Recent Insider Transactions Derivative • Aug 07
Co-Founder & Director notifies of intention to sell stock Ryan King intends to sell 375k shares in the next 90 days after lodging an Intent To Sell Form on the 6th of August. If the sale is conducted around the recent share price of US$25.92, it would amount to US$9.7m. Ryan currently holds 14.85m shares (0.039214854574843395 of the company). Company insiders have collectively sold US$2.0m more than they bought, via options and on-market transactions in the last 12 months. Live-News • Aug 07
Chime Financial Posts Q2 Profit and Lifts Guidance With CFO Transition and Reorganization Chime Financial reported a second consecutive quarter of GAAP profitability for Q2 2026 and raised its full-year revenue guidance, supported by higher Active Members, Purchase Volume and ARPAM after launching Chime Prime and expanding Chime Enterprise employer partnerships.
The company is reorganizing its operations and announced a CFO transition, with Mark Troughton taking the roles of President and Interim CFO while the search for a permanent finance chief continues.
Chime Financial’s shares trade at $31.25, with a 69.6% return over the past 90 days, reflecting a sharp recent re-rating of the stock.
This combination of sustained profitability, higher guidance and leadership change indicates that Chime is undergoing a meaningful reset, and the main risk is whether execution on the reorganization and CFO transition keeps pace with the market’s higher expectations. Live-News • Aug 04
Chime Financial Expands Reach With Allied Universal for Fee-Free Employee Banking Tools Chime Financial has partnered with Allied Universal to offer Chime Workplace, a suite of fee-free financial wellness tools, to hundreds of thousands of Allied Universal frontline employees at no cost to those workers.
The agreement expands Chime’s reach into employer-sponsored financial wellness, potentially lifting user acquisition and long-term engagement as more workers gain access to direct deposit and other app-based banking features through their employer.
Chime Financial’s stock trades at US$24.26, with a 30-day return of 16.2%, giving the market some recent momentum to weigh this new employer channel against.
This kind of employer partnership can deepen Chime Financial’s relationship with users who might keep their primary spending and saving activity on the platform. It also concentrates growth expectations on the success of workplace distribution. Live-News • Jul 21
Chime Financial Unveils Commission-Free Investing Platform Inside Banking App Chime Financial launched Chime Invest, adding commission-free stock and ETF trading, plus an expert-managed portfolio option, directly inside the existing Chime app where members already handle their banking.
The move extends Chime beyond core banking into retail investing, targeting people who find investing intimidating or time-consuming, and introduces a new potential revenue source linked to the company’s existing user base.
Chime Financial’s stock last traded at $21.93, with the share price up 24.6% over the past 30 days.
By folding investing into the same app where customers already manage cash, Chime Financial is trying to deepen engagement and keep more of each customer’s financial activity on its own platform. At the same time, it takes on new product, compliance, and execution risks typical of brokerage services. Ankündigung • Jul 17
Chime Financial, Inc. to Report Q2, 2026 Results on Aug 05, 2026 Chime Financial, Inc. announced that they will report Q2, 2026 results After-Market on Aug 05, 2026 Live-News • Jul 10
Chime Financial Raises 2026 Growth Guidance After GAAP Profit and Unveils Expansion Plan Chime Financial has achieved GAAP profitability in Q1 2026 and, at the William Blair Growth Stock Conference, raised its 2026 revenue growth outlook to a range of 22% to 23% while outlining a new roadmap that targets a $425b U.S. total addressable market.
Management plans to pursue this larger market by using AI-driven efficiencies through its Archimedes software factory and rolling out additional consumer finance products, indicating a focus on both cost discipline and product expansion.
Chime Financial’s stock trades at $21.31, with the share price up 24.8% over the past 30 days.
The combination of GAAP profitability, higher 2026 guidance, and a clearer product and AI plan gives investors more visibility on how Chime Financial intends to scale, but it also raises execution risk if growth or efficiency gains fall short of these targets. Live-News • Jul 01
Chime Financial Joins Visa and Stripe in New Open Standard Stablecoin Initiative Chime Financial is joining more than 100 financial firms, including Visa and Stripe, in a new stablecoin venture called Open Standard. The initiative will issue a US dollar-backed token named Open USD that partners plan to integrate into their systems later this year.
Participation in Open Standard could expand Chime Financial’s role in digital payments by giving its users access to stablecoin-based transactions alongside traditional banking-style services.
Chime Financial’s stock trades at $20.48, with the shares down 22.4% year to date, while the news arrives after recent volatility and shifting sentiment around fintech and digital assets.
This move into a shared stablecoin framework ties Chime Financial more closely to large payment networks, but also adds regulatory, technology and competitive risks as stablecoin standards, fees and user adoption are still evolving. Live-News • Jun 02
Chime Financial Expands Early Wealth Building With 130,000 New Custodial IRAs for Children Chime Financial has partnered with Invest America to launch the Compound Combine series in Jersey City, focused on improving financial literacy and early wealth building for American families.
The initiative centers on Trump Accounts, tax-advantaged custodial IRAs for children under 18 that are supported by the U.S. Treasury Department.
Chime has already helped families open about 130,000 Trump Accounts and plans to expand access through additional education events and by adding investment choices such as individual stocks and ETFs in the coming months.
This push into Trump Accounts and investment education reflects an effort by Chime to deepen engagement with younger households and position its platform as a long-term savings hub, rather than solely a transactional banking app.
Investors can monitor how quickly account adoption and new investment options grow, as well as any regulatory or political risk surrounding Trump Accounts, given their ties to federal policy support. Ankündigung • May 09
Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares. Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock Reported Earnings • May 07
First quarter 2026 earnings: EPS and revenues exceed analyst expectations First quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US. Ankündigung • Apr 21
Chime Financial, Inc., Annual General Meeting, Jun 02, 2026 Chime Financial, Inc., Annual General Meeting, Jun 02, 2026. Ankündigung • Apr 16
Chime Financial, Inc. to Report Q1, 2026 Results on May 06, 2026 Chime Financial, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026 Breakeven Date Change • Mar 05
Forecast breakeven date moved forward to 2026 The 17 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$62.1m in 2026. Earnings growth of 111% is required to achieve expected profit on schedule. Recent Insider Transactions Derivative • Mar 03
Independent Director notifies of intention to sell stock Cynthia Marshall intends to sell 35k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of March. If the sale is conducted around the recent share price of US$22.28, it would amount to US$780k. Since June 2025, Cynthia has owned 2.25k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months. Reported Earnings • Feb 26
Full year 2025 earnings: EPS exceeds analyst expectations Full year 2025 results: US$4.27 loss per share (further deteriorated from US$0.39 loss in FY 2024). Revenue: US$2.19b (up 31% from FY 2024). Net loss: US$1.01b (loss widened US$984.6m from FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.5%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Diversified Financial industry in the US. Breakeven Date Change • Feb 26
Forecast breakeven date moved forward to 2026 The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$65.0m in 2026. Earnings growth of 117% is required to achieve expected profit on schedule. Ankündigung • Feb 26
Chime Financial, Inc. Provides Earnings Guidance for the First Quarter and Full Year of 2026 Chime Financial, Inc. provided earnings guidance for the first quarter and full year of 2026. For the first quarter of 2026, the company expected revenue between $627 million to $637 million, resulting in year-over-year revenue growth between 21% and 23%.
For the full year of 2026, the company expected revenue between $2.63 billion to $2.67 billion, resulting in year-over-year revenue growth between 20% and 22%. Ankündigung • Feb 24
Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial Wellness Chime Enterprise announced growing employer adoption of Chime Workplace™?, a comprehensive financial wellness suite that delivers the full range of Chime's fee-free1 financial tools within a no-cost enterprise financial health solution. Features built into Chime Workplace include earned wage access (EWA)2, which allows employees to access their pay on demand, a high-yield savings account with an APY 7x the national average, and credit-building tools. Employers gain real-time, actionable insights into employee financial well-being through the employer portal. Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) are among the latest employers to implement Chime Workplace to support employee financial well-being and help reduce stress that can impact productivity, retention, and overall performance. Employers are increasingly linking employee financial wellness to workforce outcomes. According to Gallup's State of the Global Workplace 2025 report, employee engagement remains low at just 21%, costing the global economy an estimated $438 billion annually. This widespread disengagement signals a workforce under strain, weighing heavily on productivity and performance across industries. This widespread disengagement signals an important first step, but on its own is no longer enough. Employers are moving beyond short-term fixes to holistic platforms that reduce financial stress and support productivity at scale. Chime Workplace gives enterprises a practical, scalable foundation to strengthen workforce readiness without added complexity or cost. Today's announcement highlights employers across senior living, real estate, and waste and recycling adopting Chime Workplace to replace legacy earned wage access point solutions or implement more integrated financial wellness strategies that help drive workforce performance: Cedarhurst Senior Living, based in St. Louis, MO, adopted Chime Workplace as part of a broader workforce investment strategy designed to enhance financial wellness resources for frontline caregiving and operations teams, where consistency, attentiveness, and reliability are essential. eXp Realty, a cloud-based real estate brokerage headquartered in Bellingham, WA, selected Chime Workplace to support its employees with scalable, fee-free financial tools that align with its flexible operating model. LRS (LakesHore Recycling Systems), a waste and recycling services provider headquartered in Rosemont, IL that serves communities across the Midwest, adopted Chime Workplace to support employees financial health across its frontline and field-based operations, helping reduce financial stress that can impact workforce safety and performance. While these new customers span industries--from senior living and real estate to waste and recycling-- they share common workforce challenges. Employees from across varied sectors are facing rising living costs, persistent financial stress, and limited access to affordable financial tools, all of which can affect focus, and more. Breakeven Date Change • Feb 20
Forecast breakeven date moved forward to 2026 The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$834.5k in 2026. Average annual earnings growth of 107% is required to achieve expected profit on schedule. Ankündigung • Jan 30
Chime Financial, Inc. to Report Q4, 2025 Results on Feb 25, 2026 Chime Financial, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026 Breakeven Date Change • Jan 29
Forecast breakeven date pushed back to 2027 The 16 analysts covering Chime Financial previously expected the company to break even in 2026. New consensus forecast suggests losses will reduce by 66% per year to 2026. The company is expected to make a profit of US$191.6m in 2027. Average annual earnings growth of 107% is required to achieve expected profit on schedule. Recent Insider Transactions Derivative • Jan 15
Co-Founder exercised options and sold US$1.4m worth of stock On the 9th of January, Christopher Britt exercised options to acquire 50k shares at no cost and sold these for an average price of US$28.06 per share. This trade did not impact their existing holding. For the year to December 2024, Christopher's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2025, Christopher's direct individual holding has increased from 16.92m shares to 17.25m. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months. Ankündigung • Dec 11
Chime Announces Executive Promotions Chime announced three promotions within its executive leadership team. Effective immediately, Mark Troughton has been promoted to the role of President, Janelle Sallenave to Chief Operating Officer, and Vineet Mehra to Chief Growth Officer. Mark Troughton most recently served as Chime’s Chief Operating Officer, during which he was instrumental in overseeing Chime’s risk, customer experience, corporate, and business development functions, while managing the company’s bank partner relationships. He was a key architect of MyPay, enabling Chime members to access their paycheck on demand, and created the enterprise channel, bringing Chime’s suite of financial products to employers for their workforces. As President, Mr. Troughton will continue to oversee Chime’s strategy, risk, partnerships, and customer experience organizations and help guide Chime in its next phase of growth. Janelle Sallenave most recently served as Chime’s Chief Experience Officer, where she transformed Chime’s member service and operations. Under Ms. Sallenave’s leadership, Chime has successfully embedded AI across member support channels, with more than 70% of member support interactions now being powered by AI and automation, while doubling member satisfaction scores between 2022 and 2025. As Chief Operating Officer, Ms. Sallenave will continue to oversee member experience, as well as planning, data and analytics, internal AI initiatives, and overall business operations for the company. Vineet Mehra previously served as Chief Marketing Officer, during which he elevated the Chime brand, awareness, and cultural relevance to unprecedented levels. He was recognized this year by Forbes as one of the 50 World’s Most Influential CMOs, and under his leadership, Chime was named the #1 banking brand by Time magazine and one of Fast Company’s 2025 Brands That Matter. Mr. Mehra was also instrumental in the launch of Chime Card. As Chief Growth Officer, Mr. Mehra will continue to oversee marketing and lead Chime's overall growth agenda, building on his success in member acquisition, engagement, and loyalty. Breakeven Date Change • Nov 14
Forecast breakeven date moved forward to 2026 The 15 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$7.50m in 2026. Average annual earnings growth of 101% is required to achieve expected profit on schedule. Reported Earnings • Nov 06
Third quarter 2025 earnings: EPS and revenues exceed analyst expectations Third quarter 2025 results: US$0.15 loss per share. Net loss: US$54.7m (flat on 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Diversified Financial industry in the US. Ankündigung • Oct 09
Chime Financial, Inc. to Report Q3, 2025 Results on Nov 05, 2025 Chime Financial, Inc. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025 Ankündigung • Sep 09
Chime Introduces New Chime Card with Cash Back Rewards and Elevated Design Chime introduced the newest way it's making everyday banking more rewarding. The new Chime Card, which brings 1.5% cash back2 rewards for Chime+3 members, adds even more reasons to love the nation's most loved banking app. These benefits build on Chime's existing suite of services--including high-yield savings, early access to pay, credit building, instant loans, and deals--delivering an upgraded fee-free banking experience that's simple and rewarding. Chime+ is Chime's free, enhanced membership tier that unlocks exclusive rewards for members who set up a qualifying direct deposit. Since the launch of Chime+ earlier this year, Chime has continued to bring even more rewards to its most loyal members who reach certain membership tiers. With the Chime Card4, Chime+ members earn 1.5% cash back on rotating categories like groceries, gas, and restaurants, tracked automatically in the app with no cap on earnings. These new cash back rewards are in addition to existing Chime+ features, including: 3.75% APY 5 on savings; Fee-free overdraft protection with SpotMe; Early access to pay with MyPay; Priority support for faster help; Access to exclusive Chime Deals that can be stacked with cash back. The new Chime Card is a secured credit card that blends premium design with powerful credit-building tools; Members can choose from free styles in colors like Classic Black or Evergreen, or upgrade to a Titanium finish for $50 plus tax. The new Chime Card helps members build credit with their everyday purchases while adding rewards, a refreshed design, and seamless in-app experience. Expanding Chime's Suite of Banking Services: The Chime Card is the latest addition to Chime's full suite of services. Alongside fee-free checking and savings, members get access to 47,000 fee-free ATMs, smart tools like Spending Insights, and 24/7 live support. Additional protections include guardrails against overspending, instant card freeze/unfreeze, real-time transaction alerts, and fraud monitoring. Eligible members can also access SpotMe fee-free overdraft on Chime Card. The Chime Card has already begun rolling out and will become available to all new and existing members over the coming weeks and months. When available, current Credit Builder cardholders can upgrade directly in the app. Reported Earnings • Aug 12
Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind Second quarter 2025 results: US$7.29 loss per share. Net loss: US$923.4m (flat on 2Q 2024). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) missed analyst estimates by 89%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Diversified Financial industry in the US. Ankündigung • Aug 08
Chime Financial, Inc. Provides Earnings Guidance for the Third Quarter and Full Year of 2025 Chime Financial, Inc. provided earnings guidance for the third quarter and full year of 2025. For the third quarter, the company expects revenue between $525 million and $535 million, resulting in year-over-year revenue growth between 24% and 27%.
For the full year 2025, the company expects revenue between $2.135 billion and $2.155 billion, resulting in year-over-year revenue growth between 28% and 29%. Ankündigung • Jul 11
Chime Financial, Inc. to Report Q2, 2025 Results on Aug 07, 2025 Chime Financial, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025 Board Change • Jun 12
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. Independent Director Sue Decker was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. 
