Ankündigung • May 09
Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares. Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock Reported Earnings • May 07
First quarter 2026 earnings: EPS and revenues exceed analyst expectations First quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US. Live-Nachrichten • May 07
Chime Financial Achieves First GAAP Profit Driven by Chime Prime Growth and $200 Million Buyback Chime Financial posted its first quarter of GAAP profitability in Q1 2026, with net income of $53 million, or $0.13 per share.
Revenue for Q1 2026 came in at $647.39 million, described by the company as 25% higher year over year and ahead of analyst expectations for the fourth quarter in a row.
Chime launched its premium Chime Prime membership and expanded short‑term liquidity products, while also raising full‑year revenue and adjusted EBITDA guidance and authorizing an extra $200 million share repurchase plan.
For you as an investor, the key takeaway is that Chime has moved into GAAP profitability while still reporting what it characterizes as strong top‑line growth. Management is highlighting Chime Prime, with 5% cash back and 3.75% APY, as a contributor to product adoption, member retention and higher Chime Card usage, and is pointing to growing traction in MyPay and Instant Loans as supporting transaction margins.
The decision to lift full‑year revenue and adjusted EBITDA guidance, coupled with an additional $200 million share repurchase authorization, is presented by management as a sign of confidence in the current business mix and balance sheet. You may want to watch how uptake of Chime Prime and usage of the short‑term liquidity products evolve over coming quarters, since these are presented as important drivers for both growth and margin profile. Ankündigung • Apr 21
Chime Financial, Inc., Annual General Meeting, Jun 02, 2026 Chime Financial, Inc., Annual General Meeting, Jun 02, 2026. Ankündigung • Apr 16
Chime Financial, Inc. to Report Q1, 2026 Results on May 06, 2026 Chime Financial, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026 Breakeven Date Change • Mar 05
Forecast breakeven date moved forward to 2026 The 17 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$62.1m in 2026. Earnings growth of 111% is required to achieve expected profit on schedule. Recent Insider Transactions Derivative • Mar 03
Independent Director notifies of intention to sell stock Cynthia Marshall intends to sell 35k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of March. If the sale is conducted around the recent share price of US$22.28, it would amount to US$780k. Since June 2025, Cynthia has owned 2.25k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months. Reported Earnings • Feb 26
Full year 2025 earnings: EPS exceeds analyst expectations Full year 2025 results: US$4.27 loss per share (further deteriorated from US$0.39 loss in FY 2024). Revenue: US$2.19b (up 31% from FY 2024). Net loss: US$1.01b (loss widened US$984.6m from FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.5%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Diversified Financial industry in the US. Breakeven Date Change • Feb 26
Forecast breakeven date moved forward to 2026 The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$65.0m in 2026. Earnings growth of 117% is required to achieve expected profit on schedule. Ankündigung • Feb 26
Chime Financial, Inc. Provides Earnings Guidance for the First Quarter and Full Year of 2026 Chime Financial, Inc. provided earnings guidance for the first quarter and full year of 2026. For the first quarter of 2026, the company expected revenue between $627 million to $637 million, resulting in year-over-year revenue growth between 21% and 23%.
For the full year of 2026, the company expected revenue between $2.63 billion to $2.67 billion, resulting in year-over-year revenue growth between 20% and 22%. Ankündigung • Feb 24
Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial Wellness Chime Enterprise announced growing employer adoption of Chime Workplace™?, a comprehensive financial wellness suite that delivers the full range of Chime's fee-free1 financial tools within a no-cost enterprise financial health solution. Features built into Chime Workplace include earned wage access (EWA)2, which allows employees to access their pay on demand, a high-yield savings account with an APY 7x the national average, and credit-building tools. Employers gain real-time, actionable insights into employee financial well-being through the employer portal. Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) are among the latest employers to implement Chime Workplace to support employee financial well-being and help reduce stress that can impact productivity, retention, and overall performance. Employers are increasingly linking employee financial wellness to workforce outcomes. According to Gallup's State of the Global Workplace 2025 report, employee engagement remains low at just 21%, costing the global economy an estimated $438 billion annually. This widespread disengagement signals a workforce under strain, weighing heavily on productivity and performance across industries. This widespread disengagement signals an important first step, but on its own is no longer enough. Employers are moving beyond short-term fixes to holistic platforms that reduce financial stress and support productivity at scale. Chime Workplace gives enterprises a practical, scalable foundation to strengthen workforce readiness without added complexity or cost. Today's announcement highlights employers across senior living, real estate, and waste and recycling adopting Chime Workplace to replace legacy earned wage access point solutions or implement more integrated financial wellness strategies that help drive workforce performance: Cedarhurst Senior Living, based in St. Louis, MO, adopted Chime Workplace as part of a broader workforce investment strategy designed to enhance financial wellness resources for frontline caregiving and operations teams, where consistency, attentiveness, and reliability are essential. eXp Realty, a cloud-based real estate brokerage headquartered in Bellingham, WA, selected Chime Workplace to support its employees with scalable, fee-free financial tools that align with its flexible operating model. LRS (LakesHore Recycling Systems), a waste and recycling services provider headquartered in Rosemont, IL that serves communities across the Midwest, adopted Chime Workplace to support employees financial health across its frontline and field-based operations, helping reduce financial stress that can impact workforce safety and performance. While these new customers span industries--from senior living and real estate to waste and recycling-- they share common workforce challenges. Employees from across varied sectors are facing rising living costs, persistent financial stress, and limited access to affordable financial tools, all of which can affect focus, and more. Breakeven Date Change • Feb 20
Forecast breakeven date moved forward to 2026 The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$834.5k in 2026. Average annual earnings growth of 107% is required to achieve expected profit on schedule. Ankündigung • Jan 30
Chime Financial, Inc. to Report Q4, 2025 Results on Feb 25, 2026 Chime Financial, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026 Breakeven Date Change • Jan 29
Forecast breakeven date pushed back to 2027 The 16 analysts covering Chime Financial previously expected the company to break even in 2026. New consensus forecast suggests losses will reduce by 66% per year to 2026. The company is expected to make a profit of US$191.6m in 2027. Average annual earnings growth of 107% is required to achieve expected profit on schedule. Recent Insider Transactions Derivative • Jan 15
Co-Founder exercised options and sold US$1.4m worth of stock On the 9th of January, Christopher Britt exercised options to acquire 50k shares at no cost and sold these for an average price of US$28.06 per share. This trade did not impact their existing holding. For the year to December 2024, Christopher's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2025, Christopher's direct individual holding has increased from 16.92m shares to 17.25m. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months. Ankündigung • Dec 11
Chime Announces Executive Promotions Chime announced three promotions within its executive leadership team. Effective immediately, Mark Troughton has been promoted to the role of President, Janelle Sallenave to Chief Operating Officer, and Vineet Mehra to Chief Growth Officer. Mark Troughton most recently served as Chime’s Chief Operating Officer, during which he was instrumental in overseeing Chime’s risk, customer experience, corporate, and business development functions, while managing the company’s bank partner relationships. He was a key architect of MyPay, enabling Chime members to access their paycheck on demand, and created the enterprise channel, bringing Chime’s suite of financial products to employers for their workforces. As President, Mr. Troughton will continue to oversee Chime’s strategy, risk, partnerships, and customer experience organizations and help guide Chime in its next phase of growth. Janelle Sallenave most recently served as Chime’s Chief Experience Officer, where she transformed Chime’s member service and operations. Under Ms. Sallenave’s leadership, Chime has successfully embedded AI across member support channels, with more than 70% of member support interactions now being powered by AI and automation, while doubling member satisfaction scores between 2022 and 2025. As Chief Operating Officer, Ms. Sallenave will continue to oversee member experience, as well as planning, data and analytics, internal AI initiatives, and overall business operations for the company. Vineet Mehra previously served as Chief Marketing Officer, during which he elevated the Chime brand, awareness, and cultural relevance to unprecedented levels. He was recognized this year by Forbes as one of the 50 World’s Most Influential CMOs, and under his leadership, Chime was named the #1 banking brand by Time magazine and one of Fast Company’s 2025 Brands That Matter. Mr. Mehra was also instrumental in the launch of Chime Card. As Chief Growth Officer, Mr. Mehra will continue to oversee marketing and lead Chime's overall growth agenda, building on his success in member acquisition, engagement, and loyalty. Breakeven Date Change • Nov 14
Forecast breakeven date moved forward to 2026 The 15 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$7.50m in 2026. Average annual earnings growth of 101% is required to achieve expected profit on schedule. Reported Earnings • Nov 06
Third quarter 2025 earnings: EPS and revenues exceed analyst expectations Third quarter 2025 results: US$0.15 loss per share. Net loss: US$54.7m (flat on 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Diversified Financial industry in the US. Ankündigung • Oct 09
Chime Financial, Inc. to Report Q3, 2025 Results on Nov 05, 2025 Chime Financial, Inc. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025 Ankündigung • Sep 09
Chime Introduces New Chime Card with Cash Back Rewards and Elevated Design Chime introduced the newest way it's making everyday banking more rewarding. The new Chime Card, which brings 1.5% cash back2 rewards for Chime+3 members, adds even more reasons to love the nation's most loved banking app. These benefits build on Chime's existing suite of services--including high-yield savings, early access to pay, credit building, instant loans, and deals--delivering an upgraded fee-free banking experience that's simple and rewarding. Chime+ is Chime's free, enhanced membership tier that unlocks exclusive rewards for members who set up a qualifying direct deposit. Since the launch of Chime+ earlier this year, Chime has continued to bring even more rewards to its most loyal members who reach certain membership tiers. With the Chime Card4, Chime+ members earn 1.5% cash back on rotating categories like groceries, gas, and restaurants, tracked automatically in the app with no cap on earnings. These new cash back rewards are in addition to existing Chime+ features, including: 3.75% APY 5 on savings; Fee-free overdraft protection with SpotMe; Early access to pay with MyPay; Priority support for faster help; Access to exclusive Chime Deals that can be stacked with cash back. The new Chime Card is a secured credit card that blends premium design with powerful credit-building tools; Members can choose from free styles in colors like Classic Black or Evergreen, or upgrade to a Titanium finish for $50 plus tax. The new Chime Card helps members build credit with their everyday purchases while adding rewards, a refreshed design, and seamless in-app experience. Expanding Chime's Suite of Banking Services: The Chime Card is the latest addition to Chime's full suite of services. Alongside fee-free checking and savings, members get access to 47,000 fee-free ATMs, smart tools like Spending Insights, and 24/7 live support. Additional protections include guardrails against overspending, instant card freeze/unfreeze, real-time transaction alerts, and fraud monitoring. Eligible members can also access SpotMe fee-free overdraft on Chime Card. The Chime Card has already begun rolling out and will become available to all new and existing members over the coming weeks and months. When available, current Credit Builder cardholders can upgrade directly in the app. Reported Earnings • Aug 12
Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind Second quarter 2025 results: US$7.29 loss per share. Net loss: US$923.4m (flat on 2Q 2024). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) missed analyst estimates by 89%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Diversified Financial industry in the US. Ankündigung • Aug 08
Chime Financial, Inc. Provides Earnings Guidance for the Third Quarter and Full Year of 2025 Chime Financial, Inc. provided earnings guidance for the third quarter and full year of 2025. For the third quarter, the company expects revenue between $525 million and $535 million, resulting in year-over-year revenue growth between 24% and 27%.
For the full year 2025, the company expects revenue between $2.135 billion and $2.155 billion, resulting in year-over-year revenue growth between 28% and 29%. Ankündigung • Jul 11
Chime Financial, Inc. to Report Q2, 2025 Results on Aug 07, 2025 Chime Financial, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025 Board Change • Jun 12
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. Independent Director Sue Decker was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.