Banco de Sabadell, S.A.

BME:SAB Lagerbericht

Marktkapitalisierung: €16.5b

Banco de Sabadell Management

Management Kriterienprüfungen 3/4

Banco de Sabadell CEO ist Cesar Gonzalez-Bueno Wittgenstein , ernannt in Mar 2021, hat eine Amtszeit von 5.17 Jahren. Die jährliche Gesamtvergütung beträgt €4.56M , bestehend aus 44.7% Gehalt und 55.3% Boni, einschließlich Aktien und Optionen des Unternehmens. besitzt direkt 0.022% der Aktien des Unternehmens, im Wert von €3.59M . Die durchschnittliche Betriebszugehörigkeit des Managementteams und des Verwaltungsrats beträgt 7.3 Jahre bzw. 8.4 Jahre.

Wichtige Informationen

Cesar Gonzalez-Bueno Wittgenstein

Geschäftsführender

€4.6m

Gesamtvergütung

Prozentsatz des Geschäftsführergehalts44.70%
Amtszeit als Geschäftsführer5.2yrs
Eigentum des Geschäftsführers0.02%
Durchschnittliche Amtszeit des Managements7.3yrs
Durchschnittliche Amtszeit der Vorstandsmitglieder8.4yrs

Jüngste Management Updates

Recent updates

SAB: CEO Transition Will Expose Fragile Earnings And Margin Sustainability Risks

Analysts have made a small upward adjustment to the fair value estimate for Banco de Sabadell. The refined price target now reflects a slightly lower discount rate and modestly higher profit margin assumptions, in the wake of mixed recent research that includes both target increases up to €3.80 and trims to around €3.10.

SAB: Asset Quality And Capital Strength Will Drive Future Share Performance

Analysts have trimmed the fair value estimate for Banco de Sabadell slightly to €3.46 from €3.48, reflecting a mix of recent price target cuts and downgrades, alongside supportive views on asset quality and capital generation. Analyst Commentary Bullish Takeaways Bullish analysts point to "strong" asset quality as a key support for the current fair value, suggesting the balance sheet is viewed as resilient by parts of the market.

SAB: Strong Asset Quality And Capital Generation Will Support Further Upside

The analyst price target for Banco de Sabadell has been revised to €4.32 from €4.00. Analysts point to strong asset quality, healthy capital generation and mixed recent rating changes across banks as key drivers of this update.

SAB: CEO Change Will Expose Overvaluation And Heighten Earnings Execution Risks

The analyst price target for Banco de Sabadell has edged higher, with recent moves such as Deutsche Bank's lift to €3.80 and other mixed target revisions reflecting analysts' focus on asset quality, capital generation, and updated assumptions around growth, margins, and future P/E multiples. Analyst Commentary Recent research has highlighted a mix of optimism and caution around Banco de Sabadell, with differing views on how sustainable current assumptions on asset quality, capital generation, and earnings visibility may be.

SAB: CEO Transition Will Intensify Concerns Over Rising Execution Risks

Analysts have nudged their fair value estimate for Banco de Sabadell slightly lower from about €2.64 to €2.62, reflecting a blend of recent Street price target moves, including Citi's trim to €3.10 and earlier target increases from both Citi and RBC, along with updated assumptions on growth, margins and future P/E. Analyst Commentary Recent research has shown a mixed but increasingly cautious tone around Banco de Sabadell, with some Bearish analysts trimming price targets and reassessing execution risks.

SAB: Dividend Yield And Fair Value Views Will Guide Share Performance

Our updated fair value estimate for Banco de Sabadell edges higher to €3.48 from €3.44. This reflects analysts' slightly higher price targets around €3.25 to €3.30 and the rationale that current trading levels are broadly in line with fair value, supported by modest tweaks to the discount rate, profit margin and future P/E assumptions.

SAB: Higher P E Expectations Will Struggle Against Rising Execution Risks

Analysts have inched their fair value estimate for Banco de Sabadell up from €2.48 to about €2.64, reflecting updated assumptions on discount rates, revenue trends, margins and future P/E multiples in the wake of recent price target revisions and rating changes across the Street. Analyst Commentary Street research around Banco de Sabadell has tilted more cautious recently, with several Bearish analysts adjusting ratings and targets in a way that signals growing focus on execution risk and upside limits at current levels.

SAB: Dividend Support Will Struggle To Offset Rising Execution Concerns

The analyst price target for Banco de Sabadell edges higher, with fair value moving from €2.38 to €2.48 as analysts factor in updated discount rates, revised expectations for revenue contraction and margins, and a price-to-earnings ratio closer to recent target moves around €2.80 to €3.50. Analyst Commentary Recent research points to a more balanced, and in some cases cautious, stance on Banco de Sabadell, even as headline price targets cluster between about €2.80 and €3.50.

SAB: Dividend Yield And Post Takeover Fair Value Will Shape Share Performance

Banco de Sabadell's analyst price target has edged higher to approximately EUR 3.44, up from around EUR 3.43 previously. Analysts point to slightly improved profit margin expectations and a still-supportive valuation backdrop, despite a cluster of neutral and sector-perform ratings around the EUR 3.00 to EUR 3.50 range.

SAB: Dividend Yield And Takeover Uncertainty Will Influence Share Price Ahead

Banco de Sabadell's analyst price target has been modestly raised to €3.43 from €3.41, as analysts note improved profit margin expectations and a more favorable revenue outlook, both of which support the updated valuation. Analyst Commentary Market opinion on Banco de Sabadell remains mixed, with analysts highlighting both strengths and several areas of concern regarding the bank’s near-term prospects and valuation.

SAB: Dividend Yield And Recent Deal Outcome Will Shape Share Performance

Banco de Sabadell's analyst price target has been raised from €3.34 to €3.41. Analysts cite improved revenue growth forecasts and valuation adjustments as key drivers of the updated outlook.

SAB: Dividend Yield And Takeover Dynamics Will Shape Future Performance

Analysts have slightly raised their fair value estimate for Banco de Sabadell from €3.33 to €3.34. This change reflects modest updates to profitability projections and consideration of revised price targets in recent research reports.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Analysts have raised their fair value estimate for Banco de Sabadell from €3.27 to €3.33. They cite improved fundamentals and expectations of a higher takeover offer for BBVA as key factors behind the upward revision.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Banco de Sabadell’s analyst price target has been raised from €3.19 to €3.27, as analysts cite incremental adjustments in fair value estimates along with ongoing strategic considerations surrounding its takeover negotiations and recent market performance. Analyst Commentary Recent street research on Banco de Sabadell has led to a more nuanced view among financial analysts, with divergent opinions emerging on the bank's valuation prospects and execution risks as takeover discussions continue.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Despite a notable downgrade in revenue growth forecasts and a rise in the future P/E ratio, the consensus analyst price target for Banco de Sabadell has increased slightly from €3.11 to €3.19. What's in the News BBVA’s hostile takeover bid for Banco de Sabadell remains active after Spanish regulatory approval, but is subject to conditions requiring both banks to operate separately for at least three years.
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Tactical Hedge Contributions And Asset Quality Propel A Bright Future For Banking Growth

Effective management of interest rate sensitivities and cost reductions could enhance net margins and profitability.

Analyse der Geschäftsführervergütung

Wie hat sich die Vergütung von Cesar Gonzalez-Bueno Wittgenstein im Vergleich zu den Einnahmen von Banco de Sabadell verändert?
DatumGesamtvergütungGehaltUnternehmensgewinne
Dec 31 2025€5m€2m

€1b

Sep 30 2025n/an/a

€2b

Jun 30 2025n/an/a

€2b

Mar 31 2025n/an/a

€2b

Dec 31 2024€4m€2m

€1b

Sep 30 2024n/an/a

€1b

Jun 30 2024n/an/a

€1b

Mar 31 2024n/an/a

€1b

Dec 31 2023€3mn/a

€1b

Sep 30 2023n/an/a

€1b

Jun 30 2023n/an/a

€1b

Mar 31 2023n/an/a

€844m

Dec 31 2022€2m€2m

€779m

Sep 30 2022n/an/a

€781m

Jun 30 2022n/an/a

€613m

Mar 31 2022n/an/a

€557m

Dec 31 2021€2m€2m

€430m

Vergütung im Vergleich zum Markt: Cesar Gonzalez-BuenoDie Gesamtvergütung ($USD5.34M) liegt über dem Durchschnitt von Unternehmen ähnlicher Größe auf dem Markt Spanish ($USD3.34M).

Entschädigung vs. Einkommen: Cesar Gonzalez-BuenoDie Vergütung des Vorstandsvorsitzenden entsprach im vergangenen Jahr der Unternehmensleistung.


Geschäftsführer

Cesar Gonzalez-Bueno Wittgenstein (65 yo)

5.2yrs
Amtszeit
€4,555,000
Vergütung

Mr. Cesar Gonzalez-Bueno Mayer Wittgenstein is Chief Executive Officer since March 18, 2021 and Executive Director at Banco de Sabadell, S.A. since December 17, 2020. Mr. Wittgenstein had been Non-Executiv...


Führungsteam

NamePositionAmtszeitVergütungEigentümerschaft
Josep Oliu Creus
Executive Chairman of the Board36.2yrs€1.63m0.11%
€ 17.9m
Cesar Gonzalez-Bueno Wittgenstein
CEO & Executive Director5.2yrs€4.56m0.022%
€ 3.6m
David Figueras
GM, Chief Risk Officer & Executive Director7.3yrs€1.28m0.011%
€ 1.8m
Elena Crespo
General Manager of Operations & Technologyno datakeine Datenkeine Daten
Gerardo Artiach
Head of Investor Relationsno datakeine Datenkeine Daten
Gonzalo Barettino Coloma
Assistant GM of Legal & Deputy-Secretary of the Boardno datakeine Datenkeine Daten
Federico Rodríguez Castillo
Assistant General Manager of Compliance8yrskeine Datenkeine Daten
Virginia de Llera
General Manager of Communication & Corporate Imageno datakeine Datenkeine Daten
Manuel Tresánchez Montaner
Deputy General Manager of Business Transformation & Marketing7.3yrskeine Datenkeine Daten
Sonia Rodriguez
General Manager of People & Sustainabilityno datakeine Datenkeine Daten
Carlos Ventura Santamans
CEO of Business in Spainless than a yearkeine Datenkeine Daten
Sofía Rodríguez Rico
Chief Economist & Assistant GM7.7yrskeine Datenkeine Daten
7.3yrs
Durchschnittliche Betriebszugehörigkeit
62yo
Durchschnittliches Alter

Erfahrenes Management: Das Managementteam von SAB ist erfahren und erfahren (durchschnittliche Amtszeit von 7.3 Jahren).


Vorstandsmitglieder

NamePositionAmtszeitVergütungEigentümerschaft
Josep Oliu Creus
Executive Chairman of the Board36.2yrs€1.63m0.11%
€ 17.9m
Cesar Gonzalez-Bueno Wittgenstein
CEO & Executive Director5.4yrs€4.56m0.022%
€ 3.6m
David Figueras
GM, Chief Risk Officer & Executive Director11yrs€1.28m0.011%
€ 1.8m
Pedro Vinolas Serra
Independent Director3.2yrs€209.00kkeine Daten
Maria Hernandez Garcia
Independent Director1.2yrs€134.00kkeine Daten
Maria Jose Beato
Independent External Director8yrs€204.00k0.011%
€ 1.8m
George Donald Johnston
Lead Independent Director9yrs€248.00kkeine Daten
Aurora Sala
Independent Director11.3yrs€195.00kkeine Daten
Luis Fuguet
Independent Non-Executive Director4.8yrs€242.00kkeine Daten
Pedro Fontana García
Independent Deputy Chairman of the Board8.8yrs€401.00kkeine Daten
Manuel Valls Morato
Independent Director9.7yrs€244.00kkeine Daten
Mireia Torrens
Independent Director6.2yrs€248.00kkeine Daten
8.4yrs
Durchschnittliche Betriebszugehörigkeit
65.5yo
Durchschnittliches Alter

Erfahrener Vorstand: SABDie Vorstandsmitglieder gelten als erfahren (8.4 Jahre durchschnittliche Amtszeit).


Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/02 02:43
Aktienkurs zum Tagesende2026/04/30 00:00
Gewinne2025/12/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Banco de Sabadell, S.A. wird von 34 Analysten beobachtet. 14 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Jesús Gómez DominguezBanco Santander
Thomas Andrew RaynerBarclays
Cecilia Romero ReyesBarclays