Navient (NAVI) Aktienübersicht
Die Navient Corporation bietet technologiegestützte Bildungsfinanzierung für das Bildungswesen in den Vereinigten Staaten. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 2/6 |
| Künftiges Wachstum | 5/6 |
| Vergangene Leistung | 0/6 |
| Finanzielle Gesundheit | 3/6 |
| Dividenden | 4/6 |
NAVI Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$14.34
FV
42.6% unterbewertet intrinsischer Abschlag43
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Navient Corporation Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$8.23 |
| 52-Wochen-Hoch | US$14.20 |
| 52-Wochen-Tief | US$7.33 |
| Beta | 1.21 |
| 1 Monat Veränderung | -5.40% |
| 3 Monate Veränderung | -7.42% |
| 1 Jahr Veränderung | -41.13% |
| 3 Jahre Veränderung | -56.50% |
| 5 Jahre Veränderung | -59.72% |
| Veränderung seit IPO | 934.91% |
Aktuelle Nachrichten und Updates
Narrative-Update • Jun 25
NAVI: Capital Returns And CEO Transition Will Support Future Upside
Analysts have adjusted the Navient price target slightly higher to $12.41 from $12.16, reflecting updated views on fair value, the discount rate, revenue growth, and profit margin assumptions. Analyst Commentary Recent Street research on Navient shows a mixed but active backdrop, with both upward and downward price target revisions as analysts refresh their views on fair value, execution, and risk.
Narrative-Update • Jun 10
NAVI: Mixed Revisions And New Leadership Will Keep Earnings Durability Under Review
Analysts have nudged their average price target for Navient higher by $1, citing updated assumptions around revenue growth, profitability, and valuation that refine rather than overhaul their prior views. Analyst Commentary Recent research has been mixed, with some firms lifting their price targets by US$1 while others have moved in the opposite direction.Seeking Alpha • Jun 01
Navient: We Wonder About End Market Growth
Summary Navient Corporation (NAVI) is restructuring as it oursources servicing and focuses on consumer lending. NAVI should benefit from higher rates and a mix shift to consumer loans as a consequence of shifting away from FFELP. Loan loss provisions have not yet risen despite macro risks; further increases are expected as cost of capital and credit concerns mount in macro. We also wonder how sustainable origination growth will be. We are concerned due to demographics and education ROI whether end market growth can be sustained. AI, higher tuition costs and also just a generally high share of not very useful courses at university could start impacting behaviours and direct more people to the trades. Read the full article on Seeking AlphaRecent updates
Narrative-Update • Jun 25
NAVI: Capital Returns And CEO Transition Will Support Future Upside
Analysts have adjusted the Navient price target slightly higher to $12.41 from $12.16, reflecting updated views on fair value, the discount rate, revenue growth, and profit margin assumptions. Analyst Commentary Recent Street research on Navient shows a mixed but active backdrop, with both upward and downward price target revisions as analysts refresh their views on fair value, execution, and risk.Narrative-Update • Jun 10
NAVI: Mixed Revisions And New Leadership Will Keep Earnings Durability Under Review
Analysts have nudged their average price target for Navient higher by $1, citing updated assumptions around revenue growth, profitability, and valuation that refine rather than overhaul their prior views. Analyst Commentary Recent research has been mixed, with some firms lifting their price targets by US$1 while others have moved in the opposite direction.Seeking Alpha • Jun 01
Navient: We Wonder About End Market Growth
Summary Navient Corporation (NAVI) is restructuring as it oursources servicing and focuses on consumer lending. NAVI should benefit from higher rates and a mix shift to consumer loans as a consequence of shifting away from FFELP. Loan loss provisions have not yet risen despite macro risks; further increases are expected as cost of capital and credit concerns mount in macro. We also wonder how sustainable origination growth will be. We are concerned due to demographics and education ROI whether end market growth can be sustained. AI, higher tuition costs and also just a generally high share of not very useful courses at university could start impacting behaviours and direct more people to the trades. Read the full article on Seeking Alpha
Narrative-Update • May 27
NAVI: Mixed Repricing And New Leadership Will Shape Risk Balance Into 2026
Navient's updated analyst price target edges higher by about $0.13 per share to align with recent target increases of $1 at several firms, with analysts pointing to revised assumptions for discount rates, margins, and future P/E as key drivers. Analyst Commentary Recent price target changes on Navient have been mixed, with several bullish analysts lifting targets by about US$1 and a group of more cautious analysts trimming targets by US$1 to US$3.Narrative-Update • May 01
NAVI: Mixed Repricing And Leadership Shift Will Shape Risk Reward Into 2026
Navient's updated analyst price target has shifted to reflect a fair value move from $11.33 to $9.31, as analysts weigh recent mixed target changes and revised expectations for revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research on Navient reflects a mix of optimism and caution, with several price target hikes offset by a cluster of target cuts over a short window.Narrative-Update • Apr 17
NAVI: Capital Returns And Margin Discipline Will Support Future Upside
Narrative Update Navient's analyst price target has been revised lower by about $0.84 to $12.16, as analysts factor in recent cuts from several firms alongside updated assumptions for fair value, revenue, profit margins and the future P/E multiple. Analyst Commentary Recent research updates on Navient skew toward reduced price targets, but they still provide useful insight into how analysts think about valuation, execution and future earnings power.Narrative-Update • Apr 02
NAVI: Cautious View Will Persist As Earnings Durability Remains Under Scrutiny
The analyst price target for Navient has moved from $11.00 to $8.00 as analysts factor in updated views on revenue growth potential, profit margins, and P/E multiples following a series of recent target cuts across the Street. Analyst Commentary Recent Street research on Navient has tilted cautious, with several bearish analysts cutting price targets and rethinking their assumptions after earlier optimism around the stock.Narrative-Update • Mar 19
NAVI: Benign Credit Conditions And Buybacks Will Support Future Upside
Narrative Update Analysts have lowered Navient's fair value estimate to $13.00, reflecting reduced price targets driven by more cautious profit margin expectations, while revenue growth assumptions and future P/E remain relatively unchanged. Analyst Commentary Street research on Navient has recently been dominated by lower price targets, reflecting more cautious views on profitability and credit risk.Narrative-Update • Mar 05
NAVI: Benign Credit Backdrop And Buybacks Will Support 2026 Upside Potential
Analysts have trimmed their average price target on Navient to about $11.33, down roughly $1.72 from the prior $13.06. They cited updated views on revenue growth, profit margins and valuation following a series of target reductions from major firms in recent research.Narrative-Update • Feb 19
NAVI: Benign Credit And Buybacks Will Support Future Upside Potential
Analysts have trimmed their average price target for Navient to reflect a slightly lower fair value estimate of about $16.77 per share, citing recent target cuts across several firms and modest adjustments to revenue growth, profit margin assumptions, the discount rate, and future P/E expectations. Analyst Commentary Recent research updates on Navient have been dominated by reductions in price targets, even as one earlier report moved its target to US$11 from US$10 and kept an Underweight rating.Narrative-Update • Feb 05
NAVI: Benign Credit Backdrop And Cost Control Will Support Future Upside
Analysts have trimmed their price targets on Navient, and our updated fair value estimate moves from US$18.00 to about US$17.04 as they factor in a higher assumed P/E multiple, along with changes in revenue growth and profit margin assumptions highlighted in recent research cuts from several major firms. Analyst Commentary Recent research has centered on where Navient's earnings profile and balance sheet risks should sit within the broader consumer finance peer group, which has led to a cluster of revised price targets.Narrative-Update • Jan 22
NAVI: Cautious View Will Persist Despite Anticipated 2026 Credit Improvement
Narrative Update Analysts lifted their price target on Navient to US$11.00 from US$10.00, citing expectations for a more supportive credit backdrop, potential loan growth, and a firmer mortgage origination market in 2026, along with updated assumptions for revenue, profit margins, and future P/E. Analyst Commentary The latest price target move to US$11.00 sits at the low end of where some investors might expect a lender to trade if credit conditions and mortgage activity improve meaningfully in 2026.Narrative-Update • Jan 07
NAVI: Benign Credit Backdrop And Buybacks Will Shape Balanced 2026 Outlook
Analysts have nudged their price target for Navient higher, with the fair value estimate moving from about $12.72 to $13.06 as they factor in a relatively stable credit backdrop and their expectations for healthier loan and mortgage origination conditions by 2026. Analyst Commentary Recent research points to a cautious stance on Navient, even as some expectations for 2026 loan and mortgage activity are factored into updated price targets.Narrative-Update • Dec 14
NAVI: Federal Loan Sales And Buybacks Will Shape Balanced Future Outlook
Analyst Price Target Update Analysts have trimmed their price target on Navient slightly, to approximately $12.72 from about $12.89, as they factor in stronger projected revenue growth, slightly lower expected profit margins, and a modestly reduced future earnings multiple. What's in the News White House officials are reportedly considering selling high performing portions of the federal government's $1.6 trillion student loan portfolio to private lenders, potentially expanding market opportunities for servicers such as Navient (Politico) Navient completed repurchases of 2,000,000 shares in the third quarter of 2025 for $26.38 million, bringing total buybacks under its December 2021 authorization to 61,032,748 shares, or about 48.64% of shares outstanding (company filing) The Board of Directors authorized a new share repurchase program of up to $100 million on October 29, 2025, reflecting continued emphasis on returning capital to shareholders (company announcement) Navient reported third quarter 2025 net charge offs of $105 million, roughly flat compared to $104 million in the prior year period (earnings release) The company issued fourth quarter 2025 earnings guidance of $0.30 to $0.35 per share, providing investors with a clearer view of near term profitability expectations (earnings guidance) Valuation Changes The fair value estimate has decreased slightly to approximately $12.72 from about $12.89, reflecting modestly tighter assumptions.Narrative-Update • Nov 30
NAVI: Phase 2 Execution Risk And Federal Loan Sale Will Shape Outlook
Analysts have lowered Navient’s price target from $15 to $12, citing increased execution risks as the company shifts its strategy from cost-cutting to more challenging growth initiatives. Analyst Commentary Analysts have provided mixed insights on Navient’s outlook as the company transitions to more growth-oriented strategies.Narrative-Update • Nov 16
NAVI: Phase 2 Transition Will Drive Execution Risk Amid Federal Loan Sale Talks
Analysts have lowered their price target for Navient to $12 from $13, citing increased execution risk as the company transitions from cost-cutting to more challenging growth initiatives. Analyst Commentary Recent analyst discussions surrounding Navient highlight a shift in sentiment due to the company’s transition from cost-saving measures to more ambitious growth initiatives.Narrative-Update • Oct 30
NAVI: Execution Risks And Policy Shifts Will Shape Future Performance
Analysts have lowered their price target for Navient from $14.10 to $13.00 per share. They cite increased execution risks associated with the company’s shift toward growth initiatives, despite recent improvements in profitability and projected revenue growth.Analyseartikel • Aug 18
Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16
Navient Corporation's ( NASDAQ:NAVI ) investors are due to receive a payment of $0.16 per share on 19th of September...Analyseartikel • Apr 24
Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...Seeking Alpha • Mar 28
Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key
Summary Navient now primarily focuses on private education loans, following the outsourcing and divestitures of its other operations. Management's guidance calls for core earnings of between $1 and $1.2 per share for FY25. Shares are trading at approximately half of book value, which stands at $25.6 per share. Despite its cheap valuation, I maintain a Hold rating on NAVI stock due to the surrounding risks and uncertainties. Read the full article on Seeking AlphaAnalyseartikel • Feb 27
Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16
The board of Navient Corporation ( NASDAQ:NAVI ) has announced that it will pay a dividend of $0.16 per share on the...Analyseartikel • Oct 24
Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares
Navient Corporation's ( NASDAQ:NAVI ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right...
Neues Narrative • Sep 24
Decisive Overhaul To Boost Efficiency And Unlock Shareholder Value In Consumer Finance Sector
Navient's strategic focus on cost reduction through outsourcing and divestment aims to improve net margins by lowering operational expenses.Analyseartikel • Aug 18
Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16
Navient Corporation ( NASDAQ:NAVI ) will pay a dividend of $0.16 on the 20th of September. This means the annual...Aktionärsrenditen
| NAVI | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | -4.9% | -5.5% | -1.0% |
| 1Y | -41.1% | -0.1% | 14.7% |
Rendite im Vergleich zur Industrie: NAVI unter dem Niveau der Branche US Consumer Finance , die im vergangenen Jahr eine Rendite von -0.1% erzielte.
Rendite vs. Markt: NAVI hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 14.7 erzielte.
Preisvolatilität
| NAVI volatility | |
|---|---|
| NAVI Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.0% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiler Aktienkurs: NAVI hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: NAVIDie wöchentliche Volatilität (6%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1973 | 670 | Ed Bramson | www.navient.com |
Die Navient Corporation bietet technologiegestützte Bildungsfinanzierung für das Bildungswesen in den Vereinigten Staaten an. Das Unternehmen ist in zwei Segmenten tätig: Federal Education Loans und Consumer Lending. Das Unternehmen besitzt und verwaltet ein Portfolio privater Bildungskredite und bietet unter der Marke Earnest Bildungskredite und digitale Finanzdienstleistungen, schulinterne Studentenkredite und Refinanzierungsprodukte an.
Navient Corporation's Grundlagenzusammenfassung
| NAVI grundlegende Statistiken | |
|---|---|
| Marktanteil | US$773.53m |
| Gewinn(TTM) | -US$61.00m |
| Umsatz(TTM) | US$329.00m |
2.4x
Kurs-Umsatz-Verhältnis-12.7x
Kurs-Gewinn-Verhältnis Ist NAVI zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| NAVI Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$329.00m |
| Kosten der Einnahmen | US$0 |
| Bruttogewinn | US$329.00m |
| Sonstige Ausgaben | US$390.00m |
| Gewinn | -US$61.00m |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
Aug 06, 2026
| Gewinn per Aktie (EPS) | -0.65 |
| Bruttomarge | 100.00% |
| Nettogewinnspanne | -18.54% |
| Schulden/Eigenkapital-Verhältnis | 1,900.0% |
Wie hat sich NAVI auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
7.8%
Aktuelle Dividendenrendite-102%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/07/26 01:39 |
| Aktienkurs zum Tagesende | 2026/07/24 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Navient Corporation wird von 20 Analysten beobachtet. 6 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |