First Internet Bancorp Crecimiento futuro
Future controles de criterios 5/6
Se prevé un crecimiento anual de los beneficios y los ingresos de First Internet Bancorp de 132.9% y 56.5% respectivamente, mientras que el BPA crecerá en un 133% al año.
Información clave
132.9%
Tasa de crecimiento de los beneficios
132.98%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 8.2% |
| Tasa de crecimiento de los ingresos | 56.5% |
| Rentabilidad financiera futura | n/a |
| Cobertura de analistas | Low |
| Última actualización | 04 May 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
Actualización del análisis • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Actualización del análisis • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Actualización del análisis • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Actualización del análisis • Mar 14
INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.Actualización del análisis • Feb 28
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.Seeking Alpha • Feb 20
First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive
Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking AlphaActualización del análisis • Feb 14
INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.Actualización del análisis • Jan 31
INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.Artículo de análisis • Dec 20
First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
Actualización del análisis • Dec 12
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.Artículo de análisis • Sep 20
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Artículo de análisis • Jun 21
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...Artículo de análisis • Mar 22
First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...Seeking Alpha • Jan 03
First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Nuevo análisis • Sep 26
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Seeking Alpha • Sep 22
Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaSeeking Alpha • Jul 04
First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaArtículo de análisis • Jun 23
First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Seeking Alpha • Apr 28
First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
First Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaPrevisiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2027 | 174 | 41 | N/A | N/A | 3 |
| 12/31/2026 | 148 | 19 | N/A | N/A | 3 |
| 3/31/2026 | 47 | -34 | N/A | N/A | N/A |
| 12/31/2025 | 44 | -35 | 2 | 3 | N/A |
| 9/30/2025 | 47 | -33 | -28 | -26 | N/A |
| 6/30/2025 | 106 | 15 | -65 | -63 | N/A |
| 3/31/2025 | 115 | 21 | 41 | 43 | N/A |
| 12/31/2024 | 118 | 25 | 10 | 13 | N/A |
| 9/30/2024 | 109 | 22 | 29 | 31 | N/A |
| 6/30/2024 | 101 | 19 | 32 | 35 | N/A |
| 3/31/2024 | 95 | 17 | 5 | 9 | N/A |
| 12/31/2023 | 84 | 8 | 6 | 12 | N/A |
| 9/30/2023 | 86 | 11 | 0 | 8 | N/A |
| 6/30/2023 | 91 | 16 | 18 | 26 | N/A |
| 3/31/2023 | 97 | 21 | 47 | 58 | N/A |
| 12/31/2022 | 113 | 36 | 65 | 83 | N/A |
| 9/30/2022 | 119 | 42 | 64 | 86 | N/A |
| 6/30/2022 | 121 | 45 | 37 | 65 | N/A |
| 3/31/2022 | 123 | 49 | 21 | 55 | N/A |
| 12/31/2021 | 118 | 48 | 25 | 55 | N/A |
| 9/30/2021 | 116 | 47 | 62 | 91 | N/A |
| 6/30/2021 | 113 | 43 | 40 | 69 | N/A |
| 3/31/2021 | 99 | 34 | 44 | 70 | N/A |
| 12/31/2020 | 92 | 29 | -12 | 13 | N/A |
| 9/30/2020 | 83 | 25 | -57 | -38 | N/A |
| 6/30/2020 | 75 | 23 | -36 | -24 | N/A |
| 3/31/2020 | 76 | 26 | -72 | -64 | N/A |
| 12/31/2019 | 74 | 25 | N/A | -44 | N/A |
| 9/30/2019 | 69 | 22 | N/A | -35 | N/A |
| 6/30/2019 | 69 | 22 | N/A | -20 | N/A |
| 3/31/2019 | 67 | 22 | N/A | 9 | N/A |
| 12/31/2018 | 67 | 22 | N/A | 29 | N/A |
| 9/30/2018 | 68 | 22 | N/A | 21 | N/A |
| 6/30/2018 | 67 | 20 | N/A | 28 | N/A |
| 3/31/2018 | 64 | 18 | N/A | 19 | N/A |
| 12/31/2017 | 60 | 15 | N/A | 25 | N/A |
| 9/30/2017 | 56 | 15 | N/A | 38 | N/A |
| 6/30/2017 | 54 | 14 | N/A | 41 | N/A |
| 3/31/2017 | 51 | 12 | N/A | 39 | N/A |
| 12/31/2016 | 49 | 12 | N/A | 26 | N/A |
| 9/30/2016 | 46 | 11 | N/A | 9 | N/A |
| 6/30/2016 | 43 | 10 | N/A | -1 | N/A |
| 3/31/2016 | 40 | 9 | N/A | 9 | N/A |
| 12/31/2015 | 39 | 9 | N/A | 11 | N/A |
| 9/30/2015 | 37 | 8 | N/A | 13 | N/A |
| 6/30/2015 | 35 | 7 | N/A | 0 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: Se prevé que INBK sea rentable en los próximos 3 años, lo que se considera un crecimiento más rápido que la tasa de ahorro (3.5%).
Beneficios vs. Mercado: Se prevé que INBK sea rentable en los próximos 3 años, lo que se considera un crecimiento del mercado superior a la media.
Beneficios de alto crecimiento: Se espera que INBK sea rentable en los próximos 3 años.
Ingresos vs. Mercado: Se prevé que los ingresos (56.5% al año) de INBK crezcan más rápidamente que los del mercado US (11.4% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos (56.5% al año) de INBK crezcan más rápidamente que un 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de INBK se prevé que sea elevada dentro de 3 años.
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/06 20:22 |
| Precio de las acciones al final del día | 2026/05/06 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
First Internet Bancorp está cubierta por 5 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |