Loading...
Back to narrative

TLV: Dividend Distribution And Stable Margins Will Shape Near Term Outlook

Dividend Distribution Plan And Macroeconomic Shifts Will Shape Banking Returns Ahead

TLV logo
TLV
AnalystConsensusTarget
Not Invested
Published 07 Dec 2024

Update shared on 12 Dec 2025

Fair value Increased 2.70%
Previous
n/a
n/a
AnalystConsensusTarget's Fair Value
n/a
Loading
1Y
29.8%
7D
0.5%

Analysts have nudged their price target on Banca Transilvania slightly higher to reflect an improved fair value estimate of approximately 31.48, supported by marginally stronger assumptions for revenue growth, profit margins, and future valuation multiples.

What's in the News

  • A special and extraordinary shareholders meeting is scheduled for October 28, 2025 at 12:00 E. Europe Standard Time in Cluj Napoca to vote on a proposal to distribute RON 700,000,000 as cash dividends from profit reserves relating to 2015, 2016, and 2019, including a proposed gross dividend per share of RON 0.6420341921 (Key Developments)
  • Shareholders will consider setting November 25, 2025 as the registration date, November 24, 2025 as the ex date, and December 11, 2025 as the payment date for the proposed dividend, alongside other business items on the agenda (Key Developments)
  • A second special and extraordinary shareholders meeting is planned for October 28, 2025 at 13:00 E. Europe Standard Time at Banca Transilvania headquarters to address additional corporate matters (Key Developments)
  • Banca Transilvania has scheduled an Analyst and Investor Day, providing management with a platform to update the market on strategy, performance, and capital allocation plans (Key Developments)

Valuation Changes

  • The fair value estimate has risen slightly from RON 30.65 to RON 31.48, reflecting a modestly higher intrinsic value for Banca Transilvania shares.
  • The discount rate has declined marginally from 14.44 percent to approximately 14.42 percent, indicating a slightly lower perceived risk or cost of equity in the valuation model.
  • The revenue growth assumption has increased slightly from about 6.34 percent to 6.47 percent, signaling a modestly more optimistic outlook for the bank's top line expansion.
  • The net profit margin expectation has edged up from around 35.98 percent to 36.08 percent, implying a small anticipated improvement in operating efficiency and profitability.
  • The future P/E multiple has expanded slightly from 11.16x to about 11.38x, suggesting a modestly higher expected valuation for the bank's forward earnings.

Have other thoughts on Banca Transilvania?

Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.

Create Narrative

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.