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First Commonwealth Financial CorporationInforme acción NYSE:FCF

Capitalización bursátil US$1.9b
Precio de las acciones
US$18.74
US$20.83
10.0% infravalorado descuento intrínseco
1Y20.9%
7D2.7%
1D
Valor de la cartera
Ver

First Commonwealth Financial Corporation

Informe acción NYSE:FCF

Capitalización de mercado: US$1.9b

First Commonwealth Financial (FCF) Resumen de Acciones

First Commonwealth Financial Corporation, sociedad de cartera financiera, ofrece diversos productos y servicios de banca comercial y de consumo en Estados Unidos. Saber más

Análisis fundamental de FCF
Puntuación del snowflake
Valoración4/6
Crecimiento futuro1/6
Rendimiento pasado4/6
Salud financiera6/6
Dividendos4/6

FCF Community Fair Values

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Competidores de First Commonwealth Financial Corporation

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del First Commonwealth Financial
Precios históricos de las acciones
Precio actual de la acciónUS$18.74
Máximo en las últimas 52 semanasUS$19.14
Mínimo de 52 semanasUS$15.00
Beta0.74
Cambio en 1 mes0.97%
Variación en 3 meses1.74%
Cambio de 1 año20.90%
Variación en 3 años45.50%
Variación en 5 años23.45%
Variación desde la OPV305.19%

Noticias y actualizaciones recientes

Actualización de narrativa May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).

Recent updates

Actualización de narrativa May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).
Actualización de narrativa Apr 28

FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook

Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.
Actualización de narrativa Apr 14

FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.
Actualización de narrativa Mar 30

FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside

Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).
Actualización de narrativa Mar 16

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.
Seeking Alpha Mar 15

First Commonwealth Financial: Just Good Enough To Remain Bullish

Summary First Commonwealth Financial remains a 'buy' despite recent share underperformance and slightly elevated valuation multiples. FCF demonstrates strong asset quality, with return on assets at 1.46% and manageable exposure to office real estate loans. Deposit and loan growth continue, though uninsured deposits have risen to 29% and non-performing loans increased to 0.94%. Net interest income and margin improved, aided by lower deposit and borrowing costs, but investors should monitor rising credit risk metrics. Management is forward-looking with their focus on digital innovation, and the company's balance sheet should hold up well for now in the face of interest rate declines. Read the full article on Seeking Alpha
Actualización de narrativa Mar 02

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).
Actualización de narrativa Feb 15

FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside

Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.
Actualización de narrativa Feb 01

FCF: Buybacks And Stable Credit Costs Will Support Measured Upside

Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.
Artículo de análisis Jan 31

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...
Artículo de análisis Nov 04

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
Artículo de análisis Aug 05

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
Artículo de análisis May 05

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135

First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...
Artículo de análisis Apr 23

Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable

Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...
Seeking Alpha Mar 27

First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy

Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking Alpha
Seeking Alpha Dec 12

First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On

Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking Alpha
Artículo de análisis Nov 02

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13

First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...
Artículo de análisis Nov 01

First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models

First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
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Nueva narrativa Sep 24

Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability

Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.
Seeking Alpha Sep 20

First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate

Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking Alpha
Artículo de análisis Jul 30

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...
Artículo de análisis Jul 26

First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75

It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...
Seeking Alpha Apr 22

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking Alpha
Artículo de análisis Feb 03

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...
Seeking Alpha Feb 01

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking Alpha
Artículo de análisis Feb 01

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha Nov 03

First Commonwealth Financial: Q3 2023 Shows Positive Signs

Summary Confidence in regional banks has waned since the failure of SVB, making 2023 a challenging year for them. First Commonwealth's YTD performance is relatively better than peers, with an -11.34% loss. The bank's quarterly performance was not bad, with a high net interest margin, a low cost of deposits, and rewards for shareholders through buybacks and dividends. Read the full article on Seeking Alpha

Rentabilidad de los accionistas

FCFUS BanksMercado US
7D2.7%1.9%-0.8%
1Y20.9%21.3%27.1%

Rentabilidad vs. Industria: FCF igualó a la industria US Banks, que obtuvo un rendimiento del 21.3% el año pasado.

Rentabilidad vs. Mercado: FCF obtuvo unos resultados inferiores a los del mercado US, que fueron del 27.1% el año pasado.

Volatilidad de los precios

Is FCF's price volatile compared to industry and market?
FCF volatility
FCF Average Weekly Movement2.8%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Precio estable de las acciones: FCF no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de FCF (3%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
19341,592Mike Pricewww.fcbanking.com

First Commonwealth Financial Corporation, un holding financiero, ofrece diversos productos y servicios de banca comercial y de consumo en Estados Unidos. Los servicios al consumidor de la empresa incluyen banca por Internet, móvil y telefónica; una red de cajeros automáticos; cuentas corrientes personales, cuentas corrientes remuneradas, cuentas de ahorro y de ahorro sanitario, cuentas del mercado monetario aseguradas, tarjetas de débito, certificados de inversión, certificados de depósito a tipo fijo y variable, préstamos hipotecarios, préstamos a plazos garantizados y no garantizados, préstamos para la construcción y préstamos inmobiliarios, instalaciones de depósito seguro, tarjetas de crédito, líneas de crédito con protección contra sobregiros y cuentas IRA. La empresa también ofrece servicios de banca comercial que comprenden préstamos y arrendamientos comerciales, cuentas corrientes comerciales, servicios de gestión de cuentas en línea, depósitos directos de nóminas, servicios de gestión de efectivo comercial y acuerdos de recompra, así como servicios de originación ACH.

Resumen de fundamentos de First Commonwealth Financial Corporation

¿Cómo se comparan los beneficios e ingresos de First Commonwealth Financial con su capitalización de mercado?
Estadísticas fundamentales de FCF
Capitalización bursátilUS$1.89b
Beneficios(TTM)US$157.15m
Ingresos (TTM)US$495.72m
12.1x
Ratio precio-beneficio (PE)
1.2x
Precio/valor contable

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de FCF
IngresosUS$495.72m
Coste de los ingresosUS$0
Beneficio brutoUS$495.72m
Otros gastosUS$338.57m
BeneficiosUS$157.15m

Últimos beneficios comunicados

Mar 31, 2026

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)1.55
Margen bruto100.00%
Margen de beneficio neto31.70%
Ratio deuda/patrimonio10.6%

¿Cómo se ha desempeñado FCF a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

2.9%
Rentabilidad actual por dividendo
36%
Ratio de pagos
¿Cuándo hay que comprar FCF para recibir un próximo dividendo?
fechas de dividendos de First Commonwealth Financial
Fecha ex dividendoMay 08 2026
Fecha de pago de dividendosMay 22 2026
Días hasta ex dividendo15 days
Días hasta la fecha de pago de dividendos1 day

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/21 19:36
Precio de las acciones al final del día2026/05/21 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

First Commonwealth Financial Corporation está cubierta por 14 analistas. 6 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Stephen MossB. Riley Securities, Inc.
Kelly MottaKeefe, Bruyette, & Woods