Ally Financial (ALLY) Aktienübersicht
Ally Financial Inc. ist ein digitales Finanzdienstleistungsunternehmen, das in den Vereinigten Staaten und Kanada verschiedene digitale Finanzprodukte und -dienstleistungen anbietet. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 5/6 |
| Künftiges Wachstum | 1/6 |
| Vergangene Leistung | 4/6 |
| Finanzielle Gesundheit | 6/6 |
| Dividenden | 5/6 |
Belohnungen
Risikoanalyse
Bei unseren Risikoprüfungen wurden keine Risiken für ALLY festgestellt.
ALLY Community Fair Values
Create NarrativeSee what 83 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
US$50
FV
11.3% unterbewertet intrinsischer Abschlag18.57%
Revenue growth p.a.
57
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Ally Financial Inc. Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$44.37 |
| 52-Wochen-Hoch | US$47.27 |
| 52-Wochen-Tief | US$35.92 |
| Beta | 1.09 |
| 1 Monat Veränderung | 5.67% |
| 3 Monate Veränderung | 23.39% |
| 1 Jahr Veränderung | 23.18% |
| 3 Jahre Veränderung | 56.40% |
| 5 Jahre Veränderung | -10.38% |
| Veränderung seit IPO | 70.87% |
Aktuelle Nachrichten und Updates
Narrativ-Update • Jun 01
ALLY: Capital Return And Digital Brand Execution Will Drive Future Upside
Analysts have raised their average price target on Ally Financial by $1, reflecting updated views on fair value, discount rate assumptions, projected revenue growth, profit margin outlook and future P/E expectations. Analyst Commentary Recent Street research on Ally Financial shows a mix of higher and lower price targets, with several bullish analysts lifting their fair value estimates and a smaller group trimming targets, including JPMorgan and Evercore ISI.Seeking Alpha • May 29
Ally Financial: Macro Headwinds Evident, But Structural Strength And Valuation Are Appreciated
Summary Ally Financial demonstrates resilience amid macroeconomic volatility, maintaining profitability and disciplined credit management despite inflationary pressures. ALLY's valuation remains attractive, trading at 10.47x EPS and below its five-year average, with a DDM-derived target price of $55.17. Structural strengths include secured, necessity-driven auto loans, a vast dealership network, and diversified, asset-light operations supporting sustainable growth. Technical indicators remain bullish post-selloff, with new entry points emerging and buying volume increasing; I reiterate my buy rating. Read the full article on Seeking Alpha
Narrativ-Update • May 17
ALLY: Future Returns Will Hinge On Credit Quality And Capital Return Choices
Ally Financial's updated analyst price target has shifted to $46.00, with analysts pointing to adjusted discount rate assumptions, slightly lower revenue growth and profit margin expectations, and a modestly lower future P/E multiple to explain the change. Analyst Commentary Street research on Ally Financial has been active, with several firms adjusting their price targets both higher and lower in recent reports.Recent updates
Narrativ-Update • Jun 01
ALLY: Capital Return And Digital Brand Execution Will Drive Future Upside
Analysts have raised their average price target on Ally Financial by $1, reflecting updated views on fair value, discount rate assumptions, projected revenue growth, profit margin outlook and future P/E expectations. Analyst Commentary Recent Street research on Ally Financial shows a mix of higher and lower price targets, with several bullish analysts lifting their fair value estimates and a smaller group trimming targets, including JPMorgan and Evercore ISI.Seeking Alpha • May 29
Ally Financial: Macro Headwinds Evident, But Structural Strength And Valuation Are Appreciated
Summary Ally Financial demonstrates resilience amid macroeconomic volatility, maintaining profitability and disciplined credit management despite inflationary pressures. ALLY's valuation remains attractive, trading at 10.47x EPS and below its five-year average, with a DDM-derived target price of $55.17. Structural strengths include secured, necessity-driven auto loans, a vast dealership network, and diversified, asset-light operations supporting sustainable growth. Technical indicators remain bullish post-selloff, with new entry points emerging and buying volume increasing; I reiterate my buy rating. Read the full article on Seeking AlphaNarrativ-Update • May 17
ALLY: Future Returns Will Hinge On Credit Quality And Capital Return Choices
Ally Financial's updated analyst price target has shifted to $46.00, with analysts pointing to adjusted discount rate assumptions, slightly lower revenue growth and profit margin expectations, and a modestly lower future P/E multiple to explain the change. Analyst Commentary Street research on Ally Financial has been active, with several firms adjusting their price targets both higher and lower in recent reports.
Narrativ-Update • May 02
ALLY: Execution On Credit Discipline Will Support Future Re Rating Path
Narrative Update Ally Financial's updated fair value estimate has moved from $51.89 to $54.01 as analysts adjust price targets across the Street, citing a different balance of expected revenue growth, profit margins, and an updated future P/E assumption. Analyst Commentary Recent Street research on Ally Financial highlights a mix of optimism and caution, with several firms adjusting price targets in both directions over the latest review period.Narrativ-Update • Apr 18
ALLY: Buybacks And Credit Discipline Will Support A Future Re Rating Path
Ally Financial's updated analyst price target edges slightly lower to about $51.89, reflecting analysts' recent mix of modest target cuts and occasional raises as they weigh steady fair value estimates, a small change in discount rate, and slight adjustments to growth, margin, and future P/E assumptions. Analyst Commentary Recent Street research on Ally Financial highlights a mix of optimism and caution, reflected in several small target raises and cuts clustered over the last few months.Narrativ-Update • Apr 04
ALLY: Buybacks And ROTCE Progress Will Support A Future Re Rating Path
Analysts have nudged their average price target for Ally Financial slightly lower, trimming fair value to about $52.12 as they factor in more moderate revenue growth assumptions, marginally softer profit margins, a slightly lower discount rate, and a modestly reduced future P/E, reflecting recent mixed sector commentary and a series of fine tuned target changes across the consumer finance group. Analyst Commentary Recent research on Ally Financial reflects a mix of optimism around earnings power and capital return, alongside fresh caution tied to sector wide risks and policy headlines.Narrativ-Update • Mar 20
ALLY: Capital Return And ROTCE Re Rating Will Drive Future Upside
Ally Financial's updated analyst fair value moves from $56.49 to $63.24, as analysts factor in sector wide price target revisions, shifting assumptions around future P/E and profitability, and ongoing debates about credit risk and consumer finance regulation. Analyst Commentary Recent Street research around Ally Financial shows a mix of caution around consumer finance as a group and pockets of clear optimism on Ally's specific setup.Narrativ-Update • Mar 06
ALLY: Buybacks And ROTCE Execution Will Support A Constructive Re Rating Path
Analysts have slightly reduced their price target on Ally Financial, with fair value decreasing by about $0.29 to $52.76. This adjustment reflects a marginally lower discount rate and refined assumptions around future earnings multiples in a more challenging consumer finance environment.Narrativ-Update • Feb 20
ALLY: Future Returns Will Depend On Credit Quality And Capital Return Execution
Narrative Update: Analyst Price Target Revision Ally Financial's updated analyst price target reflects a mixed set of recent revisions. Some firms trimmed targets by $1 to $2, while others lifted them by $5 to $9, as analysts balance expectations for stable consumer fundamentals, potential credit and regulatory risks, and company-specific return on equity improvement plans.Narrativ-Update • Feb 06
ALLY: Future Returns Will Hinge On Credit Trends And Balance Sheet Cleanup
Analysts have lifted their fair value estimate for Ally Financial from $37.00 to $46.00, reflecting a shift toward higher target prices across recent research. This research points to resilient consumer fundamentals, expectations for improving credit metrics, and a higher assumed future P/E multiple, despite some firms trimming near term revenue growth and profit margin assumptions.Narrativ-Update • Jan 23
ALLY: Buybacks And ROTCE Improvements Will Drive A Constructive Re Rating Path
Narrative Update: Ally Financial Analysts have raised their blended price target on Ally Financial by about US$2 to roughly US$53, reflecting updated assumptions for slightly stronger revenue growth, higher profit margins, and a lower future P/E multiple. This view is supported by recent research that highlights steady fundamentals, improving credit metrics, and ongoing return on tangible equity initiatives across the consumer and specialty finance group.Narrativ-Update • Jan 08
ALLY: Credit Risk And Buybacks Will Shape A Cautious ROTCE Re Rating Path
Narrative Update The analyst price target for Ally Financial has moved from about US$48.60 to roughly US$51.20, as analysts factor in updated fair value estimates, modest adjustments to revenue growth and profitability assumptions, and a slightly higher future P/E expectation supported by recent research commentary. Analyst Commentary Recent Street research on Ally Financial reflects a mix of optimism around returns and earnings power, alongside caution around credit quality and near term earnings risk.Narrativ-Update • Dec 16
ALLY: Improving Credit Trends And Buybacks Will Shape A Measured Upside Path
Analysts have nudged their price target on Ally Financial modestly higher, with fair value rising by about $0.53 to approximately $48.59 per share as they factor in slightly stronger revenue growth, marginally better profit margins, and improving credit dynamics supported by recent research commentary. Analyst Commentary Recent Street research presents a generally constructive outlook on Ally Financial, with most firms highlighting improving credit trends, supportive rate dynamics, and the potential for earnings upside, even as some near term execution risks and modest estimate cuts temper enthusiasm.Narrativ-Update • Dec 02
ALLY: Improving Credit Trends And Auto Tariffs Will Drive Shares Higher
Ally Financial’s consensus analyst price target has risen modestly, supported by analysts’ outlook for improved credit performance and resilience in auto finance as industry conditions evolve. Analyst Commentary Recent analyst commentary on Ally Financial reflects both optimism and caution as the company navigates evolving conditions in the auto finance sector.Narrativ-Update • Nov 18
ALLY: Improving Credit Performance Will Drive Shares Higher Through Year Ahead
Analysts have modestly increased their price target for Ally Financial, raising it from $42 to $43. They cite expectations for improved credit performance and potential upside from favorable auto market trends.Narrativ-Update • Nov 04
ALLY: Shares Will Benefit From Improving Auto Credit Trends
Analysts have slightly increased their price target for Ally Financial, with updated expectations rising by $0.35 per share. This change is based on ongoing improvements in credit trends and the potential benefits of stabilizing auto markets.Narrativ-Update • Oct 21
Analyst Commentary Highlights Rising Price Targets and Improved Credit Outlook for Ally Financial
Analysts have raised their average price target for Ally Financial by approximately $0.59 to $47.71, citing improving credit trends and reduced downside risk as key factors in the revision. Analyst Commentary Recent analyst commentary on Ally Financial reflects a mix of optimism and caution, with attention focused on the company's evolving credit landscape and its implications for valuation and earnings growth.Analyseartikel • Oct 12
Ally Financial (NYSE:ALLY) Is Due To Pay A Dividend Of $0.30
Ally Financial Inc.'s ( NYSE:ALLY ) investors are due to receive a payment of $0.30 per share on 14th of November. This...Narrativ-Update • Sep 18
Digital Banking And Auto Finance Will Define A Bright Future
Analysts have modestly raised Ally Financial's price target to $47.12, citing improving auto credit quality, a more stable macro environment, and enhanced net interest margins from lower online deposit rates. Analyst Commentary Bullish analysts point to improving auto credit quality and positive trends in year-over-year delinquencies and charge-offs.Narrativ-Update • Sep 03
Digital Banking And Auto Finance Will Define A Bright Future
Supported by improving credit performance, lower macro risks, and strategic actions that bolster profitability and NIM outlook, analysts modestly raised Ally Financial’s consensus price target from $46.00 to $46.47. Analyst Commentary Diminished interest rate and macroeconomic risks have improved outlook on profitability and reduced left-tail risk scenarios.Analyseartikel • Jul 21
Ally Financial (NYSE:ALLY) Will Pay A Dividend Of $0.30
The board of Ally Financial Inc. ( NYSE:ALLY ) has announced that it will pay a dividend of $0.30 per share on the 15th...Seeking Alpha • Apr 25
Ally Financial: It's Fairly Valued But Beware Of Tariffs And Technical Risks
Summary Ally Financial shows strong liquidity and capital adequacy, with a loan-to-deposit ratio of 88% and a CET 1 ratio of 9.5%. Despite a decrease in interest income and non-interest revenue, net interest income remains manageable due to lower interest expenses. Heavy reliance on consumer auto loans and exposure to tariffs pose significant risks, potentially affecting loan volumes and residual values. ALLY is cheaper than in previous years but offers limited upside—technical indicators suggest waiting for more confirmation before buying. Read the full article on Seeking AlphaSeeking Alpha • Feb 24
Ally Financial: Planned Credit Card Business Sale Shows Renewed Focus On Core Business
Summary Ally Financial is exiting the credit card business to focus on core operations like car loans, aiming to recover from recent struggles. With a low price/book ratio, Ally's Forward P/E of 10.46 suggests potential value, especially with share repurchases on the horizon. The sale of the credit card business is expected to be income-neutral, adding $1 per share to tangible book value without impacting pretax income. While ALLY's dividend yield is modest, the focus on car loans and deposit growth could drive profitability, though interest rate and market risks remain. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
Ally Financial: Asset Sale Should Not Outweigh A Mixed Outlook
Summary Ally Financial Inc.'s Q4 results alleviated some credit loss concerns, but ongoing elevated delinquencies and uncertain 2025 outlook warrant a cautious “hold” rating. Lower provisions boosted earnings, but credit performance remains “choppy” with delinquencies still elevated, necessitating excess reserves. The sale of Ally's credit card business supports capital but reduces net interest margins; the company has been steadily reducing risk-weighted assets to support capital. 2025 guidance suggests flattish charge-offs and modest NIM expansion, but achieving consensus EPS may be challenging without significant credit improvement. Read the full article on Seeking AlphaSeeking Alpha • Dec 26
Ally Financial: Holding Out For Stronger Loan Growth, Better Profit Margin
Summary Ally Financial gets upgraded to a hold, from my prior sell rating, as the share price trades below its moving average and remains undervalued. Future revenue growth estimates are weak vs peers, and the bank has had a declining growth trend in consumer loans its major business. The firm's profit margin could be stronger in comparison vs peers. Dividends have not grown in a few years. Otherwise, Ally is a top 25 US bank with stable credit ratings and adequate regulatory capital (CET1). Read the full article on Seeking AlphaSeeking Alpha • Oct 24
Ally Financial: Shares Are Unlikely To Rebound Until Delinquencies Stabilize
Summary Ally Financial's recent poor performance is due to rising credit costs, as delinquencies continue to increase. Q3 earnings were inflated by tax benefits, masking underlying issues like higher charge-offs and disappointing interest margins. Credit costs and delinquencies are rising, leading to increased reserves and a cautious outlook that now extends into 2025. Given limited upside and disappointing performance, I maintain a "hold" rating, with potential to buy if shares drop to $33. Read the full article on Seeking AlphaSeeking Alpha • Sep 06
Ally Financial: Bright Outlook Ahead, But Is Overvalued
Summary Ally Financial has experienced strong stock performance, outperforming the S&P 500 and the Bank Index due to dovish monetary policy expectations. Despite positive outlooks and strategic improvements, ALLY's current valuation suggests overvaluation, with a price-to-book ratio higher than its historical average. Interest rate cuts could benefit Ally, but the stock's current valuation lacks a margin of safety, making it less attractive for new positions. Therefore, I rate the stock as hold. Read the full article on Seeking Alpha
Neues Narrativ • Aug 22
Calculated Shifts And Capital Management Fuel Financial Stability And Expansion
Strategic capital management through CRTs enhances Ally Financial's balance sheet efficiency and financial stability by better risk management and freeing up capital.Aktionärsrenditen
| ALLY | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | 3.7% | 3.5% | 0.9% |
| 1Y | 23.2% | 7.5% | 24.5% |
Rendite im Vergleich zur Industrie: ALLY übertraf die Branche US Consumer Finance , die im vergangenen Jahr eine Rendite von 7.5 erzielte.
Rendite vs. Markt: ALLY hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 24.5 erzielte.
Preisvolatilität
| ALLY volatility | |
|---|---|
| ALLY Average Weekly Movement | 4.7% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiler Aktienkurs: ALLY hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: ALLYDie wöchentliche Volatilität (5%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1919 | 10,300 | Michael Rhodes | www.ally.com |
Ally Financial Inc. ist ein digitales Finanzdienstleistungsunternehmen, das in den Vereinigten Staaten und Kanada verschiedene digitale Finanzprodukte und -dienstleistungen anbietet. Das Unternehmen ist in den Bereichen Autofinanzierung, Versicherungen und Unternehmensfinanzierung tätig. Das Unternehmen bietet Kfz-Finanzierungsdienstleistungen an, darunter die Bereitstellung von Ratenkaufverträgen, Krediten und Operating-Leasingverträgen, Laufzeitdarlehen für Händler, die Finanzierung von Händlergrundrissen und anderen Kreditlinien für Händler, Lagerkredite für Kfz-Einzelhändler und Flottenfinanzierungen sowie Finanzierungsdienstleistungen für Unternehmen und Kommunen für den Kauf oder das Leasing von Fahrzeugen und Fahrzeugvermarktungsdienstleistungen.
Ally Financial Inc.'s Grundlagenzusammenfassung
| ALLY grundlegende Statistiken | |
|---|---|
| Marktanteil | US$13.60b |
| Gewinn(TTM) | US$1.29b |
| Umsatz(TTM) | US$7.69b |
10.6x
Kurs-Gewinn-Verhältnis 1.8x
Kurs-Umsatz-VerhältnisIst ALLY zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| ALLY Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$7.69b |
| Kosten der Einnahmen | US$0 |
| Bruttogewinn | US$7.69b |
| Sonstige Ausgaben | US$6.40b |
| Gewinn | US$1.29b |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
k.A.
| Gewinn per Aktie (EPS) | 4.20 |
| Bruttomarge | 100.00% |
| Nettogewinnspanne | 16.73% |
| Schulden/Eigenkapital-Verhältnis | 137.6% |
Wie hat sich ALLY auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
2.7%
Aktuelle Dividendenrendite29%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/06/14 20:52 |
| Aktienkurs zum Tagesende | 2026/06/12 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Ally Financial Inc. wird von 32 Analysten beobachtet. 16 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jason Goldberg | Barclays |
| Kevin St. Pierre | Bernstein |
| James Fotheringham | BMO Capital Markets Equity Research |