Banca Transilvania (TLV) Aktienübersicht
Die Banca Transilvania S.A. bietet verschiedene Bankprodukte und -dienstleistungen in Rumänien, Italien und der Republik Moldau an. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 3/6 |
| Künftiges Wachstum | 2/6 |
| Vergangene Leistung | 4/6 |
| Finanzielle Gesundheit | 5/6 |
| Dividenden | 4/6 |
TLV Community Fair Values
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Analyst Price Targets
Banca Transilvania S.A. Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | RON 37.32 |
| 52-Wochen-Hoch | RON 38.28 |
| 52-Wochen-Tief | RON 23.74 |
| Beta | 0.48 |
| 1 Monat Veränderung | 0.11% |
| 3 Monate Veränderung | 10.51% |
| 1 Jahr Veränderung | 52.08% |
| 3 Jahre Veränderung | 185.77% |
| 5 Jahre Veränderung | 167.81% |
| Veränderung seit IPO | 35,383.38% |
Aktuelle Nachrichten und Updates
Narrative-Update • Aug 09
TLV: Higher Future P/E And Stock Split Will Sustain Overvaluation Risk
Analysts have lifted their price target for Banca Transilvania from RON 33.10 to around RON 33.88, citing updated fair value assumptions and a slightly revised future P/E multiple, while keeping revenue growth and profit margin expectations broadly in line with prior views. What's in the News Banca Transilvania has scheduled an Analyst and Investor Day, which gives management a forum to explain its assumptions, provide an update on business priorities, and address questions from institutional and retail investors.Narrative-Update • Jul 24
TLV: Reduced Future P/E Will Drive A Cautious Overvaluation Outlook
Analysts have revised their fair value estimate for Banca Transilvania lower from RON 37.87 to RON 33.10, mainly reflecting a reduced future P/E assumption while keeping revenue growth, profit margin and discount rate effectively unchanged. What’s in the News for Banca Transilvania Banca Transilvania plans an Analyst/Investor Day, giving the market a scheduled opportunity to hear management’s latest views and updates on the business.Narrative-Update • Jul 10
TLV: Investor Day Insights Will Support A Steady Fairly Valued Outlook
Analysts have nudged their fair value estimate for Banca Transilvania higher from RON 36.87 to around RON 37.87, citing updated assumptions for revenue growth, profit margins and future P/E, which feed into a slightly lower discount rate in their models. What’s in the News for Banca Transilvania Banca Transilvania held an Analyst/Investor Day, giving institutional and retail investors an opportunity to hear updated management commentary and ask questions about the business.Narrative-Update • Jun 22
TLV: Dividend And Meetings Will Shape A Steady Fairly Valued Outlook
Analysts kept their RON fair value estimate for Banca Transilvania steady at RON 36.87, with the unchanged price target supported by slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other. What’s in the News for Banca Transilvania Banca Transilvania plans an Analyst and Investor Day, giving the market an opportunity to hear updated management views on the business and outlook.Narrative-Update • Jun 04
TLV: Dividend And Shareholder Meeting Will Shape A Steady Forward Outlook
Analysts have nudged their price target for Banca Transilvania to RON36.87 from RON35.60, reflecting updated assumptions around slightly higher revenue growth, profit margins, and a revised future P/E multiple. What's in the News Banca Transilvania has scheduled a Special and Extraordinary Shareholders Meeting for April 28, 2026, at 14:00 Eastern Europe Standard Time at its headquarters in Cluj-Napoca, str.Recent updates
Narrative-Update • Aug 09
TLV: Higher Future P/E And Stock Split Will Sustain Overvaluation Risk
Analysts have lifted their price target for Banca Transilvania from RON 33.10 to around RON 33.88, citing updated fair value assumptions and a slightly revised future P/E multiple, while keeping revenue growth and profit margin expectations broadly in line with prior views. What's in the News Banca Transilvania has scheduled an Analyst and Investor Day, which gives management a forum to explain its assumptions, provide an update on business priorities, and address questions from institutional and retail investors.Narrative-Update • Jul 24
TLV: Reduced Future P/E Will Drive A Cautious Overvaluation Outlook
Analysts have revised their fair value estimate for Banca Transilvania lower from RON 37.87 to RON 33.10, mainly reflecting a reduced future P/E assumption while keeping revenue growth, profit margin and discount rate effectively unchanged. What’s in the News for Banca Transilvania Banca Transilvania plans an Analyst/Investor Day, giving the market a scheduled opportunity to hear management’s latest views and updates on the business.Narrative-Update • Jul 10
TLV: Investor Day Insights Will Support A Steady Fairly Valued Outlook
Analysts have nudged their fair value estimate for Banca Transilvania higher from RON 36.87 to around RON 37.87, citing updated assumptions for revenue growth, profit margins and future P/E, which feed into a slightly lower discount rate in their models. What’s in the News for Banca Transilvania Banca Transilvania held an Analyst/Investor Day, giving institutional and retail investors an opportunity to hear updated management commentary and ask questions about the business.Narrative-Update • Jun 22
TLV: Dividend And Meetings Will Shape A Steady Fairly Valued Outlook
Analysts kept their RON fair value estimate for Banca Transilvania steady at RON 36.87, with the unchanged price target supported by slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other. What’s in the News for Banca Transilvania Banca Transilvania plans an Analyst and Investor Day, giving the market an opportunity to hear updated management views on the business and outlook.Narrative-Update • Jun 04
TLV: Dividend And Shareholder Meeting Will Shape A Steady Forward Outlook
Analysts have nudged their price target for Banca Transilvania to RON36.87 from RON35.60, reflecting updated assumptions around slightly higher revenue growth, profit margins, and a revised future P/E multiple. What's in the News Banca Transilvania has scheduled a Special and Extraordinary Shareholders Meeting for April 28, 2026, at 14:00 Eastern Europe Standard Time at its headquarters in Cluj-Napoca, str.Narrative-Update • Apr 21
TLV: Dividend And Shareholder Meeting Will Support A Steady Outlook
Analysts now keep their Banca Transilvania fair value estimate steady at RON 35.6, with only marginal tweaks to inputs such as the discount rate and assumed future P/E. This reflects fine tuning of their models rather than a change in overall conviction.Narrative-Update • Apr 06
TLV: Extraordinary Meeting And Dividend Plans Will Support Steady Outlook
Analysts have lifted their RON 33.35 fair value estimate for Banca Transilvania to RON 35.60, citing updated assumptions around the discount rate, revenue growth, profit margins and future P/E that collectively point to a modestly higher valuation anchor. What's in the News Banca Transilvania has scheduled a Special or Extraordinary Shareholders Meeting for April 28, 2026 at 14:00 E.Narrative-Update • Feb 24
TLV: Extraordinary Meeting And Model Tweaks Will Support Steady Outlook
Analysts have kept their RON 33.35 price target for Banca Transilvania broadly unchanged, highlighting slightly adjusted assumptions for the discount rate, revenue growth, profit margin and future P/E as the key drivers behind their current view. What's in the News Banca Transilvania has scheduled a Special or Extraordinary Shareholders Meeting for April 28, 2026, signaling upcoming shareholder votes on key corporate matters (Key Developments).Narrative-Update • Feb 09
TLV: Updated Assumptions And Shareholder Meeting Will Support Steady Fair Value Outlook
Analysts have nudged their price target higher for Banca Transilvania to reflect updated fair value estimates and revised assumptions for the discount rate, revenue growth, profit margin, and future P/E, which together indicate a more supportive risk and earnings profile than in the prior framework. What's in the News Banca Transilvania has scheduled a Special or Extraordinary Shareholders Meeting for April 28, 2026.Narrative-Update • Jan 25
TLV: Updated Discount Rate And Margins Will Support Steady Fair Value Outlook
Analysts have made a modest adjustment to their price outlook on Banca Transilvania, reflecting slightly updated assumptions around discount rates, revenue growth, profit margins and future P/E. Taken together, these updates leave fair value broadly unchanged at €31.48.Narrative-Update • Jan 10
TLV: Discount Rate And Margin Assumptions Will Steady Fairly Valued Outlook
Analysts have revised their price expectations for Banca Transilvania to reflect a slightly lower discount rate, a modest adjustment in the assumed profit margin and a small change in the future P/E multiple, resulting in an updated target centered on a fair value of 31.478. Valuation Changes Fair Value: The updated fair value remains unchanged at RON 31.478 per share.Narrative-Update • Dec 26
TLV: Dividend Stability And Margins Will Guide Fairly Valued Outlook
Analysts have nudged their price target on Banca Transilvania slightly higher to RON 31.48, reflecting modestly improved expectations for long term earnings sustainability and valuation multiples, despite only incremental changes in discount rate and growth assumptions. Valuation Changes Fair Value: unchanged at RON 31.48 per share, indicating a stable central valuation outcome.Narrative-Update • Dec 12
TLV: Dividend Distribution And Stable Margins Will Shape Near Term Outlook
Analysts have nudged their price target on Banca Transilvania slightly higher to reflect an improved fair value estimate of approximately 31.48, supported by marginally stronger assumptions for revenue growth, profit margins, and future valuation multiples. What's in the News A special and extraordinary shareholders meeting is scheduled for October 28, 2025 at 12:00 E.Narrative-Update • Nov 28
TLV: Dividend Payout And Stable Margins Will Guide Near Term Outlook
Analysts have made a marginal downward revision to their price target for Banca Transilvania. The new target is set at RON 30.65, reflecting slight changes in discount rate and projected future valuation multiples.Narrative-Update • Nov 13
TLV: Future Dividend Payout And Profit Margins Will Shape Outlook
Analysts have slightly reduced their price target for Banca Transilvania to RON 30.65. They cite modest adjustments in revenue growth and discount rates, while acknowledging persistent strength in profit margins and future earnings expectations.Narrative-Update • Oct 29
Dividend Distribution Plan And Macroeconomic Shifts Will Shape Banking Returns Ahead
Analysts have maintained their price target for Banca Transilvania at RON 30.65, citing only marginal updates to the discount rate and future valuation metrics. These changes do not materially affect their outlook.Narrative-Update • Oct 15
Fiscal Tightening And High Taxes Will Erode Romanian Banks
Analysts have slightly raised their price target for Banca Transilvania, increasing it from RON 30.19 to RON 30.65. They cite small improvements in expected revenue growth along with a modest update to the bank’s discount rate assumptions.Narrative-Update • Aug 27
Integration With OTP Bank Romania Will Expand Market Share But Operational Risks Could Affect Margins
The slight upward revision in Banca Transilvania's consensus price target reflects modest improvement in revenue growth forecasts, while net profit margin remains stable, resulting in a marginal increase in fair value to RON29.29. What's in the News Banca Transilvania announced a stock split or significant stock dividend with a split ratio of 1.1891737621 : 1, effective July 17, 2025.
Neues Narrative • Dec 07
Integration Of OTP And Rising Expenses Threaten Profitability Amid Economic Uncertainty
Integration costs and increased operating expenses, coupled with new taxes, may impact net margins and affect earnings if efficiencies are not achieved quickly.Aktionärsrenditen
| TLV | RO Banks | RO Markt | |
|---|---|---|---|
| 7D | 0.05% | -1.9% | 1.4% |
| 1Y | 52.1% | 34.4% | 69.1% |
Rendite im Vergleich zur Industrie: TLV übertraf die Branche RO Banks , die im vergangenen Jahr eine Rendite von 34.4 erzielte.
Rendite vs. Markt: TLV hinter dem Markt RO zurück, der im vergangenen Jahr eine Rendite von 69.1 erzielte.
Preisvolatilität
| TLV volatility | |
|---|---|
| TLV Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in RO Market | 10.8% |
| 10% least volatile stocks in RO Market | 2.9% |
Stabiler Aktienkurs: TLV hatte in den letzten 3 Monaten im Vergleich zum RO -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: TLVDie wöchentliche Volatilität (3%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1993 | 13,306 | Omer Tetik | www.bancatransilvania.ro |
Banca Transilvania S.A. bietet verschiedene Bankprodukte und -dienstleistungen in Rumänien, Italien und der Republik Moldau an. Das Unternehmen ist in den Segmenten Große Firmenkunden, Mittlere Firmenkunden, KMU-Kunden, Kleinstunternehmen, Privatkunden, Treasury, Leasing und Verbraucherkredite von Nicht-Bank-Finanzinstituten und Sonstige tätig. Das Unternehmen bietet Transaktionsbankingprodukte, Abonnements für Girokonten, Allfinanzprodukte, Debit- und Kreditkarten, Einlagen und Sparkonten, Verbraucherkredite und Hypotheken sowie Geldautomaten für Kinder, Studenten und Angestellte.
Banca Transilvania S.A.'s Grundlagenzusammenfassung
| TLV grundlegende Statistiken | |
|---|---|
| Marktanteil | RON 46.42b |
| Gewinn(TTM) | RON 4.72b |
| Umsatz(TTM) | RON 11.33b |
9.8x
Kurs-Gewinn-Verhältnis 2.0x
Kurs-Buchwert-VerhältnisIst TLV zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| TLV Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | RON 11.33b |
| Kosten der Einnahmen | RON 541.68m |
| Bruttogewinn | RON 10.79b |
| Sonstige Ausgaben | RON 6.07b |
| Gewinn | RON 4.72b |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
Aug 24, 2026
| Gewinn per Aktie (EPS) | 3.79 |
| Bruttomarge | 95.22% |
| Nettogewinnspanne | 41.66% |
| Schulden/Eigenkapital-Verhältnis | 82.8% |
Wie hat sich TLV auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
4.5%
Aktuelle Dividendenrendite44%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/21 22:42 |
| Aktienkurs zum Tagesende | 2026/08/21 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Banca Transilvania S.A. wird von 13 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Andreas Markou | Berenberg |
| Simon Nellis | Citigroup Inc |
| Thomas Unger | Erste Group Bank AG |