasa de crecimiento de los ingresos-0.96%
Rentabilidad financiera28.63%
Margen neto16.00%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Actualización de narrativa Jun 02

ECPG: 2026 EPS Guidance And Liquidity Moves Will Drive Further Upside

Analysts have lifted their price targets on Encore Capital Group by about $8 per share, citing updated views on fair value, discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Bullish Takeaways Bullish analysts lifting price targets by double digit dollar amounts point to a higher assessed fair value for Encore Capital Group, which they link to updated views on the stock’s risk and return profile.
Actualización de narrativa May 24

The Undervalued Cash Machine Hiding in Plain Sight

As I have previously written, ECPG is solid and undervalued. Despite recent analyst attention and a meaningful increase in its share price, I believe it remains undervalued.
Actualización de narrativa Apr 23

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Further Upside

Encore Capital Group's analyst fair value estimate has increased by about $14 per share to $96.67 as analysts incorporate recent price target revisions across the Street and updated assumptions on future earnings and recoveries. Analyst Commentary Street research on Encore Capital Group has recently leaned constructive, with several bullish analysts lifting price targets and building in higher earnings expectations tied to recent results and updated recovery assumptions.
Actualización de narrativa Apr 05

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Support Future Upside

Analysts have raised their price targets on Encore Capital Group to a higher range of $78 to $90, citing Q4 earnings outperformance, increased 2026 EPS estimates tied to changes in recoveries, and what they describe as solid collections, capital deployment, and margin trends. Analyst Commentary Recent research notes cluster around a more supportive stance on Encore Capital Group, with several bullish analysts pointing to Q4 outperformance, higher earnings forecasts, and operational execution as key inputs to their updated valuation work.
Actualización de narrativa Mar 22

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Future Upside

Analysts have lifted their price targets on Encore Capital into a higher $78 to $90 range, citing a Q4 earnings beat, higher 2026 EPS estimates tied to changes in recoveries, and what they describe as another solid quarter with strong collections, record capital deployment, and improving margins. Analyst Commentary Recent research points to a more constructive stance on Encore Capital Group, with several bullish analysts lifting their valuation frameworks following Q4 results and updated guidance around recoveries and earnings power.
Actualización de narrativa Mar 06

ECPG: Recovery Trends And 2026 EPS Guidance Will Shape Future Returns

Analysts have raised their average fair value estimate for Encore Capital Group to about $82.67 from roughly $62.67. They point to a combination of higher price targets in the $78 to $90 range and updated earnings expectations, following what they describe as solid recent quarters and stronger recoveries.
Actualización de narrativa Feb 19

ECPG: Lower Risk Assumptions And Modest P/E Repricing Will Shape Returns

Analysts have lifted their $ fair value estimate for Encore Capital Group by about $2 per share, citing refreshed research from Northland and Citizens that supports slightly lower discount rate assumptions and a modestly higher future P/E multiple. Analyst Commentary Recent Street research on Encore Capital Group has focused on refreshed valuation work, with higher price targets tied to updated discount rate assumptions and expectations for a somewhat stronger P/E multiple over time.
Actualización de narrativa Feb 05

ECPG: Higher Future P/E And Earnings Visibility Will Support Upside Potential

Analysts have lifted their fair value estimate for Encore Capital Group from $60.25 to about $62.67, citing updated views on earnings potential and valuation multiples reflected in recent price target increases. Analyst Commentary Recent research updates highlight that bullish analysts are revisiting their fair value views for Encore Capital Group, with some price targets being reset higher in light of their latest earnings work and valuation checks.
Actualización de narrativa Jan 22

ECPG: Expanded Buybacks And Higher Future P/E Will Shape Steady Returns

Analysts lifted their price target on Encore Capital Group by $16, citing updated expectations for slower revenue growth, a narrower profit margin, and a higher future P/E multiple, while keeping their fair value estimate at $60.25. Analyst Commentary Bullish Takeaways Bullish analysts see the higher future P/E multiple as a sign that investors may be willing to pay more for each dollar of earnings, assuming the company can deliver against current expectations.
Actualización de narrativa Jan 06

ECPG: Expanded Buybacks Will Support Steady Future Returns At Current Pricing

Analysts kept their fair value estimate for Encore Capital Group steady at US$60.25. This reflects unchanged assumptions around revenue growth, profit margins and future P/E expectations.
Actualización de narrativa Dec 20

ECPG: Expanded Buybacks Will Likely Support Steady Future Share Performance

Analysts have modestly adjusted their price target on Encore Capital Group, increasing it by $0.00 per share as they reaffirm expectations for steady revenue growth, resilient profit margins, and a stable valuation multiple that remains aligned with prior assumptions. What's in the News Encore Capital Group increased its equity buyback authorization by $300 million on November 5, 2025, lifting the total repurchase capacity to $600 million (company announcement).
Actualización de narrativa Dec 06

ECPG: Expanded Share Repurchases Will Support Stronger Future Share Price Performance

Analysts have raised their price target on Encore Capital Group slightly to align with a refined fair value estimate of $60.25. This reflects stable growth and margin assumptions that support a modestly improved outlook.
Actualización de narrativa Nov 22

ECPG: Expanded Share Buybacks Will Drive Future Share Price Gains

Analysts have revised their price target for Encore Capital Group, lowering it from $60.25 to $60.25. This reflects a minimal adjustment as updated projections for future price-to-earnings ratios shift slightly.
Actualización de narrativa Nov 07

ECPG: Updated Outlook Suggests Profitability Will Drive Higher Share Prices

Analysts have raised their price target for Encore Capital Group from $57.25 to $60.25 per share. They cite an updated assessment of growth prospects and profitability, despite modest adjustments to revenue forecasts and profit margins.
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Nueva narrativa May 28

US Consumer Lending Will Fuel Portfolio Expansion

Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.
Artículo de análisis Jun 01

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Key Insights Encore Capital Group's Annual General Meeting to take place on 7th of June CEO Ashish Masih's total...
Artículo de análisis Dec 18

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Artículo de análisis Sep 18

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Seeking Alpha Jul 12

Encore Capital Group stock gains after positive mention on CNBC

Encore Capital Group (NASDAQ:ECPG) stock gained 4.2% in Tuesday trading after Ritholtz's Josh Brown mentioned the publicly traded debt collector in the U.S. in CNBC's Halftime Report. "I have a small position, I intend to add to it," Brown said "Basically, this is an essential part of life. You may not love debt collection, but we are going to have a very big uptick in non-performing loans," he added. He prefaced his comments with: "Don't buy something just because it gets mentioned on TV. SA's Quant system, which historically outperforms the market, has a Hold on Encore Capital (ECPG), compared with the average Wall Street rating of Buy.
Artículo de análisis Jun 12

Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Seeking Alpha Dec 18

Encore Capital: With 13% More Debt Collections, It Looks Like A Buy

Encore Capital is a debt buyer based in the United States. It is ranked as the first player in the U.S. and U.K. in terms of dollars collected. In 2021, the company reported fewer borrowings and fewer investments in receivable portfolios. In light of these figures, I will be assuming that the company is collecting more cash. I tried to be very conservative when I chose the exit multiple. Other competitors trade at 102x-11x FCF, so I believe that 19x FCF is quite acceptable. I also assumed depreciation of $42-$47 million, conservative change in working capital, and capital expenditures of $51-$47 million. The result is a free cash flow of $419-$389 million from 2022 to 2025. In my view, the Board of Directors believes that the shares are undervalued. They wouldn’t be buying $300 million in stock if financial advisors inside Encore believed that the shares are expensive.
Artículo de análisis Dec 07

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Desglose de ingresos y gastos

Cómo gana y gasta dinero Encore Capital Group. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NasdaqGS:ECPG Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 261,8512969970
31 Dec 251,7692579690
30 Sep 251,561-459460
30 Jun 251,468-899240
31 Mar 251,381-1168920
31 Dec 241,316-1398770
30 Sep 241,328-1858420
30 Jun 241,271-1968160
31 Mar 241,238-2027990
31 Dec 231,223-2067960
30 Sep 231,179-97890
30 Jun 231,17737820
31 Mar 231,211377830
31 Dec 221,3981957740
30 Sep 221,5223447780
30 Jun 221,6273967970
31 Mar 221,6974328110
31 Dec 211,6143518240
30 Sep 211,6403128500
30 Jun 211,6312838510
31 Mar 211,6293178050
31 Dec 201,5012128010
30 Sep 201,4872187990
30 Jun 201,4302027840
31 Mar 201,3491088090
31 Dec 191,4061687990
30 Sep 191,3771727610
30 Jun 191,3621547630
31 Mar 191,3491437500
31 Dec 181,3211167390
30 Sep 181,289827600
30 Jun 181,243897140
31 Mar 181,193837050
31 Dec 171,146836760
30 Sep 171,110936410
30 Jun 171,003636580
31 Mar 171,010726520
31 Dec 161,113797440
30 Sep 161,048856250
30 Jun 161,148736730
31 Mar 161,141706710
31 Dec 151,130697210
30 Sep 151,116696920
30 Jun 151,1101126370

Ingresos de calidad: ECPG tiene ganancias de alta calidad.

Margen de beneficios creciente: ECPG pasó a ser rentable.


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de ECPG han disminuido en un 40.4% al año en los últimos 5 años.

Acelerando crecimiento: ECPG ha pasado a ser rentable en el último año, lo que dificulta la comparación de la tasa de crecimiento de los beneficios con su promedio de 5 años.

Beneficios vs. Industria: ECPG ha pasado a ser rentable en el último año, lo que es difícil comparar el crecimiento de sus beneficios en el último año con el de la industria Consumer Finance (24.1%).


Rentabilidad financiera

Alta ROE: Aunque la rentabilidad financiera (28.63%) de ECPG es alta, esta métrica está sesgada debido a su elevado nivel de endeudamiento.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/06/17 10:16
Precio de las acciones al final del día2026/06/16 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Encore Capital Group, Inc. está cubierta por 12 analistas. 4 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Iza RokickaBiuro maklerskie mBanku
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC