Hiscox Crecimiento futuro
Future controles de criterios 2/6
Se prevé un crecimiento anual de los beneficios y los ingresos de Hiscox de 6.4% y 11.3% por año respectivamente. Se prevé que el BPA crezca en un 10.7% al año. Se espera que la rentabilidad financiera sea de 16.8% en 3 años.
Información clave
6.4%
Tasa de crecimiento de los beneficios
10.71%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Insurance | 9.3% |
| Tasa de crecimiento de los ingresos | 11.3% |
| Rentabilidad financiera futura | 16.85% |
| Cobertura de analistas | Good |
| Última actualización | 22 May 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks
Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks
Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations
Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.
Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile
Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?HSX: Future Returns Will Reflect Capital Returns And Refined Margin Expectations
Analysts have lifted their price targets for Hiscox, with updated modelling nudging fair value from £15.17 to £15.95. This is supported by Street research that cites higher targets of £16.11 and £17.10, along with refined assumptions on revenue growth, profit margin and future P/E.
AI Reliance And Execution Risks Will Pressure Margins And Challenge Optimistic Expectations
Catalysts About Hiscox Hiscox is an international insurer and reinsurer focused on retail, London market and reinsurance lines, with a growing digital small commercial platform. What are the underlying business or industry changes driving this perspective?HSX: Future Returns Will Reflect Buyback Activity And Margin-Focused Upside Potential
Analysts have nudged their Hiscox price target higher from £14.89 to £15.17, citing updated assumptions around slightly lower revenue growth expectations, balanced by firmer profit margin forecasts and a modestly higher future P/E multiple. What's in the News Hiscox has repurchased 12,568,259 shares between July 1, 2025 and December 19, 2025, for a total of US$222.5 million, representing 3.74% of the company.HSX: Future Returns Will Reflect Under-Earning Risks And Buyback-Supported Upside Potential
Analysts have cut their price target on Hiscox from £15.00 to £10.68, citing views that the company is currently under earning with return on equity trailing sector peers. This feeds into updated fair value, discount rate, growth and P/E assumptions.HSX: Future Returns Will Balance Under-Earning Concerns With Buyback-Driven Confidence
The analyst price target for Hiscox has been revised lower to £10.69 from £15.00 as analysts factor in views that the business is currently under-earning, with return on equity trailing peers, despite differing opinions reflected in recent target changes around £15.00. Analyst Commentary Bullish Takeaways Bullish analysts see scope for upside execution, reflected in a higher £15.00 price target, suggesting confidence that the current earnings profile may not fully reflect the business potential.HSX: Strong First Half Performance Will Drive Renewed Confidence Ahead
The analyst consensus price target for Hiscox has increased from £14.88 to £15.21 per share. This reflects analysts' improved outlook following strong results and a narrowing valuation gap.Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price
With a price-to-earnings (or "P/E") ratio of 10.1x Hiscox Ltd ( LON:HSX ) may be sending bullish signals at the moment...Capital Returns And Dividend Increases Will Support Performance Amid Market Risks
Analysts have modestly raised their fair value estimate for Hiscox from £14.82 to £14.88. They cite narrowing valuation gaps and an improved capital return outlook, as reflected in recent price target upgrades by the Street.New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Narrative Update on Hiscox The analyst consensus price target for Hiscox has increased modestly, rising from £14.59 to £14.82. Analysts cite stronger-than-expected earnings forecasts and robust sector performance to support their raised valuations.New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2028 | 5,818 | 726 | 715 | 819 | 4 |
| 12/31/2027 | 5,546 | 587 | 615 | 713 | 5 |
| 12/31/2026 | 5,230 | 529 | 634 | 720 | 5 |
| 12/31/2025 | 4,025 | 604 | 26 | 73 | N/A |
| 9/30/2025 | 3,976 | 600 | 20 | 66 | N/A |
| 6/30/2025 | 3,927 | 595 | 13 | 59 | N/A |
| 3/31/2025 | 3,868 | 611 | 44 | 87 | N/A |
| 12/31/2024 | 3,808 | 627 | 75 | 114 | N/A |
| 9/30/2024 | 3,794 | 674 | 202 | 241 | N/A |
| 6/30/2024 | 3,780 | 721 | 328 | 367 | N/A |
| 3/31/2024 | 3,740 | 716 | 258 | 300 | N/A |
| 12/31/2023 | 3,700 | 712 | 188 | 232 | N/A |
| 9/30/2023 | 3,483 | 591 | 120 | 177 | N/A |
| 6/30/2023 | 3,267 | 470 | 52 | 121 | N/A |
| 3/31/2023 | 3,121 | 362 | 171 | 247 | N/A |
| 12/31/2022 | 2,975 | 254 | 291 | 373 | N/A |
| 9/30/2022 | 2,921 | 179 | 168 | 245 | N/A |
| 6/30/2022 | 2,866 | 104 | 46 | 116 | N/A |
| 3/31/2022 | 2,944 | 147 | 2 | 66 | N/A |
| 12/31/2021 | 3,023 | 190 | -42 | 17 | N/A |
| 9/30/2021 | 3,047 | 83 | -53 | -7 | N/A |
| 6/30/2021 | 3,071 | -24 | -64 | -30 | N/A |
| 3/31/2021 | 3,035 | -159 | -121 | -73 | N/A |
| 12/31/2020 | 3,000 | -294 | -178 | -117 | N/A |
| 9/30/2020 | 2,930 | -270 | -48 | 35 | N/A |
| 6/30/2020 | 2,860 | -247 | 83 | 187 | N/A |
| 3/31/2020 | 2,886 | -99 | 13 | 113 | N/A |
| 12/31/2019 | 2,912 | 49 | -58 | 40 | N/A |
| 9/30/2019 | 2,868 | 82 | N/A | -111 | N/A |
| 6/30/2019 | 2,824 | 115 | N/A | -261 | N/A |
| 3/31/2019 | 2,741 | 116 | N/A | 19 | N/A |
| 12/31/2018 | 2,659 | 118 | N/A | 300 | N/A |
| 9/30/2018 | 2,645 | 88 | N/A | 344 | N/A |
| 6/30/2018 | 2,632 | 59 | N/A | 388 | N/A |
| 3/31/2018 | 2,604 | 46 | N/A | 241 | N/A |
| 12/31/2017 | 2,575 | 34 | N/A | 95 | N/A |
| 9/30/2017 | 2,653 | 177 | N/A | 159 | N/A |
| 6/30/2017 | 2,508 | 304 | N/A | 218 | N/A |
| 3/31/2017 | 2,348 | 360 | N/A | 145 | N/A |
| 12/31/2016 | 2,198 | 415 | N/A | 70 | N/A |
| 9/30/2016 | 2,175 | 399 | N/A | -89 | N/A |
| 6/30/2016 | 2,090 | 370 | N/A | -257 | N/A |
| 3/31/2016 | 2,203 | 351 | N/A | -88 | N/A |
| 12/31/2015 | 2,194 | 310 | N/A | 105 | N/A |
| 9/30/2015 | 2,224 | 330 | N/A | 482 | N/A |
| 6/30/2015 | 2,284 | 355 | N/A | 889 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (6.4% al año) de HSX es superior a la tasa de ahorro (3.4%).
Beneficios vs. Mercado: Se prevé que los beneficios (6.4% al año) de HSX crezcan menos que el mercado UK (11.5% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de HSX crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (11.3% al año) de HSX crezcan más rápidamente que los del mercado UK (4.5% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 11.3% al año) de HSX crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de HSX sea baja dentro de 3 años (16.8%).
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/22 23:22 |
| Precio de las acciones al final del día | 2026/05/22 00:00 |
| Beneficios | 2025/12/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Hiscox Ltd está cubierta por 25 analistas. 9 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Ivan Bokhmat | Barclays |
| Michael Christodoulou | Berenberg |
| Thomas Seidl | Bernstein |