UniCredit S.p.A.

Informe acción BIT:UCG

Capitalización de mercado: €108.0b

UniCredit Dirección

Dirección controles de criterios 3/4

Actualmente no disponemos de información suficiente sobre el CEO.

Información clave

Andrea Orcel

Chief Executive Officer (CEO)

€7.3m

Compensación total

Porcentaje del salario del CEO39.57%
Permanencia del CEO5.1yrs
Participación del CEOn/a
Permanencia media de la dirección3.9yrs
Promedio de permanencia en la Junta Directiva5.1yrs

Actualizaciones recientes de la dirección

Recent updates

Artículo de análisis May 08

Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
Actualización de narrativa Apr 23

UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside

Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Actualización de narrativa Apr 09

UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside

Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.
Actualización de narrativa Mar 26

UCG: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Actualización de narrativa Mar 10

UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside

Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.
Actualización de narrativa Feb 24

UCG: Execution On Capital Returns And M&A Will Drive Future Upside

We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.
Artículo de análisis Feb 13

UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53

Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
Actualización de narrativa Feb 10

UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside

The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.
Actualización de narrativa Jan 27

UCG: Capital Returns And Deal Execution Will Shape Future Share Performance

Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.
Actualización de narrativa Jan 11

UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential

Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.
Actualización de narrativa Dec 18

UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential

Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.
Actualización de narrativa Dec 04

UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance

UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.
Actualización de narrativa Nov 19

UCG: Capital Returns Near 11% Will Drive Share Performance Forward

Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
Artículo de análisis Jul 26

UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
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Nueva narrativa Nov 10

Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges

UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.

Análisis de compensación del CEO

¿Cómo ha cambiado la remuneración de Andrea Orcel en comparación con los beneficios de UniCredit?
FechaCompensación totalSalarioIngresos de la empresa
Mar 31 2026n/an/a

€11b

Dec 31 2025n/an/a

€11b

Sep 30 2025n/an/a

€10b

Jun 30 2025n/an/a

€10b

Mar 31 2025n/an/a

€10b

Dec 31 2024€7m€3m

€9b

Sep 30 2024n/an/a

€10b

Jun 30 2024n/an/a

€10b

Mar 31 2024n/an/a

€10b

Dec 31 2023€7m€3m

€9b

Sep 30 2023n/an/a

€9b

Jun 30 2023n/an/a

€8b

Mar 31 2023n/an/a

€8b

Dec 31 2022€4m€2m

€6b

Sep 30 2022n/an/a

€3b

Jun 30 2022n/an/a

€2b

Mar 31 2022n/an/a

€1b

Dec 31 2021€7m€2m

€2b

Compensación vs. Mercado: La compensación total de Andrea($USD8.45M) está por encima de la media de empresas de tamaño similar en el mercado Italian ($USD3.92M).

Compensación vs. Ingresos: La compensación de Andrea ha sido consistente con los resultados de la empresa en el último año.


CEO

Andrea Orcel (62 yo)

5.1yrs
Permanencia
€7,278,577
Compensación

Mr. Andrea Orcel serves as Director at EIS Group, Inc. He serves as Supervisory Board Member at UniCredit Bank AG since 2021 and serves as Chairman of Supervisory Board since July 14, 2021. He serves as Ch...


Equipo directivo

NombrePosiciónPermanenciaCompensaciónPropiedad
Andrea Orcel
Group CEO5.1yrs€7.28msin datos
Stefano Porro
Head of Group Finance5.6yrssin datossin datos
Gianfranco Bisagni
Group Chief Operating Officer3.9yrssin datossin datos
Renato Di Monta
Managing Directorno datasin datossin datos
Pietro Sassella
Managing Directorno datasin datossin datos
Jovana Vujicic
Directorno datasin datossin datos
Ali Khan
Head of Group Digital & Information2.8yrssin datossin datos
Magda Palczynska
Head of Group Investor Relations4.6yrssin datossin datos
Thiam Lim
Head of Group Complianceno datasin datossin datos
Rita Izzo
Head of Group Legal2.2yrssin datossin datos
Fiona Melrose
Head of Group People & Cultureless than a yearsin datossin datos
Mikhail Alekseev
Executive Vice Presidentno datasin datossin datos
3.9yrs
Permanencia media
62yo
Promedio de edad

Equipo directivo experimentado: El equipo directivo de UCG se considera experimentado (3.9 años antigüedad media).


Miembros de la Junta

NombrePosiciónPermanenciaCompensaciónPropiedad
Andrea Orcel
Group CEO5.1yrs€7.28msin datos
Antonio Domingues
Independent Non-Executive Directorno data€187.54ksin datos
Marco Giuseppe Rigotti
Independent Non-Executive Directorno data€287.40ksin datos
Francesca Tondi
Independent Non-Executive Director5.1yrs€182.56ksin datos
Gabriele Villa
Independent Non-Executive Directorno data€171.99ksin datos
Pietro Padoan
Independent Non-Executive Chairman of the Board5.6yrs€1.04msin datos
Maria Pierdicchi
Independent Non-Executive Director5.1yrs€241.69ksin datos
Vincenzo Cariello
Independent Non-Executive Director5.1yrs€198.29ksin datos
Paola Broyd
Independent Non-Executive Directorno data€187.54ksin datos
Elena Carletti
Independent Non-Executive Deputy Vice Chair5.1yrs€345.29ksin datos
Beatriz Angela Bartolome
Independent Non Executive Director5.1yrs€167.26ksin datos
Jeffrey Hedberg
Independent Non-Executive Director5.1yrs€261.52ksin datos
5.1yrs
Permanencia media
62.5yo
Promedio de edad

Junta con experiencia: La junta directiva de UCG se considera experimentada (5.1 años de antigüedad promedio).


Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/22 09:01
Precio de las acciones al final del día2026/05/22 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

UniCredit S.p.A. está cubierta por 39 analistas. 16 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander