Erste Group Bank AG

Informe acción WBAG:EBS

Capitalización de mercado: €47.4b

Erste Group Bank Crecimiento futuro

Future controles de criterios 3/6

Se prevé un crecimiento anual de los beneficios y los ingresos de Erste Group Bank de 10.9% y 9.3% por año respectivamente. Se prevé que el BPA crezca en un 11.4% al año. Se espera que la rentabilidad financiera sea de 16.4% en 3 años.

Información clave

10.9%

Tasa de crecimiento de los beneficios

11.44%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Banks8.9%
Tasa de crecimiento de los ingresos9.3%
Rentabilidad financiera futura16.37%
Cobertura de analistas

Good

Última actualización08 Sep 2026

Actualizaciones recientes sobre el crecimiento futuro

Recent updates

Actualización de narrativa • Sep 03

EBS: Future Returns Will Reflect Poland Integration And Measured Repricing Potential

Erste Group Bank's fair value estimate has changed from €122.16 to €127.69 as analysts incorporate higher revenue and profit margin assumptions, along with a series of recent price target increases across the Street. Analyst Commentary Recent research on Erste Group Bank points to a cluster of higher price targets and supportive ratings that feed into the updated fair value estimate.
Actualización de narrativa • Aug 18

EBS: Higher Margins And Poland Expansion Will Support Stronger Future Returns

The analyst fair value estimate for Erste Group Bank has moved from €132.00 to €155.00, with analysts pointing to a series of higher price targets and upgraded views across major firms that highlight updated expectations for margins, returns and valuation multiples. Analyst Commentary Recent research on Erste Group Bank points to increasingly upbeat views on the stock, with a series of higher price targets and one fresh upgrade helping to frame a more constructive stance on execution, capital deployment and regional growth potential.
Actualización de narrativa • Aug 04

EBS: Future Returns Will Reflect Poland Expansion And Measured Repricing Potential

Analysts have lifted the fair value estimate for Erste Group Bank from €117.95 to €122.16, reflecting a series of higher Street price targets up to €150. These targets are supported by expectations for the Santander Bank Polska acquisition and updated assumptions on growth, profitability and future P/E levels.
Actualización de narrativa • Jul 21

EBS: Future Returns Will Balance Poland Expansion Risks With Dividend Support

Erste Group Bank's analyst price target has been raised by about €3.84, with analysts citing updated assumptions for slightly higher revenue growth, profit margins, and a modestly higher future P/E multiple following recent research that highlights the enlarged presence in Poland and ongoing support from several large banks. Analyst Commentary Recent research on Erste Group Bank highlights a mix of enthusiasm around its expanded footprint in Poland and differing views on how much of this opportunity is already reflected in the current valuation.
Nueva narrativa • Jul 15

An Austrian industry leader with attractive CEE exposure

To those familiar with the central European banking landscape, Erste Group's name and particular its logo seem a bit sleepy, just like the run-of-the-mill loan & savings bank with a reliable, yet somewhat boring business and mediocre performance. Not so.
Actualización de narrativa • Jul 07

EBS: Rising Street Optimism Will Likely Exacerbate Execution Risk

Erste Group Bank’s analyst price target has been revised higher, with fair value moving from about €79.90 to roughly €87.17 as analysts factor in recent target increases from banks such as Morgan Stanley, JPMorgan and Deutsche Bank, partly offset by a trim from Citi. Analyst Commentary Recent Street research on Erste Group Bank shows a mix of optimism and caution, with some institutions lifting their targets while others scale back.
Actualización de narrativa • Jun 23

EBS: Future Returns Will Balance Execution Risks With Dividend Support

Erste Group Bank's analyst price target has been nudged higher to about €114 from roughly €109, as analysts cite updated fair value estimates, modestly adjusted growth and profitability assumptions, and a series of recent target revisions from major banks as support for the change. Analyst Commentary Recent research on Erste Group Bank shows a cluster of price target changes around a relatively tight range.
Actualización de narrativa • Jun 05

EBS: Updated Discount Rate And P/E Assumptions Will Support Higher Future Returns

Erste Group Bank’s analyst fair value has been updated from €129.99 to €132.00, as analysts factor in recent price target revisions from JPMorgan, Deutsche Bank, and Citi into slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on Erste Group Bank reflects a mix of higher and lower price targets, with bullish analysts focusing on the company’s ability to justify a slightly higher fair value through adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions.
Actualización de narrativa • Apr 29

EBS: Future Returns Will Balance Guidance Outlook With Dividend Support

Erste Group Bank's updated analyst price target has edged higher to about €109.31 from €107.69, as analysts factor in recent target revisions from firms such as Citi, Deutsche Bank, JPMorgan and Barclays, along with small adjustments to growth, margin and P/E assumptions. Analyst Commentary Recent research updates on Erste Group Bank reflect a mix of optimism and caution, with several price target changes clustering in a relatively tight range and focused on valuation tweaks rather than major shifts in fundamental assumptions.
Actualización de narrativa • Apr 14

EBS: Tighter Revenue And Margin Assumptions Will Likely Elevate Execution Risk

Erste Group Bank's analyst price targets have edged higher into a €119 to €122 range. Analysts point to updated assumptions for stronger revenue growth, firmer profit margins and a lower future P/E as key supports for the shift.
Actualización de narrativa • Mar 31

EBS: Future Share Moves Will Reflect Raised Guidance And Dividend Support

Erste Group Bank's analyst price target has been revised slightly to €107.69, with analysts citing recent target increases to €119 and €122 as support for maintaining a constructive view on the shares. Analyst Commentary Recent commentary from major brokers points to a constructive tone on Erste Group Bank, with price targets now cited at €119 and €122.
Actualización de narrativa • Mar 17

EBS: Future Share Moves Will Reflect Raised Earnings Guidance And Dividend Outlook

Erste Group Bank's analyst price target has edged higher to a range of about €119 to €122, as analysts factor in small adjustments to fair value inputs along with recent upward target revisions from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts are nudging price targets higher into the €119 to €122 range, which signals a view that the current share price does not fully reflect their fair value assumptions.
Actualización de narrativa • Mar 03

EBS: Future Share Moves Will Reflect Raised Price Views And Earnings Assumptions

The analyst price target for Erste Group Bank has moved from €98.44 to €107.88. Analysts point to updated fair value estimates, revised revenue growth and profit margin assumptions, a slightly adjusted discount rate, and future P/E expectations, as reflected in recent research such as the €13 price target increase reported by JPMorgan.
Actualización de narrativa • Feb 17

EBS: Higher P/E Assumptions Will Likely Magnify Execution Risk

Analysts have lifted their price target on Erste Group Bank by €13 to €79.90, citing updated fair value estimates, a slightly revised discount rate, and refreshed assumptions for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Even with the higher price target of €79.90, some bearish analysts remain cautious and see more risk around execution, growth assumptions, and where the valuation now sits relative to their updated fair value work.
Actualización de narrativa • Feb 02

EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher

Erste Group Bank's analyst price target has been lifted from about €97 to roughly €130, as analysts point to updated assumptions around profit margins and future P/E multiples, along with recent target increases from several major banks, even as opinions on the stock's rating differ. Analyst Commentary Recent research on Erste Group Bank highlights a split in views on the shares, with several bullish analysts lifting their price targets into a higher range.
Actualización de narrativa • Jan 19

EBS: Future Share Moves Will Reflect Mixed Ratings And Earnings Outlook

Analysts have lifted their fair value estimate for Erste Group Bank from €92.24 to €98.44, reflecting recent Street price target revisions into the €96 to €102 range supported by updated assumptions for the discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Street research on Erste Group Bank has shifted into a tighter price target range of €96 to €102, with differing opinions on how much upside is left at current levels.
Actualización de narrativa • Jan 05

EBS: Upgraded 2025 Guidance Will Likely Magnify Execution And Margin Risks

Erste Group Bank’s analyst price targets have moved higher into a €96 to €102 range, as analysts factor in updated assumptions on revenue growth, profit margins, and a slightly lower future P/E outlook. Analyst Commentary Recent Street research shows a split view on Erste Group Bank, with higher price targets clustered in a €96 to €102 range, but also some more cautious signals on execution and valuation risk.
Actualización de narrativa • Dec 14

EBS: Rising Price Expectations Will Likely Expose Fragile Earnings Momentum

Analysts have lifted their fair value estimate for Erste Group Bank from EUR 62.0 to EUR 75.6, citing stronger expected revenue growth and higher long term valuation multiples, as reflected in a series of recent price target increases across the Street. Analyst Commentary Recent Street research on Erste Group Bank reflects a more mixed backdrop, with rising price targets at some major firms set against a clear shift toward caution from other quarters.
Actualización de narrativa • Nov 30

EBS: Share Performance Will Reflect Earnings Outlook Amid Mixed Ratings

The analyst price target for Erste Group Bank has been modestly increased from EUR 92.09 to EUR 92.24. This reflects continued confidence from analysts amid recent upward revisions based on expectations of sustained revenue growth and profitability.
Actualización de narrativa • Nov 16

EBS: Revenue Momentum And Improved Margins Will Drive Performance Amid Mixed Ratings

Erste Group Bank’s analyst price target has increased from approximately EUR 88.66 to EUR 92.09, as analysts cite improved revenue growth and profit margin expectations. This is supported by recent positive revisions from several major firms.
Actualización de narrativa • Nov 02

EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead

Erste Group Bank's analyst price target has been raised from EUR 86.76 to EUR 88.66, as analysts point to improved revenue growth estimates and a slight uptick in profit margin projections. Analyst Commentary Recent street research reflects a range of perspectives on Erste Group Bank, following several notable price target increases across major financial institutions.
Actualización de narrativa • Oct 18

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has increased from EUR 85.03 to EUR 86.76. This reflects analysts' confidence in the company's improving profit margins and sustained revenue growth.
Actualización de narrativa • Oct 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has been increased from approximately EUR 82.63 to EUR 85.03. Analysts cite improving revenue growth expectations and a slightly lower discount rate as key drivers of this upward revision.
Actualización de narrativa • Sep 19

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Given the lack of provided analyst reasoning, consensus upward adjustments to both Future P/E (from 8.82x to 8.96x) and the Discount Rate (from 6.90% to 7.01%) were marginal, resulting in an effectively unchanged fair value, with the Analyst Price Target moving slightly from €81.57 to €82.63. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €81.57 to €82.63.
Actualización de narrativa • Sep 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

With both the future P/E ratio and net profit margin remaining steady, there were no significant fundamental changes, and as a result, the consensus analyst price target for Erste Group Bank was unchanged at €81.57. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, at €81.57.
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Nueva narrativa • Nov 07

Economic Struggles Signal Challenges For Financial Growth In Key Markets

Subdued economic performance in Austria and rate declines may compress margins and reduce net interest income.

Previsiones de crecimiento de beneficios e ingresos

WBAG:EBS - Estimaciones futuras de los analistas y datos financieros pasados (EUR Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
12/31/202817,7494,975N/AN/A14
12/31/202716,7804,540N/AN/A15
12/31/202615,9724,031N/AN/A14
6/30/202613,1073,661-20,712-19,859N/A
3/31/202612,0023,486-4,362-3,567N/A
12/31/202511,2143,371-3,677-2,924N/A
9/30/202510,9513,047-4,776-4,060N/A
6/30/202510,8793,033-3,472-2,693N/A
3/31/202510,8102,958-11,601-10,828N/A
12/31/202410,7892,992-17,439-16,693N/A
9/30/202410,6223,100-4,795-4,180N/A
6/30/202410,4473,0332,7483,270N/A
3/31/202410,4113,074-872-444N/A
12/31/202310,2312,899-1,623-1,095N/A
9/30/20239,8572,722-2,043-1,584N/A
6/30/20239,2612,412-13,418-12,908N/A
3/31/20238,7682,160-12,202-11,635N/A
12/31/20228,2302,065-18,174-17,695N/A
9/30/20227,9831,990-25,432-24,961N/A
6/30/20228,0192,013-24,117-23,708N/A
3/31/20227,7611,869-22,344-21,818N/A
12/31/20217,5781,776-15,429-14,881N/A
9/30/20217,1301,462-13,107-12,392N/A
6/30/20216,7731,272-6,946-6,254N/A
3/31/20216,052840-8,160-7,577N/A
12/31/20205,861669-5,437-4,888N/A
9/30/20206,200779-6,871-6,350N/A
6/30/20206,383927-14,617-14,152N/A
3/31/20207,0201,223N/A-8,383N/A
12/31/20197,2231,378N/A-11,710N/A
9/30/20197,2011,711N/A-11,562N/A
6/30/20197,1511,674N/A-12,421N/A
3/31/20197,0571,757N/A-17,461N/A
12/31/20186,9711,717N/A-15,828N/A
9/30/20186,9661,480N/A-17,388N/A
6/30/20186,9201,389N/A-19,534N/A
3/31/20186,8321,313N/A-8,227N/A
12/31/20176,6931,255N/A-11,221N/A
9/30/20176,5361,049N/A-10,674N/A
6/30/20176,4351,024N/A-3,466N/A
3/31/20176,6481,217N/A-11,538N/A
12/31/20166,6441,248N/A-4,385N/A
9/30/20166,8531,369N/A-3,239N/A
6/30/20166,8181,308N/A-1,384N/A
3/31/20166,4991,014N/A1,644N/A
12/31/20156,441968N/A386N/A
9/30/20156,064806N/A-1,232N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (10.9% al año) de EBS es superior a la tasa de ahorro (2.5%).

Beneficios vs. Mercado: Se prevé que los beneficios (10.9% al año) de EBS crezcan más rápidamente que el mercado Austrian (9.7% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de EBS crezcan, pero no significativamente.

Ingresos vs. Mercado: Se prevé que los ingresos (9.3% al año) de EBS crezcan más rápidamente que los del mercado Austrian (4.5% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 9.3% al año) de EBS crezcan más despacio que 20% al año.

Previsiones de crecimiento de los beneficios por acción

Rentabilidad financiera futura

ROE futura: Se prevé que la rentabilidad financiera de EBS sea baja dentro de 3 años (16.4%).

Descubre empresas en crecimiento

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Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/09/09 12:33
Precio de las acciones al final del día2026/09/09 00:00
Beneficios2026/06/30
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Erste Group Bank AG está cubierta por 32 analistas. 15 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Ivan BokhmatBarclays
Krishnendra DubeyBarclays
Eoin MullanyBerenberg