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Hiscox LtdInforme acción LSE:HSX

Capitalización bursátil UK£5.0b
Precio de las acciones
UK£15.49
UK£16.06
3.6% infravalorado descuento intrínseco
1Y37.2%
7D-0.7%
Valor de la cartera
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Hiscox Ltd

Informe acción LSE:HSX

Capitalización de mercado: UK£5.0b

Hiscox (HSX) Resumen de Acciones

Hiscox Ltd, a través de sus filiales, presta servicios de seguros y reaseguros en el Reino Unido, Europa, Estados Unidos y a escala internacional. Saber más

Análisis fundamental de HSX
Puntuación del snowflake
Valoración4/6
Crecimiento futuro2/6
Rendimiento pasado1/6
Salud financiera4/6
Dividendos2/6

HSX Community Fair Values

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Competidores de Hiscox Ltd

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del Hiscox
Precios históricos de las acciones
Precio actual de la acciónUK£15.49
Máximo en las últimas 52 semanasUK£16.24
Mínimo de 52 semanasUK£11.30
Beta0.36
Cambio en 1 mes-0.58%
Variación en 3 meses4.52%
Cambio de 1 año37.20%
Variación en 3 años35.05%
Variación en 5 años82.71%
Variación desde la OPV847.13%

Noticias y actualizaciones recientes

HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks

Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.

HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks

Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.

HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations

Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.

Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile

Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?

Recent updates

HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks

Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.

HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks

Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.

HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations

Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.

Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile

Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?

HSX: Future Returns Will Reflect Capital Returns And Refined Margin Expectations

Analysts have lifted their price targets for Hiscox, with updated modelling nudging fair value from £15.17 to £15.95. This is supported by Street research that cites higher targets of £16.11 and £17.10, along with refined assumptions on revenue growth, profit margin and future P/E.

AI Reliance And Execution Risks Will Pressure Margins And Challenge Optimistic Expectations

Catalysts About Hiscox Hiscox is an international insurer and reinsurer focused on retail, London market and reinsurance lines, with a growing digital small commercial platform. What are the underlying business or industry changes driving this perspective?

HSX: Future Returns Will Reflect Buyback Activity And Margin-Focused Upside Potential

Analysts have nudged their Hiscox price target higher from £14.89 to £15.17, citing updated assumptions around slightly lower revenue growth expectations, balanced by firmer profit margin forecasts and a modestly higher future P/E multiple. What's in the News Hiscox has repurchased 12,568,259 shares between July 1, 2025 and December 19, 2025, for a total of US$222.5 million, representing 3.74% of the company.

HSX: Future Returns Will Reflect Under-Earning Risks And Buyback-Supported Upside Potential

Analysts have cut their price target on Hiscox from £15.00 to £10.68, citing views that the company is currently under earning with return on equity trailing sector peers. This feeds into updated fair value, discount rate, growth and P/E assumptions.

HSX: Future Returns Will Balance Under-Earning Concerns With Buyback-Driven Confidence

The analyst price target for Hiscox has been revised lower to £10.69 from £15.00 as analysts factor in views that the business is currently under-earning, with return on equity trailing peers, despite differing opinions reflected in recent target changes around £15.00. Analyst Commentary Bullish Takeaways Bullish analysts see scope for upside execution, reflected in a higher £15.00 price target, suggesting confidence that the current earnings profile may not fully reflect the business potential.

HSX: Strong First Half Performance Will Drive Renewed Confidence Ahead

The analyst consensus price target for Hiscox has increased from £14.88 to £15.21 per share. This reflects analysts' improved outlook following strong results and a narrowing valuation gap.

Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price

Nov 03
Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price

Capital Returns And Dividend Increases Will Support Performance Amid Market Risks

Analysts have modestly raised their fair value estimate for Hiscox from £14.82 to £14.88. They cite narrowing valuation gaps and an improved capital return outlook, as reflected in recent price target upgrades by the Street.

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

Narrative Update on Hiscox The analyst consensus price target for Hiscox has increased modestly, rising from £14.59 to £14.82. Analysts cite stronger-than-expected earnings forecasts and robust sector performance to support their raised valuations.

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
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New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.

Rentabilidad de los accionistas

HSXGB InsuranceMercado GB
7D-0.7%-0.9%-0.2%
1Y37.2%23.8%19.6%

Rentabilidad vs. Industria: HSX superó a la industria UK Insurance, que obtuvo un rendimiento del 23.8% el año pasado.

Rentabilidad vs. Mercado: HSX superó al mercado UK, que obtuvo un rendimiento del 19.6% el año pasado.

Volatilidad de los precios

Is HSX's price volatile compared to industry and market?
HSX volatility
HSX Average Weekly Movement3.2%
Insurance Industry Average Movement3.9%
Market Average Movement5.6%
10% most volatile stocks in GB Market11.5%
10% least volatile stocks in GB Market3.2%

Precio estable de las acciones: HSX no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado UK.

Volatilidad a lo largo del tiempo: La volatilidad semanal de HSX (3%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
19013,000Aki Hussainwww.hiscoxgroup.com

Hiscox Ltd, a través de sus filiales, presta servicios de seguros y reaseguros en el Reino Unido, Europa, Estados Unidos e internacionalmente. Opera a través de los segmentos Hiscox Retail, Hiscox London Market e Hiscox Re. La empresa ofrece seguros comerciales, como seguros para profesiones emergentes, medios de comunicación y tecnología, y pequeñas empresas; y líneas personales, incluidas viviendas de alto valor y obras de arte, así como obras de arte, antigüedades, coches clásicos, joyas, objetos de colección y otros activos a través de corredores, socios y directamente al consumidor.

Resumen de fundamentos de Hiscox Ltd

¿Cómo se comparan los beneficios e ingresos de Hiscox con su capitalización de mercado?
Estadísticas fundamentales de HSX
Capitalización bursátilUK£5.00b
Beneficios(TTM)UK£445.07m
Ingresos (TTM)UK£2.97b
11.2x
Ratio precio-beneficio (PE)
1.7x
Ratio precio-ventas (PS)

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de HSX
IngresosUS$4.02b
Coste de los ingresosUS$3.03b
Beneficio brutoUS$995.30m
Otros gastosUS$391.20m
BeneficiosUS$604.10m

Últimos beneficios comunicados

Dec 31, 2025

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)1.87
Margen bruto24.73%
Margen de beneficio neto15.01%
Ratio deuda/patrimonio21.3%

¿Cómo se ha desempeñado HSX a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

2.4%
Rentabilidad actual por dividendo
28%
Ratio de pagos
¿Cuándo hay que comprar HSX para recibir un próximo dividendo?
fechas de dividendos de Hiscox
Fecha ex dividendoApr 23 2026
Fecha de pago de dividendosJun 08 2026
Días hasta ex dividendo11 days
Días hasta la fecha de pago de dividendos35 days

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/02 14:13
Precio de las acciones al final del día2026/05/01 00:00
Beneficios2025/12/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Hiscox Ltd está cubierta por 25 analistas. 10 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Ivan BokhmatBarclays
Michael ChristodoulouBerenberg
Thomas SeidlBernstein