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Bank OZK

NasdaqGS:OZK Lagerbericht

Marktkapitalisierung: US$5.3b

  • Unternehmensüberblick
  • Bewertung
  • Ausblick und Wachstum
  • Leistungs-Rückblick
  • Finanzlage
  • Dividende
  • Management
  • Eigentümerschaft
  • Weitere Informationen
  • Aktien-Community

Bank OZK Zukünftiges Wachstum

Future Kriterienprüfungen 0/6

Der Gewinn von Bank OZK wird voraussichtlich um 1% pro Jahr zurückgehen, während der Jahresumsatz um 8.1% pro Jahr wachsen soll. Der Gewinn je Aktie wird voraussichtlich um 3.4% pro Jahr steigen. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 10.3% betragen.

Wichtige Informationen

-1.0%

Wachstumsrate der Gewinne

3.44%

EPS-Wachstumsrate

Banks Gewinnwachstum7.1%
Wachstumsrate der Einnahmen8.1%
Zukünftige Eigenkapitalrendite10.31%
Analystenabdeckung

Good

Zuletzt aktualisiert08 Sep 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Keine Aktualisierungen

Recent updates

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Narrative-Update • Aug 07

OZK: Loan Diversification And Dividend Increases Will Shape Future Re Rating

Analysts have adjusted the Bank OZK fair value estimate from about $52.33 to about $54.22 as they factor in updated price targets in the $51 to $56 range and incorporate expectations for slightly different profit margins, discount rates, and future P/E levels. Analyst Commentary Recent Street research on Bank OZK shows a mix of optimism and caution.
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Narrative-Update • Jul 24

OZK: Buybacks And Dividend Reliability Will Shape 2026 Catch Up

Analysts have lifted the Bank OZK fair value estimate from $61.00 to $65.00 as price targets across the Street edge higher, citing expectations for continued revenue momentum and constructive trends for regional banks, even as some firms flag limited near term catalysts and credit visibility. Analyst Commentary Recent research on Bank OZK reflects a mix of optimism and caution, with several firms adjusting price targets and ratings as they reassess revenue momentum, credit trends and the stock's current valuation.
Seeking Alpha • Jul 22

Bank OZK: Faster Diversification Is Worth Near-Term Earnings Pressure

Summary Bank OZK remains a "Strong Buy," with CRE loan repayments accelerating balance sheet diversification and de-risking its portfolio. OZK trades at ~8x earnings and ~1x tangible book, offering 20% upside as CRE exposure declines and valuation multiples normalize. Deposit growth remains robust, capital ratios are conservative (CET1 11.84%), and the dividend yield stands at 3.7% with a 28-year growth streak. Short-term earnings face headwinds from rapid CRE paydowns, but medium-term EPS targets remain attractive as loan growth resumes post-2026. Read the full article on Seeking Alpha
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Narrative-Update • Jul 09

OZK: Limited Credit Visibility Will Restrain Repricing Despite Capital Returns

Bank OZK's analyst price targets have moved higher, with recent revisions clustered in the $52 to $56 range, as analysts point to revenue momentum, expectations for continued bank sector strength, and potential benefits from commercial and industrial loan growth, even as some highlight limited visibility on credit trends and near term re-rating catalysts. Analyst Commentary Recent research on Bank OZK reflects a mixed stance, with some firms lifting price targets while others pull back on their enthusiasm.
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Narrative-Update • Jun 23

OZK: Neutral Reset And Lowered Outlook Will Pressure Future Repricing

Analysts have adjusted their price targets on Bank OZK, with recent Street research including a $7 reduction from Morgan Stanley and a fresh Neutral initiation from UBS. These developments contribute to a more balanced view on the stock’s valuation and risk profile.
Analyseartikel • Jun 17

Bank OZK (OZK) Stock Could Be 4% Undervalued as CIB Expansion Comes Into Focus

Bank OZK (OZK) has drawn investor attention after recent share moves, with the stock down 1.5% over the past day but higher over the past month and past 3 months. See our latest analysis for Bank OZK. Even after the recent 1 day share price decline of 1.53% to US$50.35, Bank OZK has shown building momentum, with a 30 day share price return of 7.75% and a 1 year total shareholder return of 17.63%. If this kind of steady improvement has your attention, it could be a useful moment to broaden...
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Narrative-Update • Jun 06

OZK: Houston Expansion And Dividend Progress Will Shape 2026 Catch Up

Analysts have trimmed their Bank OZK price target by $1 to $61, reflecting updated views on revenue growth, profit margins, and valuation following recent research, including a new Neutral initiation and a reduced target from major firms. Analyst Commentary Recent research on Bank OZK points to a more balanced stance, with analysts reassessing the stock's risk and reward as fresh information on revenue and margins is incorporated into models.
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Narrative-Update • May 16

OZK: Cooler Neutral Stance And Lower Future P/E Will Pressure Repricing

Bank OZK's updated analyst price target has shifted slightly to about $40.30. Analysts cite adjustments to revenue growth, profit margin and future P/E assumptions in light of recent sector price target changes and neutral ratings from the Street.
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Narrative-Update • Apr 30

OZK: Neutral Stance And Dividend Growth Will Shape Future Re Rating

The updated analyst price target for Bank OZK edges down by about $1 to roughly $52, as analysts factor in slightly higher projected revenue growth, more moderate profit margins, and a marginally higher P/E assumption following recent price target resets and a Neutral stance from the Street. Analyst Commentary Recent Street research on Bank OZK has centered on refined price targets and neutral ratings, with analysts weighing both constructive and cautious factors around growth, profitability, and execution.
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Narrative-Update • Apr 16

OZK: Slower Revenue And Margin Pressure Will Drive Cooler Future Repricing

Analysts have reduced the implied price target for Bank OZK by $7, reflecting updated assumptions for slower revenue growth, a lower profit margin, and a higher future P/E multiple, in line with recent target cuts and a Neutral stance from several firms. Analyst Commentary Recent research on Bank OZK reflects a more cautious tone, with several bearish analysts trimming price targets and highlighting a less favorable balance between growth expectations, profitability and valuation risk.
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Narrative-Update • Apr 02

OZK: Dividend Momentum And Life Sciences Credit Outcomes Will Shape 2026 Catch Up

Analysts have trimmed Bank OZK's price targets by a few dollars, with recent moves around the $59 to $61 range. These changes reflect slightly softer revenue growth assumptions, partly offset by a modestly higher profit margin outlook and a broadly cautious stance on mid cap banks and life sciences credit exposure.
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Narrative-Update • Mar 19

OZK: Life Sciences Credit Risk And Dividend Consistency Will Shape Future Repricing

Narrative Update Bank OZK's updated analyst price target reflects a modest reset within a $56 to $61 range, as analysts balance slightly higher modeled revenue growth and a similar fair value and P/E outlook with evolving views on loan growth, net interest margins, capital return and credit sensitivity in areas such as exposure to life sciences. Analyst Commentary Analysts are split on Bank OZK, with some adjusting targets higher inside the midcap bank group, while others trim expectations and highlight specific pockets of risk such as life sciences exposure and the reaction to upcoming earnings.
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Narrative-Update • Mar 05

OZK: Life Sciences Credit Concerns Will Likely Cap Future Share Multiple

Analysts have nudged their Bank OZK price targets higher, with moves such as Morgan Stanley's increase to $61 and UBS's to $51. These changes reflect updated views on loan growth, net interest margin and capital return across mid cap banks.
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Narrative-Update • Feb 04

OZK: Steepening Yield Curve And Dividend Consistency Will Shape Future Re Rating

Narrative Update: Bank OZK The analyst price target for Bank OZK has been trimmed by about $2.50 to $53.00, as analysts factor in updated sector views, modestly higher projected revenue growth and margins, and a lower assumed future P/E multiple alongside fresh target cuts across the mid cap bank group. Analyst Commentary Recent research on Bank OZK shows a mix of optimism about the medium term setup for mid cap banks and caution around specific risk areas and valuation assumptions.
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Narrative-Update • Jan 21

OZK: Dividend Track Record And Credit Outcomes Will Shape 2026 Upside

Narrative Update Analysts trimmed their price targets on Bank OZK and our fair value estimate moves from $67.00 to $64.00. Updated assumptions reflect slightly lower revenue growth, softer profit margins, a higher discount rate, and a modestly higher future P/E multiple.
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Narrative-Update • Jan 07

OZK: Diversification And Steepening Yield Curve Will Support Future Re Rating

Analysts have nudged their fair value estimate for Bank OZK higher to about $55.56 from $54.78, reflecting modest adjustments to growth, margins and future P/E assumptions. This change comes alongside a mixed set of recent price target moves that highlight both ongoing business transition and cautious optimism around mid cap banks.
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Narrative-Update • Dec 17

OZK: Business Model Shift Will Likely Restrict Share Multiple Expansion

Analysts have modestly reduced their price target on Bank OZK, trimming fair value by about $2 to reflect higher discount rates, slower expected revenue growth and margins, and near term uncertainty around business model transition. At the same time, they highlight the potential for a higher future earnings multiple as diversification gains traction and the rate backdrop improves.
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Narrative-Update • Dec 03

OZK: Diversification And Steepening Yield Curve Will Drive Future Re-Rating

Analysts have modestly reduced their blended price target for Bank OZK by a few dollars per share, to the low to mid 60 dollar range. Larger than expected 2026 RESG repayments are tempering near term multiple expansion, even as the bank's diversification strategy, improving industry backdrop, and resilient credit trends support expectations for a higher valuation over time.
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Narrative-Update • Nov 19

OZK: Diversification Efforts Will Drive Renewed Momentum As Yield Curve Improves

Analysts have revised Bank OZK's price target to reflect a mixed outlook, with recent updates ranging from a reduction to $50 and $61, as well as an increase to $63. These changes cite ongoing business model transitions, larger-than-expected repayments, and favorable industry conditions amid broader market developments.
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Narrative-Update • Nov 05

OZK: Future Dividend Increases And Business Diversification Will Drive Multiple Expansion

The consensus analyst price target for Bank OZK has been revised downward by $1 to $54.78. This reflects analyst expectations of slower revenue growth and modest profit margin compression, even as they note mixed sentiment regarding the company's ongoing business model transition and exposure to industry trends.
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Narrative-Update • Oct 22

Analyst Commentary Highlights Mixed Outlook on Bank OZK Amid Valuation Trim and Dividend Growth

Analysts have trimmed Bank OZK's fair value estimate by about $1.72 to $55.78 per share, citing softer revenue growth and profit margins. This adjustment comes despite continued business diversification and stable credit trends.
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Narrative-Update • Sep 26

Sun Belt Expansion And Digital Banking Will Drive Opportunity

Analysts have raised Bank OZK’s price target to $57.50, citing optimism for a rebound in commercial lending, signs of loan growth acceleration, and favorable risk/reward as midcap banks trade at steep discounts. Analyst Commentary Optimism for a rebound in commercial lending is driving positive sentiment, with expectations that capital-rich and higher growth banks like Bank OZK are well-positioned to benefit.
Seeking Alpha • Apr 28

Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts

Summary Bank OZK is a U.S. regional bank with 73% of the loan portfolio allocated to real estate financing. Preferred dividends were well-covered by net income in 2024 and Q1 2025. Likewise, preferred equity enjoys a substantial common equity buffer. Fed rate cuts should result in incremental capital gains, supplementing the already attractive ~7% current yield. Investors more optimistic about the real estate sector may consider Bank OZK's common stock, which trades at a discount to U.S. regional banks. Bank OZK's focus on real estate financing, together with the non-cumulative nature of preferred dividends, results in a higher risk of missed dividends relative to more diversified banks. Read the full article on Seeking Alpha
Seeking Alpha • Apr 18

Bank OZK: Still A Steal Post-Q1 Results

Summary Like so many banks, shares of Bank OZK have struggled lately. OZK recently released Q1 2025 results. Profitability remains stellar, and credit quality is holding up well. OZK's lending skews more to construction, while loans also account for a relatively large share of its assets. In periods of economic uncertainty, that can lead to underperformance. OZK currently trades for less than 1x TBVPS. For a bank that has historically averaged a mid-teens ROATCE, that looks like a steal. Read the full article on Seeking Alpha
Seeking Alpha • Feb 11

Bank OZK: Preferred Stock Is Attractive Thanks To Robust Loan Book

Summary Bank OZK's strong net results and low loan loss provisions ensure preferred dividends are well-covered, making the preferred shares attractive. The bank's low LTV ratio in its real-estate-backed portfolio and sufficient loan loss allowances mitigate risks, even in adverse scenarios. Preferred shares offer a 6.55% yield, trading at a 30% discount to par value, with the potential for price appreciation if interest rates drop. Despite non-cumulative dividends, the preferred shares are a good investment for yield and speculation on lower market interest rates. Read the full article on Seeking Alpha
Seeking Alpha • Jan 20

Bank OZK Q4 Results: Credit Quality Proves Resilient

Summary Bank OZK shares rallied 10% after strong quarterly results, driven by robust asset growth and stable credit quality despite high CRE exposure. OZK's deposit growth remains strong, with 78% insured or collateralized, and funding costs expected to decline, benefiting net interest margin. Exceptional loan growth and conservative underwriting have buoyed credit quality, with significant reserves and low nonperforming loan ratios. Despite CRE overhang, OZK offers ~15% total return potential, supported by a 3.4% dividend yield and consistent dividend increases, making it a strong buy. Read the full article on Seeking Alpha
Seeking Alpha • Oct 25

Bank OZK: A Baby Thrown Out With The Bathwater

Summary Bank OZK is a well-run business with a large commercial real estate portfolio. Risk from CRE concentration is a concern, but further study shows that this bank shares little in common with troubled lenders. The stock is attractively priced, but it might be best to withhold some capital to take advantage of share price volatility in the future. Read the full article on Seeking Alpha
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Neues Narrative • Oct 20

Robust Loan Growth And Decisive Expansion Set To Boost Margins And Revenue

Lower time deposit rates could reduce deposit costs and positively affect net interest margins in late 2025.
Seeking Alpha • Oct 18

Bank OZK: Solid Q3 Despite Near-Term NIM Pressure

Summary Shares of Bank OZK have gained 26% over the past year, driven by strong deposit growth and credit quality, despite concerns over its commercial real estate loan portfolio. OZK's Q3 earnings were $1.55 per share, beating estimates, with revenue up 8% to $423 million, driven by significant loan and deposit growth. The bank's net interest margin has compressed due to higher funding costs, but management expects improvement as CDs mature and reset at lower rates. Despite pressures on commercial real estate, OZK's conservative underwriting and strong capital position support a bullish outlook, with shares having upside to the mid-$50s. Read the full article on Seeking Alpha
Seeking Alpha • Oct 11

3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)

Summary Buying shares in a small regional bank with a significant CRE exposure against the backdrop of a difficult macroeconomic outlook sounds like a forlorn hope. In this article, I will explain why Bank OZK should not be lumped together with other regional banks with significant CRE exposure. I'll give three (and a half) reasons why I think OZK shares are currently one of the few compelling investments in this expensive market. I rate Bank OZK shares as a strong buy and have recently opened a position. Read the full article on Seeking Alpha
Seeking Alpha • Jul 15

Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item

Summary Bank OZK shares have underperformed the market, but Q1 results showed strong earnings growth and loan expansion. Q2 focus will be on NII and credit quality, particularly regarding a significant loan for a life science building in San Diego. Despite concerns over real estate exposure, Bank OZK remains attractively valued with potential for positive credit quality news given its dividend increase. Read the full article on Seeking Alpha
Seeking Alpha • Jun 09

Bank OZK: 7.3% Yielding Preferred Shares Are Interesting, CRE Risks Overblown

Summary Bank OZK has a high exposure to commercial real estate but maintains a low average loan-to-value ratio. The bank's earnings profile is strong, with increasing interest income and controlled expenses. The preferred shares of Bank OZK offer a low payout ratio and a yield of approximately 7.30%, making them an attractive investment option. Read the full article on Seeking Alpha
Seeking Alpha • May 30

Bank OZK: The 'Canary' In The CRE Coalmine

Summary The stock of Bank OZK tanked 14% on Wednesday due to a double downgrade from Citigroup, which also slashed its price target on the bank by $20 a share. It was one of two analyst firms that noted the deteriorating condition of this regional bank's loan book, which has huge exposure to commercial real estate. An analysis of Bank OZK follows in the paragraphs below. Read the full article on Seeking Alpha
Seeking Alpha • Apr 24

Bank OZK: Strong Q1 Results Point To Further Upside

Summary Bank OZK shares have recovered from last year's banking crisis, up 29%, but are still 10% below their recent high. The company's most recent quarterly results show record earnings and strong deposit growth, making it a standout among regional banks. Despite concerns about its commercial real estate exposure, OZK's conservative underwriting standards and loan structuring make it a favorable investment opportunity. Read the full article on Seeking Alpha
Seeking Alpha • Mar 18

Bank OZK: Shares Look Cheap Amid Credit Quality Concerns

Summary Shares of Bank OZK have fallen around 15% so far this year as investors once again fret about real estate exposure. The bank's strong underwriting record has powered impressive shareholder returns and profitability through multiple economic cycles. Despite the market's wider concerns, there is little evidence to suggest a meaningful deterioration in credit quality here just yet. Bank OZK stock trades for just 1.1x tangible book value per share, pointing to meaningful undervaluation given the bank's historical earnings power. Read the full article on Seeking Alpha

Gewinn- und Umsatzwachstumsprognosen

NasdaqGS:OZK - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/20281,939679N/AN/A4
12/31/20271,799644N/AN/A8
12/31/20261,726636N/AN/A8
6/30/20261,552675762866N/A
3/31/20261,561691701808N/A
12/31/20251,555699732838N/A
9/30/20251,539706677785N/A
6/30/20251,515702749847N/A
3/31/20251,490697757864N/A
12/31/20241,483700739834N/A
9/30/20241,461693804883N/A
6/30/20241,425686813877N/A
3/31/20241,399680829868N/A
12/31/20231,369675852882N/A
9/30/20231,335662833853N/A
6/30/20231,272621797823N/A
3/31/20231,211585801828N/A
12/31/20221,152548735765N/A
9/30/20221,131538710744N/A
6/30/20221,129540589616N/A
3/31/20221,145559524560N/A
12/31/20211,166579494528N/A
9/30/20211,117550501533N/A
6/30/20211,084529522560N/A
3/31/2021957428569608N/A
12/31/2020781292502552N/A
9/30/2020767272426487N/A
6/30/2020760267392473N/A
3/31/2020835327N/A387N/A
12/31/2019959426N/A425N/A
9/30/2019973440N/A680N/A
6/30/2019939410N/A688N/A
3/31/2019937415N/A722N/A
12/31/2018932417N/A705N/A
9/30/2018919448N/A453N/A
6/30/2018951470N/A408N/A
3/31/2018936446N/A365N/A
12/31/2017913422N/A384N/A
9/30/2017892364N/A370N/A
6/30/2017855344N/A374N/A
3/31/2017764307N/A339N/A
12/31/2016680270N/A242N/A
9/30/2016596234N/A224N/A
6/30/2016514204N/A185N/A
3/31/2016490194N/A183N/A
12/31/2015465182N/A201N/A
9/30/2015426166N/A186N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: OZKFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-1% pro Jahr).

Ertrag vs. Markt: OZKFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-1% pro Jahr).

Hohe Wachstumserträge: OZKFür die nächsten 3 Jahre wird mit einem Rückgang der Erträge gerechnet.

Einnahmen vs. Markt: OZKDie Einnahmen des Unternehmens (8.1% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (13.5% pro Jahr).

Hohe Wachstumseinnahmen: OZKDie Einnahmen des Unternehmens (8.1% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.


Wachstumsprognosen für den Gewinn je Aktie


Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: OZKDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (10.3%).


Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/09/11 23:17
Aktienkurs zum Tagesende2026/09/11 00:00
Gewinne2026/06/30
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
  • SEC-Formular 10-K
  • SEC-Formular 10-Q
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
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  • Analysten Research Berichte
  • Blue Matrix
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
  • ICE-Marktdaten
  • SEC-Formular S-1
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
  • SEC-Formular 4
  • SEC-Formular 13D
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
  • SEC-Formular 10-K
  • SEC-Formular DEF 14A
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens
  • SEC-Formular 8-K

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.

Erfahren Sie mehr über das , das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Bank OZK wird von 21 Analysten beobachtet. 8 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Andrew StappB. Riley Securities, Inc.
Benjamin GerlingerCitigroup Inc
Christopher McGrattyKeefe, Bruyette, & Woods

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