Capitec (CPI) Aktienübersicht
Die Capitec Bank Holdings Limited bietet über ihre Tochtergesellschaften verschiedene Bankprodukte und -dienstleistungen in Südafrika an. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 0/6 |
| Künftiges Wachstum | 4/6 |
| Vergangene Leistung | 6/6 |
| Finanzielle Gesundheit | 4/6 |
| Dividenden | 0/6 |
Belohnungen
Risikoanalyse
Bei unseren Risikoprüfungen wurden keine Risiken für CPI festgestellt.
CPI Community Fair Values
Create NarrativeSee what 106 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Capitec Limited Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | R4,459.41 |
| 52-Wochen-Hoch | R4,911.85 |
| 52-Wochen-Tief | R3,404.77 |
| Beta | 0.73 |
| 1 Monat Veränderung | -5.17% |
| 3 Monate Veränderung | -5.29% |
| 1 Jahr Veränderung | 24.32% |
| 3 Jahre Veränderung | 164.87% |
| 5 Jahre Veränderung | 133.09% |
| Veränderung seit IPO | 247,645.00% |
Aktuelle Nachrichten und Updates
Narrative-Update • Sep 03
CPI: Lower Discount Rate Will Support Future Share Repricing Potential
Analysts have lifted their price target for Capitec to ZAR5,826 from ZAR5,686. This reflects updated assumptions for slightly lower discount rates, adjusted profit margin expectations and a revised future P/E estimate.
Narrative-Update • Jul 27
CPI: Higher Revenue Assumptions And Shareholder Meeting Will Support Bullish Outlook
Analysts have lifted their price target for Capitec Bank Holdings from ZAR5,050.94 to ZAR5,225.14, citing updated assumptions around revenue growth, profit margins and future P/E estimates. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has a Special or Extraordinary Shareholders Meeting scheduled for July 30, 2026, according to the company’s event calendar.
Narrative-Update • Jul 13
CPI: Richer P/E Assumptions Will Sustain Excessive Share Pricing
Analysts have lifted their price target for Capitec Bank Holdings from ZAR3,881.06 to ZAR4,091.88, citing updated assumptions for revenue growth, profit margins and future P/E that modestly adjust their valuation model. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has scheduled a Special or Extraordinary Shareholders Meeting for Jul 30, 2026, according to key developments data.Recent updates
Narrative-Update • Sep 03
CPI: Lower Discount Rate Will Support Future Share Repricing Potential
Analysts have lifted their price target for Capitec to ZAR5,826 from ZAR5,686. This reflects updated assumptions for slightly lower discount rates, adjusted profit margin expectations and a revised future P/E estimate.Narrative-Update • Jul 27
CPI: Higher Revenue Assumptions And Shareholder Meeting Will Support Bullish Outlook
Analysts have lifted their price target for Capitec Bank Holdings from ZAR5,050.94 to ZAR5,225.14, citing updated assumptions around revenue growth, profit margins and future P/E estimates. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has a Special or Extraordinary Shareholders Meeting scheduled for July 30, 2026, according to the company’s event calendar.Narrative-Update • Jul 13
CPI: Richer P/E Assumptions Will Sustain Excessive Share Pricing
Analysts have lifted their price target for Capitec Bank Holdings from ZAR3,881.06 to ZAR4,091.88, citing updated assumptions for revenue growth, profit margins and future P/E that modestly adjust their valuation model. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has scheduled a Special or Extraordinary Shareholders Meeting for Jul 30, 2026, according to key developments data.Narrative-Update • Jun 29
CPI: Revised Assumptions Point To Stable Margins And Balanced Outlook
The analyst price target for Capitec Bank Holdings has been revised from ZAR4,930.25 to ZAR5,050.94, with analysts citing minor changes in fair value, discount rate, revenue growth, profit margin and future P/E assumptions to support the updated figure. What’s in the News for Capitec Bank Holdings No recent news stories for Capitec Bank Holdings are provided in the primary news source.Narrative-Update • Jun 15
CPI: Higher P/E Assumptions Will Continue To Support Overpriced Shares
Analysts have adjusted their fair value estimate for Capitec Bank Holdings to ZAR3,881.06 from ZAR3,817.98, reflecting updated assumptions on revenue growth, profit margins and future P/E levels. What's in the News No recent company specific news items were provided in the supplied sources for Capitec Bank Holdings.Narrative-Update • Jun 01
CPI: Higher Profit Margins And Richer P/E Will Support Future Share Repricing
Analysts have lifted their price target for Capitec Bank Holdings from ZAR4,990 to ZAR5,686, citing updated assumptions that include a slightly lower discount rate, adjustments to revenue growth expectations, a higher profit margin, and a modestly higher future P/E multiple. Valuation Changes Fair Value: Updated from ZAR4,990 to ZAR5,686, indicating a higher central estimate for the stock.Narrative-Update • May 17
CPI: Higher Margin And P/E Assumptions Will Sustain Overpriced Shares
Analysts have lifted their fair value estimate for Capitec Bank Holdings from ZAR3,417.99 to ZAR3,817.98, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: Updated from ZAR3,417.99 to ZAR3,817.98, reflecting a higher central estimate of worth per share.Narrative-Update • May 03
CPI: Earnings Guidance Will Drive Higher Margin Expectations And Bullish Outlook
Analysts have adjusted their price target for Capitec Bank Holdings from ZAR4,771.37 to ZAR4,930.25, citing updated assumptions for revenue growth, profit margins, and forward P/E multiples as key drivers of the change. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Narrative-Update • Apr 19
CPI: 2026 Earnings Guidance Will Continue To Support Overpriced Shares
Analysts have nudged their price target for Capitec Bank Holdings slightly higher to ZAR3,418 from about ZAR3,416, reflecting updated assumptions around revenue growth, profit margins and future P/E levels. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Narrative-Update • Apr 05
CPI: 2026 Earnings Guidance Will Likely Sustain Overpriced Share Levels
Analysts have made a small downward adjustment to the Capitec Bank Holdings price target to ZAR3,416 from ZAR3,446, reflecting updated assumptions around slightly higher revenue growth, a marginally lower profit margin and a modestly lower future P/E multiple. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, giving investors an early view of expected financial outcomes.Narrative-Update • Mar 22
CPI: 2026 Earnings Guidance Will Likely Keep Shares Looking Overpriced
Analysts have adjusted their ZAR fair value estimate for Capitec Bank Holdings to ZAR3,445.76 per share, reflecting updated assumptions around revenue growth, profit margin and future P/E levels. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, giving investors an updated reference point for expected profitability.Narrative-Update • Mar 08
CPI: Earnings Guidance Uplift Will Likely Keep Shares Looking Overpriced
Analysts have trimmed their price target for Capitec Bank Holdings slightly, with fair value moving from ZAR3,474.12 to ZAR3,445.76 as they factor in updated assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Narrative-Update • Feb 22
CPI: Earnings Guidance And Higher P/E Assumptions Will Shape Balanced Outlook
Analysts now put their fair value estimate for Capitec Bank Holdings at ZAR4,771.37, up from the previous ZAR4,647.92. This reflects updated assumptions about profit margins and future P/E levels, while the discount rate and revenue growth outlook remain broadly unchanged.Narrative-Update • Feb 07
CPI: Revised Discount Rate And P/E Assumptions Will Shape Balanced Outlook
Analysts have reduced their fair value estimate for Capitec Bank Holdings from R4,671.17 to R4,647.92, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E levels. Valuation Changes Fair Value: Reduced slightly from ZAR 4,671.17 to ZAR 4,647.92 per share.Narrative-Update • Jan 24
CPI: Higher Forecast Assumptions Will Likely Leave Shares Looking Overpriced
Analysts have raised their price target for Capitec Bank Holdings from R2,903.38 to R3,474.12, citing updated assumptions that include higher revenue growth, a slightly different discount rate, a modestly higher profit margin, and a lower future P/E multiple. Valuation Changes Fair Value Estimate: Adjusted from ZAR2,903.38 to ZAR3,474.12, reflecting a higher assessed intrinsic value per share.Narrative-Update • Jan 09
CPI: Higher Future P/E Assumptions Will Support More Upbeat Outlook
Analysts have adjusted their price target for Capitec Bank Holdings from R4,368.07 to R4,671.17. This reflects updated views on slightly higher revenue growth, a modestly lower profit margin and a higher assumed future P/E multiple.Narrative-Update • Dec 22
CPI: Higher Dividend Payouts Will Support A Stronger Future Share Repricing
Analysts have raised their fair value estimate for Capitec Bank Holdings from R4,440 to R4,990, citing slightly lower projected revenue growth and profit margins being more than offset by expectations of a higher future price to earnings multiple. What's in the News Directors declared a gross interim dividend of 2,620 cents per ordinary share for the six months ended 31 August 2025, up from 2,085 cents in 2024, reflecting a substantial year on year increase in shareholder payouts (company announcement).Narrative-Update • Dec 08
CPI: Dividend Increase And Stable Risk Profile Will Support Balanced Outlook
Analysts have raised their price target for Capitec Bank Holdings slightly, reflecting an updated fair value estimate of R4,368.07 from R4,297.07. This change factors in marginally higher long term revenue growth expectations and a somewhat richer future earnings multiple, despite a broadly unchanged risk profile and profit margin outlook.Narrative-Update • Nov 24
CPI: Higher Dividend And Margin Decline Will Support Balanced Outlook
Analysts have raised their price target for Capitec Bank Holdings from R4,143.19 to R4,297.07. They cite slight improvements in revenue growth expectations and a marginally lower discount rate as key drivers of this upward adjustment.Narrative-Update • Nov 05
CPI: Dividend Increase And Profit Margins Will Support Fair Valuation
Analysts have raised their price target for Capitec Bank Holdings from R4,051 to R4,143, citing incremental improvements in expected revenue growth. This comes despite a slight dip in forecast profit margins and a modestly higher forward valuation multiple.Narrative-Update • Oct 22
Analysts Adjust Capitec Valuation as Earnings and Dividend Forecasts Show Strong Growth
Analysts have marginally lowered their fair value estimate for Capitec Bank Holdings from R4,056.86 to R4,050.97. This change reflects subtle adjustments to expectations for revenue growth, profit margins, and valuation multiples.Narrative-Update • Oct 08
Business Banking And VAS Expansion Will Open New Markets
Narrative Update on Capitec Bank Holdings The analyst price target for Capitec Bank Holdings has increased from R3,925.59 to R4,056.86. This change reflects a higher expected revenue growth rate and an updated outlook from analysts.Narrative-Update • Sep 04
Business Banking And VAS Expansion Will Open New Markets
With both Capitec Bank Holdings' Future P/E and Net Profit Margin remaining stable, analysts have kept their consensus price target unchanged at ZAR3926. What's in the News Capitec Bank Holdings expects group headline earnings per share for the six months to 31 August 2025 to increase by 22% to 27% versus the prior period, reaching 6,764–7,041 cents.
Neues Narrative • Nov 07
Digital Expansion And Diversification Propel Revenue Growth While Navigating Global Uncertainties
Diversification into insurance, mobile services, and business banking is expected to enhance income sources and boost net margins over time.Aktionärsrenditen
| CPI | ZA Banks | ZA Markt | |
|---|---|---|---|
| 7D | -1.1% | -1.1% | -1.6% |
| 1Y | 24.3% | 88.0% | 5.7% |
Rendite im Vergleich zur Industrie: CPI unter dem Niveau der Branche ZA Banks , die im vergangenen Jahr eine Rendite von 88% erzielte.
Rendite vs. Markt: CPI übertraf den Markt ZA, der im vergangenen Jahr eine Rendite von 5.7 erzielte.
Preisvolatilität
| CPI volatility | |
|---|---|
| CPI Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in ZA Market | 10.8% |
| 10% least volatile stocks in ZA Market | 2.6% |
Stabiler Aktienkurs: CPI hatte in den letzten 3 Monaten im Vergleich zum ZA -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: CPIDie wöchentliche Volatilität (2%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1999 | 17,672 | Graham Lee | www.capitecbank.co.za |
Die Capitec Bank Holdings Limited bietet über ihre Tochtergesellschaften verschiedene Bankprodukte und -dienstleistungen in Südafrika an. Das Unternehmen ist in drei Segmenten tätig: Personal Banking, Business Banking und Versicherungen. Es bietet Transaktions-Bankdienstleistungen, flexible, kündbare, feste und steuerfreie Spareinlagen, Abruf- und Kündigungseinlagen, Termin-, Haus-, Privat-, Fahrzeug-, Bildungs-, Heimwerker-, Geschäfts-, Termin-, medizinische, Raten-, kurzfristige und Hypothekendarlehen, Überziehungskredite, Ratenkäufe und Leasing, Kredit- und Debitkarten und Zugangsmöglichkeiten sowie Zahlungsverkehrs-, Händler-, Forex-, Franchising- und Mehrwertdienste.
Capitec Limited's Grundlagenzusammenfassung
| CPI grundlegende Statistiken | |
|---|---|
| Marktanteil | R516.58b |
| Gewinn(TTM) | R16.83b |
| Umsatz(TTM) | R42.42b |
30.7x
Kurs-Gewinn-Verhältnis 8.7x
Kurs-Buchwert-VerhältnisIst CPI zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| CPI Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | R42.42b |
| Kosten der Einnahmen | R0 |
| Bruttogewinn | R42.42b |
| Sonstige Ausgaben | R25.59b |
| Gewinn | R16.83b |
Zuletzt gemeldete Gewinne
Feb 28, 2026
Datum des nächsten Gewinnberichts
Sep 30, 2026
| Gewinn per Aktie (EPS) | 145.28 |
| Bruttomarge | 100.00% |
| Nettogewinnspanne | 39.67% |
| Schulden/Eigenkapital-Verhältnis | 2.7% |
Wie hat sich CPI auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
1.8%
Aktuelle Dividendenrendite55%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/09/20 13:07 |
| Aktienkurs zum Tagesende | 2026/09/18 00:00 |
| Gewinne | 2026/02/28 |
| Jährliche Einnahmen | 2026/02/28 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das , das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Capitec Limited wird von 17 Analysten beobachtet. 9 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Adrienne Damant | Avior Capital Markets |