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Banca Transilvania S.A. Stock Price

BVB:TLV Community·RON 46.4b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 118 Fair Values set on narratives written by author

TLV Share Price Performance

RON 37.32
12.78 (52.08%)
RON 33.88
Fair Value
RON 37.32
12.78 (52.08%)
10.2% overvalued intrinsic discount
RON 33.88
Fair Value
Price RON 37.32
AnalystConsensusTarget RON 33.88

TLV Community Narratives

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Fair Value RON 33.88 10.2% overvalued intrinsic discount

Dividend Distribution Plan And Macroeconomic Shifts Will Shape Banking Returns Ahead

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RON 33.88
10.2% overvalued intrinsic discount
Revenue
7.86% p.a.
Profit Margin
39.09%
Future PE
11.16x
Price in 2029
RON 49.84

Trending Discussion

No trending discussion available.

Updated Narratives

TLV logo

TLV: Higher Future P/E And Stock Split Will Sustain Overvaluation Risk

Fair Value: RON 33.88 10.2% overvalued intrinsic discount
54 users have set this as their fair value
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Snowflake Analysis

Excellent balance sheet with proven track record and pays a dividend.

1 Risk
3 Rewards

Banca Transilvania S.A. Key Details

RON 11.8b

Revenue

RON 273.0m

Cost of Revenue

RON 11.5b

Gross Profit

RON 6.5b

Other Expenses

RON 4.9b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
Aug 24, 2026
3.98
97.68%
42.10%
91.7%
View Full Analysis

About TLV

Founded
1993
Employees
13306
CEO
Omer Tetik
WebsiteView website
www.bancatransilvania.ro

Banca Transilvania S.A. provides various banking products and services in Romania, Italy, and the Republic of Moldova. The company operates through Large Corporate Clients, Medium Corporate Customers, SME clients, Micro Business clients, Retail customers, Treasury, Leasing and consumer finance granted by non-banking financial institutions, and Other segments. It offers transactional banking products, current account subscriptions, bancassurance products, debit and credit cards, deposits and savings accounts, consumer loans and mortgages, and ATM services to children, students, and employees. The company also provides transaction banking, treasury, trade finance, and retail products, as well as asset management, merger and acquisition consultancy, and capital market advisory services to legal and public entities, and financial institutions. In addition, it offers lending, current and treasury operations; bonus packages, structured finance, and co-financing of EU-funded projects; and bancassurance, and financial and operating leasing services, as well as lease facilities, microfinance, brokerage, factoring, and real estate services. Further, the company provides loans for working capital or investments, letters of guarantee, EU project co-financing, invoice discounting, and factoring; general and FX operations, incoming and outgoing payments, cheques, promissory notes, and salary payment agreements; and internet and mobile banking, e-commerce, POSs and, the integration service of financial data to limited liability companies, freelancers, and sole proprietorships. Additionally, it offers services to companies that have undergone the incipient growth stages and whose business activity requires further attention. Banca Transilvania S.A. was incorporated in 1993 and is headquartered in Cluj-Napoca, Romania.

Recent TLV News & Updates

Narrative Update Aug 09

TLV: Higher Future P/E And Stock Split Will Sustain Overvaluation Risk

Analysts have lifted their price target for Banca Transilvania from RON 33.10 to around RON 33.88, citing updated fair value assumptions and a slightly revised future P/E multiple, while keeping revenue growth and profit margin expectations broadly in line with prior views. What's in the News Banca Transilvania has scheduled an Analyst and Investor Day, which gives management a forum to explain its assumptions, provide an update on business priorities, and address questions from institutional and retail investors.
Narrative Update Jul 24

TLV: Reduced Future P/E Will Drive A Cautious Overvaluation Outlook

Analysts have revised their fair value estimate for Banca Transilvania lower from RON 37.87 to RON 33.10, mainly reflecting a reduced future P/E assumption while keeping revenue growth, profit margin and discount rate effectively unchanged. What’s in the News for Banca Transilvania Banca Transilvania plans an Analyst/Investor Day, giving the market a scheduled opportunity to hear management’s latest views and updates on the business.

Recent updates

No updates