Norwood Financial Zukünftiges Wachstum
Future Kriterienprüfungen 3/6
Für Norwood Financial wird ein Gewinn- und Umsatzwachstum von 24.5% bzw. 13.5% pro Jahr prognostiziert, während der Gewinn je Aktie voraussichtlich um 19% pro Jahr steigen soll.
Wichtige Informationen
24.5%
Wachstumsrate der Gewinne
19.01%
EPS-Wachstumsrate
| Banks Gewinnwachstum | 7.1% |
| Wachstumsrate der Einnahmen | 13.5% |
| Zukünftige Eigenkapitalrendite | n/a |
| Analystenabdeckung | Low |
| Zuletzt aktualisiert | 12 Aug 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Seeking Alpha • Jul 15
Norwood Financial's Quality Overrides Its Valuation
Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha
Narrative-Update • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.Analyseartikel • Jan 06
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32
Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...Analyseartikel • Dec 20
Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...Seeking Alpha • Aug 27
Norwood Financial: Still On The Sidelines Despite A Solid Loan Book
Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking AlphaAnalyseartikel • Sep 22
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...Analyseartikel • Jul 04
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...Analyseartikel • Jun 20
Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...Analyseartikel • Jun 07
Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analyseartikel • Apr 05
Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Sep 16
Norwood Financial declares $0.28 dividend
Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.Seeking Alpha • Jul 22
Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).Seeking Alpha • Jul 10
Norwood Financial: The Book Value Gets Hit Despite Good Results
Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.Seeking Alpha • Apr 06
Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.Analyseartikel • Mar 17
Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...Gewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 12/31/2027 | 125 | 42 | N/A | N/A | 1 |
| 12/31/2026 | 117 | 34 | N/A | N/A | 1 |
| 6/30/2026 | 100 | 29 | 30 | 33 | N/A |
| 3/31/2026 | 93 | 26 | 27 | 31 | N/A |
| 12/31/2025 | 86 | 28 | 29 | 34 | N/A |
| 9/30/2025 | 61 | 8 | 25 | 30 | N/A |
| 6/30/2025 | 54 | 3 | 21 | 25 | N/A |
| 3/31/2025 | 50 | 1 | 24 | 28 | N/A |
| 12/31/2024 | 48 | 0 | 20 | 23 | N/A |
| 9/30/2024 | 62 | 13 | 22 | 25 | N/A |
| 6/30/2024 | 62 | 13 | 25 | 27 | N/A |
| 3/31/2024 | 64 | 15 | 22 | 24 | N/A |
| 12/31/2023 | 65 | 17 | 28 | 30 | N/A |
| 9/30/2023 | 72 | 24 | 28 | 29 | N/A |
| 6/30/2023 | 76 | 28 | 30 | 31 | N/A |
| 3/31/2023 | 76 | 28 | 29 | 31 | N/A |
| 12/31/2022 | 77 | 29 | 29 | 31 | N/A |
| 9/30/2022 | 77 | 29 | 29 | 31 | N/A |
| 6/30/2022 | 75 | 28 | 28 | 30 | N/A |
| 3/31/2022 | 72 | 27 | 30 | 31 | N/A |
| 12/31/2021 | 69 | 25 | 28 | 29 | N/A |
| 9/30/2021 | 68 | 24 | 27 | 28 | N/A |
| 6/30/2021 | 65 | 22 | 27 | 28 | N/A |
| 3/31/2021 | 58 | 18 | 16 | 17 | N/A |
| 12/31/2020 | 53 | 15 | 13 | 14 | N/A |
| 9/30/2020 | 47 | 13 | 12 | 13 | N/A |
| 6/30/2020 | 43 | 12 | 8 | 9 | N/A |
| 3/31/2020 | 44 | 14 | N/A | 19 | N/A |
| 12/31/2019 | 44 | 14 | N/A | 18 | N/A |
| 9/30/2019 | 43 | 14 | N/A | 18 | N/A |
| 6/30/2019 | 43 | 14 | N/A | 18 | N/A |
| 3/31/2019 | 43 | 14 | N/A | 20 | N/A |
| 12/31/2018 | 42 | 14 | N/A | 17 | N/A |
| 9/30/2018 | 42 | 11 | N/A | 18 | N/A |
| 6/30/2018 | 41 | 10 | N/A | 17 | N/A |
| 3/31/2018 | 40 | 9 | N/A | 15 | N/A |
| 12/31/2017 | 40 | 8 | N/A | 16 | N/A |
| 9/30/2017 | 39 | 10 | N/A | 16 | N/A |
| 6/30/2017 | 37 | 8 | N/A | 16 | N/A |
| 3/31/2017 | 34 | 7 | N/A | 12 | N/A |
| 12/31/2016 | 32 | 7 | N/A | 11 | N/A |
| 9/30/2016 | 27 | 4 | N/A | 10 | N/A |
| 6/30/2016 | 25 | 6 | N/A | 10 | N/A |
| 3/31/2016 | 24 | 6 | N/A | 11 | N/A |
| 12/31/2015 | 25 | 6 | N/A | 10 | N/A |
| 9/30/2015 | 27 | 7 | N/A | 11 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: NWFLDas prognostizierte Gewinnwachstum (24.5% pro Jahr) liegt über der Sparquote (3.7%).
Ertrag vs. Markt: NWFLDie Erträge des Unternehmens (24.5% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (17.5% pro Jahr).
Hohe Wachstumserträge: NWFLEs wird erwartet, dass die Erträge des Unternehmens in den nächsten 3 Jahren erheblich steigen werden.
Einnahmen vs. Markt: NWFLDie Einnahmen des Unternehmens (13.5% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (13.6% pro Jahr).
Hohe Wachstumseinnahmen: NWFLDie Einnahmen des Unternehmens (13.5% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: Unzureichende Daten, um festzustellen, ob die Eigenkapitalrendite von NWFL in 3 Jahren voraussichtlich hoch sein wird
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/09/21 19:07 |
| Aktienkurs zum Tagesende | 2026/09/21 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
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| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das , das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Norwood Financial Corp. wird von 3 Analysten beobachtet. 2 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |