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Norwood Financial Corp.NasdaqGM:NWFL Aktienübersicht

Marktkapitalisierung US$332.6m
Aktienkurs
US$30.83
US$28
10.1% überbewertet intrinsischer Abschlag
1Y19.7%
7D3.7%
1D
Wert des Portfolios
​
Siehe

Norwood Financial Corp.

NasdaqGM:NWFL Lagerbericht

Marktkapitalisierung: US$332.6m

Norwood Financial (NWFL) Aktienübersicht

Die Norwood Financial Corp. ist die Bankholdinggesellschaft der Wayne Bank, die in den Vereinigten Staaten verschiedene Bankprodukte und -dienstleistungen anbietet. Mehr Details

NWFL grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung1/6
Künftiges Wachstum4/6
Vergangene Leistung4/6
Finanzielle Gesundheit6/6
Dividenden4/6

Belohnungen

Das Kurs-Gewinn-Verhältnis (13x) liegt unter dem US Markt (18.9x)

Prognostiziertes Gewinnwachstum 24.25% pro Jahr

Die Erträge stiegen im vergangenen Jahr um 2079%

Zahlt eine zuverlässige Dividende von 4.15%

Risikoanalyse

Die Aktionäre wurden im vergangenen Jahr verwässert


NWFL Community Fair Values

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Norwood Financial Corp. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für Norwood Financial
Historische Aktienkurse
Aktueller AktienkursUS$30.83
52-Wochen-HochUS$32.23
52-Wochen-TiefUS$23.70
Beta0.55
1 Monat Veränderung5.55%
3 Monate Veränderung1.95%
1 Jahr Veränderung19.73%
3 Jahre Veränderung27.82%
5 Jahre Veränderung20.34%
Veränderung seit IPO612.17%

Aktuelle Nachrichten und Updates

Seeking Alpha • Jan 26

The Story Of Norwood Financial Is Improving

Summary Norwood Financial Corporation (NWFL) delivered a strong FY 2025 turnaround, with EPS up 45.4% and improved key financial metrics. NWFL trades at a below-average valuation (PE 8.24, TBV multiple 1.21) and offers a 4.6% forward dividend yield, marking eight consecutive years of increases. The PB BancShares acquisition expands assets by 20%, but integration risks remain due to PB's below-average performance metrics and CRE concentration. I maintain a Hold rating on NWFL, awaiting post-merger results, yet acknowledge a more optimistic outlook than in prior quarters. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Jan 26

The Story Of Norwood Financial Is Improving

Summary Norwood Financial Corporation (NWFL) delivered a strong FY 2025 turnaround, with EPS up 45.4% and improved key financial metrics. NWFL trades at a below-average valuation (PE 8.24, TBV multiple 1.21) and offers a 4.6% forward dividend yield, marking eight consecutive years of increases. The PB BancShares acquisition expands assets by 20%, but integration risks remain due to PB's below-average performance metrics and CRE concentration. I maintain a Hold rating on NWFL, awaiting post-merger results, yet acknowledge a more optimistic outlook than in prior quarters. Read the full article on Seeking Alpha
Analyseartikel • Jan 06

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32

Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...
Analyseartikel • Dec 20

Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...
Seeking Alpha • Aug 27

Norwood Financial: Still On The Sidelines Despite A Solid Loan Book

Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking Alpha
Analyseartikel • Sep 22

Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29

Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...
Analyseartikel • Jul 04

Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...
Analyseartikel • Jun 20

Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...
Analyseartikel • Jun 07

Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analyseartikel • Apr 05

Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's

Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...
Seeking Alpha • Sep 16

Norwood Financial declares $0.28 dividend

Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Jul 22

Norwood Financial GAAP EPS of $0.84, revenue of $19.38M

Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).
Seeking Alpha • Jul 10

Norwood Financial: The Book Value Gets Hit Despite Good Results

Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.
Seeking Alpha • Apr 06

Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio

Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.
Analyseartikel • Mar 17

Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...
Analyseartikel • Dec 21

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...
Seeking Alpha • Nov 05

Norwood Financial Corp.: There Is No Reason To Dislike This One

Norwood Financial Corp. is a regional bank with healthy and stable operations. Market expansion and acquisition will lead to more growth opportunities. The stock is a good investment choice in the current market environment.
Seeking Alpha • Sep 01

Norwood Financial Is A Compelling Buy

Norwood Financial (Wayne Bank) has seen a fair amount of obstacles over the last 18 months. While big banks and regional banks have seen their shares rebound back to - or past - pre-pandemic levels, Wayne Bank is still ~25% off its highs in January 2020. We believe that Wayne has several potential catalysts in the next year, including continued economic improvement with the vaccine rollout and tailwinds from loan loss provisions.

Aktionärsrenditen

NWFLUS BanksUS Markt
7D3.7%0.1%1.3%
1Y19.7%20.0%27.7%

Rendite im Vergleich zur Industrie: NWFL unter dem Niveau der Branche US Banks , die im vergangenen Jahr eine Rendite von 20% erzielte.

Rendite vs. Markt: NWFL hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 27.7 erzielte.

Preisvolatilität

Is NWFL's price volatile compared to industry and market?
NWFL volatility
NWFL Average Weekly Movement3.9%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.0%

Stabiler Aktienkurs: NWFL hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: NWFLDie wöchentliche Volatilität (4%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
1870278Jim Donnellywayne.bank

Norwood Financial Corp. ist die Bankholdinggesellschaft der Wayne Bank, die in den Vereinigten Staaten verschiedene Bankprodukte und -dienstleistungen anbietet. Das Unternehmen bietet Einlagenprodukte an, darunter verzinsliche und unverzinsliche Transaktionskonten, Sparbücher und Geldmarktkonten sowie Einlagenzertifikate. Zu den Geschäftskrediten gehören Kreditlinien, revolvierende Kredite, befristete Darlehen, Hypotheken, besicherte Kreditprodukte und Akkreditivfazilitäten, Kommunalkredite, Baudarlehen für gewerbliche Bauprojekte und Einfamilienhäuser, Baufinanzierungen, Grundstücks- und Verbraucherkredite, Hypothekendarlehen zur Finanzierung von Hauptwohnsitzen und Zweitwohnungen sowie die indirekte Händlerfinanzierung von Neu- und Gebrauchtwagen, Booten und Freizeitfahrzeugen.

Norwood Financial Corp.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von Norwood Financial im Vergleich zum Marktanteil des Unternehmens?
NWFL grundlegende Statistiken
MarktanteilUS$332.56m
Gewinn(TTM)US$25.71m
Umsatz(TTM)US$92.63m
13.0x
Kurs-Gewinn-Verhältnis
1.2x
Kurs-Buchwert-Verhältnis

Ist NWFL zu teuer?

Siehe Fair Value und Bewertungsanalyse

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
NWFL Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$92.63m
Kosten der EinnahmenUS$0
BruttogewinnUS$92.63m
Sonstige AusgabenUS$66.92m
GewinnUS$25.71m

Zuletzt gemeldete Gewinne

Mar 31, 2026

Datum des nächsten Gewinnberichts

k.A.

Gewinn per Aktie (EPS)2.37
Bruttomarge100.00%
Nettogewinnspanne27.76%
Schulden/Eigenkapital-Verhältnis31.4%

Wie hat sich NWFL auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Dividenden

4.2%
Aktuelle Dividendenrendite
47%
Ausschüttungsquote

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/27 14:24
Aktienkurs zum Tagesende2026/05/27 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Norwood Financial Corp. wird von 3 Analysten beobachtet. 2 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Daniel CardenasBrean Capital Historical (Janney Montgomery)
null nullStephens, Inc.
Matthew BreeseStephens, Inc.