UniCredit Crecimiento futuro
Future controles de criterios 1/6
Se prevé un crecimiento anual de los beneficios y los ingresos de UniCredit de 4.2% y 3.7% por año respectivamente. Se prevé que el BPA crezca en un 8.3% al año. Se espera que la rentabilidad financiera sea de 19.1% en 3 años.
Información clave
4.2%
Tasa de crecimiento de los beneficios
8.30%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 5.9% |
| Tasa de crecimiento de los ingresos | 3.7% |
| Rentabilidad financiera futura | 19.15% |
| Cobertura de analistas | Good |
| Última actualización | 19 May 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Artículo de análisis • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...Artículo de análisis • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Artículo de análisis • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...Recent updates
Artículo de análisis • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
Actualización de narrativa • Apr 23
UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside
Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Actualización de narrativa • Apr 09
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.Actualización de narrativa • Mar 26
UCG: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Actualización de narrativa • Mar 10
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.Actualización de narrativa • Feb 24
UCG: Execution On Capital Returns And M&A Will Drive Future Upside
We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.Artículo de análisis • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Actualización de narrativa • Feb 10
UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside
The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.Actualización de narrativa • Jan 27
UCG: Capital Returns And Deal Execution Will Shape Future Share Performance
Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.Actualización de narrativa • Jan 11
UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential
Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.Actualización de narrativa • Dec 18
UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential
Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.Actualización de narrativa • Dec 04
UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance
UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.Actualización de narrativa • Nov 19
UCG: Capital Returns Near 11% Will Drive Share Performance Forward
Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.Artículo de análisis • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
Nueva narrativa • Nov 10
Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges
UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2028 | 28,498 | 12,661 | N/A | N/A | 14 |
| 12/31/2027 | 27,241 | 11,768 | N/A | N/A | 16 |
| 12/31/2026 | 26,110 | 10,995 | N/A | N/A | 16 |
| 3/31/2026 | 25,464 | 11,156 | N/A | N/A | N/A |
| 12/31/2025 | 25,048 | 10,709 | 7,261 | 8,525 | N/A |
| 9/30/2025 | 24,850 | 10,470 | N/A | N/A | N/A |
| 6/30/2025 | 24,783 | 10,350 | -2,286 | -1,147 | N/A |
| 3/31/2025 | 24,196 | 9,685 | N/A | N/A | N/A |
| 12/31/2024 | 23,994 | 9,472 | -8,814 | -7,076 | N/A |
| 9/30/2024 | 24,011 | 10,386 | N/A | N/A | N/A |
| 6/30/2024 | 23,863 | 10,195 | -16,449 | -14,690 | N/A |
| 3/31/2024 | 23,413 | 9,826 | N/A | N/A | N/A |
| 12/31/2023 | 22,957 | 9,332 | -42,278 | -41,128 | N/A |
| 9/30/2023 | 22,308 | 9,086 | N/A | N/A | N/A |
| 6/30/2023 | 21,257 | 8,473 | -38,211 | -37,010 | N/A |
| 3/31/2023 | 20,183 | 8,174 | N/A | N/A | N/A |
| 12/31/2022 | 18,069 | 6,381 | 9,094 | 10,264 | N/A |
| 9/30/2022 | 15,105 | 3,076 | N/A | N/A | N/A |
| 6/30/2022 | 14,408 | 2,425 | -10,595 | -9,345 | N/A |
| 3/31/2022 | 13,672 | 1,447 | N/A | N/A | N/A |
| 12/31/2021 | 14,287 | 2,062 | -8,758 | -7,521 | N/A |
| 9/30/2021 | 15,091 | 1,689 | N/A | N/A | N/A |
| 6/30/2021 | 14,492 | 1,311 | 105,683 | 107,275 | N/A |
| 3/31/2021 | 13,708 | 636 | N/A | N/A | N/A |
| 12/31/2020 | 11,250 | -2,956 | 84,149 | 85,579 | N/A |
| 9/30/2020 | 11,600 | -2,587 | N/A | N/A | N/A |
| 6/30/2020 | 12,310 | -2,087 | -20,810 | -18,582 | N/A |
| 3/31/2020 | 12,556 | -1,899 | N/A | N/A | N/A |
| 12/31/2019 | 15,089 | 1,917 | N/A | -16,207 | N/A |
| 9/30/2019 | 16,027 | 4,782 | N/A | N/A | N/A |
| 6/30/2019 | 15,118 | 3,572 | N/A | 10,889 | N/A |
| 3/31/2019 | 15,862 | 3,885 | N/A | N/A | N/A |
| 12/31/2018 | 16,098 | 3,888 | N/A | -30,960 | N/A |
| 9/30/2018 | 15,775 | 2,184 | N/A | N/A | N/A |
| 6/30/2018 | 16,542 | 2,908 | N/A | -51,344 | N/A |
| 3/31/2018 | 16,627 | 3,127 | N/A | N/A | N/A |
| 12/31/2017 | 16,410 | 2,759 | N/A | 2,143 | N/A |
| 9/30/2017 | 6,091 | -11,235 | N/A | N/A | N/A |
| 6/30/2017 | 5,902 | -11,672 | N/A | 17,891 | N/A |
| 3/31/2017 | 6,370 | -11,811 | N/A | N/A | N/A |
| 12/31/2016 | 5,857 | -12,548 | N/A | -19,094 | N/A |
| 9/30/2016 | 13,421 | -206 | N/A | -11,859 | N/A |
| 6/30/2016 | 13,802 | -17 | N/A | -32,329 | N/A |
| 3/31/2016 | 13,710 | -346 | N/A | N/A | N/A |
| 12/31/2015 | 14,577 | 216 | N/A | -42,332 | N/A |
| 9/30/2015 | 17,666 | 1,866 | N/A | N/A | N/A |
| 6/30/2015 | 18,277 | 2,175 | N/A | -58,197 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (4.2% al año) de UCG es superior a la tasa de ahorro (3.3%).
Beneficios vs. Mercado: Se prevé que los beneficios (4.2% al año) de UCG crezcan menos que el mercado Italian (11% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de UCG crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (3.7% al año) de UCG crezcan más despacio que el mercado de Italian (5.7% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 3.7% al año) de UCG crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de UCG sea baja dentro de 3 años (19.1%).
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/20 23:42 |
| Precio de las acciones al final del día | 2026/05/20 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
UniCredit S.p.A. está cubierta por 39 analistas. 16 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |