OneMain Holdings (OMF) Aktienübersicht
OneMain Holdings, Inc. ist eine Finanzdienstleistungsholding, die in den Vereinigten Staaten in den Bereichen Verbraucherfinanzierung und Versicherung tätig ist. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 5/6 |
| Künftiges Wachstum | 4/6 |
| Vergangene Leistung | 4/6 |
| Finanzielle Gesundheit | 1/6 |
| Dividenden | 4/6 |
Belohnungen
Risikoanalyse
OMF Community Fair Values
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Analyst Price Targets
OneMain Holdings, Inc. Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$60.58 |
| 52-Wochen-Hoch | US$71.93 |
| 52-Wochen-Tief | US$45.78 |
| Beta | 1.18 |
| 1 Monat Veränderung | 5.05% |
| 3 Monate Veränderung | 5.08% |
| 1 Jahr Veränderung | 5.87% |
| 3 Jahre Veränderung | 25.58% |
| 5 Jahre Veränderung | -0.70% |
| Veränderung seit IPO | 214.54% |
Aktuelle Nachrichten und Updates
Seeking Alpha • Jul 02
OneMain Holdings: It's Still Trading Within My Margin Of Safety
Summary OneMain Holdings remains resilient amid macro volatility, delivering 2.5% returns since the last coverage and justifying my reiterated buy rating. OMF's risk is mitigated by 55% of personal loans being secured, a $2.8B loan loss allowance, and fixed-rate lending, supporting credit quality. My updated Dividend Discount Model yields a target price of $88.79; with a 20% margin of safety, my buy zone is up to $71.04. OMF offers an attractive ~7% dividend yield, with yields remaining compelling even if the stock appreciates to my conservative target. Read the full article on Seeking AlphaAnalyseartikel • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...
Narrative-Update • Jun 12
OMF: Future Returns Will Reflect Share Repurchases Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars, citing recent estimate revisions, mixed price target moves and legal headlines that they say could weigh on near term sentiment. Their long term valuation framework, including fair value of $67.79 and an assumed P/E of 8.70x, remains broadly intact.Narrative-Update • May 29
OMF: Future Returns Will Reflect Share Repurchases And Stable Core Earnings Despite Legal Overhang
Analysts have slightly reduced their average price target on OneMain Holdings by about $0.20 to approximately $67.79. This change reflects updated views on growth, margins, discount rates and future P/E multiples following a series of recent target revisions and estimate adjustments.Recent updates
Seeking Alpha • Jul 02
OneMain Holdings: It's Still Trading Within My Margin Of Safety
Summary OneMain Holdings remains resilient amid macro volatility, delivering 2.5% returns since the last coverage and justifying my reiterated buy rating. OMF's risk is mitigated by 55% of personal loans being secured, a $2.8B loan loss allowance, and fixed-rate lending, supporting credit quality. My updated Dividend Discount Model yields a target price of $88.79; with a 20% margin of safety, my buy zone is up to $71.04. OMF offers an attractive ~7% dividend yield, with yields remaining compelling even if the stock appreciates to my conservative target. Read the full article on Seeking AlphaAnalyseartikel • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...Narrative-Update • Jun 12
OMF: Future Returns Will Reflect Share Repurchases Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars, citing recent estimate revisions, mixed price target moves and legal headlines that they say could weigh on near term sentiment. Their long term valuation framework, including fair value of $67.79 and an assumed P/E of 8.70x, remains broadly intact.Narrative-Update • May 29
OMF: Future Returns Will Reflect Share Repurchases And Stable Core Earnings Despite Legal Overhang
Analysts have slightly reduced their average price target on OneMain Holdings by about $0.20 to approximately $67.79. This change reflects updated views on growth, margins, discount rates and future P/E multiples following a series of recent target revisions and estimate adjustments.Narrative-Update • Apr 26
OMF: Future Returns Will Reflect Stable Core Earnings Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars per share, reflecting updated views on Q1 earnings, a more uncertain macro backdrop, and legal headlines that they see as an overhang rather than a threat to the core business. Analyst Commentary Recent research updates show a split between analysts who see the latest headlines as a temporary valuation drag and those who are more focused on earnings pressure and macro risk.Narrative-Update • Apr 11
OMF: Future Returns Will Reflect Stable Core Earnings Despite Lawsuit Overhang
The analyst price target for OneMain Holdings has shifted lower from $70.71 to $68.00, as analysts factor in recent price target cuts tied to a more uncertain macro outlook and legal overhangs, partly offset by a few upward revisions that still point to a stable core business. Analyst Commentary Recent research shows a mix of optimism and caution around OneMain Holdings, with several firms adjusting price targets in response to legal developments and a more uncertain macro backdrop.Narrative-Update • Mar 28
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds Despite Lawsuit Overhang
Analyst price targets for OneMain Holdings have edged lower overall. The model fair value estimate has moved from $72.14 to $70.71 as analysts factor in macro uncertainty, a new multi state lawsuit, and refreshed sector multiples, while still viewing the core business as stable.Narrative-Update • Mar 12
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds And Share Repurchases
Analysts have trimmed their average price target on OneMain Holdings by about $0.60 to $72.14, as several firms recalibrated their views to reflect a more uncertain macro backdrop and sector wide multiple compression, even as some houses cited updated outlooks for consumer finance and specialty lending in 2026. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism about the specialty finance setup in 2026 and caution around macro risks and borrower resilience.Narrative-Update • Feb 25
OMF: Future Returns Will Reflect Specialty Finance Tailwinds And Ongoing Share Repurchases
Analysts have nudged their blended price target for OneMain Holdings slightly higher, with fair value moving by about $0.43 to $72.71, as they balance recent target increases and trims against updated sector views and credit assumptions. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism and caution, with several firms adjusting price targets and ratings as they reassess credit trends, macro conditions, and where the stock sits relative to peers in consumer and specialty finance.Narrative-Update • Feb 09
OMF: Future Returns Will Reflect Cautious Underwriting And Share Repurchase Discipline
Analysts have trimmed their average price target on OneMain Holdings by about $1.60 to roughly $72. This reflects slightly lower revenue growth assumptions, a modestly higher future P/E, a small reduction in the discount rate, and a marginally stronger profit margin outlook.Narrative-Update • Jan 25
OMF: Future Returns Will Reflect Capital Deployment And Stable Credit Discipline
Narrative Update on OneMain Holdings The updated analyst price target for OneMain Holdings edges higher to about $73.87 from $73.47, as analysts weigh higher published targets across several firms against a slightly lower modeled profit margin and a modestly higher future P/E and revenue growth outlook for the consumer finance group. Analyst Commentary Recent Street research on OneMain Holdings shows a split view, with several firms lifting price targets while JPMorgan turns more cautious.Narrative-Update • Jan 10
OMF: Future Returns Will Reflect Capital Deployment And Credit Risk Discipline
Analysts have lifted their blended price target for OneMain Holdings from about US$68 to roughly US$73, citing refreshed 2026 outlooks for specialty finance and consumer credit names. These outlooks include views on loan growth, credit conditions, and the company’s scale and capital return plans.Narrative-Update • Dec 23
OMF: Future Performance Will Reflect Capital Returns And Cautious Underwriting Discipline
Analysts have modestly raised their consolidated price target on OneMain Holdings to approximately $68.40 per share. This reflects confidence in improving profitability and capital returns, even as they factor in slightly slower revenue growth and a more cautious underwriting stance amid macro uncertainties.Narrative-Update • Dec 09
OMF: Future Results Will Reflect Capital Returns Amid Cautious Credit Environment
Analysts have trimmed their blended price target on OneMain Holdings by a modest amount to approximately $68 per share. This reflects continued recognition of solid Q3 revenue growth and capital returns, along with a slightly more cautious stance on underwriting, consumer credit headwinds, and macro uncertainty.Narrative-Update • Nov 13
OMF: Future Results Will Reflect Improved Profitability and Stable Credit Trends
Analysts have raised their price target for OneMain Holdings by approximately $2, now valuing shares at $66.21. They cite stronger profit margins, an improved capital return outlook, and recent positive Q3 results.Narrative-Update • Oct 28
Future Lending Models Will Shift Amid Persistent Economic Headwinds And Inflation Pressures
Narrative Update on OneMain Holdings Analysts have revised their price target for OneMain Holdings downward from $63 to $57. They cite concerns about ongoing headwinds for low-income borrowers, despite recent improvements in lending practices and credit quality.Narrative-Update • Oct 13
Digitization Trends Will Reshape Consumer Lending And Debt Consolidation
OneMain Holdings' analyst price target has been revised downward from $65.21 to $64.21 per share. This change reflects analysts' concerns over consumer credit headwinds, despite improved lending models and recent performance updates.Seeking Alpha • Feb 27
OneMain: Hold Now, Fairly Valued Yet Bearish
Summary OneMain Holdings, Inc. shows modest revenue growth and stable margins despite higher credit loss provisions and increased operating expenses. The company enjoys robust loan growth and improved credit trends, but delinquencies warrant caution. OMF's stock appears expensive relative to its valuation metrics, with technical indicators suggesting potential downside risks. I recommend a hold rating due to decent fundamentals but caution against overvaluation and weakening technical momentum. Read the full article on Seeking AlphaSeeking Alpha • Dec 30
OneMain Financial: Strong Dividend Stability In Uncertain Economic Times
Summary OneMain Financial offers a 7.9% dividend yield and has stable income potential despite economic risks and recent market volatility. The company’s net interest income grew to $2.8 billion, but increased loan loss provisions and operating expenses led to a decline in net income. Strong cash flow from operations supports the dividend, with $1.95 billion generated, easily covering the $373 million in dividends. Risks include high default rates on personal loans and dependence on external borrowing, but sufficient liquidity and no major debt maturities until 2026 mitigate concerns. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
OneMain Holdings: Solid Q3 Reduces Credit Loss Fears
Summary OneMain delivered solid Q3 results as credit fears largely did not come to fruition. Its tighter standards and shrinking back book are helping to decelerate loan losses growth, creating a path to profit growth. With an 8% dividend yield, some buybacks, and an 8.6x multiple, OMF is attractive. Read the full article on Seeking AlphaSeeking Alpha • Oct 21
Rate Cuts To Boost OneMain Financial
Summary OneMain Financial remains a Buy due to its resilience in subprime lending, despite a challenging 2024. The company's strategic moves, including the acquisition of Foursight Capital and the rollout of BrightWay credit cards, position it for future growth. Lower delinquency rates and active portfolio management have helped OneMain navigate economic stress, with positive earnings and increased dividends. Potential risks include consumer skittishness, regulatory pressures, and the cyclical nature of the auto industry impacting results post-Foursight acquisition. Read the full article on Seeking Alpha
Neues Narrative • Aug 29
Strategic Expansions And Innovations Propel Growth Amid Economic Uncertainties
Improved loan performance and potential reduction in loan loss provisions due to tightened underwriting standards suggest a healthier financial position.Seeking Alpha • Aug 07
OneMain Financial: Stock Still A Buy Despite Economic Weakness
Summary OneMain Financial beat earnings expectations and grew revenue, but investors are concerned about the economy, leading to a 15% drop in share prices. Higher interest rates boosted net interest income, but an increase in the provision for finance losses led to a drop in income before taxes. Despite risks associated with consumer credit loans, OneMain Financial's cash flow from operations in the first half of 2024 was sufficient to cover dividend obligations and support loan growth. Read the full article on Seeking AlphaSeeking Alpha • Jul 31
OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)
Summary OneMain Holdings, Inc. reported solid second quarter results, beating earnings estimates and showing growth in loans. Despite concerns about lower-income consumers, OneMain Financial is tightening credit standards and managing credit risk well, which has resulted in better delinquencies. While leverage is a bit high, its dividend is secure, and investors are being paid to wait, making OneMain Holdings stock attractive at 9x earnings. Read the full article on Seeking AlphaSeeking Alpha • May 01
OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)
Summary OneMain Holdings' shares jumped 3% following solid Q1 results, adding to a year of gains and reaching a 52-week high. The company's financials showed solid net interest trends and a modest deleveraging, and a slowing growth in receivables due to tightened credit standards. Credit costs have been rising, but there are encouraging signs we are at a peak with delinquencies falling, and the company's tighter lending standards should start to buoy results. Read the full article on Seeking AlphaSeeking Alpha • Feb 12
OneMain Holdings: Successfully Navigating The Storm
Summary OneMain Holdings is a personal lender to the nonprime market, serving underserved borrowers with strong credit quality. The company's Q4 earnings showed a deceleration in loan origination but demonstrated strong profitability and capital generation. OneMain is expanding into auto-finance and credit cards, which offer profitable pathways of growth in wider markets. Read the full article on Seeking AlphaAktionärsrenditen
| OMF | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | 5.8% | 6.1% | 0.8% |
| 1Y | 5.9% | 6.1% | 20.5% |
Rendite im Vergleich zur Industrie: OMF wie die Branche US Consumer Finance , die im vergangenen Jahr eine Rendite von 6.1 erzielte.
Rendite vs. Markt: OMF hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 20.5 erzielte.
Preisvolatilität
| OMF volatility | |
|---|---|
| OMF Average Weekly Movement | 4.1% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiler Aktienkurs: OMF hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: OMFDie wöchentliche Volatilität (4%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 2013 | 9,300 | Doug Shulman | www.onemainfinancial.com |
OneMain Holdings, Inc. ist eine Finanzdienstleistungsholding, die in den Vereinigten Staaten in den Bereichen Verbraucherfinanzierung und Versicherung tätig ist. Das Unternehmen bietet die Vergabe, das Underwriting und die Betreuung von Verbraucherkrediten, bestehend aus Privatkrediten und Autofinanzierungen. Darüber hinaus bietet das Unternehmen gesicherte Autofinanzierungen, Kreditkarten, optionale Kreditversicherungsprodukte, einschließlich Lebens-, Invaliditäts- und unfreiwillige Arbeitslosenversicherungen, optionale Nicht-Kreditversicherungen, garantierte Vermögensschutzdeckung als Verzichtsprodukt oder Versicherung sowie Mitgliedschaftspläne an.
OneMain Holdings, Inc.'s Grundlagenzusammenfassung
| OMF grundlegende Statistiken | |
|---|---|
| Marktanteil | US$6.93b |
| Gewinn(TTM) | US$796.00m |
| Umsatz(TTM) | US$3.04b |
8.8x
Kurs-Gewinn-Verhältnis 2.3x
Kurs-Umsatz-VerhältnisIst OMF zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| OMF Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$3.04b |
| Kosten der Einnahmen | US$201.00m |
| Bruttogewinn | US$2.84b |
| Sonstige Ausgaben | US$2.04b |
| Gewinn | US$796.00m |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
Jul 29, 2026
| Gewinn per Aktie (EPS) | 6.89 |
| Bruttomarge | 93.39% |
| Nettogewinnspanne | 26.18% |
| Schulden/Eigenkapital-Verhältnis | 663.2% |
Wie hat sich OMF auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
6.9%
Aktuelle Dividendenrendite62%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/07/15 12:46 |
| Aktienkurs zum Tagesende | 2026/07/15 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
OneMain Holdings, Inc. wird von 25 Analysten beobachtet. 12 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |