XP (XP) Aktienübersicht
XP Inc. ist im Bereich der Bereitstellung von Finanzprodukten und -dienstleistungen in Brasilien tätig. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 6/6 |
| Künftiges Wachstum | 3/6 |
| Vergangene Leistung | 3/6 |
| Finanzielle Gesundheit | 3/6 |
| Dividenden | 2/6 |
Belohnungen
Risikoanalyse
Bei unseren Risikoprüfungen wurden keine Risiken für XP festgestellt.
XP Community Fair Values
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Analyst Price Targets
XP Inc. Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$17.69 |
| 52-Wochen-Hoch | US$23.13 |
| 52-Wochen-Tief | US$15.61 |
| Beta | 1.19 |
| 1 Monat Veränderung | -15.03% |
| 3 Monate Veränderung | -17.64% |
| 1 Jahr Veränderung | -5.15% |
| 3 Jahre Veränderung | -0.11% |
| 5 Jahre Veränderung | -55.59% |
| Veränderung seit IPO | -48.67% |
Aktuelle Nachrichten und Updates
Recent updates
Narrativ-Update • May 08
XP: Future Returns Will Rely On 2026 Revenue Guidance Execution
Narrative Update on XP The updated analyst price target for XP has increased by about $1. Analysts attribute this change to higher revenue growth expectations into 2026 and a slightly lower assumed future P/E multiple, even as margin assumptions are reduced.Seeking Alpha • Apr 29
XP: Growth Is Improving, But Retail Flows Are Still Missing
Summary XP’s growth is improving, but still driven by mix shift toward Corporate & Issuer Services and operating leverage—not a real pickup in trading activity or retail engagement. AUC is expanding, but largely on market performance rather than Net New Money, suggesting XP’s funding engine has yet to fully reaccelerate. Corporate & Issuer Services has become the main earnings driver, helping offset weak retail flows but also masking the lack of a broader cycle recovery. At ~9x forward earnings, XP screens cheap, but as a leveraged proxy to Brazilian capital markets, meaningful upside still depends on retail flows returning as rates decline. Read the full article on Seeking Alpha
Narrativ-Update • Apr 20
XP: Execution On 2026 Guidance And Competition Will Shape Future Returns
Analysts have lifted their price targets on XP toward the mid $20s. These changes are framed around updated revenue growth expectations near 12% for 2026 and modest adjustments to projected profit margins and future P/E multiples.Narrativ-Update • Apr 06
XP: Execution On 2026 Revenue Guidance Will Drive Future Returns
Analysts have nudged their price targets for XP higher, with recent moves such as BofA's lift to $26 from $22 reflecting updated views on revenue growth expectations, profitability, and a modestly lower assumed discount rate. Analyst Commentary Recent research on XP shows a mix of optimism about long term revenue potential and caution about how much of that potential is already reflected in the share price.Narrativ-Update • Mar 23
XP: Future Returns Will Rely On 2026 Guidance And Capital Returns
Narrative Update on XP The consensus analyst price target for XP has shifted higher, with some moving to $26 from $22 as analysts factor in management’s reiterated 2026 gross revenue guidance, expectations for about 12% revenue growth in 2026, and stronger profit margin assumptions alongside a slightly lower forward P/E multiple. Analyst Commentary Recent research on XP highlights a mix of optimism around long term growth guidance and caution around execution and valuation, which is feeding into the latest price target changes.
Narrativ-Update • Mar 08
XP: Reiterated 2026 Guidance And Buybacks Will Support Further Upside
Analysts have raised their average price target for XP to about $27.10, with the change tied to slightly stronger revenue growth assumptions and updated long term P/E expectations following recent research that incorporates management’s reiterated 2026 gross revenue guidance. Analyst Commentary Bullish analysts are framing the recent price target revisions as a reflection of greater confidence in XP’s ability to meet the company’s reiterated 2026 gross revenue guidance, while still maintaining some valuation discipline.Narrativ-Update • Feb 22
XP: 2026 Earnings Power And Buybacks Will Support Upside Potential
Analysts now see XP's fair value at about $26.86 versus roughly $26.00 previously, reflecting updated views on its discount rate, revenue growth, profit margin, and forward P/E after recent bullish Street research. Analyst Commentary Recent bullish research on XP has focused on how updated assumptions around discount rates, revenue growth, profit margins, and forward P/E can support a fair value around US$26.86, compared with roughly US$26.00 in prior models.Narrativ-Update • Feb 07
XP: Future Shareholder Returns Will Rely On Buybacks And Cash Dividends
Analysts have nudged their fair value estimate for XP from US$22.63 to about US$23.89 per share, reflecting updated assumptions for revenue growth, profit margins and future P/E multiples informed by recent research that maintains a positive view on the stock. Analyst Commentary Bullish Takeaways Bullish analysts view the recent initiation and refreshed fair value work as support that XP's current share price still leaves room for the updated US$23.89 estimate to be realized over time, assuming the company can deliver on its revenue and margin assumptions.Narrativ-Update • Jan 24
XP: Buybacks And Execution Risks Will Shape Future Returns
Analysts have raised their fair value estimate for XP from about US$20.06 to around US$21.30 per share, pointing to updated assumptions that combine stronger revenue growth expectations with slightly lower profit margins and a similar future P/E multiple. Analyst Commentary While the revised fair value estimate reflects updated assumptions on growth and margins, not every research desk is leaning in the same direction.Narrativ-Update • Jan 10
XP: Future Shareholder Returns Will Rely On Ongoing Buybacks And Dividends
Analysts have trimmed their price target on XP to US$22.63 from US$23.17, citing updated assumptions around fair value, revenue growth, profit margins, and future P/E, which slightly adjust their overall outlook. What's in the News XP Inc.Narrativ-Update • Dec 26
XP: Share Repurchases And Higher Margins Will Drive Stronger Future Returns
Analysts have raised their price target for XP from approximately 16.73 dollars to 20.06 dollars, citing expectations of slightly higher discount rates and improved long term profit margins that more than offset a modest reduction in projected revenue growth. What's in the News XP Inc.Narrativ-Update • Dec 12
XP Will Benefit From 2026 Earnings Power And Capital Returns
We modestly lift our fair value estimate for XP to approximately $26, reflecting analysts’ higher year-end 2026-based price targets in the low $20s, even as they trim revenue growth assumptions and flag near-term macro and activity headwinds. Analyst Commentary Bullish analysts have nudged their price targets into the low $20s, aligning with our updated fair value framework and signaling growing confidence that XP can execute through a tougher macro backdrop.Narrativ-Update • Nov 28
XP: Medium-Term Confidence Will Prevail Despite Near-Term Interest Rate Headwinds
XP’s analyst price target saw a modest increase to $23, up from previous levels, as analysts rolled forward valuation periods and maintained mostly stable earnings forecasts despite some pressure on revenue growth expectations and market activity. Analyst Commentary Recent Street research reports reflect a balanced perspective from analysts, highlighting both the opportunities and risks currently facing XP Inc.Analyseartikel • Nov 20
Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts
Shareholders might have noticed that XP Inc. ( NASDAQ:XP ) filed its third-quarter result this time last week. The...Narrativ-Update • Nov 04
XP: Stable Earnings Outlook Will Support Long-Term Resilience Into 2026
Analysts have raised their price target for XP Inc. from $22.92 to $23.20.Narrativ-Update • Oct 16
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
XP's analyst price target has been modestly lifted from $22.92 to $23.50, as analysts incorporate revised growth estimates and extend valuation timeframes. This change comes despite mixed expectations for near-term performance.Narrativ-Update • Sep 18
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
XP's valuation outlook has shifted as its future P/E multiple dropped sharply and revenue growth forecasts softened, yet the analyst price target was essentially unchanged at $23.50. What's in the News Board meeting held to consider and approve unaudited interim condensed consolidated financial statements as of June 30, 2025.Narrativ-Update • Aug 27
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
Analysts have modestly raised XP's price target to $22.84 as bullish sentiment around improved fundamentals offsets bearish concerns over limited upside and competitive challenges. Analyst Commentary Bearish analysts cite concerns over limited upside to justify a downgrade and reduced price target.Analyseartikel • May 23
Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts
XP Inc. ( NASDAQ:XP ) last week reported its latest quarterly results, which makes it a good time for investors to dive...Seeking Alpha • Mar 05
XP Inc. Q4: Results Are Surprising, But That's Why It's Not Time To Buy (Rating Upgrade)
Summary I am upgrading XP Inc. stock from a sell to a hold recommendation due to improved results and attractive valuation despite a challenging macroeconomic scenario. XP's net revenue grew 11% y/y, driven by a 43% increase in fixed income transactions, showcasing operational resilience and efficiency. The company achieved excellent operational leverage, with gross and EBT margins increasing significantly, and an efficiency ratio reaching the best in its history. Despite a 20% upside potential, high competition and Brazil's high interest rates prevent a buy recommendation. Thus, I maintain a hold rating with a target of $17.7. Read the full article on Seeking AlphaSeeking Alpha • Feb 19
XP: Like A Bank But Conserves Optionality To Equities, It Is An Opportunity
Summary XP Inc.'s Q4 2024 earnings show growth aligned with Brazil's financial market, driven by banking activities rather than equity trading due to high interest rates. XP trades at a P/E of 10x, higher than peers like Santander and Bradesco, but is well-positioned for a potential recovery in Brazilian equities. XP's strategy focuses on personalized advisory services, adding more advisors and segmenting clients to differentiate from traditional banks. Despite mixed results and competition, XP is a Buy due to its potential for margin expansion and growth if Brazilian interest rates decline. Read the full article on Seeking AlphaSeeking Alpha • Jan 25
XP: Weathering The Storm In Brazil's Financial Turmoil
Summary Brazil's macroeconomic scenario in 2024 deteriorated, with rising inflation and interest rates, adversely impacting Brazilian stocks, including XP Inc. XP Inc.'s performance is highly sensitive to interest rate cycles, experiencing significant declines as rates increased, affecting its ability to attract new investments. Despite macroeconomic challenges, XP Inc. achieved record net income and improved efficiency metrics, demonstrating operational resilience. The company's total client assets grew 12% year-over-year, indicating existing clients' continued trust, though net inflows dropped significantly. Read the full article on Seeking AlphaSeeking Alpha • Nov 27
XP Inc. Q3: Modest And Without Triggers For Abrupt Improvement
Summary Recommend selling XP Inc. shares due to modest growth and lack of short-term improvement triggers amid rising interest rates in Brazil. 3Q24 results showed revenue below forecast and weak institutional segment performance, despite a slight increase in net revenues. XP Inc's gross margin and operating expenses worsened, though lower income tax rates benefited net income and dividend announcements. Valuation appears attractive, but no clear triggers for multiple expansions. Target price of $14.8 per share supports sell recommendation. Read the full article on Seeking Alpha
Neues Narrativ • Nov 20
Enhancing Tech-Enabled Platforms And Services Will Drive Revenue Growth And Deepen Client Relationships
XP's tech-enabled platform and transition to service provision are set to increase revenue and enhance net margins by attracting and retaining clients.Seeking Alpha • Sep 06
XP Q2 Earnings: On Track To Meet Its 2026 Financial Targets
Summary Q2 results demonstrated a solid performance in both growth and profitability. The company remains on track to meet its 2026 financial targets in terms of revenue and margins. I remain confident in XP's business despite competitive threats and an uncertain macro environment. I rate shares a Buy with a price target of $30 by 2026. Read the full article on Seeking AlphaSeeking Alpha • Jun 21
XP Inc.: Lots Of Competition And Little Potential For Appreciation
Summary XP sees competition advancing in all its businesses, and this is impacting its results. Despite presenting good financial indicators, competitors are also extremely efficient. Through a comparative analysis using the P/E multiple, the company has a downside of 15%. Read the full article on Seeking AlphaSeeking Alpha • May 25
XP Inc: The Post-Earnings Sell-Off Is A Buying Opportunity
Summary XP’s share price is down nearly 15% since its Q1 earnings release, and down 30% since the beginning of this year. Falling interest rates in Brazil will be a tailwind for revenue growth in upcoming quarters. Shares are attractively valued, and management is returning capital to shareholders through share repurchases and dividends. Read the full article on Seeking AlphaAktionärsrenditen
| XP | US Capital Markets | US Markt | |
|---|---|---|---|
| 7D | 2.3% | -0.8% | -0.3% |
| 1Y | -5.1% | 9.8% | 26.7% |
Rendite im Vergleich zur Industrie: XP unter dem Niveau der Branche US Capital Markets , die im vergangenen Jahr eine Rendite von 9.8% erzielte.
Rendite vs. Markt: XP hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 26.7 erzielte.
Preisvolatilität
| XP volatility | |
|---|---|
| XP Average Weekly Movement | 8.1% |
| Capital Markets Industry Average Movement | 3.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiler Aktienkurs: XP hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: XPDie wöchentliche Volatilität (8%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 2001 | n/a | Thiago Maffra | www.xpinc.com |
XP Inc. ist in Brasilien im Bereich der Bereitstellung von Finanzprodukten und -dienstleistungen tätig. Das Unternehmen betreibt die XP-Plattform, eine offene Produktplattform, die den Kunden Zugang zu Anlageprodukten auf dem Markt verschafft, darunter Brokerage-Wertpapiere, festverzinsliche Wertpapiere, Investment-, Hedge- und Private-Equity-Fonds, Derivate und synthetische Instrumente, Kreditkarten, Darlehensgeschäfte/besicherte Kreditprodukte, Renten- und Sozialversicherungsfonds, Lebens- und Reiseversicherungsprodukte sowie andere Anlageprodukte, darunter Immobilienfonds, Eigenkapital- und Fremdkapitalmarktlösungen sowie Vermögensverwaltungsdienste. Das Unternehmen bietet institutionellen Kunden und Firmenkunden Makler- und Emittentendienstleistungen an.
XP Inc.'s Grundlagenzusammenfassung
| XP grundlegende Statistiken | |
|---|---|
| Marktanteil | US$8.59b |
| Gewinn(TTM) | US$1.05b |
| Umsatz(TTM) | US$3.63b |
8.7x
Kurs-Gewinn-Verhältnis 2.5x
Kurs-Umsatz-VerhältnisIst XP zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| XP Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | R$18.18b |
| Kosten der Einnahmen | R$5.62b |
| Bruttogewinn | R$12.56b |
| Sonstige Ausgaben | R$7.31b |
| Gewinn | R$5.24b |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
k.A.
| Gewinn per Aktie (EPS) | 10.17 |
| Bruttomarge | 69.07% |
| Nettogewinnspanne | 28.85% |
| Schulden/Eigenkapital-Verhältnis | 676.1% |
Wie hat sich XP auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
1.1%
Aktuelle Dividendenrendite20%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/20 13:40 |
| Aktienkurs zum Tagesende | 2026/05/20 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
XP Inc. wird von 15 Analysten beobachtet. 10 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Eric Ito | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |